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ISIN
US3096271073
CUSIP
309627107
IPO Date
Jan 4, 1999

Highlights

Market Cap
$705.26M
Enterprise Value
$995.88M
EPS (TTM)
$1.98
PE Ratio
8.00
Total Revenue (TTM)
$286.15M
Gross Profit (TTM)
$189.94M
EBITDA (TTM)
$79.75M
Year Range
$12.12 - $16.10
Target Price
$16.00
ROA (TTM)
0.84%
ROE (TTM)
7.61%
Avg. Volume (1M)
430K
Avg. Volume Value (1M)
$6.42M

Share Price Chart


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Farmers National Banc Corp.

Performance

FMNB Performance Chart

Farmers National Banc Corp. (FMNB) is up 22.0% since the beginning of the year. At $16 per share, FMNB is trading just below its 52-week high of $16. Investors who bought $1,000 worth of FMNB shares 5 years ago would now be looking at an investment worth $1,303.


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Benchmark

Compare this symbol against anything

Returns By Period

Farmers National Banc Corp. (FMNB) has returned 22.01% so far this year and 26.07% over the past 12 months. Over the last ten years, FMNB has returned 9.12% per year, falling short of the S&P 500 Index benchmark, which averaged 13.26% annually.


Farmers National Banc Corp.

1D
-0.19%
1M
8.33%
6M
25.21%
YTD
22.01%
1Y
26.07%
3Y*
10.14%
5Y*
5.43%
10Y*
9.12%
ALL TIME*
3.37%

Benchmark (S&P 500 Index)

1D
0.70%
1M
0.09%
6M
7.94%
YTD
9.41%
1Y
20.07%
3Y*
17.84%
5Y*
11.25%
10Y*
13.26%
ALL TIME*
8.09%
*Multi-year figures are annualized to reflect compound growth (CAGR)

FMNB Monthly Returns History

Based on dividend-adjusted daily data since Jan 4, 1999, FMNB's average daily return is +0.04%, while the average monthly return is +0.53%. At this rate, an investment would double in approximately 10.9 years.

Historically, 54% of months were positive and 46% were negative. The best month was Feb 2011 with a return of +26.2%, while the worst month was Dec 2008 at -28.0%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 5 months.

On a daily basis, FMNB closed higher 41% of trading days. The best single day was Jun 26, 2000 with a return of +40.0%, while the worst single day was Jun 28, 2000 at -28.6%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026-2.55%0.88%1.78%6.91%0.78%4.18%8.63%22.01%
2025-3.23%5.31%-8.75%-0.08%1.46%5.56%-1.81%12.11%-3.99%-9.92%4.70%-0.84%-1.65%
2024-5.05%-1.75%0.37%-11.45%3.30%3.65%24.98%-0.38%-1.65%-8.99%13.74%-8.13%3.36%
20231.84%-0.90%-10.19%-7.52%0.77%6.38%11.16%-7.64%-7.69%-2.34%9.03%18.92%7.84%
2022-5.93%-1.26%-0.07%-10.20%1.37%-2.40%-5.33%0.63%-7.36%4.97%10.70%-6.10%-20.59%
20210.38%3.90%21.45%-0.72%4.95%-10.28%-1.03%1.63%1.44%13.43%-1.29%6.27%43.75%

Benchmark Metrics

Farmers National Banc Corp. has an annualized alpha of 8.46%, beta of 0.35, and R2 of 0.03 versus S&P 500 Index. Calculated based on daily prices since January 04, 1999.

  • This stock participated in 59.36% of S&P 500 Index downside but only 48.09% of its upside - more exposed to losses than it benefited from rallies.
  • Beta of 0.35 may look defensive, but with R2 of 0.03 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R2 of 0.03 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
8.46%
Beta
0.35
0.03
Upside Capture
48.09%
Downside Capture
59.36%

Return for Risk

Risk / Return Rank

FMNB ranks 70 for risk / return — above 70% of stocks peers on PortfoliosLab. Its historical combined result is above most peers.


FMNB Risk / Return Rank: 7070
Overall Rank
FMNB Sharpe Ratio Rank: 7474
Sharpe Ratio Rank
FMNB Sortino Ratio Rank: 6868
Sortino Ratio Rank
FMNB Omega Ratio Rank: 6868
Omega Ratio Rank
FMNB Calmar Ratio Rank: 7272
Calmar Ratio Rank
FMNB Martin Ratio Rank: 7070
Martin Ratio Rank
The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

Risk / Return Metrics

The table below present risk-adjusted performance metrics for Farmers National Banc Corp. (FMNB) and compare them to S&P 500 Index.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.


