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First Business Financial Services, Inc. (FBIZ)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US3193901002

CUSIP

319390100

Sector

Financial Services

IPO Date

Oct 7, 2005

Highlights

Market Cap

$437.55M

EPS (TTM)

$5.12

PE Ratio

10.30

PEG Ratio

1.89

Total Revenue (TTM)

$112.30M

Gross Profit (TTM)

$112.30M

EBITDA (TTM)

$38.57M

Year Range

$31.62 - $56.15

Target Price

$61.40

Short %

0.58%

Short Ratio

1.36

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Popular comparisons:
FBIZ vs. VOO
Popular comparisons:
FBIZ vs. VOO

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in First Business Financial Services, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


0.00%10.00%20.00%30.00%40.00%SeptemberOctoberNovemberDecember2025February
27.27%
9.25%
FBIZ (First Business Financial Services, Inc.)
Benchmark (^GSPC)

Returns By Period

First Business Financial Services, Inc. had a return of 14.59% year-to-date (YTD) and 50.65% in the last 12 months. Over the past 10 years, First Business Financial Services, Inc. had an annualized return of 11.33%, while the S&P 500 benchmark had an annualized return of 11.29%, indicating that First Business Financial Services, Inc. performed slightly bigger than the benchmark.


FBIZ

YTD

14.59%

1M

15.43%

6M

25.16%

1Y

50.65%

5Y*

19.24%

10Y*

11.33%

^GSPC (Benchmark)

YTD

4.22%

1M

2.22%

6M

9.51%

1Y

22.46%

5Y*

12.74%

10Y*

11.29%

*Annualized

Monthly Returns

The table below presents the monthly returns of FBIZ, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
202511.60%14.59%
2024-8.30%-3.34%6.29%-11.81%3.58%8.76%24.41%-0.25%0.49%-6.12%17.69%-7.64%19.10%
2023-2.05%-0.43%-13.86%-5.97%-5.86%10.16%15.26%-6.62%-4.82%2.30%14.76%14.64%12.94%
202215.46%-1.59%-0.42%5.67%-0.22%-9.33%7.25%0.09%-2.91%18.08%0.98%-4.62%28.19%
20214.62%16.22%11.40%7.00%4.28%-1.24%1.88%3.43%1.31%1.71%-1.44%1.96%62.83%
2020-3.77%-4.69%-35.42%10.84%-2.73%-0.60%-8.58%4.24%-7.81%21.19%10.15%-2.54%-27.45%
20195.79%7.66%-9.25%15.03%0.00%2.71%1.40%-4.77%6.78%1.00%3.35%5.40%38.56%
201810.62%-1.14%4.62%3.30%0.12%0.46%-8.62%-6.19%4.60%-9.71%3.19%-9.04%-9.66%
20172.15%4.64%2.93%2.35%-13.55%1.01%-7.89%0.85%6.76%-2.29%5.74%-5.35%-4.62%
2016-8.20%-7.54%8.62%10.38%-1.81%-5.10%1.02%-3.42%3.16%-19.79%17.19%8.06%-3.05%
2015-8.64%6.76%-7.01%5.04%-0.91%4.69%-6.68%3.06%4.86%4.80%5.60%-3.51%6.45%
201410.15%7.90%6.05%-4.18%2.14%2.33%-7.25%5.18%-3.85%6.90%-7.47%10.83%29.80%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

With an overall rank of 89, FBIZ is among the top 11% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of FBIZ is 8989
Overall Rank
The Sharpe Ratio Rank of FBIZ is 8989
Sharpe Ratio Rank
The Sortino Ratio Rank of FBIZ is 8787
Sortino Ratio Rank
The Omega Ratio Rank of FBIZ is 8282
Omega Ratio Rank
The Calmar Ratio Rank of FBIZ is 9595
Calmar Ratio Rank
The Martin Ratio Rank of FBIZ is 8989
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for First Business Financial Services, Inc. (FBIZ) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


Sharpe ratio
The chart of Sharpe ratio for FBIZ, currently valued at 1.77, compared to the broader market-2.000.002.004.001.771.77
The chart of Sortino ratio for FBIZ, currently valued at 2.67, compared to the broader market-6.00-4.00-2.000.002.004.006.002.672.39
The chart of Omega ratio for FBIZ, currently valued at 1.30, compared to the broader market0.501.001.502.001.301.32
The chart of Calmar ratio for FBIZ, currently valued at 3.20, compared to the broader market0.002.004.006.003.202.66
The chart of Martin ratio for FBIZ, currently valued at 8.95, compared to the broader market-10.000.0010.0020.0030.008.9510.85
FBIZ
^GSPC

The current First Business Financial Services, Inc. Sharpe ratio is 1.77. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of First Business Financial Services, Inc. with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio0.001.002.003.004.00SeptemberOctoberNovemberDecember2025February
1.77
1.83
FBIZ (First Business Financial Services, Inc.)
Benchmark (^GSPC)

Dividends

Dividend History

First Business Financial Services, Inc. provided a 2.45% dividend yield over the last twelve months, with an annual payout of $1.29 per share. The company has been increasing its dividends for 19 consecutive years.


