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Horace Mann Educators Corporation (HMN)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US4403271046

CUSIP

440327104

Sector

Financial Services

IPO Date

Nov 15, 1991

Highlights

Market Cap

$1.69B

EPS (TTM)

$2.52

PE Ratio

16.43

PEG Ratio

2.52

Total Revenue (TTM)

$1.19B

Gross Profit (TTM)

$1.19B

EBITDA (TTM)

$358.50M

Year Range

$31.23 - $42.91

Target Price

$45.00

Short %

3.02%

Short Ratio

5.85

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Horace Mann Educators Corporation, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


-5.00%0.00%5.00%10.00%15.00%20.00%25.00%30.00%SeptemberOctoberNovemberDecember2025February
25.41%
9.51%
HMN (Horace Mann Educators Corporation)
Benchmark (^GSPC)

Returns By Period

Horace Mann Educators Corporation had a return of 5.53% year-to-date (YTD) and 16.77% in the last 12 months. Over the past 10 years, Horace Mann Educators Corporation had an annualized return of 6.19%, while the S&P 500 had an annualized return of 11.29%, indicating that Horace Mann Educators Corporation did not perform as well as the benchmark.


HMN

YTD

5.53%

1M

8.46%

6M

25.41%

1Y

16.77%

5Y*

1.77%

10Y*

6.19%

^GSPC (Benchmark)

YTD

4.22%

1M

2.22%

6M

9.51%

1Y

22.46%

5Y*

12.74%

10Y*

11.29%

*Annualized

Monthly Returns

The table below presents the monthly returns of HMN, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025-1.53%5.53%
202412.63%-1.74%3.21%-0.35%-7.30%-3.57%5.98%3.01%-0.86%6.55%12.43%-5.53%24.62%
2023-4.71%3.79%-8.54%-6.57%-3.93%-0.24%1.58%-4.88%3.70%8.00%5.45%-1.30%-8.77%
2022-1.78%9.42%1.37%-4.73%1.53%-4.29%-10.76%4.44%-0.47%11.82%-2.20%-2.31%-0.07%
2021-6.83%-1.61%12.92%-7.20%-0.57%-5.39%6.39%2.99%-2.19%-1.53%-5.39%5.26%-5.03%
2020-1.49%-9.49%-5.28%-3.91%3.87%1.41%2.31%3.94%-13.77%1.53%17.72%6.05%-0.63%
201911.21%-5.91%-9.46%9.57%5.00%0.16%7.82%0.99%6.25%-5.98%-0.34%1.23%19.81%
2018-6.35%-0.36%4.57%4.56%-1.12%1.55%-2.02%5.95%-2.42%-12.52%2.55%-6.32%-12.79%
2017-3.39%1.33%-1.38%-5.85%-1.03%-0.50%-2.38%-4.74%12.78%11.31%6.62%-4.96%5.88%
2016-7.41%0.29%3.73%-1.86%9.52%-0.02%1.15%6.93%1.03%-1.91%11.68%7.27%32.91%
2015-8.17%5.78%6.92%-0.67%1.32%6.47%-3.13%-5.73%0.76%3.07%2.02%-4.30%3.03%
2014-11.54%2.54%2.17%3.69%-2.86%7.85%-8.38%4.01%-3.58%6.66%2.93%6.77%8.44%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of HMN is 64, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of HMN is 6464
Overall Rank
The Sharpe Ratio Rank of HMN is 6767
Sharpe Ratio Rank
The Sortino Ratio Rank of HMN is 5858
Sortino Ratio Rank
The Omega Ratio Rank of HMN is 5757
Omega Ratio Rank
The Calmar Ratio Rank of HMN is 7474
Calmar Ratio Rank
The Martin Ratio Rank of HMN is 6363
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Horace Mann Educators Corporation (HMN) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


Sharpe ratio
The chart of Sharpe ratio for HMN, currently valued at 0.63, compared to the broader market-2.000.002.004.000.631.77
The chart of Sortino ratio for HMN, currently valued at 1.02, compared to the broader market-6.00-4.00-2.000.002.004.006.001.022.39
The chart of Omega ratio for HMN, currently valued at 1.13, compared to the broader market0.501.001.502.001.131.32
The chart of Calmar ratio for HMN, currently valued at 0.78, compared to the broader market0.002.004.006.000.782.66
The chart of Martin ratio for HMN, currently valued at 1.75, compared to the broader market0.0010.0020.0030.001.7510.85
HMN
^GSPC

The current Horace Mann Educators Corporation Sharpe ratio is 0.63. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of Horace Mann Educators Corporation with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio0.001.002.003.004.00SeptemberOctoberNovemberDecember2025February
0.63
1.77
HMN (Horace Mann Educators Corporation)
Benchmark (^GSPC)

Dividends

Dividend History

Horace Mann Educators Corporation provided a 3.29% dividend yield over the last twelve months, with an annual payout of $1.36 per share. The company has been increasing its dividends for 15 consecutive years.


