- ISIN
- US25432X1028
- CUSIP
- 25432X102
- Sector
- Financial Services
- Industry
- Banks - Regional
- IPO Date
- Jun 26, 1996
Highlights
- EPS (TTM)
- $2.76
- PE Ratio
- 14.17
- PEG Ratio
- 0.21
- Total Revenue (TTM)
- $682.83M
- Gross Profit (TTM)
- $315.68M
- EBITDA (TTM)
- $131.06M
- Year Range
- $25.63 - $40.76
- Target Price
- $37.50
- ROA (TTM)
- 0.59%
- ROE (TTM)
- 5.96%
Share Price Chart
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Performance
DCOM Performance Chart
Dime Community Bancshares, Inc. (DCOM) is up 32.1% since the beginning of the year. At $39 per share, DCOM is trading 3.9% below its 52-week high of $41. Investors who bought $1,000 worth of DCOM shares 5 years ago would now be looking at an investment worth $1,372.
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Returns By Period
Dime Community Bancshares, Inc. (DCOM) has returned 32.12% so far this year and 53.81% over the past 12 months. Over the last ten years, DCOM has returned 7.00% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.
Dime Community Bancshares, Inc.
- 1D
- 0.41%
- 1M
- 6.12%
- YTD
- 32.12%
- 6M
- 26.28%
- 1Y
- 53.81%
- 3Y*
- 35.78%
- 5Y*
- 6.53%
- 10Y*
- 7.00%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
DCOM Monthly Returns History
Based on dividend-adjusted daily data since Jan 12, 1999, DCOM's average daily return is +0.05%, while the average monthly return is +0.88%. At this rate, an investment would double in approximately 6.6 years.
Historically, 54% of months were positive and 46% were negative. The best month was Dec 2023 with a return of +34.0%, while the worst month was Mar 2023 at -25.9%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 5 months.
On a daily basis, DCOM closed higher 43% of trading days. The best single day was Jun 25, 2010 with a return of +22.1%, while the worst single day was Mar 13, 2023 at -19.6%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 13.98% | -4.91% | 4.54% | 6.86% | 4.26% | 4.65% | 32.12% | ||||||
| 2025 | 2.41% | -0.74% | -10.06% | -6.94% | -0.12% | 4.99% | 3.76% | 11.01% | -3.02% | -11.21% | 8.00% | 6.14% | 1.44% |
| 2024 | -14.46% | -17.84% | 2.77% | -4.20% | 1.48% | 10.45% | 25.22% | 2.89% | 10.73% | 5.25% | 19.32% | -14.34% | 19.02% |
| 2023 | -5.63% | 2.75% | -25.85% | -8.26% | -21.36% | 8.83% | 28.72% | -4.87% | -6.34% | -6.68% | 9.30% | 33.98% | -11.51% |
| 2022 | 0.07% | -2.77% | 1.71% | -8.43% | -0.00% | -5.69% | 15.89% | -8.27% | -6.33% | 18.83% | 3.30% | -10.77% | -6.80% |
| 2021 | 1.03% | 21.50% | 2.48% | 9.89% | 5.53% | -3.14% | -1.03% | -0.06% | -1.03% | 10.00% | -3.87% | 2.51% | 49.94% |
Benchmark Metrics
Dime Community Bancshares, Inc. has an annualized alpha of 8.37%, beta of 0.59, and R2 of 0.11 versus S&P 500 Index. Calculated based on daily prices since January 12, 1999.
- This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (66.98%) than losses (62.51%) - typical of diversified or defensive assets.
