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First National Financial Corporation (FN.TO)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

First National Financial Corporation (FN.TO)

Equity · Currency in CAD · Last updated Nov 5, 2024

Company Info

ISINCA33564P1036
CUSIP33564P103
SectorFinancial Services
IndustryMortgage Finance

Highlights

Market CapCA$2.48B
EPS (TTM)CA$3.79
PE Ratio10.87
PEG Ratio0.58
Total Revenue (TTM)CA$1.21B
Gross Profit (TTM)CA$130.57M
EBITDA (TTM)CA$156.99M
Year RangeCA$33.93 - CA$42.53
Target PriceCA$43.40
Short %3.08%
Short Ratio16.76

Share Price Chart

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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.

Popular comparisons: FN.TO vs. X.TO, FN.TO vs. grt-un.to, FN.TO vs. IFC.TO, FN.TO vs. vdy.to, FN.TO vs. CM.TO, FN.TO vs. BNS.TO, FN.TO vs. MKP.TO, FN.TO vs. VOO

Performance

Performance Chart

The chart shows the growth of an initial investment of CA$10,000 in First National Financial Corporation, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.

0.00%5.00%10.00%15.00%JuneJulyAugustSeptemberOctoberNovember
15.81%
12.17%
FN.TO (First National Financial Corporation)
Benchmark (^GSPC)

Returns By Period

First National Financial Corporation had a return of 13.06% year-to-date (YTD) and 14.59% in the last 12 months. Over the past 10 years, First National Financial Corporation had an annualized return of 14.36%, outperforming the S&P 500 benchmark which had an annualized return of 10.92%.

PeriodReturnBenchmark
Year-To-Date13.06%19.77%
1 month6.18%-0.67%
6 months15.81%10.27%
1 year14.59%31.07%
5 years (annualized)7.20%13.22%
10 years (annualized)14.36%10.92%

Monthly Returns

The table below presents the monthly returns of FN.TO, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.

JanFebMarAprMayJunJulAugSepOctNovDecTotal
20246.20%-0.38%-5.93%2.48%-3.01%-3.24%4.53%1.46%5.90%3.68%13.06%
20238.39%0.57%-2.46%-0.28%1.93%-0.47%3.49%-3.82%-4.15%-2.38%8.93%4.98%14.58%
20225.90%1.25%-7.78%-9.92%2.73%-10.26%13.80%-0.25%-2.64%-4.49%6.07%1.52%-6.67%
20215.78%1.79%12.06%4.55%2.99%-6.60%-5.90%0.88%-5.68%-3.81%2.30%1.33%8.32%
20201.14%-10.03%-26.99%29.07%-3.99%-7.02%22.78%-3.48%-2.97%16.08%6.42%7.64%17.05%
20195.50%2.26%4.85%5.76%-4.67%2.98%5.32%11.93%7.28%10.43%-0.69%-8.80%48.58%
2018-0.37%-3.04%-5.69%3.51%4.04%4.38%4.38%-1.07%0.39%-6.87%10.79%-4.22%4.91%
20177.92%-6.47%-0.20%-13.30%10.54%8.01%-7.36%3.89%3.07%9.06%7.29%-1.84%18.81%
2016-1.39%-1.57%20.89%10.76%5.38%0.76%1.26%-1.16%8.07%-23.09%8.19%2.89%27.77%
2015-5.04%-0.74%-5.83%10.68%-7.07%-4.49%-6.47%11.50%8.39%1.95%2.92%-0.82%2.58%
20140.42%15.28%-5.42%-1.81%-3.72%-2.31%6.75%-4.54%-4.32%10.29%5.71%-3.54%10.88%
2013-1.23%-4.80%-0.81%8.78%-3.89%-10.10%14.39%2.84%3.46%15.87%8.25%-3.20%29.54%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of FN.TO is 64, suggesting that the investment has average results relative to other stocks in terms of risk-adjusted performance. This ranking is determined by the cumulative values of the indicators listed below.

