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LCNB Corp. (LCNB)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US50181P1003

CUSIP

50181P100

Sector

Financial Services

IPO Date

Oct 26, 1999

Highlights

Market Cap

$213.96M

EPS (TTM)

$0.97

PE Ratio

15.62

PEG Ratio

11.81

Total Revenue (TTM)

$86.18M

Gross Profit (TTM)

$86.18M

EBITDA (TTM)

$8.64M

Year Range

$12.08 - $17.70

Target Price

$16.50

Short %

0.68%

Short Ratio

4.62

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in LCNB Corp., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


0.00%5.00%10.00%15.00%20.00%SeptemberOctoberNovemberDecember2025February
3.90%
9.82%
LCNB (LCNB Corp.)
Benchmark (^GSPC)

Returns By Period

LCNB Corp. had a return of -2.12% year-to-date (YTD) and 12.45% in the last 12 months. Over the past 10 years, LCNB Corp. had an annualized return of 4.31%, while the S&P 500 had an annualized return of 11.26%, indicating that LCNB Corp. did not perform as well as the benchmark.


LCNB

YTD

-2.12%

1M

-3.14%

6M

3.90%

1Y

12.45%

5Y*

2.28%

10Y*

4.31%

^GSPC (Benchmark)

YTD

4.01%

1M

1.13%

6M

9.82%

1Y

22.80%

5Y*

12.93%

10Y*

11.26%

*Annualized

Monthly Returns

The table below presents the monthly returns of LCNB, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20252.18%-2.12%
2024-6.34%-3.15%13.21%-11.54%-0.00%0.22%9.92%4.64%-4.41%4.11%11.79%-12.64%1.77%
20231.39%1.26%-10.56%-6.37%-9.86%8.61%18.77%-13.78%-4.29%-1.96%5.63%8.31%-7.48%
20222.66%-8.28%-3.46%-8.43%-0.30%-5.56%3.68%4.25%-0.63%11.03%4.77%-1.32%-3.35%
20214.70%11.60%3.12%3.54%-1.61%-7.20%2.87%4.94%-0.00%-2.46%13.46%1.98%38.78%
2020-14.15%-3.40%-20.40%13.81%4.93%7.33%-21.55%18.52%-6.89%0.81%8.89%-0.74%-20.20%
20198.91%4.08%0.88%-0.87%0.84%11.96%-5.21%-5.92%5.78%1.92%3.26%4.38%32.62%
2018-4.65%-4.33%2.70%-1.58%5.40%0.77%-5.58%0.86%0.27%-8.90%-4.61%-5.55%-23.25%
2017-3.23%-2.42%9.40%-7.13%-11.01%2.30%0.25%-7.18%13.55%-2.63%3.72%-2.62%-9.23%
2016-0.06%-1.18%0.44%6.41%-1.00%-5.78%12.28%0.07%3.58%-5.60%21.29%12.32%47.35%
2015-4.11%5.49%1.44%5.75%1.61%-0.46%-1.20%0.93%1.19%-1.36%4.65%-1.15%13.00%
2014-1.46%0.29%-1.14%-7.51%-3.05%5.28%-5.91%1.09%-1.25%-0.13%-2.61%4.29%-12.13%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of LCNB is 53, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of LCNB is 5353
Overall Rank
The Sharpe Ratio Rank of LCNB is 5555
Sharpe Ratio Rank
The Sortino Ratio Rank of LCNB is 4747
Sortino Ratio Rank
The Omega Ratio Rank of LCNB is 4646
Omega Ratio Rank
The Calmar Ratio Rank of LCNB is 6060
Calmar Ratio Rank
The Martin Ratio Rank of LCNB is 5858
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for LCNB Corp. (LCNB) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


Sharpe ratio
The chart of Sharpe ratio for LCNB, currently valued at 0.24, compared to the broader market-2.000.002.000.241.74
The chart of Sortino ratio for LCNB, currently valued at 0.57, compared to the broader market-4.00-2.000.002.004.006.000.572.36
The chart of Omega ratio for LCNB, currently valued at 1.07, compared to the broader market0.501.001.502.001.071.32
The chart of Calmar ratio for LCNB, currently valued at 0.28, compared to the broader market0.002.004.006.000.282.62
The chart of Martin ratio for LCNB, currently valued at 0.95, compared to the broader market-10.000.0010.0020.0030.000.9510.69
LCNB
^GSPC

The current LCNB Corp. Sharpe ratio is 0.24. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of LCNB Corp. with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio0.001.002.003.00SeptemberOctoberNovemberDecember2025February
0.24
1.74
LCNB (LCNB Corp.)
Benchmark (^GSPC)

Dividends

Dividend History

LCNB Corp. provided a 5.94% dividend yield over the last twelve months, with an annual payout of $0.88 per share. The company has been increasing its dividends for 17 consecutive years.


