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First Savings Financial Group, Inc. (FSFG)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US33621E1091
CUSIP
33621E109
IPO Date
Oct 7, 2008

Highlights

Market Cap
$237.80M
Enterprise Value
$932.63M
EPS (TTM)
$3.31
PE Ratio
10.25
PEG Ratio
0.94
Total Revenue (TTM)
$146.33M
Gross Profit (TTM)
$83.78M
EBITDA (TTM)
$29.11M
Year Range
$21.63 - $34.10
Target Price
$29.50
ROA (TTM)
0.97%
ROE (TTM)
11.97%

Share Price Chart


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Often compared with FSFG:
FSFG vs. XLF

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in First Savings Financial Group, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period


First Savings Financial Group, Inc.

1D
1M
YTD
6M
1Y
3Y*
5Y*
10Y*

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20266.65%0.00%6.65%
2025-6.78%3.47%1.19%3.42%-0.19%-5.24%2.16%7.19%15.31%-5.82%5.27%2.74%22.80%
20247.14%-7.22%1.22%-4.30%3.99%7.70%21.02%11.47%-0.15%13.36%11.37%-11.17%62.91%
2023-0.60%-2.16%-16.56%-5.97%-16.72%6.29%39.62%-13.68%-6.95%1.80%-1.13%14.43%-12.76%
2022-0.68%-2.75%-3.26%1.63%-0.36%-3.13%-0.58%-4.12%1.28%-1.44%-0.88%-10.37%-22.52%
2021-7.09%3.51%7.69%2.47%4.71%2.05%0.57%18.27%-3.61%-0.23%-6.77%2.40%23.83%

Benchmark Metrics

First Savings Financial Group, Inc. has an annualized alpha of 16.34%, beta of 0.27, and R² of 0.04 versus S&P 500 Index. Calculated based on daily prices since October 09, 2008.

  • This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (73.19%) than losses (39.67%) — typical of diversified or defensive assets.
  • Beta of 0.27 may look defensive, but with R² of 0.04 this stock is largely uncorrelated with S&P 500 Index — low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R² of 0.04 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
16.34%
Beta
0.27
0.04
Upside Capture
73.19%
Downside Capture
39.67%

Return for Risk

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for First Savings Financial Group, Inc. (FSFG) and compare them to a chosen benchmark (S&P 500 Index).


Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Dividends

Dividend History

First Savings Financial Group, Inc. provided a 1.41% dividend yield over the last twelve months, with an annual payout of $0.48 per share. The company has been increasing its dividends for 13 consecutive years.


1.00%1.50%2.00%2.50%3.00%$0.00$0.10$0.20$0.30$0.40$0.50$0.6020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$0.48$0.64$0.60$0.56$0.52$0.42$0.23$0.21$0.20$0.19$0.17$0.16

Dividend yield

1.41%2.01%2.26%3.33%2.60%1.59%1.05%0.95%1.16%0.98%1.11%1.32%

Monthly Dividends

The table displays the monthly dividend distributions for First Savings Financial Group, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.00$0.00
2025$0.00$0.00$0.16$0.00$0.00$0.16$0.00$0.00$0.16$0.00$0.00$0.16$0.64
2024$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.60
2023$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.14$0.56
2022$0.00$0.00$0.13$0.00$0.00$0.13$0.00$0.00$0.13$0.00$0.00$0.13$0.52
2021$0.00$0.00$0.06$0.00$0.00$0.12$0.00$0.00$0.00$0.12$0.00$0.12$0.42

Dividend Yield & Payout


Dividend Yield

First Savings Financial Group, Inc. has a dividend yield of 1.41%, which signifies it pays a smaller percentage of its stock price in dividends to its shareholders compared to other companies in the market.

Payout Ratio

First Savings Financial Group, Inc. has a payout ratio of 18.93%, which is below the market average. This means First Savings Financial Group, Inc. returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the First Savings Financial Group, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the First Savings Financial Group, Inc. was 58.83%, occurring on Mar 23, 2020. Recovery took 250 trading sessions.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-58.83%Mar 19, 2018507Mar 23, 2020250Mar 19, 2021757
-58.4%Oct 12, 2021400May 15, 2023371Nov 4, 2024771
-26.56%Dec 4, 202488Apr 11, 2025114Sep 25, 2025202
-17.94%Feb 7, 201133Mar 24, 2011180Dec 8, 2011213
-12.71%Oct 15, 20089Oct 27, 200847Jan 5, 200956

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of First Savings Financial Group, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how First Savings Financial Group, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for FSFG, comparing it with other companies in the Banks - Regional industry. Currently, FSFG has a P/E ratio of 10.3. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for FSFG compared to other companies in the Banks - Regional industry. FSFG currently has a PEG ratio of 0.9. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for FSFG relative to other companies in the Banks - Regional industry. Currently, FSFG has a P/S ratio of 1.6. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for FSFG in comparison with other companies in the Banks - Regional industry. Currently, FSFG has a P/B value of 1.2. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items