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Issuer
Cutler
Inception Date
Oct 27, 2020
Min. Investment
$2,500
Distribution Policy
Distributing
Asset Class
Equity
Asset Class Size
Large-Cap
Asset Class Style
Value

Share Price Chart


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Performance

DIVHX Performance Chart

Cutler Equity Fund (DIVHX) is up 7.3% since the beginning of the year. DIVHX is currently trading at $31 per share. Investors who bought $1,000 worth of DIVHX shares 5 years ago would now be looking at an investment worth $1,519.


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S&P 500 Index

Returns By Period

Cutler Equity Fund (DIVHX) has returned 7.33% so far this year and 17.39% over the past 12 months.


Cutler Equity Fund

1D
-0.49%
1M
0.16%
YTD
7.33%
6M
6.76%
1Y
17.39%
3Y*
14.60%
5Y*
8.72%
10Y*

Benchmark (S&P 500 Index)

1D
-0.74%
1M
4.90%
YTD
10.35%
6M
10.28%
1Y
26.52%
3Y*
20.83%
5Y*
12.30%
10Y*
13.66%
*Multi-year figures are annualized to reflect compound growth (CAGR)

DIVHX Monthly Returns History

Based on dividend-adjusted daily data since Oct 28, 2020, DIVHX's average daily return is +0.05%, while the average monthly return is +1.10%. At this rate, an investment would double in approximately 5.3 years.

Historically, 61% of months were positive and 39% were negative. The best month was Oct 2022 with a return of +10.5%, while the worst month was Jun 2022 at -7.7%. The longest winning streak lasted 5 consecutive months, and the longest losing streak was 3 months.

On a daily basis, DIVHX closed higher 52% of trading days. The best single day was Apr 9, 2025 with a return of +6.5%, while the worst single day was Apr 4, 2025 at -5.7%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20266.16%3.79%-4.51%3.27%-0.74%-0.49%7.33%
20254.71%0.36%-2.58%-2.60%4.08%3.84%1.59%1.81%1.22%-0.27%1.90%-0.43%14.17%
20240.73%2.81%4.94%-3.99%2.06%-0.65%3.19%3.32%3.22%-2.24%5.74%-6.53%12.48%
20231.69%-3.13%0.01%1.27%-4.74%6.92%3.64%-2.97%-4.01%-2.79%6.33%5.68%7.14%
2022-1.65%-2.50%4.49%-5.80%1.43%-7.70%5.46%-2.44%-7.07%10.50%6.77%-3.14%-3.45%
2021-0.00%3.89%6.82%2.80%2.37%-0.60%0.92%2.50%-3.94%5.45%-2.13%4.64%24.57%

Benchmark Metrics

Cutler Equity Fund has an annualized alpha of 1.98%, beta of 0.70, and R2 of 0.73 versus S&P 500 Index. Calculated based on daily prices since October 29, 2020.

  • This fund participated in 82.50% of S&P 500 Index downside but only 77.53% of its upside - more exposed to losses than it benefited from rallies.

Alpha
1.98%
Beta
0.70
0.73
Upside Capture
77.53%
Downside Capture
82.50%

Expense Ratio

DIVHX has a high expense ratio of 0.99%, indicating above-average management fees.


Return for Risk

Risk / Return Rank

DIVHX ranks 42 for risk / return — on par with similar mutual funds. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.


DIVHX Risk / Return Rank: 4242
Overall Rank
DIVHX Sharpe Ratio Rank: 4040
Sharpe Ratio Rank
DIVHX Sortino Ratio Rank: 4545
Sortino Ratio Rank
DIVHX Omega Ratio Rank: 3838
Omega Ratio Rank
DIVHX Calmar Ratio Rank: 4949
Calmar Ratio Rank
DIVHX Martin Ratio Rank: 3838
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Cutler Equity Fund (DIVHX) and compare them to S&P 500 Index.


DIVHXBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

1.85

2.24

-0.39

Sortino ratio

Return per unit of downside risk

2.82

3.07

-0.25

Omega ratio

Gain probability vs. loss probability

1.33

1.41

-0.08

Calmar ratio

Return relative to maximum drawdown

2.67

2.93

-0.26

Martin ratio

Return relative to average drawdown

8.30

13.52

-5.22

Dividends

Dividend History

Cutler Equity Fund provided a 5.23% dividend yield over the last twelve months, with an annual payout of $1.60 per share.


2.00%4.00%6.00%8.00%$0.00$0.50$1.00$1.50$2.00202020212022202320242025
Dividends
Dividend Yield
PeriodTTM202520242023202220212020
Dividend$1.60$1.53$1.53$1.80$0.35$2.09$1.05

Dividend yield

5.23%5.37%5.81%7.26%1.40%8.01%4.62%

Monthly Dividends

The table displays the monthly dividend distributions for Cutler Equity Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.00$0.09$0.00$0.00$0.00$0.09
2025$0.00$0.00$0.02$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$1.31$1.53
2024$0.00$0.00$0.10$0.00$0.00$0.09$0.00$0.00$0.10$0.00$0.00$1.24$1.53
2023$0.00$0.00$0.09$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$1.51$1.80
2022$0.00$0.00$0.07$0.00$0.00$0.08$0.00$0.00$0.09$0.00$0.00$0.10$0.35
2021$0.00$0.00$0.07$0.00$0.00$0.08$0.00$0.00$0.08$0.00$0.00$1.86$2.09

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Cutler Equity Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Cutler Equity Fund was 17.60%, occurring on Sep 30, 2022. Recovery took 303 trading sessions.

The current Cutler Equity Fund drawdown is 3.36%.


Related event

Drawdown

Fall

Recovery

Underwater

Bear market2022
-17.60%Sep 2022
8mo 20d1y 2mo
1y 11moJan 2022 - Dec 2023
2025 selloff2025
-14.22%Apr 2025
4mo 7d2mo 20d
6mo 27dDec 2024 - Jun 2025
2026 pullback2026
-6.81%Mar 2026
1mo 16d
3mo 22dFeb 2026 - now
2021 pullback2021
-4.93%Sep 2021
18d29d
1mo 17dSep 2021 - Oct 2021
2021 pullback2021
-4.68%Jan 2021
14d20d
1mo 4dJan 2021 - Feb 2021

Drawdown Indicators


DIVHXBenchmarkDifference

Max Drawdown

Largest peak-to-trough decline

-17.60%

-56.78%

+39.18%

Max Drawdown (1Y)

Largest decline over 1 year

-6.81%

-9.10%

+2.29%

Max Drawdown (3Y)

Largest decline over 3 years

-14.22%

-18.90%

+4.68%

Max Drawdown (5Y)

Largest decline over 5 years

-17.60%

-25.43%

+7.83%

Max Drawdown (10Y)

Largest decline over 10 years

-33.92%

Current Drawdown

Current decline from peak

-3.36%

-0.74%

-2.62%

Average Drawdown

Average peak-to-trough decline

-3.56%

-10.72%

+7.16%

Ulcer Index

Depth and duration of drawdowns from previous peaks

2.18%

1.97%

+0.21%

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Portfolio Analyzer

Build a portfolio with DIVHX

Add Cutler Equity Fund to a portfolio and analyze allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.

Open Portfolio Analyzer with DIVHX