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Mediobanca Banca di Credito Finanziario SpA ADR (M...
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US58502K1060

Highlights

Market Cap
$15.82B
Enterprise Value
$56.00B
EPS (TTM)
$0.41
PE Ratio
47.43
PEG Ratio
3.13
Total Revenue (TTM)
$876.30M
Gross Profit (TTM)
$876.30M
Year Range
$15.12 - $26.11
ROA (TTM)
0.32%
ROE (TTM)
2.98%

Share Price Chart


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Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Mediobanca Banca di Credito Finanziario SpA ADR, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

Mediobanca Banca di Credito Finanziario SpA ADR (MDIBY) has returned -5.98% so far this year and 10.57% over the past 12 months. Looking at the last ten years, MDIBY has achieved an annualized return of 16.52%, outperforming the S&P 500 Index benchmark, which averaged 12.16% per year.


Mediobanca Banca di Credito Finanziario SpA ADR

1D
4.85%
1M
-10.57%
YTD
-5.98%
6M
0.77%
1Y
10.57%
3Y*
33.92%
5Y*
19.99%
10Y*
16.52%

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Dec 8, 2011, MDIBY's average daily return is +0.08%, while the average monthly return is +1.57%. At this rate, your investment would double in approximately 3.7 years.

Historically, 45% of months were positive and 55% were negative. The best month was Sep 2012 with a return of +52.3%, while the worst month was May 2012 at -42.4%. The longest winning streak lasted 5 consecutive months, and the longest losing streak was 5 months.

On a daily basis, MDIBY closed higher 36% of trading days. The best single day was Sep 21, 2012 with a return of +52.3%, while the worst single day was May 31, 2012 at -42.4%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20260.59%4.52%-10.57%-5.98%
202515.99%7.00%5.78%9.78%19.30%-5.49%-2.70%10.34%-17.42%-5.05%5.96%6.53%54.38%
20247.21%2.15%10.40%-4.74%14.02%-6.34%9.84%3.42%1.68%-2.89%-8.74%-1.16%24.45%
202311.69%-0.84%-5.75%6.50%3.38%8.81%10.91%-1.93%1.30%-10.08%5.67%6.01%38.80%
2022-1.13%-9.15%-2.52%-1.39%3.12%-16.02%-1.05%-7.52%-1.52%16.39%14.98%-0.21%-10.01%
2021-4.22%18.53%5.15%1.81%5.70%-2.02%0.43%0.43%2.47%-1.08%-1.65%4.83%32.66%

Benchmark Metrics

Mediobanca Banca di Credito Finanziario SpA ADR has an annualized alpha of 10.43%, beta of 0.83, and R² of 0.11 versus S&P 500 Index. Calculated based on daily prices since December 09, 2011.

  • This stock captured 111.86% of S&P 500 Index gains and 110.37% of its losses — amplifying both gains and losses, but participating more in upside than downside.
  • R² of 0.11 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
10.43%
Beta
0.83
0.11
Upside Capture
111.86%
Downside Capture
110.37%

Return for Risk

Risk / Return Rank

MDIBY ranks 46 for risk / return — on par with similar stocks. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.


MDIBY Risk / Return Rank: 4646
Overall Rank
MDIBY Sharpe Ratio Rank: 5151
Sharpe Ratio Rank
MDIBY Sortino Ratio Rank: 4545
Sortino Ratio Rank
MDIBY Omega Ratio Rank: 4444
Omega Ratio Rank
MDIBY Calmar Ratio Rank: 4545
Calmar Ratio Rank
MDIBY Martin Ratio Rank: 4545
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Mediobanca Banca di Credito Finanziario SpA ADR (MDIBY) and compare them to a chosen benchmark (S&P 500 Index).


MDIBYBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

0.28

0.90

-0.62

Sortino ratio

Return per unit of downside risk

0.65

1.39

-0.74

Omega ratio

Gain probability vs. loss probability

1.08

1.21

-0.13

Calmar ratio

Return relative to maximum drawdown

0.21

1.40

-1.19

Martin ratio

Return relative to average drawdown

0.39

6.61

-6.22

Explore MDIBY risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

Mediobanca Banca di Credito Finanziario SpA ADR provided a 6.73% dividend yield over the last twelve months, with an annual payout of $1.31 per share. The company has been increasing its dividends for 4 consecutive years.


0.00%2.00%4.00%6.00%8.00%$0.00$0.20$0.40$0.60$0.80$1.00$1.20$1.4020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$1.31$1.31$1.14$0.91$0.79$0.75$0.00$0.52$0.35$0.28$0.38$0.18

Dividend yield

6.73%6.32%8.00%7.38%8.19%6.49%0.00%4.71%4.11%2.49%4.76%1.85%

Monthly Dividends

The table displays the monthly dividend distributions for Mediobanca Banca di Credito Finanziario SpA ADR. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.00$0.00$0.00
2025$0.00$0.00$0.00$0.00$0.62$0.00$0.00$0.00$0.00$0.00$0.69$0.00$1.31
2024$0.00$0.00$0.00$0.00$0.55$0.00$0.00$0.00$0.00$0.00$0.59$0.00$1.14
2023$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.91$0.00$0.91
2022$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.79$0.00$0.79
2021$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.75$0.00$0.75

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Mediobanca Banca di Credito Finanziario SpA ADR. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Mediobanca Banca di Credito Finanziario SpA ADR was 62.49%, occurring on Mar 18, 2020. Recovery took 288 trading sessions.

The current Mediobanca Banca di Credito Finanziario SpA ADR drawdown is 21.92%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-62.49%Apr 25, 2018478Mar 18, 2020288May 10, 2021766
-52.97%Sep 30, 2015187Jun 27, 2016275Aug 2, 2017462
-43.18%Dec 12, 2011118May 31, 2012182Feb 22, 2013300
-38.74%Jan 13, 2022179Sep 29, 202294Feb 14, 2023273
-29.1%Sep 15, 2025129Mar 19, 2026

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Mediobanca Banca di Credito Finanziario SpA ADR over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Mediobanca Banca di Credito Finanziario SpA ADR is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for MDIBY, comparing it with other companies in the Banks - Regional industry. Currently, MDIBY has a P/E ratio of 47.4. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for MDIBY compared to other companies in the Banks - Regional industry. MDIBY currently has a PEG ratio of 3.1. This PEG ratio is higher than the industry average, which may suggest the stock is overvalued relative to its expected earnings growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for MDIBY relative to other companies in the Banks - Regional industry. Currently, MDIBY has a P/S ratio of 18.1. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for MDIBY in comparison with other companies in the Banks - Regional industry. Currently, MDIBY has a P/B value of 1.4. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items