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HDFC Bank Limited (HDB)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US40415F1012

CUSIP

40415F101

IPO Date

Jul 20, 2001

Highlights

Market Cap

$187.77B

EPS (TTM)

$3.28

PE Ratio

22.43

PEG Ratio

0.97

Total Revenue (TTM)

$2.07T

Gross Profit (TTM)

$2.07T

EBITDA (TTM)

$258.70B

Year Range

$54.36 - $75.37

Target Price

$78.23

Short %

0.67%

Short Ratio

4.42

Share Price Chart


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Compare to other instruments

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Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in HDFC Bank Limited, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


0.00%1,000.00%2,000.00%3,000.00%4,000.00%5,000.00%6,000.00%December2025FebruaryMarchAprilMay
5,790.02%
367.43%
HDB (HDFC Bank Limited)
Benchmark (^GSPC)

Returns By Period

HDFC Bank Limited (HDB) returned 10.37% year-to-date (YTD) and 28.86% over the past 12 months. Over the past 10 years, HDB had an annualized return of 10.69%, slightly ahead of the S&P 500 benchmark at 10.45%.


HDB

YTD

10.37%

1M

7.34%

6M

9.97%

1Y

28.86%

5Y*

13.08%

10Y*

10.69%

^GSPC (Benchmark)

YTD

-3.77%

1M

3.72%

6M

-5.60%

1Y

8.55%

5Y*

14.11%

10Y*

10.45%

*Annualized

Monthly Returns

The table below presents the monthly returns of HDB, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025-5.04%1.62%7.82%9.41%-3.04%10.37%
2024-17.31%-3.59%4.62%2.91%0.50%11.12%-6.72%3.01%2.37%0.75%5.92%-4.34%-3.74%
2023-1.53%0.42%-1.43%4.69%-6.77%8.23%-2.04%-7.77%-5.30%-4.17%6.17%11.78%0.18%
20225.47%-9.41%-1.35%-9.98%5.47%-4.53%15.45%-2.79%-4.31%6.66%13.26%-3.06%7.44%
2021-0.22%9.76%-1.83%-9.54%8.89%-4.12%-3.12%10.97%-6.67%-1.61%-8.96%-0.61%-9.29%
2020-9.61%-4.24%-29.88%12.71%-3.51%8.68%2.84%6.10%0.73%14.97%20.13%4.72%14.03%
2019-5.18%2.95%14.63%-1.09%8.29%5.27%-11.42%-6.24%5.84%7.08%1.08%2.62%23.20%
20186.81%-10.51%1.64%-3.00%11.07%-0.79%-1.60%-2.00%-7.08%-5.52%14.07%2.14%2.43%
201713.60%4.00%4.92%5.84%10.29%-0.36%11.28%0.67%-1.09%-4.22%5.20%4.71%68.53%
2016-2.06%-12.45%16.68%2.01%2.37%3.76%4.40%3.44%0.33%-1.54%-8.84%-5.95%-0.86%
201512.28%8.83%-5.03%-3.48%4.89%2.16%3.21%-8.77%7.19%0.08%-4.94%5.99%22.14%
2014-9.15%7.35%22.15%-2.39%12.43%6.23%1.24%4.83%-6.26%12.56%1.64%-4.77%50.56%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

With an overall rank of 80, HDB is among the top 20% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of HDB is 8080
Overall Rank
The Sharpe Ratio Rank of HDB is 8686
Sharpe Ratio Rank
The Sortino Ratio Rank of HDB is 7676
Sortino Ratio Rank
The Omega Ratio Rank of HDB is 7777
Omega Ratio Rank
The Calmar Ratio Rank of HDB is 8181
Calmar Ratio Rank
The Martin Ratio Rank of HDB is 8282
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for HDFC Bank Limited (HDB) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

HDFC Bank Limited Sharpe ratios as of May 10, 2025 (values are recalculated daily):

  • 1-Year: 1.11
  • 5-Year: 0.44
  • 10-Year: 0.37
  • All Time: 0.49

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

The chart below shows the rolling Sharpe ratio of HDFC Bank Limited compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time. For deeper analysis or to customize the calculation, use the Sharpe ratio tool.


