- ISIN
- US4848362004
- Sector
- Financial Services
- Industry
- Insurance - Life
Highlights
- Market Cap
- $323.14M
- Enterprise Value
- $315.16M
- EPS (TTM)
- -$1.35
- Total Revenue (TTM)
- $484.31M
- Gross Profit (TTM)
- $577.05M
- EBITDA (TTM)
- -$21.59M
- Year Range
- $29.05 - $36.49
- ROA (TTM)
- -0.27%
- ROE (TTM)
- -1.97%
Share Price Chart
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Performance
KCLI Performance Chart
Kansas City Life Insurance Company (KCLI) is up 5.1% since the beginning of the year. At $33 per share, KCLI is trading 8.6% below its 52-week high of $36. Investors who bought $1,000 worth of KCLI shares 5 years ago would now be looking at an investment worth $837.
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Returns By Period
Kansas City Life Insurance Company (KCLI) has returned 5.14% so far this year and 17.36% over the past 12 months. Over the last ten years, KCLI has returned 0.65% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.
Kansas City Life Insurance Company
- 1D
- -0.00%
- 1M
- 4.28%
- YTD
- 5.14%
- 6M
- 5.47%
- 1Y
- 17.36%
- 3Y*
- 14.39%
- 5Y*
- -3.50%
- 10Y*
- 0.65%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
KCLI Monthly Returns History
Based on dividend-adjusted daily data since Aug 18, 1995, KCLI's average daily return is +0.04%, while the average monthly return is +0.63%. At this rate, an investment would double in approximately 9.2 years.
Historically, 50% of months were positive and 50% were negative. The best month was Mar 2009 with a return of +50.7%, while the worst month was Apr 2009 at -38.6%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 6 months.
On a daily basis, KCLI closed higher 42% of trading days. The best single day was Mar 10, 2009 with a return of +26.8%, while the worst single day was Apr 14, 2009 at -19.1%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 2.80% | -0.77% | -1.65% | -5.42% | 8.18% | 2.42% | 5.14% | ||||||
| 2025 | -2.51% | -3.11% | -5.04% | -10.98% | -1.15% | 9.83% | -3.59% | 12.79% | -5.51% | -3.65% | -0.60% | 4.39% | -10.95% |
| 2024 | 4.68% | 5.48% | -3.25% | -6.04% | 1.84% | -1.27% | 10.41% | -5.47% | 0.14% | -3.97% | 3.69% | 1.30% | 6.39% |
| 2023 | 1.89% | -2.27% | -13.97% | -8.18% | 26.68% | -10.58% | 9.27% | -0.06% | 0.99% | 3.72% | 7.38% | 23.89% | 35.61% |
| 2022 | -7.69% | -0.53% | 1.18% | -11.90% | -10.33% | -1.66% | -1.54% | -2.08% | -5.42% | 0.81% | -0.20% | -10.66% | -40.84% |
| 2021 | 10.55% | 3.10% | 2.84% | 2.26% | 0.04% | -1.11% | -2.25% | -0.53% | -3.26% | -0.12% | 1.73% | 8.33% | 22.79% |
Benchmark Metrics
Kansas City Life Insurance Company has an annualized alpha of 3.70%, beta of 0.62, and R2 of 0.11 versus S&P 500 Index. Calculated based on daily prices since August 18, 1995.