2.50%3.00%3.50%4.00%4.50%5.00%5.50%6.00%$0.00$0.20$0.40$0.60$0.8020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend$0.88$0.88$0.85$0.81$0.77$0.73$0.69$0.65$0.64$0.64$0.64$0.64

Dividend yield

5.94%5.82%5.39%4.50%3.94%4.97%3.58%4.29%3.13%2.75%3.91%4.25%

Monthly Dividends

The table displays the monthly dividend distributions for LCNB Corp.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.00$0.00
2024$0.00$0.22$0.00$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.88
2023$0.00$0.21$0.00$0.00$0.21$0.00$0.00$0.21$0.00$0.00$0.22$0.00$0.85
2022$0.00$0.20$0.00$0.00$0.20$0.00$0.00$0.20$0.00$0.00$0.21$0.00$0.81
2021$0.00$0.19$0.00$0.00$0.19$0.00$0.00$0.19$0.00$0.00$0.20$0.00$0.77
2020$0.00$0.18$0.00$0.00$0.18$0.00$0.00$0.18$0.00$0.00$0.19$0.00$0.73
2019$0.00$0.17$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.00$0.18$0.00$0.69
2018$0.00$0.16$0.00$0.00$0.16$0.00$0.00$0.16$0.00$0.00$0.17$0.00$0.65
2017$0.00$0.16$0.00$0.00$0.16$0.00$0.00$0.16$0.00$0.00$0.16$0.00$0.64
2016$0.00$0.16$0.00$0.00$0.16$0.00$0.00$0.16$0.00$0.00$0.16$0.00$0.64
2015$0.00$0.16$0.00$0.00$0.16$0.00$0.00$0.16$0.00$0.00$0.16$0.00$0.64
2014$0.16$0.00$0.00$0.16$0.00$0.00$0.16$0.00$0.00$0.16$0.00$0.64

Dividend Yield & Payout


Dividend Yield
200.0%400.0%600.0%5.9%
LCNB Corp. has a dividend yield of 5.94%, which is quite average when compared to the overall market.
Payout Ratio
200.0%400.0%600.0%800.0%1,000.0%90.7%
LCNB Corp. has a payout ratio of 90.72%, which is above the market average. This might signify the company's strong earnings or financial health. However, it could also hint at a more mature business phase with potentially slower growth.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-20.00%-15.00%-10.00%-5.00%0.00%SeptemberOctoberNovemberDecember2025February
-14.93%
-0.43%
LCNB (LCNB Corp.)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the LCNB Corp.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the LCNB Corp. was 58.21%, occurring on Mar 11, 2009. Recovery took 796 trading sessions.

The current LCNB Corp. drawdown is 14.93%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-58.21%Jan 18, 2005677Mar 11, 2009796Feb 21, 20131473
-52.1%Nov 3, 1999145Mar 28, 2001233Jul 21, 2003378
-50.99%Dec 6, 2016837Apr 3, 20201169Nov 25, 20242006
-43.07%Jul 10, 2013366Dec 18, 2014491Dec 5, 2016857
-16.71%Nov 26, 202430Jan 10, 2025

Volatility

Volatility Chart

The current LCNB Corp. volatility is 6.24%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


2.00%4.00%6.00%8.00%10.00%12.00%14.00%SeptemberOctoberNovemberDecember2025February
6.24%
3.01%
LCNB (LCNB Corp.)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of LCNB Corp. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Valuation

The Valuation section provides an assessment of the market value of LCNB Corp. compared to its peers in the Banks - Regional industry.


PE Ratio
20.040.060.080.0100.0120.015.6
The chart displays the price to earnings (P/E) ratio for LCNB in comparison to other companies of the Banks - Regional industry. Currently, LCNB has a PE value of 15.6. This PE ratio falls in the average range for the industry.
PEG Ratio
-5.00.05.010.015.011.8
The chart displays the price to earnings to growth (PEG) ratio for LCNB in comparison to other companies of the Banks - Regional industry. Currently, LCNB has a PEG value of 11.8. This PEG ratio is much higher than those of other companies of the industry. This might be an indicator of the company being overvalued.

Historical P/E Ratio Chart

The chart below displays the historical trend of the price-to-earnings (P/E) ratio for LCNB Corp..


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Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

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