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Farmers National Banc Corp. (FMNB)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US3096271073
CUSIP
309627107
IPO Date
Jan 4, 1999

Highlights

Market Cap
$496.20M
Enterprise Value
$496.21M
EPS (TTM)
$1.45
PE Ratio
9.08
Total Revenue (TTM)
$278.07M
Gross Profit (TTM)
$179.66M
EBITDA (TTM)
$70.09M
Year Range
$11.58 - $15.50
Target Price
$14.00
ROA (TTM)
1,144,381.55%
ROE (TTM)
2,662,780.49%

Share Price Chart


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Farmers National Banc Corp.

Often compared with FMNB:
FMNB vs. AGMFMNB vs. SPYGFMNB vs. VOO

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Farmers National Banc Corp., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

Farmers National Banc Corp. (FMNB) has returned 0.06% so far this year and 5.83% over the past 12 months. Over the last ten years, FMNB has returned 7.54% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.


Farmers National Banc Corp.

1D
0.46%
1M
1.78%
YTD
0.06%
6M
-6.43%
1Y
5.83%
3Y*
6.57%
5Y*
-0.34%
10Y*
7.54%

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Jan 4, 1999, FMNB's average daily return is +0.04%, while the average monthly return is +0.48%. At this rate, your investment would double in approximately 12.1 years.

Historically, 54% of months were positive and 46% were negative. The best month was Feb 2011 with a return of +26.2%, while the worst month was Dec 2008 at -28.0%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 5 months.

On a daily basis, FMNB closed higher 41% of trading days. The best single day was Jun 26, 2000 with a return of +40.0%, while the worst single day was Jun 28, 2000 at -28.6%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026-2.55%0.88%1.78%0.06%
2025-3.23%5.31%-8.75%-0.08%1.46%5.56%-1.81%12.11%-3.99%-9.92%4.70%-0.84%-1.65%
2024-5.05%-1.75%0.37%-11.45%3.30%3.65%24.98%-0.38%-1.65%-8.99%13.74%-8.13%3.36%
20231.84%-0.90%-10.19%-7.52%0.77%6.38%11.16%-7.64%-7.69%-2.34%9.03%18.92%7.84%
2022-5.93%-1.26%-0.07%-10.20%1.37%-2.40%-5.33%0.63%-7.36%4.97%10.70%-6.10%-20.59%
20210.38%3.90%21.45%-0.72%4.95%-10.28%-1.03%1.63%1.44%13.43%-1.29%6.27%43.75%

Benchmark Metrics

Farmers National Banc Corp. has an annualized alpha of 7.94%, beta of 0.35, and R² of 0.03 versus S&P 500 Index. Calculated based on daily prices since January 05, 1999.

  • This stock participated in 62.08% of S&P 500 Index downside but only 48.21% of its upside — more exposed to losses than it benefited from rallies.
  • Beta of 0.35 may look defensive, but with R² of 0.03 this stock is largely uncorrelated with S&P 500 Index — low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R² of 0.03 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
7.94%
Beta
0.35
0.03
Upside Capture
48.21%
Downside Capture
62.08%

Return for Risk

Risk / Return Rank

FMNB ranks 46 for risk / return — on par with similar stocks. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.


FMNB Risk / Return Rank: 4646
Overall Rank
FMNB Sharpe Ratio Rank: 4848
Sharpe Ratio Rank
FMNB Sortino Ratio Rank: 4141
Sortino Ratio Rank
FMNB Omega Ratio Rank: 4040
Omega Ratio Rank
FMNB Calmar Ratio Rank: 5050
Calmar Ratio Rank
FMNB Martin Ratio Rank: 4949
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Farmers National Banc Corp. (FMNB) and compare them to a chosen benchmark (S&P 500 Index).


FMNBBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

0.22

0.90

-0.68

Sortino ratio

Return per unit of downside risk

0.48

1.39

-0.90

Omega ratio

Gain probability vs. loss probability

1.06

1.21

-0.15

Calmar ratio

Return relative to maximum drawdown

0.38

1.40

-1.02

Martin ratio

Return relative to average drawdown

0.76

6.61

-5.85

Explore FMNB risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

Farmers National Banc Corp. provided a 5.17% dividend yield over the last twelve months, with an annual payout of $0.68 per share. The company has been increasing its dividends for 12 consecutive years.


1.00%2.00%3.00%4.00%5.00%$0.00$0.10$0.20$0.30$0.40$0.50$0.60$0.7020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$0.68$0.68$0.68$0.68$0.65$0.47$0.44$0.38$0.30$0.22$0.16$0.12

Dividend yield

5.17%5.11%4.78%4.71%4.60%2.53%3.32%2.33%2.35%1.49%1.13%1.40%

Monthly Dividends

The table displays the monthly dividend distributions for Farmers National Banc Corp.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.17$0.00$0.17
2025$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.00$0.17$0.68
2024$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.00$0.17$0.68
2023$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.00$0.17$0.68
2022$0.00$0.00$0.16$0.00$0.00$0.16$0.00$0.00$0.16$0.00$0.00$0.17$0.65
2021$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.14$0.47

Dividend Yield & Payout


Dividend Yield

Farmers National Banc Corp. has a dividend yield of 5.17%, which is quite average when compared to the overall market.

Payout Ratio

Farmers National Banc Corp. has a payout ratio of 46.62%, which is quite average when compared to the overall market. This suggests that Farmers National Banc Corp. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Farmers National Banc Corp.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Farmers National Banc Corp. was 74.35%, occurring on Dec 30, 2008. Recovery took 1935 trading sessions.

The current Farmers National Banc Corp. drawdown is 18.02%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-74.35%Nov 12, 20041040Dec 30, 20081935Sep 7, 20162975
-64.83%Mar 23, 1999449Dec 28, 2000780Feb 10, 20041229
-41.47%Jan 18, 2022445Oct 24, 2023
-36.66%Feb 21, 202059May 14, 2020204Mar 8, 2021263
-30.2%Jul 23, 2018108Dec 24, 2018246Dec 16, 2019354

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Farmers National Banc Corp. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Farmers National Banc Corp. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for FMNB, comparing it with other companies in the Banks - Regional industry. Currently, FMNB has a P/E ratio of 9.1. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for FMNB relative to other companies in the Banks - Regional industry. Currently, FMNB has a P/S ratio of 1.8. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for FMNB in comparison with other companies in the Banks - Regional industry. Currently, FMNB has a P/B value of 242,047.7. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items