Highlights
- Market Cap
- $86.11M
- Enterprise Value
- $162.03M
- EPS (TTM)
- $1.60
- PE Ratio
- 16.62
- PEG Ratio
- 1.02
- Total Revenue (TTM)
- $47.81M
- Gross Profit (TTM)
- $28.46M
- EBITDA (TTM)
- $6.96M
- Year Range
- $23.01 - $29.00
- ROA (TTM)
- 0.62%
- ROE (TTM)
- 5.92%
Share Price Chart
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Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in IF Bancorp, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
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Returns By Period
IF Bancorp, Inc. (IROQ) has returned -1.52% so far this year and 11.07% over the past 12 months. Over the last ten years, IROQ has returned 5.03% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.
IF Bancorp, Inc.
- 1D
- 0.00%
- 1M
- -4.32%
- YTD
- -1.52%
- 6M
- 2.61%
- 1Y
- 11.07%
- 3Y*
- 21.90%
- 5Y*
- 6.84%
- 10Y*
- 5.03%
Benchmark (S&P 500 Index)
- 1D
- 2.91%
- 1M
- -5.09%
- YTD
- -4.63%
- 6M
- -2.39%
- 1Y
- 16.33%
- 3Y*
- 16.69%
- 5Y*
- 10.18%
- 10Y*
- 12.16%
Monthly Returns
Based on dividend-adjusted daily data since Jul 8, 2011, IROQ's average daily return is +0.04%, while the average monthly return is +0.69%. At this rate, your investment would double in approximately 8.4 years.
Historically, 59% of months were positive and 41% were negative. The best month was Nov 2020 with a return of +24.5%, while the worst month was Mar 2020 at -23.1%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 4 months.
On a daily basis, IROQ closed higher 38% of trading days. The best single day was Jun 11, 2020 with a return of +11.9%, while the worst single day was Jan 28, 2021 at -11.3%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 0.59% | 2.32% | -4.32% | -1.52% | |||||||||
| 2025 | 2.83% | 1.54% | -0.16% | -1.16% | 2.10% | 0.15% | 2.15% | 1.61% | 3.19% | -0.60% | 1.36% | 3.41% | 17.58% |
| 2024 | 6.05% | -2.94% | 2.01% | -0.78% | 6.61% | -8.02% | 6.24% | 4.71% | 13.19% | 4.46% | 3.42% | 6.93% | 48.61% |
| 2023 | 3.77% | 1.12% | -13.04% | -0.26% | -8.39% | 1.69% | 7.55% | -3.48% | 0.67% | -2.62% | -0.86% | 11.51% | -4.61% |
| 2022 | -0.73% | -5.81% | -1.95% | 0.42% | -11.62% | -9.48% | -7.68% | 15.91% | -5.65% | -1.53% | -0.54% | -7.16% | -32.39% |
| 2021 | -10.01% | 6.18% | 2.97% | 2.97% | 3.21% | -0.31% | -1.14% | -1.29% | 2.80% | -0.71% | 2.04% | 13.05% | 19.78% |
Benchmark Metrics
IF Bancorp, Inc. has an annualized alpha of 9.02%, beta of 0.11, and R² of 0.01 versus S&P 500 Index. Calculated based on daily prices since July 11, 2011.
- This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (36.34%) than losses (28.88%) — typical of diversified or defensive assets.
- Beta of 0.11 may look defensive, but with R² of 0.01 this stock is largely uncorrelated with S&P 500 Index — low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
- R² of 0.01 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 9.02%
- Beta
- 0.11
- R²
- 0.01
- Upside Capture
- 36.34%
- Downside Capture
- 28.88%
Return for Risk
Risk / Return Rank
IROQ ranks 63 for risk / return — better than 63% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for IF Bancorp, Inc. (IROQ) and compare them to a chosen benchmark (S&P 500 Index).
| IROQ | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.60 | 0.90 | -0.30 |
Sortino ratioReturn per unit of downside risk | 0.95 | 1.39 | -0.44 |
Omega ratioGain probability vs. loss probability | 1.17 | 1.21 | -0.05 |
Calmar ratioReturn relative to maximum drawdown | 1.37 | 1.40 | -0.03 |
Martin ratioReturn relative to average drawdown | 4.13 | 6.61 | -2.47 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Explore IROQ risk-adjusted metrics in detail
Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.
Dividends
Dividend History
IF Bancorp, Inc. provided a 0.75% dividend yield over the last twelve months, with an annual payout of $0.20 per share. The company has been increasing its dividends for 12 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.20 | $0.40 | $0.40 | $0.40 | $0.38 | $0.33 | $0.30 | $0.28 | $0.23 | $0.18 | $0.16 | $0.10 |
Dividend yield | 0.75% | 1.48% | 1.72% | 2.50% | 2.17% | 1.25% | 1.36% | 1.19% | 1.12% | 0.92% | 0.86% | 0.54% |
Monthly Dividends
The table displays the monthly dividend distributions for IF Bancorp, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | |||||||||
| 2025 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.00 | $0.40 |
| 2024 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.00 | $0.40 |
| 2023 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.00 | $0.40 |
| 2022 | $0.00 | $0.00 | $0.18 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.00 | $0.38 |
| 2021 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.18 | $0.00 | $0.00 | $0.00 | $0.33 |
Dividend Yield & Payout
Dividend Yield
IF Bancorp, Inc. has a dividend yield of 0.75%, which signifies it pays a smaller percentage of its stock price in dividends to its shareholders compared to other companies in the market.
Payout Ratio
IF Bancorp, Inc. has a payout ratio of 24.94%, which is below the market average. This means IF Bancorp, Inc. returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the IF Bancorp, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the IF Bancorp, Inc. was 47.40%, occurring on Jun 12, 2023. Recovery took 454 trading sessions.
The current IF Bancorp, Inc. drawdown is 5.25%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -47.4% | Dec 22, 2021 | 369 | Jun 12, 2023 | 454 | Apr 3, 2025 | 823 |
| -38.07% | Jul 31, 2018 | 416 | Mar 25, 2020 | 413 | Nov 11, 2021 | 829 |
| -12.35% | Jan 14, 2016 | 19 | Feb 10, 2016 | 195 | Nov 16, 2016 | 214 |
| -9.26% | Apr 4, 2025 | 4 | Apr 9, 2025 | 95 | Aug 26, 2025 | 99 |
| -8.66% | May 16, 2012 | 4 | May 21, 2012 | 94 | Oct 3, 2012 | 98 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of IF Bancorp, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how IF Bancorp, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for IROQ, comparing it with other companies in the Banks - Regional industry. Currently, IROQ has a P/E ratio of 16.6. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for IROQ compared to other companies in the Banks - Regional industry. IROQ currently has a PEG ratio of 1.0. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for IROQ relative to other companies in the Banks - Regional industry. Currently, IROQ has a P/S ratio of 1.8. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for IROQ in comparison with other companies in the Banks - Regional industry. Currently, IROQ has a P/B value of 1.0. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.
Income Statement
| TTM | |
|---|---|
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Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
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Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |