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Kansas City Life Insurance Company (KCLI)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US4848362004

Highlights

Market Cap
$310.16M
Enterprise Value
$301.73M
EPS (TTM)
-$2.14
Total Revenue (TTM)
$485.49M
Gross Profit (TTM)
$485.45M
EBITDA (TTM)
-$28.02M
Year Range
$27.45 - $36.49
ROA (TTM)
-0.42%
ROE (TTM)
-3.12%

Share Price Chart


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Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Kansas City Life Insurance Company, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

Kansas City Life Insurance Company (KCLI) has returned 0.33% so far this year and -0.39% over the past 12 months. Over the last ten years, KCLI has returned 0.21% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.


Kansas City Life Insurance Company

1D
-0.37%
1M
-1.65%
YTD
0.33%
6M
0.31%
1Y
-0.39%
3Y*
14.59%
5Y*
-4.39%
10Y*
0.21%

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Aug 18, 1995, KCLI's average daily return is +0.04%, while the average monthly return is +0.62%. At this rate, your investment would double in approximately 9.3 years.

Historically, 50% of months were positive and 50% were negative. The best month was Mar 2009 with a return of +50.7%, while the worst month was Apr 2009 at -38.6%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 6 months.

On a daily basis, KCLI closed higher 42% of trading days. The best single day was Mar 10, 2009 with a return of +26.8%, while the worst single day was Apr 14, 2009 at -19.1%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20262.80%-0.77%-1.65%0.33%
2025-2.51%-3.11%-5.04%-10.98%-1.15%9.83%-3.59%12.79%-5.51%-3.65%-0.60%4.39%-10.95%
20244.68%5.48%-3.25%-6.04%1.84%-1.27%10.41%-5.47%0.14%-3.97%3.69%1.30%6.39%
20231.89%-2.27%-13.97%-8.18%26.68%-10.58%9.27%-0.06%0.99%3.72%7.38%23.89%35.61%
2022-7.69%-0.53%1.18%-11.90%-10.33%-1.66%-1.54%-2.08%-5.42%0.81%-0.20%-10.66%-40.84%
202110.55%3.10%2.84%2.26%0.04%-1.11%-2.25%-0.53%-3.26%-0.12%1.73%8.33%22.79%

Benchmark Metrics

Kansas City Life Insurance Company has an annualized alpha of 3.83%, beta of 0.62, and R² of 0.11 versus S&P 500 Index. Calculated based on daily prices since August 21, 1995.

  • This stock participated in 61.76% of S&P 500 Index downside but only 47.77% of its upside — more exposed to losses than it benefited from rallies.
  • Beta of 0.62 may look defensive, but with R² of 0.11 this stock is largely uncorrelated with S&P 500 Index — low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R² of 0.11 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
3.83%
Beta
0.62
0.11
Upside Capture
47.77%
Downside Capture
61.76%

Return for Risk

Risk / Return Rank

KCLI ranks 37 for risk / return — below 37% of stocks on our site. The returns aren't fully compensating for the risk involved. This isn't necessarily a dealbreaker, but factor it into your decision — especially if you're risk-averse.


KCLI Risk / Return Rank: 3737
Overall Rank
KCLI Sharpe Ratio Rank: 3939
Sharpe Ratio Rank
KCLI Sortino Ratio Rank: 3333
Sortino Ratio Rank
KCLI Omega Ratio Rank: 3333
Omega Ratio Rank
KCLI Calmar Ratio Rank: 4040
Calmar Ratio Rank
KCLI Martin Ratio Rank: 3939
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Kansas City Life Insurance Company (KCLI) and compare them to a chosen benchmark (S&P 500 Index).


KCLIBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

-0.02

0.90

-0.91

Sortino ratio

Return per unit of downside risk

0.19

1.39

-1.20

Omega ratio

Gain probability vs. loss probability

1.03

1.21

-0.18

Calmar ratio

Return relative to maximum drawdown

-0.03

1.40

-1.43

Martin ratio

Return relative to average drawdown

-0.04

6.61

-6.65

Explore KCLI risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

Kansas City Life Insurance Company provided a 1.87% dividend yield over the last twelve months, with an annual payout of $0.60 per share. The company has been increasing its dividends for 2 consecutive years.


1.50%2.00%2.50%3.00%$0.00$0.20$0.40$0.60$0.80$1.0020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$0.60$0.56$0.56$0.56$0.69$1.08$1.08$1.08$1.08$1.08$1.08$1.08

Dividend yield

1.87%1.74%1.53%1.60%2.61%2.37%2.84%3.22%2.92%2.39%2.27%2.82%

Monthly Dividends

The table displays the monthly dividend distributions for Kansas City Life Insurance Company. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.18$0.00$0.18
2025$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.56
2024$0.14$0.00$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.56
2023$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.56
2022$0.00$0.27$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.69
2021$0.00$0.27$0.00$0.00$0.27$0.00$0.00$0.27$0.00$0.00$0.27$0.00$1.08

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Kansas City Life Insurance Company. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Kansas City Life Insurance Company was 70.58%, occurring on Mar 5, 2009. Recovery took 1161 trading sessions.

The current Kansas City Life Insurance Company drawdown is 23.74%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-70.58%Nov 16, 2006577Mar 5, 20091161Oct 14, 20131738
-57.69%Jul 22, 1999165Mar 15, 2000835Jul 15, 20031000
-53.46%Jan 3, 2022332Apr 28, 2023
-45.32%Jul 10, 2017686Apr 2, 2020241Mar 18, 2021927
-32.76%Jan 6, 1998165Aug 31, 1998218Jul 14, 1999383

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Kansas City Life Insurance Company over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Kansas City Life Insurance Company is priced in the market compared to other companies in the Insurance - Life industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for KCLI relative to other companies in the Insurance - Life industry. Currently, KCLI has a P/S ratio of 0.6. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for KCLI in comparison with other companies in the Insurance - Life industry. Currently, KCLI has a P/B value of 0.5. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items