The Risk-Adjusted Performance Rank of FN.TO is 6464
Combined Rank
The Sharpe Ratio Rank of FN.TO is 6767Sharpe Ratio Rank
The Sortino Ratio Rank of FN.TO is 5656Sortino Ratio Rank
The Omega Ratio Rank of FN.TO is 6060Omega Ratio Rank
The Calmar Ratio Rank of FN.TO is 7575Calmar Ratio Rank
The Martin Ratio Rank of FN.TO is 6161Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for First National Financial Corporation (FN.TO) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.

FN.TO
Sharpe ratio
The chart of Sharpe ratio for FN.TO, currently valued at 0.90, compared to the broader market-4.00-2.000.002.000.90
Sortino ratio
The chart of Sortino ratio for FN.TO, currently valued at 1.20, compared to the broader market-4.00-2.000.002.004.001.20
Omega ratio
The chart of Omega ratio for FN.TO, currently valued at 1.18, compared to the broader market0.501.001.502.001.18
Calmar ratio
The chart of Calmar ratio for FN.TO, currently valued at 1.01, compared to the broader market0.002.004.006.001.01
Martin ratio
The chart of Martin ratio for FN.TO, currently valued at 2.39, compared to the broader market-10.000.0010.0020.0030.002.39
^GSPC
Sharpe ratio
The chart of Sharpe ratio for ^GSPC, currently valued at 2.67, compared to the broader market-4.00-2.000.002.002.67
Sortino ratio
The chart of Sortino ratio for ^GSPC, currently valued at 3.55, compared to the broader market-4.00-2.000.002.004.003.55
Omega ratio
The chart of Omega ratio for ^GSPC, currently valued at 1.50, compared to the broader market0.501.001.502.001.50
Calmar ratio
The chart of Calmar ratio for ^GSPC, currently valued at 3.45, compared to the broader market0.002.004.006.003.45
Martin ratio
The chart of Martin ratio for ^GSPC, currently valued at 17.04, compared to the broader market-10.000.0010.0020.0030.0017.04

Sharpe Ratio

The current First National Financial Corporation Sharpe ratio is 0.90. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of First National Financial Corporation with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.

Rolling 12-month Sharpe Ratio0.001.002.003.004.00JuneJulyAugustSeptemberOctoberNovember
0.90
3.06
FN.TO (First National Financial Corporation)
Benchmark (^GSPC)

Dividends

Dividend History

First National Financial Corporation provided a 7.65% dividend yield over the last twelve months, with an annual payout of CA$3.15 per share.

6.00%7.00%8.00%9.00%10.00%CA$0.00CA$1.00CA$2.00CA$3.00CA$4.0020132014201520162017201820192020202120222023
Dividends
Dividend Yield
PeriodTTM20232022202120202019201820172016201520142013
DividendCA$3.15CA$3.15CA$2.36CA$3.52CA$2.48CA$2.41CA$2.70CA$2.92CA$1.65CA$1.51CA$1.48CA$1.38

Dividend yield

7.65%8.21%6.48%8.46%5.97%6.32%9.83%10.14%6.13%6.72%6.31%6.12%

Monthly Dividends

The table displays the monthly dividend distributions for First National Financial Corporation. The dividends shown in the table have been adjusted to account for any splits that may have occurred.

