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Horace Mann Educators Corporation (HMN)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISINUS4403271046
CUSIP440327104
SectorFinancial Services
IndustryInsurance—Property & Casualty

Highlights

Market Cap$1.50B
EPS$1.09
PE Ratio33.71
PEG Ratio2.52
Revenue (TTM)$1.49B
Gross Profit (TTM)$345.00M
EBITDA (TTM)$109.20M
Year Range$26.96 - $37.92
Target Price$40.50
Short %2.20%
Short Ratio3.12

Share Price Chart


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Horace Mann Educators Corporation

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Horace Mann Educators Corporation, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


600.00%700.00%800.00%900.00%1,000.00%1,100.00%1,200.00%1,300.00%December2024FebruaryMarchAprilMay
805.30%
1,211.59%
HMN (Horace Mann Educators Corporation)
Benchmark (^GSPC)

S&P 500

Returns By Period

Horace Mann Educators Corporation had a return of 16.51% year-to-date (YTD) and 27.15% in the last 12 months. Over the past 10 years, Horace Mann Educators Corporation had an annualized return of 5.54%, while the S&P 500 had an annualized return of 10.33%, indicating that Horace Mann Educators Corporation did not perform as well as the benchmark.


PeriodReturnBenchmark
Year-To-Date16.51%5.21%
1 month3.17%-4.30%
6 months21.08%18.42%
1 year27.15%21.82%
5 years (annualized)1.86%11.27%
10 years (annualized)5.54%10.33%

Monthly Returns Heatmap


JanFebMarAprMayJunJulAugSepOctNovDec
202412.63%-1.74%3.21%-0.35%
20238.00%5.45%-1.30%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current risk-adjusted rank of HMN is 77, placing it in the top 23% of the market in terms of risk-adjusted performance. This ranking is based on the combined values of the indicators listed below.


The Risk-Adjusted Performance Rank of HMN is 7777
Horace Mann Educators Corporation(HMN)
The Sharpe Ratio Rank of HMN is 8181Sharpe Ratio Rank
The Sortino Ratio Rank of HMN is 7777Sortino Ratio Rank
The Omega Ratio Rank of HMN is 7373Omega Ratio Rank
The Calmar Ratio Rank of HMN is 7777Calmar Ratio Rank
The Martin Ratio Rank of HMN is 7777Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Horace Mann Educators Corporation (HMN) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


HMN
Sharpe ratio
The chart of Sharpe ratio for HMN, currently valued at 1.10, compared to the broader market-2.00-1.000.001.002.003.004.001.10
Sortino ratio
The chart of Sortino ratio for HMN, currently valued at 1.69, compared to the broader market-4.00-2.000.002.004.006.001.69
Omega ratio
The chart of Omega ratio for HMN, currently valued at 1.20, compared to the broader market0.501.001.501.20
Calmar ratio
The chart of Calmar ratio for HMN, currently valued at 0.73, compared to the broader market0.002.004.006.000.73
Martin ratio
The chart of Martin ratio for HMN, currently valued at 3.36, compared to the broader market-10.000.0010.0020.0030.003.36
^GSPC
Sharpe ratio
The chart of Sharpe ratio for ^GSPC, currently valued at 1.74, compared to the broader market-2.00-1.000.001.002.003.004.001.74
Sortino ratio
The chart of Sortino ratio for ^GSPC, currently valued at 2.53, compared to the broader market-4.00-2.000.002.004.006.002.53
Omega ratio
The chart of Omega ratio for ^GSPC, currently valued at 1.30, compared to the broader market0.501.001.501.30
Calmar ratio
The chart of Calmar ratio for ^GSPC, currently valued at 1.33, compared to the broader market0.002.004.006.001.33
Martin ratio
The chart of Martin ratio for ^GSPC, currently valued at 6.79, compared to the broader market-10.000.0010.0020.0030.006.79

Sharpe Ratio

The current Horace Mann Educators Corporation Sharpe ratio is 1.10. This value is calculated based on the past 12 months of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of Horace Mann Educators Corporation with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio-1.000.001.002.003.00December2024FebruaryMarchAprilMay
1.10
1.74
HMN (Horace Mann Educators Corporation)
Benchmark (^GSPC)

Dividends

Dividend History

Horace Mann Educators Corporation granted a 3.53% dividend yield in the last twelve months. The annual payout for that period amounted to $1.33 per share.


