Fidelity Simplicity RMD 2020 Fund (FIRWX)
The fund invests in a combination of Fidelity U.S. equity funds, international equity funds, bond funds, and short-term funds to seek to achieve the fund's investment objective consistent with a payment strategy to be administered through a complementary systematic withdrawal plan.
Fund Info
US31617L6083
31617L608
Dec 31, 2007
Large-Cap
Blend
Expense Ratio
FIRWX has an expense ratio of 0.57%, placing it in the medium range.
Share Price Chart
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Compare to other instruments
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Performance
Performance Chart
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Returns By Period
FIRWX
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^GSPC (Benchmark)
0.52%
6.32%
-1.44%
12.25%
12.45%
14.20%
10.84%
Monthly Returns
The table below presents the monthly returns of FIRWX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | -0.93% | 0.00% | -0.93% | ||||||||||
| 2024 | -0.05% | 1.66% | 2.30% | -2.96% | 3.06% | 1.04% | 2.01% | 1.65% | 1.73% | -2.40% | 2.07% | -3.84% | 6.16% |
| 2023 | 5.89% | -2.91% | 2.54% | 0.85% | -1.09% | 2.56% | 1.74% | -1.98% | -3.37% | -2.36% | 6.57% | 4.60% | 13.11% |
| 2022 | -2.87% | -1.94% | -0.75% | -5.62% | 0.26% | -5.83% | 4.79% | -3.13% | -10.11% | 2.53% | 6.55% | -2.71% | -18.30% |
| 2021 | 0.03% | 1.12% | 0.52% | 2.28% | 1.18% | 0.75% | 0.38% | 0.95% | -3.77% | 2.22% | -1.40% | -0.11% | 4.08% |
| 2020 | -0.38% | -2.72% | -8.22% | 5.57% | 2.94% | 2.41% | 3.26% | 2.59% | -1.65% | -0.84% | 6.46% | 1.35% | 10.34% |
| 2019 | 4.54% | 1.30% | 1.35% | 1.64% | -2.10% | 3.38% | 0.10% | -0.10% | -0.91% | 1.62% | 1.39% | 1.24% | 14.12% |
| 2018 | 2.94% | -2.67% | -0.61% | 0.09% | 0.54% | -0.10% | 1.13% | 0.81% | -1.18% | -4.34% | 0.71% | -3.83% | -6.56% |
| 2017 | 1.68% | 2.00% | 0.45% | 1.29% | 0.96% | 0.33% | 1.79% | 0.48% | -9.28% | 1.13% | 0.97% | 0.42% | 1.69% |
| 2016 | -3.76% | -0.37% | 4.60% | 1.11% | 1.02% | -0.37% | 2.96% | 0.56% | -0.30% | -1.47% | 1.14% | 1.01% | 6.08% |
| 2015 | -0.64% | 3.62% | -0.31% | 0.93% | 0.81% | -1.16% | 1.17% | -4.00% | -2.16% | 4.42% | 0.16% | -1.84% | 0.69% |
| 2014 | -1.44% | 3.40% | -0.06% | 0.12% | 1.73% | 1.80% | -1.31% | 2.29% | -1.77% | 1.50% | 1.23% | -0.22% | 7.36% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of FIRWX is 45, indicating average performance compared to other mutual funds on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for Fidelity Simplicity RMD 2020 Fund (FIRWX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
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Dividends
Dividend History
Fidelity Simplicity RMD 2020 Fund provided a 2.15% dividend yield over the last twelve months, with an annual payout of $1.33 per share.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $1.33 | $1.54 | $1.02 | $1.65 | $1.58 | $0.71 | $0.59 | $0.57 | $0.30 | $0.60 | $2.46 | $2.09 |
Dividend yield | 2.15% | 2.48% | 1.72% | 3.07% | 2.33% | 1.07% | 0.98% | 1.05% | 0.51% | 1.01% | 4.34% | 3.53% |
Monthly Dividends
The table displays the monthly dividend distributions for Fidelity Simplicity RMD 2020 Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.00 | $0.00 | ||||||||||
| 2024 | $0.00 | $0.04 | $0.05 | $0.05 | $0.08 | $0.05 | $0.05 | $0.13 | $0.08 | $0.08 | $0.11 | $0.83 | $1.54 |
| 2023 | $0.00 | $0.02 | $0.03 | $0.05 | $0.07 | $0.04 | $0.05 | $0.05 | $0.07 | $0.05 | $0.06 | $0.54 | $1.02 |
| 2022 | $0.00 | $0.01 | $0.01 | $0.02 | $0.02 | $0.01 | $0.03 | $0.02 | $0.05 | $0.54 | $0.03 | $0.92 | $1.65 |
| 2021 | $0.00 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.03 | $0.62 | $0.01 | $0.86 | $1.58 |
| 2020 | $0.00 | $0.02 | $0.03 | $0.03 | $0.05 | $0.01 | $0.02 | $0.02 | $0.04 | $0.06 | $0.01 | $0.44 | $0.71 |
| 2019 | $0.00 | $0.02 | $0.03 | $0.03 | $0.04 | $0.03 | $0.03 | $0.06 | $0.03 | $0.05 | $0.02 | $0.24 | $0.59 |
| 2018 | $0.00 | $0.05 | $0.02 | $0.02 | $0.04 | $0.02 | $0.03 | $0.05 | $0.03 | $0.05 | $0.02 | $0.25 | $0.57 |
| 2017 | $0.02 | $0.02 | $0.02 | $0.04 | $0.00 | $0.02 | $0.01 | $0.05 | $0.01 | $0.02 | $0.02 | $0.08 | $0.30 |
| 2016 | $0.02 | $0.03 | $0.03 | $0.06 | $0.03 | $0.05 | $0.07 | $0.03 | $0.02 | $0.05 | $0.02 | $0.20 | $0.60 |
| 2015 | $0.05 | $0.07 | $0.08 | $0.19 | $0.06 | $0.11 | $0.19 | $0.07 | $1.29 | $0.14 | $0.05 | $0.17 | $2.46 |
| 2014 | $0.05 | $0.07 | $0.06 | $0.15 | $0.07 | $0.06 | $0.16 | $0.06 | $0.50 | $0.13 | $0.02 | $0.77 | $2.09 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Fidelity Simplicity RMD 2020 Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Fidelity Simplicity RMD 2020 Fund was 38.90%, occurring on Mar 9, 2009. Recovery took 270 trading sessions.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -38.9% | May 20, 2008 | 201 | Mar 9, 2009 | 270 | Apr 5, 2010 | 471 |
| -26.3% | Sep 7, 2021 | 280 | Oct 14, 2022 | — | — | — |
| -17.91% | Feb 20, 2020 | 23 | Mar 23, 2020 | 82 | Jul 20, 2020 | 105 |
| -15.09% | May 2, 2011 | 108 | Oct 3, 2011 | 99 | Feb 24, 2012 | 207 |
| -14.79% | Sep 13, 2017 | 323 | Dec 24, 2018 | 285 | Feb 12, 2020 | 608 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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