- ISIN
- US48716P1084
- CUSIP
- 48716P108
- Sector
- Financial Services
- Industry
- Banks - Regional
- IPO Date
- Feb 24, 2005
Highlights
- Market Cap
- $543.96M
- Enterprise Value
- $420.12M
- EPS (TTM)
- $0.57
- PE Ratio
- 15.11
- Total Revenue (TTM)
- $273.01M
- Gross Profit (TTM)
- $125.66M
- EBITDA (TTM)
- $46.90M
- Year Range
- $5.76 - $8.89
- Target Price
- $9.00
- ROA (TTM)
- 0.47%
- ROE (TTM)
- 4.70%
Share Price Chart
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Performance
KRNY Performance Chart
Kearny Financial Corp. (KRNY) is up 19.2% since the beginning of the year. At $9 per share, KRNY is trading 3.3% below its 52-week high of $9. Investors who bought $1,000 worth of KRNY shares 5 years ago would now be looking at an investment worth $918.
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Returns By Period
Kearny Financial Corp. (KRNY) has returned 19.24% so far this year and 52.43% over the past 12 months. Over the last ten years, KRNY has returned -0.14% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.
Kearny Financial Corp.
- 1D
- 1.53%
- 1M
- 4.88%
- YTD
- 19.24%
- 6M
- 14.01%
- 1Y
- 52.43%
- 3Y*
- 13.14%
- 5Y*
- -1.70%
- 10Y*
- -0.14%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
KRNY Monthly Returns History
Based on dividend-adjusted daily data since Feb 24, 2005, KRNY's average daily return is +0.03%, while the average monthly return is +0.44%. At this rate, an investment would double in approximately 13.2 years.
Historically, 51% of months were positive and 49% were negative. The best month was Jul 2023 with a return of +21.8%, while the worst month was Mar 2020 at -20.7%. The longest winning streak lasted 5 consecutive months, and the longest losing streak was 8 months.
On a daily basis, KRNY closed higher 48% of trading days. The best single day was Nov 6, 2024 with a return of +17.7%, while the worst single day was Mar 5, 2009 at -12.8%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 5.13% | -0.47% | -1.31% | 6.49% | 3.89% | 4.37% | 19.24% | ||||||
| 2025 | -2.54% | 2.80% | -10.44% | 0.00% | -1.99% | 7.13% | -8.20% | 15.98% | -2.67% | -2.74% | 9.40% | 7.86% | 12.04% |
| 2024 | -19.40% | -10.63% | 1.26% | -16.15% | 7.03% | 8.47% | 17.07% | -3.68% | 0.88% | 1.75% | 15.08% | -10.61% | -15.46% |
| 2023 | -7.59% | 8.20% | -19.12% | -4.06% | -10.96% | 3.22% | 21.84% | -12.62% | -6.48% | 0.14% | 15.50% | 13.54% | -6.75% |
| 2022 | -2.34% | 2.94% | -2.50% | -7.92% | 5.61% | -10.48% | 5.40% | -2.08% | -6.51% | -4.52% | -3.48% | 4.96% | -20.36% |
| 2021 | -1.99% | 9.66% | 7.27% | 5.79% | 2.58% | -8.15% | 0.67% | 6.31% | -2.05% | 7.96% | -4.53% | 4.25% | 29.45% |
Benchmark Metrics
Kearny Financial Corp. has an annualized alpha of -1.53%, beta of 0.86, and R2 of 0.28 versus S&P 500 Index. Calculated based on daily prices since February 24, 2005.
- This stock participated in 79.86% of S&P 500 Index downside but only 55.17% of its upside - more exposed to losses than it benefited from rallies.