- Beta of 0.59 may look defensive, but with R2 of 0.11 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
- R2 of 0.11 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 8.37%
- Beta
- 0.59
- R²
- 0.11
- Upside Capture
- 66.98%
- Downside Capture
- 62.51%
Return for Risk
Risk / Return Rank
DCOM ranks 83 for risk / return — in the top 83% of stocks on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Dime Community Bancshares, Inc. (DCOM) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| DCOM | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.27 | ||
| Sortino ratioReturn per unit of downside risk | -0.38 | ||
| Omega ratioGain probability vs. loss probability | 1.31 | 1.37 | -0.06 |
| Calmar ratioReturn relative to maximum drawdown | 2.98 | 2.78 | +0.20 |
| Martin ratioReturn relative to average drawdown | 8.05 | 12.44 | -4.39 |
Dividends
Dividend History
Dime Community Bancshares, Inc. provided a 2.55% dividend yield over the last twelve months, with an annual payout of $1.00 per share. The company has been increasing its dividends for 12 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $1.00 | $1.00 | $1.00 | $0.99 | $0.96 | $0.96 | $0.96 | $0.92 | $0.92 | $0.92 | $0.92 | $0.92 |
Dividend yield | 2.55% | 3.32% | 3.25% | 3.68% | 3.02% | 2.73% | 3.97% | 2.74% | 3.61% | 2.63% | 2.43% | 3.02% |
Monthly Dividends
The table displays the monthly dividend distributions for Dime Community Bancshares, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.25 | $0.00 | $0.00 | $0.25 | $0.00 | $0.00 | $0.50 | ||||||
| 2025 | $0.25 | $0.00 | $0.00 | $0.25 | $0.00 | $0.00 | $0.25 | $0.00 | $0.00 | $0.25 | $0.00 | $0.00 | $1.00 |
| 2024 | $0.25 | $0.00 | $0.00 | $0.25 | $0.00 | $0.00 | $0.25 | $0.00 | $0.00 | $0.25 | $0.00 | $0.00 | $1.00 |
| 2023 | $0.24 | $0.00 | $0.00 | $0.25 | $0.00 | $0.00 | $0.25 | $0.00 | $0.00 | $0.25 | $0.00 | $0.00 | $0.99 |
| 2022 | $0.24 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.96 |
| 2021 | $0.00 | $0.24 | $0.00 | $0.00 | $0.24 | $0.00 | $0.24 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.96 |
Dividend Yield & Payout
Dividend Yield
Dime Community Bancshares, Inc. has a dividend yield of 2.55%, which is quite average when compared to the overall market.
Payout Ratio
Dime Community Bancshares, Inc. has a payout ratio of 56.28%, which is quite average when compared to the overall market. This suggests that Dime Community Bancshares, Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Dime Community Bancshares, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Dime Community Bancshares, Inc. was 57.39%, occurring on May 16, 2023. Recovery took 372 trading sessions.
The current Dime Community Bancshares, Inc. drawdown is 2.30%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
2023 bear market2023 | -57.39%May 2023 | 1y 3mo | 1y 5mo | 2y 9moJan 2022 - Nov 2024 |
2020 bear market2020 | -52.63%Sep 2020 | 2y 3mo | 7mo 16d | 2y 11moJun 2018 - May 2021 |
Financial crisis2007–2009 | -41.29%Apr 2008 | 4y 8d | 1y 3mo | 5y 3moApr 2004 - Jul 2009 |
2011 bear market2011 | -35.34%Oct 2011 | 2y 1mo | 2y 1mo | 4y 3moAug 2009 - Nov 2013 |
2025 selloff2025 | -33.70%Apr 2025 | 4mo 7d | 9mo 27d | 1y 1moDec 2024 - Feb 2026 |
Drawdown Indicators
| DCOM | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -57.39% | -56.78% | -0.61% |
Max Drawdown (1Y)Largest decline over 1 year | -18.15% | -9.10% | -9.05% |
Max Drawdown (3Y)Largest decline over 3 years | -35.99% | -18.90% | -17.09% |
Max Drawdown (5Y)Largest decline over 5 years | -57.39% | -25.43% | -31.96% |
Max Drawdown (10Y)Largest decline over 10 years | -57.39% | -33.92% | -23.47% |
Current DrawdownCurrent decline from peak | -2.30% | -1.80% | -0.50% |
Average DrawdownAverage peak-to-trough decline | -16.68% | -10.71% | -5.97% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 6.70% | 2.03% | +4.67% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Dime Community Bancshares, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how Dime Community Bancshares, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for DCOM, comparing it with other companies in the Banks - Regional industry. Currently, DCOM has a P/E ratio of 14.2. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for DCOM compared to other companies in the Banks - Regional industry. DCOM currently has a PEG ratio of 0.2. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for DCOM relative to other companies in the Banks - Regional industry. Currently, DCOM has a P/S ratio of 1.9. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
Income Statement
| TTM | |
|---|---|
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Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
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Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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