JanFebMarAprMayJunJulAugSepOctNovDecTotal
2024CA$0.20CA$0.20CA$0.20CA$0.20CA$0.20CA$0.20CA$0.20CA$0.20CA$0.20CA$0.20CA$0.00CA$2.00
2023CA$0.20CA$0.20CA$0.20CA$0.20CA$0.20CA$0.20CA$0.20CA$0.20CA$0.20CA$0.20CA$0.95CA$0.20CA$3.15
2022CA$0.20CA$0.20CA$0.20CA$0.20CA$0.20CA$0.20CA$0.20CA$0.20CA$0.20CA$0.20CA$0.20CA$0.20CA$2.36
2021CA$0.18CA$0.18CA$0.18CA$0.18CA$0.20CA$0.20CA$0.20CA$0.20CA$0.20CA$0.20CA$1.45CA$0.20CA$3.52
2020CA$0.16CA$0.16CA$0.16CA$0.16CA$0.16CA$0.16CA$0.16CA$0.16CA$0.16CA$0.16CA$0.68CA$0.18CA$2.48
2019CA$0.16CA$0.16CA$0.16CA$0.16CA$0.16CA$0.16CA$0.16CA$0.16CA$0.16CA$0.16CA$0.66CA$0.16CA$2.41
2018CA$0.15CA$0.15CA$0.15CA$0.15CA$0.15CA$0.15CA$0.15CA$0.15CA$0.15CA$0.15CA$1.00CA$0.16CA$2.70
2017CA$0.14CA$0.14CA$0.15CA$0.15CA$0.15CA$0.15CA$0.15CA$0.15CA$0.15CA$0.15CA$1.25CA$0.15CA$2.92
2016CA$0.13CA$0.13CA$0.13CA$0.13CA$0.14CA$0.14CA$0.14CA$0.14CA$0.14CA$0.14CA$0.14CA$0.14CA$1.65
2015CA$0.13CA$0.13CA$0.13CA$0.13CA$0.13CA$0.13CA$0.13CA$0.13CA$0.13CA$0.13CA$0.13CA$0.13CA$1.51
2014CA$0.12CA$0.12CA$0.13CA$0.13CA$0.13CA$0.13CA$0.13CA$0.13CA$0.13CA$0.13CA$0.13CA$0.13CA$1.48
2013CA$0.11CA$0.11CA$0.12CA$0.12CA$0.12CA$0.12CA$0.12CA$0.12CA$0.12CA$0.12CA$0.12CA$0.12CA$1.38

Dividend Yield & Payout

Dividend Yield
5.0%10.0%15.0%7.7%
First National Financial Corporation has a dividend yield of 7.65%, which means its dividend payment is significantly above the market average.
Payout Ratio
200.0%400.0%600.0%800.0%36.4%
First National Financial Corporation has a payout ratio of 36.42%, which is quite average when compared to the overall market. This suggests that First National Financial Corporation strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

-15.00%-10.00%-5.00%0.00%JuneJulyAugustSeptemberOctoberNovember
-0.48%
-2.15%
FN.TO (First National Financial Corporation)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the First National Financial Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the First National Financial Corporation was 63.24%, occurring on Oct 10, 2008. Recovery took 257 trading sessions.

The current First National Financial Corporation drawdown is 0.48%.

Depth

Start

To Bottom

Bottom

To Recover

End

Total

-63.24%Jul 20, 2007309Oct 10, 2008257Oct 21, 2009566
-53.67%Nov 26, 201978Mar 18, 2020187Dec 14, 2020265
-32.76%Jun 1, 2021264Jun 17, 2022594Oct 30, 2024858
-29.31%Dec 3, 2014181Aug 24, 2015131Mar 2, 2016312
-27.51%Mar 30, 2010390Oct 18, 2011286Dec 5, 2012676

Volatility

Volatility Chart

The current First National Financial Corporation volatility is 3.77%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.

2.00%3.00%4.00%5.00%6.00%7.00%8.00%JuneJulyAugustSeptemberOctoberNovember
3.77%
3.32%
FN.TO (First National Financial Corporation)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of First National Financial Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Annual
Quarterly
0.0

Valuation

The Valuation section provides an assessment of the market value of First National Financial Corporation compared to its peers in the Mortgage Finance industry.

PE Ratio
100.0200.0300.0400.0500.010.9
The chart displays the price to earnings (P/E) ratio for FN.TO in comparison to other companies of the Mortgage Finance industry. Currently, FN.TO has a PE value of 10.9. This PE ratio falls in the average range for the industry.
PEG Ratio
-1.00.01.02.03.04.00.6
The chart displays the price to earnings to growth (PEG) ratio for FN.TO in comparison to other companies of the Mortgage Finance industry. Currently, FN.TO has a PEG value of 0.6. This PEG ratio falls in the average range for the industry.

Historical P/E Ratio Chart

The chart below displays the historical trend of the price-to-earnings (P/E) ratio for First National Financial Corporation.

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Income Statement

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Values in undefined except per share items