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First Seacoast Bancorp (FSEA)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US33631P1021

CUSIP

33631P102

IPO Date

Jul 17, 2019

Highlights

Market Cap

$53.31M

EPS (TTM)

-$0.02

Total Revenue (TTM)

$27.09M

Gross Profit (TTM)

$13.53M

EBITDA (TTM)

$524.00K

Year Range

$8.60 - $11.80

Short %

0.35%

Short Ratio

2.56

Share Price Chart


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First Seacoast Bancorp

Performance

Performance Chart


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S&P 500

Returns By Period

First Seacoast Bancorp (FSEA) returned 12.35% year-to-date (YTD) and 25.19% over the past 12 months.


FSEA

YTD

12.35%

1M

2.27%

6M

23.41%

1Y

25.19%

3Y*

-3.92%

5Y*

7.75%

10Y*

N/A

^GSPC (Benchmark)

YTD

0.51%

1M

6.15%

6M

-2.00%

1Y

12.92%

3Y*

12.68%

5Y*

14.19%

10Y*

10.85%

*Annualized

Monthly Returns

The table below presents the monthly returns of FSEA, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20252.59%5.83%6.88%-5.32%2.27%12.35%
202414.30%-1.82%-2.90%4.30%2.97%-0.00%2.06%0.71%-1.95%1.10%-0.33%9.85%30.56%
2023-9.77%-0.58%-15.90%0.93%-9.20%1.52%-0.25%-6.87%-0.94%-9.49%-2.54%18.13%-32.70%
2022-3.47%2.92%-0.01%-0.85%1.14%0.56%-2.06%1.62%-2.91%0.19%-3.38%-4.50%-10.50%
2021-2.37%6.11%8.15%-3.02%0.52%1.13%-2.63%2.70%-0.61%-1.85%2.19%9.10%20.16%
20203.50%-5.03%-34.87%-3.66%11.70%-5.24%0.81%2.34%21.91%3.79%15.35%-4.10%-5.73%
2019-7.18%-0.66%4.23%-2.35%-0.77%3.74%-3.39%
Go deeper with the Portfolio Analysis tool — backtest performance, assess risk, compare to benchmarks, and more

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

With an overall rank of 84, FSEA is among the top 16% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of FSEA is 8484
Overall Rank
The Sharpe Ratio Rank of FSEA is 8888
Sharpe Ratio Rank
The Sortino Ratio Rank of FSEA is 8383
Sortino Ratio Rank
The Omega Ratio Rank of FSEA is 8282
Omega Ratio Rank
The Calmar Ratio Rank of FSEA is 7777
Calmar Ratio Rank
The Martin Ratio Rank of FSEA is 9292
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for First Seacoast Bancorp (FSEA) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

First Seacoast Bancorp Sharpe ratios as of May 31, 2025 (values are recalculated daily):

  • 1-Year: 1.32
  • 5-Year: 0.29
  • All Time: -0.02

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

The chart below shows the rolling Sharpe ratio of First Seacoast Bancorp compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.


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Go to the full Sharpe Ratio tool to analyze any stock or portfolio. Customize time frames, set your own risk-free rate, and more

Dividends

Dividend History


First Seacoast Bancorp doesn't pay dividends

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the First Seacoast Bancorp. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the First Seacoast Bancorp was 52.91%, occurring on Nov 20, 2023. The portfolio has not yet recovered.

The current First Seacoast Bancorp drawdown is 15.14%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-52.91%Aug 17, 2022318Nov 20, 2023
-49.28%Jan 24, 202041Mar 23, 2020438Dec 15, 2021479
-10.46%Jan 12, 2022147Aug 12, 20222Aug 16, 2022149
-9.44%Jul 19, 201945Sep 20, 201985Jan 23, 2020130
-3.33%Dec 16, 20213Dec 20, 20215Dec 28, 20218
Go to the full Drawdowns tool for more analysis options, including inflation-adjusted drawdowns, and more

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of First Seacoast Bancorp over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Earnings Per Share

The chart presents the Earnings Per Share (EPS) performance of First Seacoast Bancorp, comparing actual results with analytics estimates.


-2.00-1.50-1.00-0.500.000.50AprilJulyOctober2021AprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober
-0.29
Actual
Estimate

Valuation

The Valuation section provides an overview of how First Seacoast Bancorp is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for FSEA relative to other companies in the Banks - Regional industry. Currently, FSEA has a P/S ratio of 3.3. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for FSEA in comparison with other companies in the Banks - Regional industry. Currently, FSEA has a P/B value of 0.9. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items