Goldman Sachs U.S. Mortgages Fund (GSUIX)
The fund normally invests at least 80% of its net assets plus any borrowings for investment purposes (measured at the time of purchase) ("Net Assets") in securities representing direct or indirect interests in or that are collateralized by adjustable rate and fixed rate mortgage loans or other mortgage-related securities of U.S. issuers. It may also invest in mortgage dollar rolls, securities issued or guaranteed by the U.S. government, its agencies, instrumentalities or sponsored enterprises, asset-backed securities and foreign securities.
Fund Info
US38143H8604
Nov 2, 2003
$1,000,000
Expense Ratio
GSUIX has an expense ratio of 0.45%, placing it in the medium range.
Share Price Chart
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Compare to other instruments
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Performance
Performance Chart
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Returns By Period
Goldman Sachs U.S. Mortgages Fund (GSUIX) returned 1.84% year-to-date (YTD) and 6.38% over the past 12 months. Over the past 10 years, GSUIX returned 1.02% annually, underperforming the S&P 500 benchmark at 10.85%.
GSUIX
1.84%
-1.03%
0.88%
6.38%
0.84%
-0.86%
1.02%
^GSPC (Benchmark)
0.51%
6.15%
-2.00%
12.92%
12.68%
14.19%
10.85%
Monthly Returns
The table below presents the monthly returns of GSUIX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 0.58% | 2.39% | 0.04% | 0.31% | -1.45% | 1.84% | |||||||
| 2024 | -0.24% | -1.67% | 0.95% | -2.72% | 1.97% | 1.03% | 2.63% | 1.57% | 1.20% | -2.72% | 1.24% | -1.61% | 1.45% |
| 2023 | 3.44% | -2.73% | 2.00% | 0.52% | -0.78% | -0.55% | 0.10% | -0.81% | -3.09% | -2.14% | 5.17% | 4.36% | 5.20% |
| 2022 | -1.42% | -0.93% | -2.83% | -3.37% | 0.72% | -1.78% | 3.09% | -3.29% | -5.33% | -1.45% | 4.32% | -0.60% | -12.50% |
| 2021 | 0.13% | -0.73% | -0.62% | 0.69% | -0.23% | -0.07% | 0.53% | -0.13% | -0.36% | -0.36% | -0.03% | -0.18% | -1.35% |
| 2020 | 0.93% | 1.02% | -0.38% | 1.50% | 0.55% | 0.26% | 0.51% | 0.31% | -0.02% | 0.15% | 0.51% | 0.32% | 5.80% |
| 2019 | 0.78% | -0.10% | 1.46% | 0.10% | 1.25% | 0.75% | 0.37% | 1.02% | -0.01% | 0.27% | 0.08% | 0.26% | 6.40% |
| 2018 | -1.01% | -0.65% | 0.52% | -0.43% | 0.72% | 0.04% | -0.16% | 0.53% | -0.53% | -0.63% | 0.97% | 1.38% | 0.73% |
| 2017 | -0.03% | 0.44% | 0.00% | 0.62% | 0.52% | -0.33% | 0.32% | 0.78% | -0.41% | -0.10% | -0.20% | 0.20% | 1.84% |
| 2016 | 1.28% | 0.22% | 0.40% | 0.22% | 0.06% | 0.87% | 0.20% | 0.13% | 0.32% | -0.25% | -1.59% | 0.00% | 1.86% |
| 2015 | 1.06% | -0.25% | 0.39% | 0.06% | -0.04% | -0.61% | 0.38% | 0.03% | 0.54% | 0.06% | -0.14% | -0.15% | 1.31% |
| 2014 | 1.54% | 0.38% | -0.12% | 0.92% | 1.09% | 0.21% | -0.27% | 0.77% | -0.08% | 0.84% | 0.60% | 0.08% | 6.09% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of GSUIX is 63, indicating average performance compared to other mutual funds on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for Goldman Sachs U.S. Mortgages Fund (GSUIX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
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Dividends
Dividend History
Goldman Sachs U.S. Mortgages Fund provided a 4.28% dividend yield over the last twelve months, with an annual payout of $0.38 per share. The fund has been increasing its distributions for 3 consecutive years.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.38 | $0.38 | $0.34 | $0.23 | $0.18 | $0.31 | $0.34 | $0.30 | $0.27 | $0.28 | $0.27 | $0.28 |
Dividend yield | 4.28% | 4.28% | 3.76% | 2.56% | 1.67% | 2.88% | 3.27% | 2.94% | 2.60% | 2.65% | 2.54% | 2.65% |
Monthly Dividends
The table displays the monthly dividend distributions for Goldman Sachs U.S. Mortgages Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.03 | $0.03 | $0.03 | $0.03 | $0.00 | $0.12 | |||||||
| 2024 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.05 | $0.38 |
| 2023 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.34 |
| 2022 | $0.01 | $0.01 | $0.01 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.03 | $0.23 |
| 2021 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.18 |
| 2020 | $0.03 | $0.03 | $0.02 | $0.03 | $0.03 | $0.03 | $0.03 | $0.02 | $0.03 | $0.03 | $0.03 | $0.02 | $0.31 |
| 2019 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.34 |
| 2018 | $0.03 | $0.02 | $0.02 | $0.03 | $0.02 | $0.02 | $0.02 | $0.02 | $0.03 | $0.03 | $0.03 | $0.03 | $0.30 |
| 2017 | $0.03 | $0.03 | $0.02 | $0.03 | $0.03 | $0.03 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.27 |
| 2016 | $0.03 | $0.02 | $0.02 | $0.02 | $0.03 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.28 |
| 2015 | $0.02 | $0.02 | $0.02 | $0.03 | $0.03 | $0.02 | $0.00 | $0.02 | $0.03 | $0.03 | $0.03 | $0.02 | $0.27 |
| 2014 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.28 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Goldman Sachs U.S. Mortgages Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Goldman Sachs U.S. Mortgages Fund was 18.65%, occurring on Oct 20, 2022. The portfolio has not yet recovered.
The current Goldman Sachs U.S. Mortgages Fund drawdown is 6.56%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -18.65% | Feb 2, 2021 | 434 | Oct 20, 2022 | — | — | — |
| -8.51% | Feb 4, 2008 | 204 | Nov 20, 2008 | 85 | Mar 26, 2009 | 289 |
| -4.67% | Mar 9, 2020 | 9 | Mar 19, 2020 | 28 | Apr 29, 2020 | 37 |
| -3.98% | May 2, 2013 | 88 | Sep 5, 2013 | 103 | Feb 3, 2014 | 191 |
| -3.26% | Mar 18, 2004 | 36 | May 7, 2004 | 38 | Jul 2, 2004 | 74 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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