2.00%2.50%3.00%3.50%$0.00$0.20$0.40$0.60$0.80$1.00$1.2020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend$1.29$1.25$0.91$0.79$0.72$0.66$0.60$0.56$0.52$0.48$0.44$0.42

Dividend yield

2.45%2.70%2.27%2.17%2.47%3.59%2.28%2.87%2.35%2.02%1.76%1.75%

Monthly Dividends

The table displays the monthly dividend distributions for First Business Financial Services, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.29$0.29
2024$0.00$0.25$0.00$0.00$0.25$0.00$0.00$0.50$0.00$0.00$0.25$0.00$1.25
2023$0.00$0.23$0.00$0.00$0.23$0.00$0.00$0.23$0.00$0.00$0.23$0.00$0.91
2022$0.00$0.20$0.00$0.00$0.20$0.00$0.00$0.20$0.00$0.00$0.20$0.00$0.79
2021$0.00$0.18$0.00$0.00$0.18$0.00$0.00$0.18$0.00$0.00$0.18$0.00$0.72
2020$0.17$0.00$0.00$0.00$0.17$0.00$0.17$0.00$0.00$0.17$0.00$0.00$0.66
2019$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.60
2018$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.56
2017$0.00$0.13$0.00$0.00$0.13$0.00$0.00$0.13$0.00$0.00$0.13$0.00$0.52
2016$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.48
2015$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.44
2014$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.42

Dividend Yield & Payout


Dividend Yield
100.0%200.0%300.0%400.0%500.0%600.0%2.5%
First Business Financial Services, Inc. has a dividend yield of 2.45%, which is quite average when compared to the overall market.
Payout Ratio
200.0%400.0%600.0%800.0%19.2%
First Business Financial Services, Inc. has a payout ratio of 19.16%, which is below the market average. This means First Business Financial Services, Inc. returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-15.00%-10.00%-5.00%0.00%SeptemberOctoberNovemberDecember2025February
-5.87%
-0.07%
FBIZ (First Business Financial Services, Inc.)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the First Business Financial Services, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the First Business Financial Services, Inc. was 72.59%, occurring on Aug 25, 2009. Recovery took 663 trading sessions.

The current First Business Financial Services, Inc. drawdown is 5.87%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-72.59%Oct 20, 2005553Aug 25, 2009663Mar 20, 20131216
-50.21%Jan 29, 202038Mar 23, 2020240Mar 5, 2021278
-35.27%Nov 23, 2022116May 11, 2023151Dec 15, 2023267
-30.06%Apr 28, 2017421Dec 27, 2018248Dec 20, 2019669
-29.14%Dec 3, 2015230Oct 31, 2016118Apr 21, 2017348

Volatility

Volatility Chart

The current First Business Financial Services, Inc. volatility is 8.17%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


0.00%5.00%10.00%15.00%SeptemberOctoberNovemberDecember2025February
8.17%
3.21%
FBIZ (First Business Financial Services, Inc.)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of First Business Financial Services, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Valuation

The Valuation section provides an assessment of the market value of First Business Financial Services, Inc. compared to its peers in the Banks - Regional industry.


PE Ratio
20.040.060.080.0100.0120.010.3
The chart displays the price to earnings (P/E) ratio for FBIZ in comparison to other companies of the Banks - Regional industry. Currently, FBIZ has a PE value of 10.3. This PE ratio falls in the average range for the industry.
PEG Ratio
-5.00.05.010.015.01.9
The chart displays the price to earnings to growth (PEG) ratio for FBIZ in comparison to other companies of the Banks - Regional industry. Currently, FBIZ has a PEG value of 1.9. This PEG ratio falls in the average range for the industry.

Historical P/E Ratio Chart

The chart below displays the historical trend of the price-to-earnings (P/E) ratio for First Business Financial Services, Inc..


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Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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Disclaimer

The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

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