Legal & General Group plc (LGEN.L)
Legal & General Group plc provides various insurance products and services in the United Kingdom, the United States, and internationally. It operates in four segments: Legal & General Retirement Institutional (LGRI), Legal & General Investment Management (LGIM), Legal & General Capital (LGC), and Retail Retirement. The LGRI segment offers annuity contracts with guaranteed income for a specified time; and longevity insurance products. The LGIM segment offers index fund management; active fixed income funds and liquidity funds; active equity management; solution and liability driven investment; multi-asset funds; corporate pension scheme solutions; and real assets. The LGC segment provides investment strategy and implementation, and direct investment and structuring services. The LGI segment offers protection products, such as health, disability, critical illness, and accident; individual term assurance; reinsurance; savings and death benefits; annuities; lifetime mortgages; lifetime care plans; retirement interest only mortgages; and workplace savings scheme that provides corporate pension scheme solutions. It is also involved in the unit trust and institutional fund management, mortgage finance, treasury, building project and modular housing development, general insurance, and open-ended investment businesses. In addition, the company engages in the investment, operation, management, trading, and letting and operation of leased real estate; and construction of commercial buildings, financial intermediation, pension tracing and transfer, insurance agents and brokers, fund general partner, commercial lending, venture capital investing, contractual scheme, investor alternative investment fund, collective asset-management, and investment management activities; and provision of investment advisory, business information consultancy, and technology services. Legal & General Group plc was founded in 1836 and is headquartered in London, the United Kingdom.
Company Info
| ISIN | GB0005603997 |
|---|---|
| Sector | Financial Services |
| Industry | Asset Management |
Highlights
| Market Cap | £12.52B |
|---|---|
| EPS (TTM) | £0.05 |
| PE Ratio | 42.94 |
| Total Revenue (TTM) | £36.93B |
| Gross Profit (TTM) | £51.35B |
| EBITDA (TTM) | -£552.00M |
| Year Range | £205.80 - £250.91 |
| Target Price | £257.00 |
Share Price Chart
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Performance
Performance Chart
The chart shows the growth of an initial investment of £10,000 in Legal & General Group plc, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
Legal & General Group plc had a return of -6.73% year-to-date (YTD) and 4.05% in the last 12 months. Over the past 10 years, Legal & General Group plc had an annualized return of 5.60%, while the S&P 500 had an annualized return of 11.39%, indicating that Legal & General Group plc did not perform as well as the benchmark.
| Period | Return | Benchmark |
|---|---|---|
| Year-To-Date | -6.73% | 25.45% |
| 1 month | -3.72% | 2.91% |
| 6 months | -10.10% | 14.05% |
| 1 year | 4.05% | 35.64% |
| 5 years (annualized) | 3.09% | 14.13% |
| 10 years (annualized) | 5.60% | 11.39% |
Monthly Returns
The table below presents the monthly returns of LGEN.L, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | 1.55% | -5.06% | 5.08% | -1.43% | 5.93% | -9.20% | 2.07% | -0.83% | 1.12% | -4.07% | -6.73% | ||
| 2023 | 1.80% | 0.75% | -6.64% | 3.70% | -2.56% | -0.35% | 2.68% | -3.80% | 1.74% | -4.99% | 8.47% | 9.51% | 9.34% |
| 2022 | -3.39% | -3.55% | -1.88% | -2.67% | 3.01% | -7.78% | 8.98% | -1.36% | -14.26% | 7.58% | 8.03% | -0.83% | -10.20% |
| 2021 | -8.34% | 6.27% | 7.64% | 2.04% | 4.37% | -9.39% | 1.48% | 5.32% | 4.03% | 2.77% | -2.42% | 5.53% | 19.04% |
| 2020 | 0.83% | -14.89% | -25.44% | 12.63% | -2.98% | 11.28% | -3.12% | 3.70% | -13.32% | -1.88% | 36.74% | 5.34% | -4.25% |
| 2019 | 12.29% | 8.17% | -1.89% | 5.35% | -7.76% | 5.03% | -2.86% | -14.28% | 13.11% | 6.16% | 6.52% | 7.87% | 39.75% |
| 2018 | -0.99% | -2.96% | -1.83% | 9.06% | -0.07% | -1.41% | -1.24% | -1.44% | 3.11% | -4.08% | -2.62% | -5.68% | -10.39% |
| 2017 | -5.13% | 5.70% | -0.40% | 3.62% | 2.32% | 2.58% | 3.91% | -1.50% | -0.12% | 2.73% | 0.07% | 2.28% | 16.77% |
| 2016 | -9.07% | -6.78% | 3.61% | -1.00% | 7.31% | -20.34% | 7.87% | 4.22% | 3.99% | -4.25% | 12.61% | 5.00% | -1.64% |
| 2015 | 7.76% | 4.33% | -0.32% | -3.78% | 2.23% | -6.36% | 4.74% | -1.82% | -5.78% | 9.87% | 3.78% | -1.36% | 12.50% |
| 2014 | -3.32% | 11.66% | -14.85% | 6.95% | 8.69% | -2.09% | 3.99% | 4.37% | -5.30% | 0.92% | 6.80% | 0.77% | 16.78% |
| 2013 | 4.67% | 5.05% | 7.87% | 1.46% | 5.60% | -4.25% | 12.54% | -1.95% | 5.03% | 10.24% | -1.11% | 4.11% | 60.10% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of LGEN.L is 41, suggesting that the investment has average results relative to other stocks in terms of risk-adjusted performance. This ranking is determined by the cumulative values of the indicators listed below.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for Legal & General Group plc (LGEN.L) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
Legal & General Group plc provided a 9.61% dividend yield over the last twelve months, with an annual payout of £0.21 per share. The company has been increasing its dividends for 14 consecutive years.