FMNBBenchmarkDifference
Sharpe ratioReturn per unit of total volatility

-0.47

Sortino ratioReturn per unit of downside risk

-0.60

Omega ratioGain probability vs. loss probability

1.18

1.25

-0.07

Calmar ratioReturn relative to maximum drawdown

1.37

2.00

-0.63

Martin ratioReturn relative to average drawdown

2.81

8.49

-5.68

Dividends

Dividend History

Farmers National Banc Corp. provided a 4.29% dividend yield over the last twelve months, with an annual payout of $0.68 per share. The company has been increasing its dividends for 12 consecutive years.


1.00%2.00%3.00%4.00%5.00%$0.00$0.10$0.20$0.30$0.40$0.50$0.60$0.7020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$0.68$0.68$0.68$0.68$0.65$0.47$0.44$0.38$0.30$0.22$0.16$0.12

Dividend yield

4.29%5.11%4.78%4.71%4.60%2.53%3.32%2.33%2.35%1.49%1.13%1.40%

Monthly Dividends

The table displays the monthly dividend distributions for Farmers National Banc Corp.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.17$0.00$0.00$0.00$0.17$0.00$0.34
2025$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.00$0.17$0.68
2024$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.00$0.17$0.68
2023$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.00$0.17$0.68
2022$0.00$0.00$0.16$0.00$0.00$0.16$0.00$0.00$0.16$0.00$0.00$0.17$0.65
2021$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.14$0.47

Dividend Yield & Payout


Dividend Yield

Farmers National Banc Corp. has a dividend yield of 4.29%, which is quite average when compared to the overall market.

Payout Ratio

Farmers National Banc Corp. has a payout ratio of 42.73%, which is quite average when compared to the overall market. This suggests that Farmers National Banc Corp. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Farmers National Banc Corp.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Farmers National Banc Corp. was 74.35%, occurring on Dec 30, 2008. Recovery took 1935 trading sessions.

The current Farmers National Banc Corp. drawdown is 0.87%.


Drawdown

Fall

Recovery

Underwater

Related event

-74.35%Dec 2008
4y 1mo7y 8mo
11y 10moNov 2004 - Sep 2016
Financial crisis2007–2009
-64.83%Dec 2000
1y 9mo3y 1mo
4y 10moMar 1999 - Feb 2004
Dot-com crash2000–2002
-41.47%Oct 2023
1y 9mo2y 9mo
4y 6moJan 2022 - Jul 2026
-36.66%May 2020
4mo 28d9mo 28d
1y 2moDec 2019 - Mar 2021
-30.20%Dec 2018
5mo 4d11mo 27d
1y 4moJul 2018 - Dec 2019
Rate-hike selloffLate 2018

Drawdown Indicators


FMNBBenchmarkDifference

Max Drawdown

Largest peak-to-trough decline

-74.35%

-56.78%

-17.57%

Max Drawdown (1Y)

Largest decline over 1 year

-16.69%

-9.10%

-7.59%

Max Drawdown (3Y)

Largest decline over 3 years

-23.59%

-18.90%

-4.69%

Max Drawdown (5Y)

Largest decline over 5 years

-41.47%

-25.43%

-16.04%

Max Drawdown (10Y)

Largest decline over 10 years

-41.47%

-33.92%

-7.55%

Current Drawdown

Current decline from peak

-0.87%

-1.58%

+0.71%

Average Drawdown

Average peak-to-trough decline

-29.00%

-10.70%

-18.30%

Ulcer Index

Depth and duration of drawdowns from previous peaks

8.14%

2.14%

+6.00%

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Farmers National Banc Corp. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Farmers National Banc Corp. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for FMNB, comparing it with other companies in the Banks - Regional industry. Currently, FMNB has a P/E ratio of 8.0. This P/E ratio is considered low compared to industry peers, which may suggest that the stock is undervalued or that the company has weaker growth prospects.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for FMNB relative to other companies in the Banks - Regional industry. Currently, FMNB has a P/S ratio of 1.7. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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