Franklin LifeSmart 2060 Retirement Target Fund (FLJSX)
The mutual fund invests in a combination of equity and fixed income investments by primarily investing in Franklin Templeton and Legg Mason funds, as well as third-party ETFs, based on each fund's asset class and strategy. The underlying funds may include U.S. and foreign securities, along with derivative instruments.
Fund Info
| Issuer | Franklin Templeton Investments |
|---|---|
| Inception Date | Feb 25, 2021 |
| Category | Target Retirement Date |
| Min. Investment | $100,000 |
| Asset Class | Multi-Asset |
Asset Class Size | Large-Cap |
Asset Class Style | Blend |
Expense Ratio
FLJSX has an expense ratio of 0.25%, which is considered low compared to other funds.
Share Price Chart
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Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Franklin LifeSmart 2060 Retirement Target Fund, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
Franklin LifeSmart 2060 Retirement Target Fund had a return of 15.00% year-to-date (YTD) and 23.33% in the last 12 months.
| Period | Return | Benchmark |
|---|---|---|
| Year-To-Date | 15.00% | 18.13% |
| 1 month | 1.53% | 1.45% |
| 6 months | 6.84% | 8.81% |
| 1 year | 23.33% | 26.52% |
| 5 years (annualized) | N/A | 13.43% |
| 10 years (annualized) | N/A | 10.88% |
Monthly Returns
The table below presents the monthly returns of FLJSX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | 0.86% | 4.82% | 3.27% | -3.77% | 4.56% | 1.71% | 1.46% | 2.20% | 15.00% | ||||
| 2023 | 5.78% | -2.52% | 2.97% | 0.84% | -1.25% | 5.55% | 2.82% | -2.26% | -3.87% | -2.52% | 8.28% | 4.63% | 19.08% |
| 2022 | -4.80% | -3.73% | 1.75% | -7.72% | 0.93% | -7.58% | 6.58% | -3.94% | -8.48% | 6.56% | 7.30% | -4.14% | -17.57% |
| 2021 | 1.70% | 3.74% | 3.98% | 1.55% | 0.95% | 0.80% | 2.65% | -4.83% | 5.26% | -2.41% | 4.07% | 18.40% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of FLJSX is 66, suggesting that the investment has average results relative to other mutual funds in terms of risk-adjusted performance. This ranking is determined by the cumulative values of the indicators listed below.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for Franklin LifeSmart 2060 Retirement Target Fund (FLJSX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
Franklin LifeSmart 2060 Retirement Target Fund granted a 1.50% dividend yield in the last twelve months. The annual payout for that period amounted to $0.18 per share.
| Period | TTM | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Dividend | $0.18 | $0.22 | $0.26 | $0.59 |
Dividend yield | 1.50% | 2.11% | 2.94% | 5.23% |
Monthly Dividends
The table displays the monthly dividend distributions for Franklin LifeSmart 2060 Retirement Target Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.00 | $0.08 | |||
| 2023 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.06 | $0.22 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.22 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.02 | $0.26 |
| 2021 | $0.04 | $0.00 | $0.00 | $0.02 | $0.00 | $0.00 | $0.53 | $0.59 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Franklin LifeSmart 2060 Retirement Target Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Franklin LifeSmart 2060 Retirement Target Fund was 24.99%, occurring on Sep 30, 2022. Recovery took 336 trading sessions.
The current Franklin LifeSmart 2060 Retirement Target Fund drawdown is 0.75%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -24.99% | Jan 5, 2022 | 186 | Sep 30, 2022 | 336 | Feb 2, 2024 | 522 |
| -7.97% | Jul 17, 2024 | 14 | Aug 5, 2024 | 14 | Aug 23, 2024 | 28 |
| -5.99% | Sep 7, 2021 | 20 | Oct 4, 2021 | 22 | Nov 3, 2021 | 42 |
| -5.35% | Apr 1, 2024 | 15 | Apr 19, 2024 | 17 | May 14, 2024 | 32 |
| -5.19% | Feb 17, 2021 | 12 | Mar 4, 2021 | 20 | Apr 1, 2021 | 32 |
Volatility
Volatility Chart
The current Franklin LifeSmart 2060 Retirement Target Fund volatility is 4.06%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.