| Period | TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | £0.21 | £0.20 | £0.19 | £0.18 | £0.18 | £0.17 | £0.16 | £0.15 | £0.14 | £0.12 | £0.10 | £0.08 |
Dividend yield | 9.61% | 7.82% | 7.50% | 5.99% | 6.60% | 5.53% | 6.77% | 5.36% | 5.63% | 4.41% | 3.94% | 3.63% |
Monthly Dividends
The table displays the monthly dividend distributions for Legal & General Group plc. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | £0.00 | £0.00 | £0.00 | £0.15 | £0.00 | £0.00 | £0.00 | £0.06 | £0.00 | £0.00 | £0.00 | £0.21 | |
| 2023 | £0.00 | £0.00 | £0.00 | £0.14 | £0.00 | £0.00 | £0.00 | £0.06 | £0.00 | £0.00 | £0.00 | £0.00 | £0.20 |
| 2022 | £0.00 | £0.00 | £0.00 | £0.13 | £0.00 | £0.00 | £0.00 | £0.05 | £0.00 | £0.00 | £0.00 | £0.00 | £0.19 |
| 2021 | £0.00 | £0.00 | £0.00 | £0.13 | £0.00 | £0.00 | £0.00 | £0.05 | £0.00 | £0.00 | £0.00 | £0.00 | £0.18 |
| 2020 | £0.00 | £0.00 | £0.00 | £0.13 | £0.00 | £0.00 | £0.00 | £0.05 | £0.00 | £0.00 | £0.00 | £0.00 | £0.18 |
| 2019 | £0.00 | £0.00 | £0.00 | £0.12 | £0.00 | £0.00 | £0.00 | £0.05 | £0.00 | £0.00 | £0.00 | £0.00 | £0.17 |
| 2018 | £0.00 | £0.00 | £0.00 | £0.11 | £0.00 | £0.00 | £0.00 | £0.05 | £0.00 | £0.00 | £0.00 | £0.00 | £0.16 |
| 2017 | £0.00 | £0.00 | £0.00 | £0.10 | £0.00 | £0.00 | £0.00 | £0.04 | £0.00 | £0.00 | £0.00 | £0.00 | £0.15 |
| 2016 | £0.00 | £0.00 | £0.00 | £0.10 | £0.00 | £0.00 | £0.00 | £0.04 | £0.00 | £0.00 | £0.00 | £0.00 | £0.14 |
| 2015 | £0.00 | £0.00 | £0.00 | £0.08 | £0.00 | £0.00 | £0.00 | £0.03 | £0.00 | £0.00 | £0.00 | £0.00 | £0.12 |
| 2014 | £0.00 | £0.00 | £0.00 | £0.07 | £0.00 | £0.00 | £0.00 | £0.03 | £0.00 | £0.00 | £0.00 | £0.00 | £0.10 |
| 2013 | £0.06 | £0.00 | £0.00 | £0.00 | £0.02 | £0.00 | £0.00 | £0.00 | £0.00 | £0.08 |
Dividend Yield & Payout
Dividend Yield
Payout Ratio
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Legal & General Group plc. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Legal & General Group plc was 85.42%, occurring on Mar 9, 2009. Recovery took 861 trading sessions.
The current Legal & General Group plc drawdown is 13.46%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -85.42% | Feb 3, 1999 | 2609 | Mar 9, 2009 | 861 | Aug 6, 2012 | 3470 |
| -56.47% | Feb 17, 2020 | 26 | Mar 23, 2020 | 262 | Apr 7, 2021 | 288 |
| -38.91% | Mar 25, 2015 | 317 | Jun 27, 2016 | 220 | May 10, 2017 | 537 |
| -38.71% | Apr 16, 1991 | 356 | Aug 25, 1992 | 116 | Feb 3, 1993 | 472 |
| -32.56% | Aug 26, 1998 | 29 | Oct 5, 1998 | 55 | Dec 21, 1998 | 84 |
Volatility
Volatility Chart
The current Legal & General Group plc volatility is 5.21%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Financials
Financial Performance
Valuation
The Valuation section provides an assessment of the market value of Legal & General Group plc compared to its peers in the Asset Management industry.
PE Ratio
The chart displays the price to earnings (P/E) ratio for LGEN.L in comparison to other companies of the Asset Management industry. Currently, LGEN.L has a PE value of 42.9. This PE ratio is much higher than those of other companies of the industry. This might be an indicator of the company being overvalued.PEG Ratio
The chart displays the price to earnings to growth (PEG) ratio for LGEN.L in comparison to other companies of the Asset Management industry. Currently, LGEN.L has a PEG value of 0.0. This PEG ratio is much higher than those of other companies of the industry. This might be an indicator of the company being overvalued.Historical P/E Ratio Chart
The chart below displays the historical trend of the price-to-earnings (P/E) ratio for Legal & General Group plc.
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Income Statement
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