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ISIN
US25432X1028
CUSIP
25432X102
IPO Date
Jun 26, 1996

Highlights

EPS (TTM)
$2.76
PE Ratio
14.17
PEG Ratio
0.21
Total Revenue (TTM)
$682.83M
Gross Profit (TTM)
$315.68M
EBITDA (TTM)
$131.06M
Year Range
$25.63 - $40.76
Target Price
$37.50
ROA (TTM)
0.59%
ROE (TTM)
5.96%

Share Price Chart


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Dime Community Bancshares, Inc.

Performance

DCOM Performance Chart

Dime Community Bancshares, Inc. (DCOM) is up 32.1% since the beginning of the year. At $39 per share, DCOM is trading 3.9% below its 52-week high of $41. Investors who bought $1,000 worth of DCOM shares 5 years ago would now be looking at an investment worth $1,372.


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S&P 500 Index

Returns By Period

Dime Community Bancshares, Inc. (DCOM) has returned 32.12% so far this year and 53.81% over the past 12 months. Over the last ten years, DCOM has returned 7.00% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.


Dime Community Bancshares, Inc.

1D
0.41%
1M
6.12%
YTD
32.12%
6M
26.28%
1Y
53.81%
3Y*
35.78%
5Y*
6.53%
10Y*
7.00%

Benchmark (S&P 500 Index)

1D
-0.37%
1M
-0.01%
YTD
9.16%
6M
8.64%
1Y
25.22%
3Y*
19.78%
5Y*
11.99%
10Y*
13.88%
*Multi-year figures are annualized to reflect compound growth (CAGR)

DCOM Monthly Returns History

Based on dividend-adjusted daily data since Jan 12, 1999, DCOM's average daily return is +0.05%, while the average monthly return is +0.88%. At this rate, an investment would double in approximately 6.6 years.

Historically, 54% of months were positive and 46% were negative. The best month was Dec 2023 with a return of +34.0%, while the worst month was Mar 2023 at -25.9%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 5 months.

On a daily basis, DCOM closed higher 43% of trading days. The best single day was Jun 25, 2010 with a return of +22.1%, while the worst single day was Mar 13, 2023 at -19.6%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
202613.98%-4.91%4.54%6.86%4.26%4.65%32.12%
20252.41%-0.74%-10.06%-6.94%-0.12%4.99%3.76%11.01%-3.02%-11.21%8.00%6.14%1.44%
2024-14.46%-17.84%2.77%-4.20%1.48%10.45%25.22%2.89%10.73%5.25%19.32%-14.34%19.02%
2023-5.63%2.75%-25.85%-8.26%-21.36%8.83%28.72%-4.87%-6.34%-6.68%9.30%33.98%-11.51%
20220.07%-2.77%1.71%-8.43%-0.00%-5.69%15.89%-8.27%-6.33%18.83%3.30%-10.77%-6.80%
20211.03%21.50%2.48%9.89%5.53%-3.14%-1.03%-0.06%-1.03%10.00%-3.87%2.51%49.94%

Benchmark Metrics

Dime Community Bancshares, Inc. has an annualized alpha of 8.37%, beta of 0.59, and R2 of 0.11 versus S&P 500 Index. Calculated based on daily prices since January 12, 1999.

  • This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (66.98%) than losses (62.51%) - typical of diversified or defensive assets.
  • Beta of 0.59 may look defensive, but with R2 of 0.11 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R2 of 0.11 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
8.37%
Beta
0.59
0.11
Upside Capture
66.98%
Downside Capture
62.51%

Return for Risk

Risk / Return Rank

DCOM ranks 83 for risk / return — in the top 83% of stocks on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.


DCOM Risk / Return Rank: 8383
Overall Rank
DCOM Sharpe Ratio Rank: 8686
Sharpe Ratio Rank
DCOM Sortino Ratio Rank: 8282
Sortino Ratio Rank
DCOM Omega Ratio Rank: 8282
Omega Ratio Rank
DCOM Calmar Ratio Rank: 8383
Calmar Ratio Rank
DCOM Martin Ratio Rank: 8484
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Dime Community Bancshares, Inc. (DCOM) and compare them to S&P 500 Index.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.


