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First Community Corporation (FCCO)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US3198351047
CUSIP
319835104
IPO Date
Jul 7, 1998

Highlights

Market Cap
$227.61M
Enterprise Value
$203.06M
EPS (TTM)
$2.47
PE Ratio
11.85
PEG Ratio
1.63
Total Revenue (TTM)
$86.16M
Gross Profit (TTM)
$55.02M
EBITDA (TTM)
$28.27M
Year Range
$19.46 - $31.50
Target Price
$30.00
ROA (TTM)
1.00%
ROE (TTM)
0.94%

Share Price Chart


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First Community Corporation

Often compared with FCCO:
FCCO vs. XLFFCCO vs. SPYG

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in First Community Corporation, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

First Community Corporation (FCCO) has returned -0.90% so far this year and 32.70% over the past 12 months. Over the last ten years, FCCO has returned 10.02% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.


First Community Corporation

1D
1.11%
1M
1.42%
YTD
-0.90%
6M
4.75%
1Y
32.70%
3Y*
16.59%
5Y*
11.22%
10Y*
10.02%

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Mar 9, 1999, FCCO's average daily return is +0.05%, while the average monthly return is +0.62%. At this rate, your investment would double in approximately 9.3 years.

Historically, 53% of months were positive and 47% were negative. The best month was Jul 2024 with a return of +31.3%, while the worst month was Jan 2009 at -22.6%. The longest winning streak lasted 6 consecutive months, and the longest losing streak was 6 months.

On a daily basis, FCCO closed higher 38% of trading days. The best single day was Oct 22, 2008 with a return of +26.9%, while the worst single day was Mar 27, 2002 at -14.3%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026-1.11%-1.19%1.42%-0.90%
20258.04%-3.29%-9.51%4.17%1.48%2.87%1.62%10.78%3.48%-5.00%8.90%2.17%26.62%
2024-13.14%-11.46%6.09%-4.37%1.27%3.05%31.32%-3.11%-1.65%11.45%9.56%-7.73%14.79%
2023-5.44%-2.12%-0.62%6.15%-20.82%3.95%14.58%-12.51%-0.06%3.33%-0.34%22.05%1.21%
20220.11%-1.59%3.72%-6.51%-4.01%1.43%-4.80%-0.66%-2.78%8.58%9.06%6.37%7.72%
20210.00%5.63%11.95%-7.77%9.96%0.50%1.24%0.20%-2.80%1.62%3.55%0.80%26.04%

Benchmark Metrics

First Community Corporation has an annualized alpha of 10.88%, beta of 0.16, and R² of 0.01 versus S&P 500 Index. Calculated based on daily prices since March 10, 1999.

  • This stock participated in 52.27% of S&P 500 Index downside but only 49.33% of its upside — more exposed to losses than it benefited from rallies.
  • Beta of 0.16 may look defensive, but with R² of 0.01 this stock is largely uncorrelated with S&P 500 Index — low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R² of 0.01 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
10.88%
Beta
0.16
0.01
Upside Capture
49.33%
Downside Capture
52.27%

Return for Risk

Risk / Return Rank

FCCO ranks 80 for risk / return — in the top 80% of stocks on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.


FCCO Risk / Return Rank: 8080
Overall Rank
FCCO Sharpe Ratio Rank: 8181
Sharpe Ratio Rank
FCCO Sortino Ratio Rank: 7777
Sortino Ratio Rank
FCCO Omega Ratio Rank: 7676
Omega Ratio Rank
FCCO Calmar Ratio Rank: 8686
Calmar Ratio Rank
FCCO Martin Ratio Rank: 8383
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for First Community Corporation (FCCO) and compare them to a chosen benchmark (S&P 500 Index).


FCCOBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

1.32

0.90

+0.43

Sortino ratio

Return per unit of downside risk

1.96

1.39

+0.57

Omega ratio

Gain probability vs. loss probability

1.26

1.21

+0.05

Calmar ratio

Return relative to maximum drawdown

3.11

1.40

+1.71

Martin ratio

Return relative to average drawdown

7.15

6.61

+0.54

Explore FCCO risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

First Community Corporation provided a 2.16% dividend yield over the last twelve months, with an annual payout of $0.63 per share. The company has been increasing its dividends for 13 consecutive years.


1.60%1.80%2.00%2.20%2.40%2.60%2.80%$0.00$0.10$0.20$0.30$0.40$0.50$0.6020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$0.63$0.62$0.58$0.56$0.52$0.48$0.48$0.44$0.40$0.36$0.32$0.28

Dividend yield

2.16%2.09%2.42%2.60%2.38%2.30%2.83%2.04%2.06%1.59%1.77%1.88%

Monthly Dividends

The table displays the monthly dividend distributions for First Community Corporation. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.16$0.00$0.16
2025$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.16$0.00$0.00$0.16$0.00$0.62
2024$0.00$0.14$0.00$0.14$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.58
2023$0.14$0.00$0.00$0.00$0.14$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.56
2022$0.13$0.00$0.00$0.00$0.13$0.00$0.00$0.13$0.00$0.13$0.00$0.00$0.52
2021$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.48

Dividend Yield & Payout


Dividend Yield

First Community Corporation has a dividend yield of 2.16%, which is quite average when compared to the overall market.

Payout Ratio

First Community Corporation has a payout ratio of 24.30%, which is below the market average. This means First Community Corporation returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the First Community Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the First Community Corporation was 76.75%, occurring on Sep 24, 2010. Recovery took 1570 trading sessions.

The current First Community Corporation drawdown is 5.76%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-76.75%Mar 4, 20041653Sep 24, 20101570Dec 19, 20163223
-50.37%Aug 27, 2018501Aug 21, 2020984Jul 23, 20241485
-34.85%Mar 23, 1999706Jan 11, 2002103Jun 11, 2002809
-26.54%Feb 12, 202539Apr 8, 202597Aug 27, 2025136
-23.58%Jun 25, 200276Oct 10, 200276Jan 30, 2003152

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of First Community Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how First Community Corporation is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for FCCO, comparing it with other companies in the Banks - Regional industry. Currently, FCCO has a P/E ratio of 11.9. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for FCCO compared to other companies in the Banks - Regional industry. FCCO currently has a PEG ratio of 1.6. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for FCCO relative to other companies in the Banks - Regional industry. Currently, FCCO has a P/S ratio of 2.6. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for FCCO in comparison with other companies in the Banks - Regional industry. Currently, FCCO has a P/B value of 0.1. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items