Rolling 12-month Sharpe Ratio0.001.002.003.00December2025FebruaryMarchAprilMay
1.11
0.44
HDB (HDFC Bank Limited)
Benchmark (^GSPC)

Dividends

Dividend History

HDFC Bank Limited provided a 0.99% dividend yield over the last twelve months, with an annual payout of $0.70 per share.


0.00%0.50%1.00%1.50%2.00%$0.00$0.20$0.40$0.60$0.80$1.00$1.20$1.4020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend$0.70$0.70$1.39$1.19$0.53$0.00$0.43$0.28$0.26$0.21$0.19$0.50

Dividend yield

0.99%1.09%2.08%1.74%0.81%0.00%0.68%0.55%0.51%0.70%0.61%1.97%

Monthly Dividends

The table displays the monthly dividend distributions for HDFC Bank Limited. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.00$0.00$0.00$0.00$0.00
2024$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.70$0.00$0.00$0.00$0.00$0.70
2023$0.00$0.00$0.00$0.00$0.70$0.00$0.00$0.70$0.00$0.00$0.00$0.00$1.39
2022$0.00$0.00$0.00$0.00$0.61$0.00$0.58$0.00$0.00$0.00$0.00$0.00$1.19
2021$0.00$0.00$0.00$0.00$0.00$0.26$0.26$0.00$0.00$0.00$0.00$0.00$0.53
2020$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
2019$0.00$0.00$0.00$0.00$0.00$0.32$0.11$0.00$0.00$0.00$0.00$0.00$0.43
2018$0.00$0.00$0.00$0.00$0.00$0.28$0.00$0.00$0.00$0.00$0.00$0.00$0.28
2017$0.00$0.00$0.00$0.00$0.00$0.26$0.00$0.00$0.00$0.00$0.00$0.00$0.26
2016$0.00$0.00$0.00$0.00$0.00$0.21$0.00$0.00$0.00$0.00$0.00$0.00$0.21
2015$0.00$0.00$0.00$0.00$0.00$0.19$0.00$0.00$0.00$0.00$0.00$0.00$0.19
2014$0.50$0.00$0.00$0.00$0.00$0.00$0.00$0.50

Dividend Yield & Payout


Dividend Yield

HDFC Bank Limited has a dividend yield of 0.99%, which signifies it pays a smaller percentage of its stock price in dividends to its shareholders compared to other companies in the market.

Payout Ratio

HDFC Bank Limited has a payout ratio of 22.25%, which is below the market average. This means HDFC Bank Limited returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-25.00%-20.00%-15.00%-10.00%-5.00%0.00%December2025FebruaryMarchAprilMay
-10.50%
-7.88%
HDB (HDFC Bank Limited)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the HDFC Bank Limited. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the HDFC Bank Limited was 67.92%, occurring on Nov 20, 2008. Recovery took 341 trading sessions.

The current HDFC Bank Limited drawdown is 10.50%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-67.92%Dec 7, 2007242Nov 20, 2008341Apr 1, 2010583
-54.28%Jul 5, 2019181Mar 23, 2020161Nov 9, 2020342
-39.02%Mar 12, 2021293May 9, 2022
-36.25%May 9, 201377Aug 27, 2013176May 9, 2014253
-34.36%Oct 6, 2010305Dec 19, 2011196Sep 28, 2012501

Volatility

Volatility Chart

The current HDFC Bank Limited volatility is 9.74%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


2.00%4.00%6.00%8.00%10.00%12.00%14.00%December2025FebruaryMarchAprilMay
9.74%
6.82%
HDB (HDFC Bank Limited)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of HDFC Bank Limited over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Earnings Per Share

The chart presents the Earnings Per Share (EPS) performance of HDFC Bank Limited, comparing actual results with analytics estimates. The company has exceeded analyst expectations for EPS in the past quarter, achieving a 63.7% positive surprise.


0.400.500.600.700.8020212022202320242025
0.81
0.49
Actual
Estimate

Valuation

The Valuation section provides an overview of how HDFC Bank Limited is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for HDB, comparing it with other companies in the Banks - Regional industry. Currently, HDB has a P/E ratio of 22.4. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for HDB compared to other companies in the Banks - Regional industry. HDB currently has a PEG ratio of 1.0. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for HDB relative to other companies in the Banks - Regional industry. Currently, HDB has a P/S ratio of 0.1. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for HDB in comparison with other companies in the Banks - Regional industry. Currently, HDB has a P/B value of 3.0. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items