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ISIN
US48716P1084
CUSIP
48716P108
IPO Date
Feb 24, 2005

Highlights

Market Cap
$543.96M
Enterprise Value
$420.12M
EPS (TTM)
$0.57
PE Ratio
15.11
Total Revenue (TTM)
$273.01M
Gross Profit (TTM)
$125.66M
EBITDA (TTM)
$46.90M
Year Range
$5.76 - $8.89
Target Price
$9.00
ROA (TTM)
0.47%
ROE (TTM)
4.70%

Share Price Chart


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Kearny Financial Corp.

Often compared with KRNY:
KRNY vs. ^GSPC

Performance

KRNY Performance Chart

Kearny Financial Corp. (KRNY) is up 19.2% since the beginning of the year. At $9 per share, KRNY is trading 3.3% below its 52-week high of $9. Investors who bought $1,000 worth of KRNY shares 5 years ago would now be looking at an investment worth $918.


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S&P 500 Index

Returns By Period

Kearny Financial Corp. (KRNY) has returned 19.24% so far this year and 52.43% over the past 12 months. Over the last ten years, KRNY has returned -0.14% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.


Kearny Financial Corp.

1D
1.53%
1M
4.88%
YTD
19.24%
6M
14.01%
1Y
52.43%
3Y*
13.14%
5Y*
-1.70%
10Y*
-0.14%

Benchmark (S&P 500 Index)

1D
-0.37%
1M
-0.01%
YTD
9.16%
6M
8.64%
1Y
25.22%
3Y*
19.78%
5Y*
11.99%
10Y*
13.88%
*Multi-year figures are annualized to reflect compound growth (CAGR)

KRNY Monthly Returns History

Based on dividend-adjusted daily data since Feb 24, 2005, KRNY's average daily return is +0.03%, while the average monthly return is +0.44%. At this rate, an investment would double in approximately 13.2 years.

Historically, 51% of months were positive and 49% were negative. The best month was Jul 2023 with a return of +21.8%, while the worst month was Mar 2020 at -20.7%. The longest winning streak lasted 5 consecutive months, and the longest losing streak was 8 months.

On a daily basis, KRNY closed higher 48% of trading days. The best single day was Nov 6, 2024 with a return of +17.7%, while the worst single day was Mar 5, 2009 at -12.8%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20265.13%-0.47%-1.31%6.49%3.89%4.37%19.24%
2025-2.54%2.80%-10.44%0.00%-1.99%7.13%-8.20%15.98%-2.67%-2.74%9.40%7.86%12.04%
2024-19.40%-10.63%1.26%-16.15%7.03%8.47%17.07%-3.68%0.88%1.75%15.08%-10.61%-15.46%
2023-7.59%8.20%-19.12%-4.06%-10.96%3.22%21.84%-12.62%-6.48%0.14%15.50%13.54%-6.75%
2022-2.34%2.94%-2.50%-7.92%5.61%-10.48%5.40%-2.08%-6.51%-4.52%-3.48%4.96%-20.36%
2021-1.99%9.66%7.27%5.79%2.58%-8.15%0.67%6.31%-2.05%7.96%-4.53%4.25%29.45%

Benchmark Metrics

Kearny Financial Corp. has an annualized alpha of -1.53%, beta of 0.86, and R2 of 0.28 versus S&P 500 Index. Calculated based on daily prices since February 24, 2005.

  • This stock participated in 79.86% of S&P 500 Index downside but only 55.17% of its upside - more exposed to losses than it benefited from rallies.
  • R2 of 0.28 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
-1.53%
Beta
0.86
0.28
Upside Capture
55.17%
Downside Capture
79.86%

Return for Risk

Risk / Return Rank

KRNY ranks 85 for risk / return — in the top 85% of stocks on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.


KRNY Risk / Return Rank: 8585
Overall Rank
KRNY Sharpe Ratio Rank: 8787
Sharpe Ratio Rank
KRNY Sortino Ratio Rank: 8484
Sortino Ratio Rank
KRNY Omega Ratio Rank: 8383
Omega Ratio Rank
KRNY Calmar Ratio Rank: 8585
Calmar Ratio Rank
KRNY Martin Ratio Rank: 8686
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Kearny Financial Corp. (KRNY) and compare them to S&P 500 Index.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.