PeriodTTM20232022202120202019201820172016201520142013
Dividend$1.33$1.32$1.28$1.24$1.20$1.15$1.14$1.10$1.06$1.00$0.92$0.78

Dividend yield

3.53%4.04%3.43%3.20%2.85%2.63%3.04%2.49%2.48%3.01%2.77%2.47%

Monthly Dividends

The table displays the monthly dividend distributions for Horace Mann Educators Corporation. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDec
2024$0.00$0.00$0.34$0.00
2023$0.00$0.00$0.33$0.00$0.00$0.33$0.00$0.00$0.33$0.00$0.00$0.33
2022$0.00$0.00$0.32$0.00$0.00$0.32$0.00$0.00$0.32$0.00$0.00$0.32
2021$0.00$0.00$0.31$0.00$0.00$0.31$0.00$0.00$0.31$0.00$0.00$0.31
2020$0.00$0.00$0.30$0.00$0.00$0.30$0.00$0.00$0.30$0.00$0.00$0.30
2019$0.00$0.00$0.29$0.00$0.00$0.29$0.00$0.00$0.29$0.00$0.00$0.29
2018$0.00$0.00$0.29$0.00$0.00$0.29$0.00$0.00$0.29$0.00$0.00$0.29
2017$0.00$0.00$0.28$0.00$0.00$0.28$0.00$0.00$0.28$0.00$0.00$0.28
2016$0.00$0.00$0.27$0.00$0.00$0.27$0.00$0.00$0.27$0.00$0.00$0.27
2015$0.00$0.00$0.25$0.00$0.00$0.25$0.00$0.00$0.25$0.00$0.00$0.25
2014$0.00$0.00$0.23$0.00$0.00$0.23$0.00$0.00$0.23$0.00$0.00$0.23
2013$0.20$0.00$0.00$0.20$0.00$0.00$0.20$0.00$0.00$0.20

Dividend Yield & Payout


Dividend Yield
5.0%10.0%15.0%3.5%
Horace Mann Educators Corporation has a dividend yield of 3.53%, which is quite average when compared to the overall market.
Payout Ratio
20.0%40.0%60.0%80.0%100.0%120.0%86.4%
Horace Mann Educators Corporation has a payout ratio of 86.36%, which is above the market average. This might signify the company's strong earnings or financial health. However, it could also hint at a more mature business phase with potentially slower growth.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way.


-20.00%-15.00%-10.00%-5.00%0.00%December2024FebruaryMarchAprilMay
-7.32%
-4.49%
HMN (Horace Mann Educators Corporation)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the Horace Mann Educators Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Horace Mann Educators Corporation was 82.20%, occurring on Oct 27, 2008. Recovery took 1183 trading sessions.

The current Horace Mann Educators Corporation drawdown is 7.32%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-82.2%Mar 16, 19982673Oct 27, 20081183Jul 11, 20133856
-37.63%Mar 12, 1993440Dec 6, 1994252Dec 6, 1995692
-33.47%Sep 16, 2019992Aug 23, 2023
-25.79%Jul 17, 2015144Feb 10, 2016155Sep 21, 2016299
-24.93%Jul 10, 2018177Mar 22, 2019118Sep 10, 2019295

Volatility

Volatility Chart

The current Horace Mann Educators Corporation volatility is 6.09%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


2.00%4.00%6.00%8.00%10.00%December2024FebruaryMarchAprilMay
6.09%
3.91%
HMN (Horace Mann Educators Corporation)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of Horace Mann Educators Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

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Income Statement


Income Statement
Balance Sheet
Cash Flow
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Quarterly

TTM
Revenue

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Cost Of Revenue

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Gross Profit

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Operating Expenses

Selling, General & Admin Expenses

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R&D Expenses

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Total Operating Expenses

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Income

Income Before Tax

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Operating Income

0.00

EBIT

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Earnings From Continuing Operations

0.00

Net Income

0.00

Income Tax Expense

0.00

Interest Expense

0.00

Other Non-Operating Income (Expenses)

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Extraordinary Items

0.00

Discontinued Operations

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Effect Of Accounting Charges

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Non Recurring

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Minority Interest

0.00

Other Items

0.00
Values in undefined except per share items