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Kearny Financial Corp. (KRNY)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US48716P1084
CUSIP
48716P108
IPO Date
Feb 24, 2005

Highlights

Market Cap
$476.11M
Enterprise Value
$328.77M
EPS (TTM)
$0.51
PE Ratio
14.68
Total Revenue (TTM)
$270.00M
Gross Profit (TTM)
$120.92M
EBITDA (TTM)
$31.53M
Year Range
$5.45 - $8.50
Target Price
$9.00
ROA (TTM)
0.42%
ROE (TTM)
4.27%

Share Price Chart


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Kearny Financial Corp.

Often compared with KRNY:
KRNY vs. ^GSPC

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Kearny Financial Corp., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

Kearny Financial Corp. (KRNY) has returned 3.27% so far this year and 28.95% over the past 12 months. Over the last ten years, KRNY has returned -1.36% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.


Kearny Financial Corp.

1D
1.62%
1M
-1.31%
YTD
3.27%
6M
18.52%
1Y
28.95%
3Y*
4.09%
5Y*
-4.29%
10Y*
-1.36%

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Feb 24, 2005, KRNY's average daily return is +0.03%, while the average monthly return is +0.39%. At this rate, your investment would double in approximately 14.8 years.

Historically, 50% of months were positive and 50% were negative. The best month was Jul 2023 with a return of +21.8%, while the worst month was Mar 2020 at -20.7%. The longest winning streak lasted 5 consecutive months, and the longest losing streak was 8 months.

On a daily basis, KRNY closed higher 48% of trading days. The best single day was Nov 6, 2024 with a return of +17.7%, while the worst single day was Mar 5, 2009 at -12.8%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20265.13%-0.47%-1.31%3.27%
2025-2.54%2.80%-10.44%0.00%-1.99%7.13%-8.20%15.98%-2.67%-2.74%9.40%7.86%12.04%
2024-19.40%-10.63%1.26%-16.15%7.03%8.47%17.07%-3.68%0.88%1.75%15.08%-10.61%-15.46%
2023-7.59%8.20%-19.12%-4.06%-10.96%3.22%21.84%-12.62%-6.48%0.14%15.50%13.54%-6.75%
2022-2.34%2.94%-2.50%-7.92%5.61%-10.48%5.40%-2.08%-6.51%-4.52%-3.48%4.96%-20.36%
2021-1.99%9.66%7.27%5.79%2.58%-8.15%0.67%6.31%-2.05%7.96%-4.53%4.25%29.45%

Benchmark Metrics

Kearny Financial Corp. has an annualized alpha of -1.67%, beta of 0.86, and R² of 0.28 versus S&P 500 Index. Calculated based on daily prices since February 25, 2005.

  • This stock participated in 81.27% of S&P 500 Index downside but only 55.27% of its upside — more exposed to losses than it benefited from rallies.
  • R² of 0.28 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
-1.67%
Beta
0.86
0.28
Upside Capture
55.27%
Downside Capture
81.27%

Return for Risk

Risk / Return Rank

KRNY ranks 70 for risk / return — better than 70% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.


KRNY Risk / Return Rank: 7070
Overall Rank
KRNY Sharpe Ratio Rank: 7272
Sharpe Ratio Rank
KRNY Sortino Ratio Rank: 6666
Sortino Ratio Rank
KRNY Omega Ratio Rank: 6565
Omega Ratio Rank
KRNY Calmar Ratio Rank: 7575
Calmar Ratio Rank
KRNY Martin Ratio Rank: 7474
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Kearny Financial Corp. (KRNY) and compare them to a chosen benchmark (S&P 500 Index).


KRNYBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

0.94

0.90

+0.04

Sortino ratio

Return per unit of downside risk

1.47

1.39

+0.09

Omega ratio

Gain probability vs. loss probability

1.19

1.21

-0.02

Calmar ratio

Return relative to maximum drawdown

1.82

1.40

+0.42

Martin ratio

Return relative to average drawdown

4.54

6.61

-2.06

Explore KRNY risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

Kearny Financial Corp. provided a 5.83% dividend yield over the last twelve months, with an annual payout of $0.44 per share. The company has been increasing its dividends for 6 consecutive years.


0.00%1.00%2.00%3.00%4.00%5.00%6.00%$0.00$0.10$0.20$0.30$0.4020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$0.44$0.44$0.44$0.44$0.44$0.40$0.32$0.25$0.32$0.24$0.08$0.04

Dividend yield

5.83%5.94%6.21%4.91%4.33%3.02%3.03%1.81%2.50%1.66%0.51%0.32%

Monthly Dividends

The table displays the monthly dividend distributions for Kearny Financial Corp.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.11$0.00$0.11
2025$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.44
2024$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.44
2023$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.44
2022$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.44
2021$0.00$0.00$0.09$0.00$0.00$0.10$0.00$0.10$0.00$0.00$0.11$0.00$0.40

Dividend Yield & Payout


Dividend Yield

Kearny Financial Corp. has a dividend yield of 5.83%, which means its dividend payment is significantly above the market average.

Payout Ratio

Kearny Financial Corp. has a payout ratio of 85.62%, which is above the market average. This might signify the company's strong earnings or financial health. However, it could also hint at a more mature business phase with potentially slower growth.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Kearny Financial Corp.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Kearny Financial Corp. was 57.42%, occurring on Apr 30, 2024. The portfolio has not yet recovered.

The current Kearny Financial Corp. drawdown is 31.89%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-57.42%Dec 12, 20161857Apr 30, 2024
-52.54%Nov 20, 2006577Mar 9, 20091265Mar 18, 20141842
-18.71%Aug 20, 201437Oct 10, 2014190Jul 15, 2015227
-15.48%Mar 8, 200528Apr 15, 200549Jun 24, 200577
-13.54%Sep 13, 200522Oct 12, 200536Dec 2, 200558

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Kearny Financial Corp. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Kearny Financial Corp. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for KRNY, comparing it with other companies in the Banks - Regional industry. Currently, KRNY has a P/E ratio of 14.7. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for KRNY relative to other companies in the Banks - Regional industry. Currently, KRNY has a P/S ratio of 1.8. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for KRNY in comparison with other companies in the Banks - Regional industry. Currently, KRNY has a P/B value of 0.6. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items