- ISIN
- US33631P1021
- CUSIP
- 33631P102
- Sector
- Financial Services
- Industry
- Banks - Regional
- IPO Date
- Jul 17, 2019
Highlights
- Market Cap
- $71.82M
- Enterprise Value
- $59.04M
- EPS (TTM)
- -$0.18
- Total Revenue (TTM)
- $28.47M
- Gross Profit (TTM)
- $11.95M
- EBITDA (TTM)
- $552.00K
- Year Range
- $10.13 - $16.80
- ROA (TTM)
- -0.13%
- ROE (TTM)
- -1.20%
Share Price Chart
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Performance
FSEA Performance Chart
First Seacoast Bancorp (FSEA) is up 27.0% since the beginning of the year. At $17 per share, FSEA is currently trading at its 52-week high. Investors who bought $1,000 worth of FSEA shares 5 years ago would now be looking at an investment worth $1,495.
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Returns By Period
First Seacoast Bancorp (FSEA) has returned 26.97% so far this year and 48.87% over the past 12 months.
First Seacoast Bancorp
- 1D
- 0.12%
- 1M
- 47.41%
- YTD
- 26.97%
- 6M
- 36.04%
- 1Y
- 48.87%
- 3Y*
- 26.86%
- 5Y*
- 8.37%
- 10Y*
- —
Benchmark (S&P 500 Index)
- 1D
- 0.13%
- 1M
- 5.25%
- YTD
- 11.16%
- 6M
- 11.43%
- 1Y
- 28.20%
- 3Y*
- 21.12%
- 5Y*
- 12.66%
- 10Y*
- 13.75%
FSEA Monthly Returns History
Based on dividend-adjusted daily data since Jul 17, 2019, FSEA's average daily return is +0.04%, while the average monthly return is +0.78%. At this rate, an investment would double in approximately 7.4 years.
Historically, 52% of months were positive and 48% were negative. The best month was May 2026 with a return of +42.3%, while the worst month was Mar 2020 at -34.9%. The longest winning streak lasted 5 consecutive months, and the longest losing streak was 5 months.
On a daily basis, FSEA closed higher 40% of trading days. The best single day was May 5, 2026 with a return of +42.0%, while the worst single day was Mar 23, 2020 at -18.1%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -3.18% | 1.80% | -3.46% | -6.45% | 42.30% | 0.24% | 26.97% | ||||||
| 2025 | 2.59% | 5.83% | 6.88% | -5.32% | 2.27% | 0.98% | 1.76% | -0.78% | 0.00% | 0.78% | 1.98% | 11.68% | 31.47% |
| 2024 | 14.30% | -1.82% | -2.90% | 4.30% | 2.97% | -0.00% | 2.06% | 0.71% | -1.95% | 1.10% | -0.33% | 9.85% | 30.56% |
| 2023 | -9.77% | -0.58% | -15.90% | 0.93% | -9.20% | 1.52% | -0.25% | -6.87% | -0.94% | -9.49% | -2.54% | 18.13% | -32.70% |
| 2022 | -3.47% | 2.92% | -0.01% | -0.85% | 1.14% | 0.56% | -2.06% | 1.62% | -2.91% | 0.19% | -3.38% | -4.50% | -10.50% |
| 2021 | -2.36% | 6.11% | 8.15% | -3.02% | 0.52% | 1.13% | -2.63% | 2.70% | -0.61% | -1.85% | 2.19% | 9.10% | 20.16% |
Benchmark Metrics
First Seacoast Bancorp has an annualized alpha of 6.22%, beta of 0.32, and R2 of 0.03 versus S&P 500 Index. Calculated based on daily prices since July 18, 2019.
- This stock participated in 24.91% of S&P 500 Index downside but only 24.08% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.32 may look defensive, but with R2 of 0.03 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
- R2 of 0.03 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 6.22%
- Beta
- 0.32
- R²
- 0.03
- Upside Capture
- 24.08%
- Downside Capture
- 24.91%
Return for Risk
Risk / Return Rank
FSEA ranks 80 for risk / return — better than 80% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for First Seacoast Bancorp (FSEA) and compare them to S&P 500 Index.
| FSEA | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.93 | 2.39 | -1.45 |
Sortino ratioReturn per unit of downside risk | 2.65 | 3.25 | -0.61 |
Omega ratioGain probability vs. loss probability | 1.42 | 1.43 | -0.01 |
Calmar ratioReturn relative to maximum drawdown | 2.28 | 3.11 | -0.83 |
Martin ratioReturn relative to average drawdown | 7.06 | 14.38 | -7.32 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Dividends
Dividend History
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the First Seacoast Bancorp. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the First Seacoast Bancorp was 52.91%, occurring on Nov 20, 2023. Recovery took 522 trading sessions.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
2023 bear market2023 | -52.91%Nov 2023 | 1y 3mo | 2y 1mo | 3y 4moAug 2022 - Dec 2025 |
COVID crash2020 | -49.28%Mar 2020 | 1mo 29d | 1y 8mo | 1y 10moJan 2020 - Dec 2021 |
2026 bear market2026 | -21.54%Apr 2026 | 4mo 2d | 12d | 4mo 14dDec 2025 - May 2026 |
Bear market2022 | -10.46%Aug 2022 | 7mo 2d | 4d | 7mo 6dJan 2022 - Aug 2022 |
2019 pullback2019 | -9.44%Sep 2019 | 2mo 3d | 4mo 5d | 6mo 8dJul 2019 - Jan 2020 |
Drawdown Indicators
| FSEA | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -52.91% | -56.78% | +3.87% |
Max Drawdown (1Y)Largest decline over 1 year | -21.54% | -9.10% | -12.44% |
Max Drawdown (3Y)Largest decline over 3 years | -25.12% | -18.90% | -6.22% |
Max Drawdown (5Y)Largest decline over 5 years | -52.91% | -25.43% | -27.48% |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.92% | — |
Current DrawdownCurrent decline from peak | 0.00% | 0.00% | 0.00% |
Average DrawdownAverage peak-to-trough decline | -19.07% | -10.72% | -8.35% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 6.94% | 1.97% | +4.97% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of First Seacoast Bancorp over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how First Seacoast Bancorp is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for FSEA relative to other companies in the Banks - Regional industry. Currently, FSEA has a P/S ratio of 2.5. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for FSEA in comparison with other companies in the Banks - Regional industry. Currently, FSEA has a P/B value of 1.1. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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