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ISIN
US33631P1021
CUSIP
33631P102
IPO Date
Jul 17, 2019

Highlights

Market Cap
$71.82M
Enterprise Value
$59.04M
EPS (TTM)
-$0.18
Total Revenue (TTM)
$28.47M
Gross Profit (TTM)
$11.95M
EBITDA (TTM)
$552.00K
Year Range
$10.13 - $16.80
ROA (TTM)
-0.13%
ROE (TTM)
-1.20%

Share Price Chart


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First Seacoast Bancorp

Performance

FSEA Performance Chart

First Seacoast Bancorp (FSEA) is up 27.0% since the beginning of the year. At $17 per share, FSEA is currently trading at its 52-week high. Investors who bought $1,000 worth of FSEA shares 5 years ago would now be looking at an investment worth $1,495.


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S&P 500 Index

Returns By Period

First Seacoast Bancorp (FSEA) has returned 26.97% so far this year and 48.87% over the past 12 months.


First Seacoast Bancorp

1D
0.12%
1M
47.41%
YTD
26.97%
6M
36.04%
1Y
48.87%
3Y*
26.86%
5Y*
8.37%
10Y*

Benchmark (S&P 500 Index)

1D
0.13%
1M
5.25%
YTD
11.16%
6M
11.43%
1Y
28.20%
3Y*
21.12%
5Y*
12.66%
10Y*
13.75%
*Multi-year figures are annualized to reflect compound growth (CAGR)

FSEA Monthly Returns History

Based on dividend-adjusted daily data since Jul 17, 2019, FSEA's average daily return is +0.04%, while the average monthly return is +0.78%. At this rate, an investment would double in approximately 7.4 years.

Historically, 52% of months were positive and 48% were negative. The best month was May 2026 with a return of +42.3%, while the worst month was Mar 2020 at -34.9%. The longest winning streak lasted 5 consecutive months, and the longest losing streak was 5 months.

On a daily basis, FSEA closed higher 40% of trading days. The best single day was May 5, 2026 with a return of +42.0%, while the worst single day was Mar 23, 2020 at -18.1%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026-3.18%1.80%-3.46%-6.45%42.30%0.24%26.97%
20252.59%5.83%6.88%-5.32%2.27%0.98%1.76%-0.78%0.00%0.78%1.98%11.68%31.47%
202414.30%-1.82%-2.90%4.30%2.97%-0.00%2.06%0.71%-1.95%1.10%-0.33%9.85%30.56%
2023-9.77%-0.58%-15.90%0.93%-9.20%1.52%-0.25%-6.87%-0.94%-9.49%-2.54%18.13%-32.70%
2022-3.47%2.92%-0.01%-0.85%1.14%0.56%-2.06%1.62%-2.91%0.19%-3.38%-4.50%-10.50%
2021-2.36%6.11%8.15%-3.02%0.52%1.13%-2.63%2.70%-0.61%-1.85%2.19%9.10%20.16%

Benchmark Metrics

First Seacoast Bancorp has an annualized alpha of 6.22%, beta of 0.32, and R2 of 0.03 versus S&P 500 Index. Calculated based on daily prices since July 18, 2019.

  • This stock participated in 24.91% of S&P 500 Index downside but only 24.08% of its upside - more exposed to losses than it benefited from rallies.
  • Beta of 0.32 may look defensive, but with R2 of 0.03 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R2 of 0.03 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
6.22%
Beta
0.32
0.03
Upside Capture
24.08%
Downside Capture
24.91%

Return for Risk

Risk / Return Rank

FSEA ranks 80 for risk / return — better than 80% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.


FSEA Risk / Return Rank: 8080
Overall Rank
FSEA Sharpe Ratio Rank: 6969
Sharpe Ratio Rank
FSEA Sortino Ratio Rank: 8484
Sortino Ratio Rank
FSEA Omega Ratio Rank: 8989
Omega Ratio Rank
FSEA Calmar Ratio Rank: 7676
Calmar Ratio Rank
FSEA Martin Ratio Rank: 8181
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for First Seacoast Bancorp (FSEA) and compare them to S&P 500 Index.


FSEABenchmarkDifference

Sharpe ratio

Return per unit of total volatility

0.93

2.39

-1.45

Sortino ratio

Return per unit of downside risk

2.65

3.25

-0.61

Omega ratio

Gain probability vs. loss probability

1.42

1.43

-0.01

Calmar ratio

Return relative to maximum drawdown

2.28

3.11

-0.83

Martin ratio

Return relative to average drawdown

7.06

14.38

-7.32

Dividends

Dividend History


First Seacoast Bancorp doesn't pay dividends

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the First Seacoast Bancorp. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the First Seacoast Bancorp was 52.91%, occurring on Nov 20, 2023. Recovery took 522 trading sessions.


Related event

Drawdown

Fall

Recovery

Underwater

2023 bear market2023
-52.91%Nov 2023
1y 3mo2y 1mo
3y 4moAug 2022 - Dec 2025
COVID crash2020
-49.28%Mar 2020
1mo 29d1y 8mo
1y 10moJan 2020 - Dec 2021
2026 bear market2026
-21.54%Apr 2026
4mo 2d12d
4mo 14dDec 2025 - May 2026
Bear market2022
-10.46%Aug 2022
7mo 2d4d
7mo 6dJan 2022 - Aug 2022
2019 pullback2019
-9.44%Sep 2019
2mo 3d4mo 5d
6mo 8dJul 2019 - Jan 2020

Drawdown Indicators


FSEABenchmarkDifference

Max Drawdown

Largest peak-to-trough decline

-52.91%

-56.78%

+3.87%

Max Drawdown (1Y)

Largest decline over 1 year

-21.54%

-9.10%

-12.44%

Max Drawdown (3Y)

Largest decline over 3 years

-25.12%

-18.90%

-6.22%

Max Drawdown (5Y)

Largest decline over 5 years

-52.91%

-25.43%

-27.48%

Max Drawdown (10Y)

Largest decline over 10 years

-33.92%

Current Drawdown

Current decline from peak

0.00%

0.00%

0.00%

Average Drawdown

Average peak-to-trough decline

-19.07%

-10.72%

-8.35%

Ulcer Index

Depth and duration of drawdowns from previous peaks

6.94%

1.97%

+4.97%

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of First Seacoast Bancorp over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how First Seacoast Bancorp is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for FSEA relative to other companies in the Banks - Regional industry. Currently, FSEA has a P/S ratio of 2.5. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for FSEA in comparison with other companies in the Banks - Regional industry. Currently, FSEA has a P/B value of 1.1. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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