PortfoliosLab logo
ESSA Bancorp, Inc. (ESSA)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US29667D1046

CUSIP

29667D104

IPO Date

Apr 4, 2007

Highlights

Market Cap

$186.74M

EPS (TTM)

$1.56

PE Ratio

11.79

Total Revenue (TTM)

$98.67M

Gross Profit (TTM)

$82.33M

EBITDA (TTM)

$19.00M

Year Range

$15.67 - $22.05

Target Price

$19.00

Short %

0.30%

Short Ratio

1.16

Share Price Chart


Loading data...

Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


ESSA Bancorp, Inc.

Popular comparisons:
ESSA vs. SPYG
Popular comparisons:

Performance

Performance Chart


Loading data...

S&P 500

Returns By Period

ESSA Bancorp, Inc. (ESSA) returned -4.95% year-to-date (YTD) and 9.59% over the past 12 months. Over the past 10 years, ESSA returned 6.74% annually, underperforming the S&P 500 benchmark at 10.85%.


ESSA

YTD

-4.95%

1M

-0.59%

6M

-9.66%

1Y

9.59%

3Y*

8.76%

5Y*

8.47%

10Y*

6.74%

^GSPC (Benchmark)

YTD

0.51%

1M

6.15%

6M

-2.00%

1Y

12.92%

3Y*

12.68%

5Y*

14.19%

10Y*

10.85%

*Annualized

Monthly Returns

The table below presents the monthly returns of ESSA, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20257.23%0.43%-9.54%-1.86%-0.59%-4.95%
2024-5.05%-8.68%5.90%-11.14%6.30%3.07%9.10%-3.91%5.06%-2.08%9.83%-4.95%0.65%
2023-1.77%-4.39%-19.10%2.35%-8.76%2.81%11.17%-4.27%-4.70%10.93%0.24%20.93%-0.53%
20221.90%1.19%1.11%-4.18%-8.14%7.29%6.19%13.23%-3.32%3.15%6.95%-1.74%24.06%
2021-4.80%10.01%2.56%-3.00%2.13%4.19%-0.37%2.39%-0.66%-1.46%6.22%1.11%18.90%
2020-0.00%-2.42%-16.70%-12.09%19.58%-2.23%-9.48%1.59%-2.87%3.08%24.47%-4.52%-8.59%
2019-3.52%6.18%-3.08%-0.58%-1.04%1.31%0.66%-0.33%7.99%-0.43%5.38%-0.99%11.37%
20182.74%-9.50%1.32%-0.34%8.62%0.25%-0.82%2.42%1.70%-0.68%-0.62%-2.14%2.02%
20170.70%-0.19%-7.17%3.77%-3.83%1.77%0.20%2.37%4.60%2.99%-1.42%-1.13%2.07%
2016-1.24%-1.04%1.57%0.44%1.03%-1.46%5.67%-2.90%1.24%-2.53%9.87%6.72%17.85%
20151.25%0.25%6.01%1.79%-2.15%1.42%-0.08%0.62%0.93%2.39%0.90%2.86%17.23%
2014-2.42%-0.44%-2.60%-4.42%2.12%5.58%3.95%-2.16%0.44%1.68%-1.65%6.84%6.42%
Go deeper with the Portfolio Analysis tool — backtest performance, assess risk, compare to benchmarks, and more

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of ESSA is 60, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of ESSA is 6060
Overall Rank
The Sharpe Ratio Rank of ESSA is 6161
Sharpe Ratio Rank
The Sortino Ratio Rank of ESSA is 5353
Sortino Ratio Rank
The Omega Ratio Rank of ESSA is 5353
Omega Ratio Rank
The Calmar Ratio Rank of ESSA is 6868
Calmar Ratio Rank
The Martin Ratio Rank of ESSA is 6262
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for ESSA Bancorp, Inc. (ESSA) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

ESSA Bancorp, Inc. Sharpe ratios as of May 31, 2025 (values are recalculated daily):

  • 1-Year: 0.29
  • 5-Year: 0.27
  • 10-Year: 0.21
  • All Time: 0.16

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

The chart below shows the rolling Sharpe ratio of ESSA Bancorp, Inc. compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.


