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FirstRand Ltd ADR (FANDY)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US3376261059

Highlights

Market Cap

$23.11B

EPS (TTM)

$3.97

PE Ratio

10.06

Total Revenue (TTM)

$64.12B

Gross Profit (TTM)

$241.04B

EBITDA (TTM)

$7.76B

Year Range

$31.68 - $47.31

Share Price Chart


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FirstRand Ltd ADR

Performance

Performance Chart


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S&P 500

Returns By Period

FirstRand Ltd ADR (FANDY) returned 2.18% year-to-date (YTD) and 11.95% over the past 12 months.


FANDY

YTD

2.18%

1M

4.69%

6M

-5.38%

1Y

11.95%

3Y*

5.73%

5Y*

18.22%

10Y*

N/A

^GSPC (Benchmark)

YTD

0.52%

1M

6.32%

6M

-1.44%

1Y

12.25%

3Y*

12.45%

5Y*

14.20%

10Y*

10.84%

*Annualized

Monthly Returns

The table below presents the monthly returns of FANDY, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20251.43%-6.75%2.60%0.58%4.69%2.18%
2024-9.15%-8.78%1.19%3.61%2.22%19.34%4.82%12.14%2.46%-9.38%-0.76%-7.39%6.29%
20231.30%-4.11%-4.79%4.48%-7.62%14.72%18.45%-13.24%-9.03%-6.88%18.22%11.12%17.09%
20225.79%8.43%9.12%-7.51%-3.92%-8.50%-6.92%6.24%-10.23%9.74%9.66%-4.92%3.38%
2021-8.44%7.62%3.80%6.46%3.42%-5.83%-1.03%10.15%7.59%-6.23%-12.34%12.02%14.53%
2020-14.20%-4.30%-38.86%1.93%3.29%-5.54%6.03%4.82%2.65%-5.66%35.68%11.17%-18.94%
201914.74%-12.54%-4.54%10.84%-2.98%5.78%-10.38%-9.31%6.39%5.69%-3.09%6.90%3.16%
20183.10%11.79%-8.04%-5.00%-11.68%-1.61%13.45%-8.75%-0.61%-7.07%10.61%-5.40%-12.46%
2017-5.52%4.49%-8.97%7.73%3.88%-7.00%9.23%8.69%-9.81%-3.28%13.97%31.51%45.21%
2016-11.02%19.63%11.77%-1.90%-13.08%2.29%22.20%-14.55%15.33%6.28%0.46%9.47%46.06%
20150.54%-2.86%-20.63%-22.49%
Go deeper with the Portfolio Analysis tool — backtest performance, assess risk, compare to benchmarks, and more

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of FANDY is 62, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of FANDY is 6262
Overall Rank
The Sharpe Ratio Rank of FANDY is 6565
Sharpe Ratio Rank
The Sortino Ratio Rank of FANDY is 5858
Sortino Ratio Rank
The Omega Ratio Rank of FANDY is 5656
Omega Ratio Rank
The Calmar Ratio Rank of FANDY is 6666
Calmar Ratio Rank
The Martin Ratio Rank of FANDY is 6363
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for FirstRand Ltd ADR (FANDY) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

FirstRand Ltd ADR Sharpe ratios as of May 30, 2025 (values are recalculated daily):

  • 1-Year: 0.41
  • 5-Year: 0.86
  • All Time: 0.20

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

The chart below shows the rolling Sharpe ratio of FirstRand Ltd ADR compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.


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Go to the full Sharpe Ratio tool to analyze any stock or portfolio. Customize time frames, set your own risk-free rate, and more

Dividends

Dividend History

FirstRand Ltd ADR provided a 5.84% dividend yield over the last twelve months, with an annual payout of $2.33 per share.


0.00%2.00%4.00%6.00%8.00%$0.00$0.50$1.00$1.50$2.00$2.5020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend$2.33$2.27$2.05$2.77$1.76$0.90$1.96$2.09$1.94$1.56$1.62$1.59

Dividend yield

5.84%5.63%5.10%7.59%4.63%2.58%4.37%4.58%3.58%3.96%5.70%0.00%

Monthly Dividends

The table displays the monthly dividend distributions for FirstRand Ltd ADR. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.00$0.00$1.12$0.00$1.12
2024$0.00$0.00$1.05$0.00$0.00$0.00$0.00$0.00$0.00$1.22$0.00$0.00$2.27
2023$0.00$0.00$1.03$0.00$0.00$0.00$0.00$0.00$0.00$1.02$0.00$0.00$2.05
2022$0.00$0.00$1.02$0.00$0.00$0.00$0.00$0.00$0.00$1.75$0.00$0.00$2.77
2021$0.00$0.00$0.73$0.00$0.00$0.00$0.00$0.00$0.00$1.04$0.00$0.00$1.76
2020$0.00$0.00$0.00$0.90$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.90
2019$0.00$0.00$0.00$0.96$0.00$0.00$0.00$0.00$1.00$0.00$0.00$0.00$1.96
2018$0.00$0.00$1.10$0.00$0.00$0.00$0.00$0.00$0.00$0.99$0.00$0.00$2.09
2017$0.00$0.00$0.89$0.00$0.00$0.00$0.00$0.00$0.00$1.05$0.00$0.00$1.94
2016$0.00$0.00$0.73$0.00$0.00$0.00$0.00$0.00$0.00$0.83$0.00$0.00$1.56
2015$0.77$0.85$0.00$0.00$1.62
2014$0.72$0.87$1.59

Dividend Yield & Payout


Dividend Yield

FirstRand Ltd ADR has a dividend yield of 5.84%, which means its dividend payment is significantly above the market average.

Payout Ratio

FirstRand Ltd ADR has a payout ratio of 58.26%, which is quite average when compared to the overall market. This suggests that FirstRand Ltd ADR strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the FirstRand Ltd ADR. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the FirstRand Ltd ADR was 68.09%, occurring on May 14, 2020. Recovery took 345 trading sessions.

The current FirstRand Ltd ADR drawdown is 15.56%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-68.09%Feb 26, 2018525May 14, 2020345Aug 16, 2024870
-38.04%Nov 6, 20154Jan 11, 201664Aug 1, 201668
-30.33%Sep 27, 202497Apr 4, 2025
-22.54%Mar 24, 201711Apr 10, 201770Aug 16, 201781
-20.73%Aug 19, 20168Aug 31, 201636Nov 7, 201644
Go to the full Drawdowns tool for more analysis options, including inflation-adjusted drawdowns, and more

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of FirstRand Ltd ADR over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Earnings Per Share

The chart presents the Earnings Per Share (EPS) performance of FirstRand Ltd ADR, comparing actual results with analytics estimates.


0.000.020.040.060.080.10AprilMayJuneJulyAugustSeptemberOctoberNovemberDecember2021FebruaryMarch
0.10
0
Actual
Estimate

Valuation

The Valuation section provides an overview of how FirstRand Ltd ADR is priced in the market compared to other companies in the Banks - Diversified industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for FANDY, comparing it with other companies in the Banks - Diversified industry. Currently, FANDY has a P/E ratio of 10.1. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for FANDY compared to other companies in the Banks - Diversified industry. FANDY currently has a PEG ratio of 0.0. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for FANDY relative to other companies in the Banks - Diversified industry. Currently, FANDY has a P/S ratio of 0.2. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for FANDY in comparison with other companies in the Banks - Diversified industry. Currently, FANDY has a P/B value of 1.8. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items