- R2 of 0.28 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- -1.53%
- Beta
- 0.86
- R²
- 0.28
- Upside Capture
- 55.17%
- Downside Capture
- 79.86%
Return for Risk
Risk / Return Rank
KRNY ranks 85 for risk / return — in the top 85% of stocks on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Kearny Financial Corp. (KRNY) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| KRNY | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.21 | ||
| Sortino ratioReturn per unit of downside risk | -0.19 | ||
| Omega ratioGain probability vs. loss probability | 1.32 | 1.37 | -0.05 |
| Calmar ratioReturn relative to maximum drawdown | 3.33 | 2.78 | +0.54 |
| Martin ratioReturn relative to average drawdown | 9.12 | 12.44 | -3.32 |
Dividends
Dividend History
Kearny Financial Corp. provided a 5.12% dividend yield over the last twelve months, with an annual payout of $0.44 per share. The company has been increasing its dividends for 6 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.44 | $0.44 | $0.44 | $0.44 | $0.44 | $0.40 | $0.32 | $0.25 | $0.32 | $0.24 | $0.08 | $0.04 |
Dividend yield | 5.12% | 5.94% | 6.21% | 4.91% | 4.33% | 3.02% | 3.03% | 1.81% | 2.50% | 1.66% | 0.51% | 0.32% |
Monthly Dividends
The table displays the monthly dividend distributions for Kearny Financial Corp.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.22 | ||||||
| 2025 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.44 |
| 2024 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.44 |
| 2023 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.44 |
| 2022 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.44 |
| 2021 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.10 | $0.00 | $0.10 | $0.00 | $0.00 | $0.11 | $0.00 | $0.40 |
Dividend Yield & Payout
Dividend Yield
Kearny Financial Corp. has a dividend yield of 5.12%, which is quite average when compared to the overall market.
Payout Ratio
Kearny Financial Corp. has a payout ratio of 77.41%, which is quite average when compared to the overall market. This suggests that Kearny Financial Corp. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Kearny Financial Corp.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Kearny Financial Corp. was 57.42%, occurring on Apr 30, 2024. The portfolio has not yet recovered.
The current Kearny Financial Corp. drawdown is 21.36%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
2024 bear market2024 | -57.42%Apr 2024 | 7y 4mo | — | 9y 6moDec 2016 - now |
Financial crisis2007–2009 | -52.54%Mar 2009 | 2y 3mo | 5y 10d | 7y 4moNov 2006 - Mar 2014 |
2014 correction2014 | -18.71%Oct 2014 | 1mo 21d | 9mo 8d | 10mo 29dAug 2014 - Jul 2015 |
2005 correction2005 | -15.48%Apr 2005 | 1mo 8d | 2mo 24d | 4mo 2dMar 2005 - Jul 2005 |
2005 correction2005 | -13.54%Oct 2005 | 29d | 1mo 21d | 2mo 20dSep 2005 - Dec 2005 |
Drawdown Indicators
| KRNY | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -57.42% | -56.78% | -0.64% |
Max Drawdown (1Y)Largest decline over 1 year | -15.83% | -9.10% | -6.73% |
Max Drawdown (3Y)Largest decline over 3 years | -41.45% | -18.90% | -22.55% |
Max Drawdown (5Y)Largest decline over 5 years | -56.52% | -25.43% | -31.09% |
Max Drawdown (10Y)Largest decline over 10 years | -57.42% | -33.92% | -23.50% |
Current DrawdownCurrent decline from peak | -21.36% | -1.80% | -19.56% |
Average DrawdownAverage peak-to-trough decline | -23.67% | -10.71% | -12.96% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.76% | 2.03% | +3.73% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Kearny Financial Corp. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how Kearny Financial Corp. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for KRNY, comparing it with other companies in the Banks - Regional industry. Currently, KRNY has a P/E ratio of 15.1. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for KRNY relative to other companies in the Banks - Regional industry. Currently, KRNY has a P/S ratio of 2.0. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for KRNY in comparison with other companies in the Banks - Regional industry. Currently, KRNY has a P/B value of 0.7. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.
Income Statement
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EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
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Discontinued Operations | — |
Effect Of Accounting Charges | — |
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Minority Interest | — |
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Interest Income | — |
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Net Interest Income | — |
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