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Five Star Bancorp (FSBC)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US33830T1034

CUSIP

33830T103

Sector

Financial Services

IPO Date

May 4, 2021

Highlights

Market Cap

$677.73M

EPS (TTM)

$2.26

PE Ratio

14.07

Total Revenue (TTM)

$152.61M

Gross Profit (TTM)

$147.62M

EBITDA (TTM)

$46.76M

Year Range

$20.48 - $34.89

Target Price

$36.13

Short %

1.00%

Short Ratio

3.73

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Five Star Bancorp, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


0.00%5.00%10.00%15.00%20.00%SeptemberOctoberNovemberDecember2025February
13.61%
9.82%
FSBC (Five Star Bancorp)
Benchmark (^GSPC)

Returns By Period

Five Star Bancorp had a return of 6.15% year-to-date (YTD) and 44.76% in the last 12 months.


FSBC

YTD

6.15%

1M

3.63%

6M

13.62%

1Y

44.76%

5Y*

N/A

10Y*

N/A

^GSPC (Benchmark)

YTD

4.01%

1M

1.13%

6M

9.82%

1Y

22.80%

5Y*

12.93%

10Y*

11.26%

*Annualized

Monthly Returns

The table below presents the monthly returns of FSBC, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20251.06%6.15%
2024-8.98%0.42%-5.18%-3.91%6.98%3.19%24.31%-0.11%1.99%1.18%10.27%-8.68%18.61%
2023-1.03%1.87%-21.89%-0.38%-9.14%17.00%10.33%-10.69%-8.23%-2.94%18.57%14.57%-0.56%
20223.33%-1.42%-6.94%-11.84%4.94%1.50%-0.19%-2.98%11.52%2.29%-6.42%0.89%-7.16%
20218.62%-8.31%1.55%-2.01%0.25%15.23%8.28%1.04%25.24%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

With an overall rank of 79, FSBC is among the top 21% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of FSBC is 7979
Overall Rank
The Sharpe Ratio Rank of FSBC is 8181
Sharpe Ratio Rank
The Sortino Ratio Rank of FSBC is 7676
Sortino Ratio Rank
The Omega Ratio Rank of FSBC is 7575
Omega Ratio Rank
The Calmar Ratio Rank of FSBC is 8282
Calmar Ratio Rank
The Martin Ratio Rank of FSBC is 8282
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Five Star Bancorp (FSBC) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


Sharpe ratio
The chart of Sharpe ratio for FSBC, currently valued at 1.14, compared to the broader market-2.000.002.001.141.74
The chart of Sortino ratio for FSBC, currently valued at 1.77, compared to the broader market-4.00-2.000.002.004.006.001.772.36
The chart of Omega ratio for FSBC, currently valued at 1.23, compared to the broader market0.501.001.502.001.231.32
The chart of Calmar ratio for FSBC, currently valued at 1.21, compared to the broader market0.002.004.006.001.212.62
The chart of Martin ratio for FSBC, currently valued at 5.54, compared to the broader market-10.000.0010.0020.0030.005.5410.69
FSBC
^GSPC

The current Five Star Bancorp Sharpe ratio is 1.14. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of Five Star Bancorp with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio0.001.002.003.004.00SeptemberOctoberNovemberDecember2025February
1.14
1.74
FSBC (Five Star Bancorp)
Benchmark (^GSPC)

Dividends

Dividend History

Five Star Bancorp provided a 2.52% dividend yield over the last twelve months, with an annual payout of $0.80 per share. The company has been increasing its dividends for 3 consecutive years.


1.00%1.50%2.00%2.50%3.00%$0.00$0.20$0.40$0.60$0.802021202220232024
Dividends
Dividend Yield
PeriodTTM2024202320222021
Dividend$0.80$0.80$0.75$0.60$0.30

Dividend yield

2.52%2.66%2.86%2.20%1.00%

Monthly Dividends

The table displays the monthly dividend distributions for Five Star Bancorp. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.20$0.20
2024$0.00$0.20$0.00$0.00$0.20$0.00$0.00$0.20$0.00$0.00$0.20$0.00$0.80
2023$0.00$0.15$0.00$0.00$0.20$0.00$0.00$0.20$0.00$0.00$0.20$0.00$0.75
2022$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.60
2021$0.15$0.00$0.00$0.15$0.00$0.00$0.30

Dividend Yield & Payout


Dividend Yield
200.0%400.0%600.0%2.5%
Five Star Bancorp has a dividend yield of 2.52%, which is quite average when compared to the overall market.
Payout Ratio
200.0%400.0%600.0%800.0%1,000.0%35.1%
Five Star Bancorp has a payout ratio of 35.09%, which is quite average when compared to the overall market. This suggests that Five Star Bancorp strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-15.00%-10.00%-5.00%0.00%SeptemberOctoberNovemberDecember2025February
-4.80%
-0.43%
FSBC (Five Star Bancorp)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the Five Star Bancorp. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Five Star Bancorp was 40.75%, occurring on May 11, 2023. Recovery took 303 trading sessions.

The current Five Star Bancorp drawdown is 4.80%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-40.75%Dec 7, 2021359May 11, 2023303Jul 26, 2024662
-18.82%Jun 16, 202168Sep 21, 202128Oct 29, 202196
-15.32%Dec 12, 202419Jan 10, 2025
-10.51%Jul 29, 20246Aug 5, 202414Aug 23, 202420
-8.91%Sep 20, 20249Oct 2, 202410Oct 16, 202419

Volatility

Volatility Chart

The current Five Star Bancorp volatility is 6.59%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


2.00%4.00%6.00%8.00%10.00%12.00%14.00%SeptemberOctoberNovemberDecember2025February
6.59%
3.01%
FSBC (Five Star Bancorp)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of Five Star Bancorp over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Historical P/E Ratio Chart

The chart below displays the historical trend of the price-to-earnings (P/E) ratio for Five Star Bancorp.


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Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

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