Loading data...

Go to the full Sharpe Ratio tool to analyze any stock or portfolio. Customize time frames, set your own risk-free rate, and more

Dividends

Dividend History

ESSA Bancorp, Inc. provided a 3.26% dividend yield over the last twelve months, with an annual payout of $0.60 per share. The company has been increasing its dividends for 16 consecutive years.


2.20%2.40%2.60%2.80%3.00%$0.00$0.10$0.20$0.30$0.40$0.50$0.6020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend$0.60$0.60$0.60$0.57$0.48$0.44$0.41$0.37$0.36$0.36$0.36$0.28

Dividend yield

3.26%3.08%3.00%2.73%2.77%2.93%2.42%2.37%2.30%2.29%2.63%2.33%

Monthly Dividends

The table displays the monthly dividend distributions for ESSA Bancorp, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.00$0.15$0.00$0.00$0.15
2024$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.60
2023$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.60
2022$0.00$0.00$0.12$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.57
2021$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.48
2020$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.44
2019$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.11$0.41
2018$0.00$0.00$0.09$0.00$0.00$0.09$0.00$0.00$0.09$0.00$0.00$0.10$0.37
2017$0.00$0.00$0.09$0.00$0.00$0.09$0.00$0.00$0.09$0.00$0.00$0.09$0.36
2016$0.00$0.00$0.09$0.00$0.00$0.09$0.00$0.00$0.09$0.00$0.00$0.09$0.36
2015$0.00$0.00$0.09$0.00$0.00$0.09$0.00$0.00$0.09$0.00$0.00$0.09$0.36
2014$0.07$0.00$0.00$0.07$0.00$0.00$0.07$0.00$0.00$0.07$0.28

Dividend Yield & Payout


Dividend Yield

ESSA Bancorp, Inc. has a dividend yield of 3.26%, which is quite average when compared to the overall market.

Payout Ratio

ESSA Bancorp, Inc. has a payout ratio of 38.72%, which is quite average when compared to the overall market. This suggests that ESSA Bancorp, Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


Loading data...

Worst Drawdowns

The table below displays the maximum drawdowns of the ESSA Bancorp, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the ESSA Bancorp, Inc. was 40.00%, occurring on May 16, 2023. Recovery took 372 trading sessions.

The current ESSA Bancorp, Inc. drawdown is 16.44%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-40%Nov 22, 2022120May 16, 2023372Nov 6, 2024492
-39.5%Jan 8, 202047Mar 16, 2020243Mar 3, 2021290
-30.4%Jan 9, 2009795Mar 6, 2012758Mar 12, 20151553
-22.21%Feb 12, 202538Apr 7, 2025
-20.33%Sep 17, 200847Nov 20, 200820Dec 19, 200867
Go to the full Drawdowns tool for more analysis options, including inflation-adjusted drawdowns, and more

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


Loading data...

Financials

Financial Performance

The chart below illustrates the trends in the financial health of ESSA Bancorp, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Earnings Per Share

The chart presents the Earnings Per Share (EPS) performance of ESSA Bancorp, Inc., comparing actual results with analytics estimates. In the past quarter, the company did not meet analyst expectations for EPS, resulting in a surprise of -8.6%.


0.000.100.200.300.400.500.6020212022202320242025
0.29
0.45
Actual
Estimate

Valuation

The Valuation section provides an overview of how ESSA Bancorp, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for ESSA, comparing it with other companies in the Banks - Regional industry. Currently, ESSA has a P/E ratio of 11.8. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for ESSA compared to other companies in the Banks - Regional industry. ESSA currently has a PEG ratio of 0.0. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for ESSA relative to other companies in the Banks - Regional industry. Currently, ESSA has a P/S ratio of 2.8. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for ESSA in comparison with other companies in the Banks - Regional industry. Currently, ESSA has a P/B value of 0.8. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items