DCOMBenchmarkDifference
Sharpe ratioReturn per unit of total volatility

-0.27

Sortino ratioReturn per unit of downside risk

-0.38

Omega ratioGain probability vs. loss probability

1.31

1.37

-0.06

Calmar ratioReturn relative to maximum drawdown

2.98

2.78

+0.20

Martin ratioReturn relative to average drawdown

8.05

12.44

-4.39

Dividends

Dividend History

Dime Community Bancshares, Inc. provided a 2.55% dividend yield over the last twelve months, with an annual payout of $1.00 per share. The company has been increasing its dividends for 12 consecutive years.


2.50%3.00%3.50%4.00%$0.00$0.20$0.40$0.60$0.80$1.0020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$1.00$1.00$1.00$0.99$0.96$0.96$0.96$0.92$0.92$0.92$0.92$0.92

Dividend yield

2.55%3.32%3.25%3.68%3.02%2.73%3.97%2.74%3.61%2.63%2.43%3.02%

Monthly Dividends

The table displays the monthly dividend distributions for Dime Community Bancshares, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.25$0.00$0.00$0.25$0.00$0.00$0.50
2025$0.25$0.00$0.00$0.25$0.00$0.00$0.25$0.00$0.00$0.25$0.00$0.00$1.00
2024$0.25$0.00$0.00$0.25$0.00$0.00$0.25$0.00$0.00$0.25$0.00$0.00$1.00
2023$0.24$0.00$0.00$0.25$0.00$0.00$0.25$0.00$0.00$0.25$0.00$0.00$0.99
2022$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.96
2021$0.00$0.24$0.00$0.00$0.24$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.96

Dividend Yield & Payout


Dividend Yield

Dime Community Bancshares, Inc. has a dividend yield of 2.55%, which is quite average when compared to the overall market.

Payout Ratio

Dime Community Bancshares, Inc. has a payout ratio of 56.28%, which is quite average when compared to the overall market. This suggests that Dime Community Bancshares, Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Dime Community Bancshares, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Dime Community Bancshares, Inc. was 57.39%, occurring on May 16, 2023. Recovery took 372 trading sessions.

The current Dime Community Bancshares, Inc. drawdown is 2.30%.


Related event

Drawdown

Fall

Recovery

Underwater

2023 bear market2023
-57.39%May 2023
1y 3mo1y 5mo
2y 9moJan 2022 - Nov 2024
2020 bear market2020
-52.63%Sep 2020
2y 3mo7mo 16d
2y 11moJun 2018 - May 2021
Financial crisis2007–2009
-41.29%Apr 2008
4y 8d1y 3mo
5y 3moApr 2004 - Jul 2009
2011 bear market2011
-35.34%Oct 2011
2y 1mo2y 1mo
4y 3moAug 2009 - Nov 2013
2025 selloff2025
-33.70%Apr 2025
4mo 7d9mo 27d
1y 1moDec 2024 - Feb 2026

Drawdown Indicators


DCOMBenchmarkDifference

Max Drawdown

Largest peak-to-trough decline

-57.39%

-56.78%

-0.61%

Max Drawdown (1Y)

Largest decline over 1 year

-18.15%

-9.10%

-9.05%

Max Drawdown (3Y)

Largest decline over 3 years

-35.99%

-18.90%

-17.09%

Max Drawdown (5Y)

Largest decline over 5 years

-57.39%

-25.43%

-31.96%

Max Drawdown (10Y)

Largest decline over 10 years

-57.39%

-33.92%

-23.47%

Current Drawdown

Current decline from peak

-2.30%

-1.80%

-0.50%

Average Drawdown

Average peak-to-trough decline

-16.68%

-10.71%

-5.97%

Ulcer Index

Depth and duration of drawdowns from previous peaks

6.70%

2.03%

+4.67%

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Dime Community Bancshares, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Dime Community Bancshares, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for DCOM, comparing it with other companies in the Banks - Regional industry. Currently, DCOM has a P/E ratio of 14.2. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for DCOM compared to other companies in the Banks - Regional industry. DCOM currently has a PEG ratio of 0.2. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for DCOM relative to other companies in the Banks - Regional industry. Currently, DCOM has a P/S ratio of 1.9. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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