2.50%3.00%3.50%4.00%$0.00$0.20$0.40$0.60$0.80$1.00$1.20$1.4020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend$1.36$1.36$1.32$1.28$1.24$1.20$1.15$1.14$1.10$1.06$1.00$0.92

Dividend yield

3.29%3.47%4.04%3.43%3.20%2.85%2.64%3.04%2.49%2.48%3.01%2.77%

Monthly Dividends

The table displays the monthly dividend distributions for Horace Mann Educators Corporation. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.00$0.00
2024$0.00$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$0.00$0.00$0.34$1.36
2023$0.00$0.00$0.33$0.00$0.00$0.33$0.00$0.00$0.33$0.00$0.00$0.33$1.32
2022$0.00$0.00$0.32$0.00$0.00$0.32$0.00$0.00$0.32$0.00$0.00$0.32$1.28
2021$0.00$0.00$0.31$0.00$0.00$0.31$0.00$0.00$0.31$0.00$0.00$0.31$1.24
2020$0.00$0.00$0.30$0.00$0.00$0.30$0.00$0.00$0.30$0.00$0.00$0.30$1.20
2019$0.00$0.00$0.29$0.00$0.00$0.29$0.00$0.00$0.29$0.00$0.00$0.29$1.15
2018$0.00$0.00$0.29$0.00$0.00$0.29$0.00$0.00$0.29$0.00$0.00$0.29$1.14
2017$0.00$0.00$0.28$0.00$0.00$0.28$0.00$0.00$0.28$0.00$0.00$0.28$1.10
2016$0.00$0.00$0.27$0.00$0.00$0.27$0.00$0.00$0.27$0.00$0.00$0.27$1.06
2015$0.00$0.00$0.25$0.00$0.00$0.25$0.00$0.00$0.25$0.00$0.00$0.25$1.00
2014$0.23$0.00$0.00$0.23$0.00$0.00$0.23$0.00$0.00$0.23$0.92

Dividend Yield & Payout


Dividend Yield
200.0%400.0%600.0%3.3%
Horace Mann Educators Corporation has a dividend yield of 3.29%, which is quite average when compared to the overall market.
Payout Ratio
200.0%400.0%600.0%800.0%1,000.0%41.1%
Horace Mann Educators Corporation has a payout ratio of 41.11%, which is quite average when compared to the overall market. This suggests that Horace Mann Educators Corporation strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-15.00%-10.00%-5.00%0.00%SeptemberOctoberNovemberDecember2025February
-2.43%
0
HMN (Horace Mann Educators Corporation)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the Horace Mann Educators Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Horace Mann Educators Corporation was 82.20%, occurring on Oct 27, 2008. Recovery took 1183 trading sessions.

The current Horace Mann Educators Corporation drawdown is 2.43%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-82.2%Mar 16, 19982673Oct 27, 20081183Jul 11, 20133856
-37.63%Mar 12, 1993440Dec 6, 1994252Dec 6, 1995692
-33.47%Sep 16, 2019992Aug 23, 2023304Nov 6, 20241296
-25.79%Jul 17, 2015144Feb 10, 2016155Sep 21, 2016299
-24.93%Jul 10, 2018177Mar 22, 2019118Sep 10, 2019295

Volatility

Volatility Chart

The current Horace Mann Educators Corporation volatility is 8.60%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


2.00%4.00%6.00%8.00%10.00%12.00%SeptemberOctoberNovemberDecember2025February
8.60%
3.19%
HMN (Horace Mann Educators Corporation)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of Horace Mann Educators Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Valuation

The Valuation section provides an assessment of the market value of Horace Mann Educators Corporation compared to its peers in the Insurance - Property & Casualty industry.


PE Ratio
20.040.060.080.0100.0120.0140.016.4
The chart displays the price to earnings (P/E) ratio for HMN in comparison to other companies of the Insurance - Property & Casualty industry. Currently, HMN has a PE value of 16.4. This PE ratio falls in the average range for the industry.
PEG Ratio
-150.0-100.0-50.00.02.5
The chart displays the price to earnings to growth (PEG) ratio for HMN in comparison to other companies of the Insurance - Property & Casualty industry. Currently, HMN has a PEG value of 2.5. This PEG ratio falls in the average range for the industry.

Historical P/E Ratio Chart

The chart below displays the historical trend of the price-to-earnings (P/E) ratio for Horace Mann Educators Corporation.


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Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

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