- ISIN
- US55275E6480
- CUSIP
- 55275E648
- Issuer
- MFS
- Inception Date
- Sep 28, 2005
- Category
- Target Retirement Date
- Min. Investment
- $0
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
MLTIX Performance Chart
MFS Lifetime 2030 Fund (MLTIX) is up 4.7% since the beginning of the year. MLTIX is currently trading at $17 per share. Investors who bought $1,000 worth of MLTIX shares 5 years ago would now be looking at an investment worth $1,290.
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Returns By Period
MFS Lifetime 2030 Fund (MLTIX) has returned 4.71% so far this year and 11.42% over the past 12 months. Over the last ten years, MLTIX has returned 7.98% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.
MFS Lifetime 2030 Fund
- 1D
- 0.42%
- 1M
- 1.15%
- YTD
- 4.71%
- 6M
- 4.62%
- 1Y
- 11.42%
- 3Y*
- 9.90%
- 5Y*
- 5.22%
- 10Y*
- 7.98%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
MLTIX Monthly Returns History
Based on dividend-adjusted daily data since Sep 29, 2005, MLTIX's average daily return is +0.03%, while the average monthly return is +0.62%. At this rate, an investment would double in approximately 9.3 years.
Historically, 66% of months were positive and 34% were negative. The best month was Apr 2009 with a return of +10.1%, while the worst month was Oct 2008 at -19.1%. The longest winning streak lasted 15 consecutive months, and the longest losing streak was 5 months.
On a daily basis, MLTIX closed higher 52% of trading days. The best single day was Oct 13, 2008 with a return of +11.0%, while the worst single day was Oct 15, 2008 at -8.9%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.57% | 1.42% | -3.17% | 3.40% | 1.22% | 0.30% | 4.71% | ||||||
| 2025 | 2.17% | 0.44% | -1.43% | 0.13% | 2.02% | 2.53% | 0.18% | 1.81% | 1.24% | 0.41% | 0.64% | 0.26% | 10.82% |
| 2024 | 0.13% | 1.47% | 2.27% | -2.71% | 2.66% | 0.68% | 2.33% | 1.61% | 1.53% | -1.80% | 2.48% | -2.41% | 8.32% |
| 2023 | 5.12% | -2.57% | 1.62% | 0.80% | -1.45% | 3.14% | 1.82% | -1.40% | -3.23% | -2.00% | 6.06% | 4.46% | 12.48% |
| 2022 | -3.75% | -1.57% | 0.30% | -5.01% | 0.50% | -5.93% | 5.51% | -3.11% | -6.80% | 3.51% | 5.12% | -2.56% | -13.80% |
| 2021 | -0.46% | 1.28% | 1.67% | 3.51% | 0.98% | 1.03% | 1.39% | 1.48% | -2.60% | 2.89% | -1.56% | 2.69% | 12.81% |
Benchmark Metrics
MFS Lifetime 2030 Fund has an annualized alpha of 0.11%, beta of 0.71, and R2 of 0.88 versus S&P 500 Index. Calculated based on daily prices since September 29, 2005.
- This fund participated in 80.42% of S&P 500 Index downside but only 72.59% of its upside - more exposed to losses than it benefited from rallies.
- Alpha
- 0.11%
- Beta
- 0.71
- R²
- 0.88
- Upside Capture
- 72.59%
- Downside Capture
- 80.42%
Expense Ratio
MLTIX has an expense ratio of 0.00%, meaning no management fees are charged.
Return for Risk
Risk / Return Rank
MLTIX ranks 58 for risk / return — on par with similar mutual funds. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for MFS Lifetime 2030 Fund (MLTIX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| MLTIX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.05 | ||
| Sortino ratioReturn per unit of downside risk | +0.28 | ||
| Omega ratioGain probability vs. loss probability | 1.40 | 1.37 | +0.03 |
| Calmar ratioReturn relative to maximum drawdown | 2.53 | 2.78 | -0.26 |
| Martin ratioReturn relative to average drawdown | 10.96 | 12.44 | -1.48 |
Dividends
Dividend History
MFS Lifetime 2030 Fund provided a 8.68% dividend yield over the last twelve months, with an annual payout of $1.45 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $1.45 | $1.45 | $1.29 | $0.62 | $0.94 | $1.60 | $0.68 | $0.87 | $0.79 | $0.60 | $0.98 | $0.45 |
Dividend yield | 8.68% | 9.09% | 8.22% | 3.98% | 6.47% | 8.95% | 3.92% | 5.46% | 5.72% | 3.85% | 7.14% | 3.30% |
Monthly Dividends
The table displays the monthly dividend distributions for MFS Lifetime 2030 Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.45 | $1.45 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.29 | $1.29 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.62 | $0.62 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.94 | $0.94 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.60 | $1.60 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the MFS Lifetime 2030 Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the MFS Lifetime 2030 Fund was 52.93%, occurring on Mar 9, 2009. Recovery took 541 trading sessions.
The current MFS Lifetime 2030 Fund drawdown is 0.18%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Financial crisis2007–2009 | -52.93%Mar 2009 | 1y 4mo | 2y 1mo | 3y 6moNov 2007 - Apr 2011 |
COVID crash2020 | -25.17%Mar 2020 | 1mo 2d | 4mo 22d | 5mo 24dFeb 2020 - Aug 2020 |
Bear market2022 | -19.27%Oct 2022 | 11mo 8d | 1y 5mo | 2y 4moNov 2021 - Mar 2024 |
2011 correction2011 | -18.29%Oct 2011 | 5mo 4d | 5mo 18d | 10mo 22dMay 2011 - Mar 2012 |
2016 correction2016 | -13.84%Feb 2016 | 8mo 25d | 5mo 1d | 1y 1moMay 2015 - Jul 2016 |
Drawdown Indicators
| MLTIX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -52.93% | -56.78% | +3.85% |
Max Drawdown (1Y)Largest decline over 1 year | -4.51% | -9.10% | +4.59% |
Max Drawdown (3Y)Largest decline over 3 years | -7.07% | -18.90% | +11.83% |
Max Drawdown (5Y)Largest decline over 5 years | -19.27% | -25.43% | +6.16% |
Max Drawdown (10Y)Largest decline over 10 years | -25.17% | -33.92% | +8.75% |
Current DrawdownCurrent decline from peak | -0.18% | -1.80% | +1.62% |
Average DrawdownAverage peak-to-trough decline | -6.25% | -10.71% | +4.46% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.04% | 2.03% | -0.99% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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