KRNYBenchmarkDifference
Sharpe ratioReturn per unit of total volatility

-0.21

Sortino ratioReturn per unit of downside risk

-0.19

Omega ratioGain probability vs. loss probability

1.32

1.37

-0.05

Calmar ratioReturn relative to maximum drawdown

3.33

2.78

+0.54

Martin ratioReturn relative to average drawdown

9.12

12.44

-3.32

Dividends

Dividend History

Kearny Financial Corp. provided a 5.12% dividend yield over the last twelve months, with an annual payout of $0.44 per share. The company has been increasing its dividends for 6 consecutive years.


0.00%1.00%2.00%3.00%4.00%5.00%6.00%$0.00$0.10$0.20$0.30$0.4020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$0.44$0.44$0.44$0.44$0.44$0.40$0.32$0.25$0.32$0.24$0.08$0.04

Dividend yield

5.12%5.94%6.21%4.91%4.33%3.02%3.03%1.81%2.50%1.66%0.51%0.32%

Monthly Dividends

The table displays the monthly dividend distributions for Kearny Financial Corp.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.11$0.00$0.00$0.11$0.00$0.22
2025$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.44
2024$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.44
2023$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.44
2022$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.44
2021$0.00$0.00$0.09$0.00$0.00$0.10$0.00$0.10$0.00$0.00$0.11$0.00$0.40

Dividend Yield & Payout


Dividend Yield

Kearny Financial Corp. has a dividend yield of 5.12%, which is quite average when compared to the overall market.

Payout Ratio

Kearny Financial Corp. has a payout ratio of 77.41%, which is quite average when compared to the overall market. This suggests that Kearny Financial Corp. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Kearny Financial Corp.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Kearny Financial Corp. was 57.42%, occurring on Apr 30, 2024. The portfolio has not yet recovered.

The current Kearny Financial Corp. drawdown is 21.36%.


Related event

Drawdown

Fall

Recovery

Underwater

2024 bear market2024
-57.42%Apr 2024
7y 4mo
9y 6moDec 2016 - now
Financial crisis2007–2009
-52.54%Mar 2009
2y 3mo5y 10d
7y 4moNov 2006 - Mar 2014
2014 correction2014
-18.71%Oct 2014
1mo 21d9mo 8d
10mo 29dAug 2014 - Jul 2015
2005 correction2005
-15.48%Apr 2005
1mo 8d2mo 24d
4mo 2dMar 2005 - Jul 2005
2005 correction2005
-13.54%Oct 2005
29d1mo 21d
2mo 20dSep 2005 - Dec 2005

Drawdown Indicators


KRNYBenchmarkDifference

Max Drawdown

Largest peak-to-trough decline

-57.42%

-56.78%

-0.64%

Max Drawdown (1Y)

Largest decline over 1 year

-15.83%

-9.10%

-6.73%

Max Drawdown (3Y)

Largest decline over 3 years

-41.45%

-18.90%

-22.55%

Max Drawdown (5Y)

Largest decline over 5 years

-56.52%

-25.43%

-31.09%

Max Drawdown (10Y)

Largest decline over 10 years

-57.42%

-33.92%

-23.50%

Current Drawdown

Current decline from peak

-21.36%

-1.80%

-19.56%

Average Drawdown

Average peak-to-trough decline

-23.67%

-10.71%

-12.96%

Ulcer Index

Depth and duration of drawdowns from previous peaks

5.76%

2.03%

+3.73%

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Kearny Financial Corp. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Kearny Financial Corp. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for KRNY, comparing it with other companies in the Banks - Regional industry. Currently, KRNY has a P/E ratio of 15.1. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for KRNY relative to other companies in the Banks - Regional industry. Currently, KRNY has a P/S ratio of 2.0. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for KRNY in comparison with other companies in the Banks - Regional industry. Currently, KRNY has a P/B value of 0.7. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
Portfolio Analyzer

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