- This stock participated in 61.14% of S&P 500 Index downside but only 46.99% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.62 may look defensive, but with R2 of 0.11 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
- R2 of 0.11 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 3.70%
- Beta
- 0.62
- R²
- 0.11
- Upside Capture
- 46.99%
- Downside Capture
- 61.14%
Return for Risk
Risk / Return Rank
KCLI ranks 65 for risk / return — better than 65% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Kansas City Life Insurance Company (KCLI) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| KCLI | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.30 | ||
| Sortino ratioReturn per unit of downside risk | -1.35 | ||
| Omega ratioGain probability vs. loss probability | 1.21 | 1.37 | -0.15 |
| Calmar ratioReturn relative to maximum drawdown | 1.09 | 2.78 | -1.70 |
| Martin ratioReturn relative to average drawdown | 1.83 | 12.44 | -10.61 |
Dividends
Dividend History
Kansas City Life Insurance Company provided a 1.92% dividend yield over the last twelve months, with an annual payout of $0.64 per share. The company has been increasing its dividends for 2 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.64 | $0.56 | $0.56 | $0.56 | $0.69 | $1.08 | $1.08 | $1.08 | $1.08 | $1.08 | $1.08 | $1.08 |
Dividend yield | 1.92% | 1.74% | 1.53% | 1.60% | 2.61% | 2.37% | 2.84% | 3.22% | 2.92% | 2.39% | 2.27% | 2.82% |
Monthly Dividends
The table displays the monthly dividend distributions for Kansas City Life Insurance Company. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.18 | $0.00 | $0.00 | $0.18 | $0.00 | $0.36 | ||||||
| 2025 | $0.00 | $0.14 | $0.00 | $0.00 | $0.14 | $0.00 | $0.00 | $0.14 | $0.00 | $0.00 | $0.14 | $0.00 | $0.56 |
| 2024 | $0.14 | $0.00 | $0.00 | $0.00 | $0.14 | $0.00 | $0.00 | $0.14 | $0.00 | $0.00 | $0.14 | $0.00 | $0.56 |
| 2023 | $0.00 | $0.14 | $0.00 | $0.00 | $0.14 | $0.00 | $0.00 | $0.14 | $0.00 | $0.00 | $0.14 | $0.00 | $0.56 |
| 2022 | $0.00 | $0.27 | $0.00 | $0.00 | $0.14 | $0.00 | $0.00 | $0.14 | $0.00 | $0.00 | $0.14 | $0.00 | $0.69 |
| 2021 | $0.00 | $0.27 | $0.00 | $0.00 | $0.27 | $0.00 | $0.00 | $0.27 | $0.00 | $0.00 | $0.27 | $0.00 | $1.08 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Kansas City Life Insurance Company. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Kansas City Life Insurance Company was 70.58%, occurring on Mar 5, 2009. Recovery took 1161 trading sessions.
The current Kansas City Life Insurance Company drawdown is 20.08%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Financial crisis2007–2009 | -70.58%Mar 2009 | 2y 3mo | 4y 7mo | 6y 11moNov 2006 - Oct 2013 |
Dot-com crash2000–2002 | -57.69%Mar 2000 | 7mo 27d | 3y 4mo | 3y 11moJul 1999 - Jul 2003 |
2023 bear market2023 | -53.46%Apr 2023 | 1y 3mo | — | 4y 5moJan 2022 - now |
COVID crash2020 | -45.32%Apr 2020 | 2y 8mo | 11mo 20d | 3y 8moJul 2017 - Mar 2021 |
1998 bear market1998 | -32.76%Aug 1998 | 7mo 27d | 10mo 17d | 1y 6moJan 1998 - Jul 1999 |
Drawdown Indicators
| KCLI | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -70.58% | -56.78% | -13.80% |
Max Drawdown (1Y)Largest decline over 1 year | -16.03% | -9.10% | -6.93% |
Max Drawdown (3Y)Largest decline over 3 years | -27.17% | -18.90% | -8.27% |
Max Drawdown (5Y)Largest decline over 5 years | -53.46% | -25.43% | -28.03% |
Max Drawdown (10Y)Largest decline over 10 years | -53.46% | -33.92% | -19.54% |
Current DrawdownCurrent decline from peak | -20.08% | -1.80% | -18.28% |
Average DrawdownAverage peak-to-trough decline | -19.19% | -10.71% | -8.48% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 9.52% | 2.03% | +7.49% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Kansas City Life Insurance Company over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how Kansas City Life Insurance Company is priced in the market compared to other companies in the Insurance - Life industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for KCLI relative to other companies in the Insurance - Life industry. Currently, KCLI has a P/S ratio of 0.7. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for KCLI in comparison with other companies in the Insurance - Life industry. Currently, KCLI has a P/B value of 0.5. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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