Citizens Holding Company (CIZN)
Company Info
Highlights
$48.08M
$0.33
25.85
$7.00 - $10.97
$24.00
0.98%
9.54
Share Price Chart
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Compare to other instruments
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Performance
Performance Chart
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Returns By Period
Citizens Holding Company (CIZN) returned -7.40% year-to-date (YTD) and 13.84% over the past 12 months. Over the past 10 years, CIZN returned -3.26% annually, underperforming the S&P 500 benchmark at 10.85%.
CIZN
-7.40%
-1.88%
-2.48%
13.84%
-17.78%
-13.18%
-3.26%
^GSPC (Benchmark)
0.51%
6.15%
-2.00%
12.92%
12.68%
14.19%
10.85%
Monthly Returns
The table below presents the monthly returns of CIZN, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 7.62% | 4.62% | -20.58% | 7.02% | -3.24% | -7.40% | |||||||
| 2024 | -0.13% | 0.77% | 2.88% | 0.00% | -1.40% | 3.41% | 14.65% | 4.22% | -2.04% | -3.10% | 2.86% | 2.39% | 26.12% |
| 2023 | 1.31% | 13.47% | -21.92% | 6.29% | -2.88% | -0.45% | -4.00% | -13.18% | 4.46% | -2.73% | 2.61% | -24.79% | -39.71% |
| 2022 | -3.47% | -0.83% | 9.17% | -4.35% | -2.70% | 1.52% | -3.44% | 0.52% | -11.31% | -2.61% | -6.31% | -0.13% | -22.54% |
| 2021 | -3.63% | -3.07% | 2.81% | -4.02% | -1.05% | -1.08% | -4.39% | 0.57% | 8.19% | -4.92% | 1.06% | 4.39% | -5.85% |
| 2020 | 1.05% | -6.29% | -1.74% | 1.84% | 9.81% | 12.11% | -13.76% | -0.60% | 5.84% | -3.21% | -5.58% | 3.37% | -0.01% |
| 2019 | 3.43% | -3.04% | 5.26% | -1.64% | -3.71% | 0.58% | 2.81% | -5.23% | 2.47% | 2.70% | 6.32% | -0.45% | 9.12% |
| 2018 | -4.76% | -0.23% | 0.61% | 2.75% | 0.67% | 6.22% | -2.95% | 4.12% | -1.08% | -0.64% | -11.04% | 2.35% | -5.02% |
| 2017 | 0.58% | -1.15% | -3.47% | -4.30% | 2.34% | 9.18% | -2.75% | -7.65% | 7.75% | -2.61% | -2.06% | -1.73% | -6.93% |
| 2016 | -2.57% | -0.69% | -5.38% | 2.33% | 0.27% | 0.52% | 2.66% | 0.52% | 3.86% | -0.67% | 4.55% | 8.07% | 13.58% |
| 2015 | -4.17% | 0.70% | -1.08% | 3.71% | 1.74% | 8.81% | -3.42% | -3.34% | 16.06% | -5.53% | 3.14% | 10.65% | 28.03% |
| 2014 | 2.41% | -4.88% | 3.61% | 1.13% | -1.55% | 4.22% | 0.21% | -1.89% | 3.76% | -2.19% | 4.08% | 0.68% | 9.52% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of CIZN is 61, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for Citizens Holding Company (CIZN) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
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Dividends
Dividend History
Citizens Holding Company provided a 5.97% dividend yield over the last twelve months, with an annual payout of $0.50 per share.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.50 | $0.64 | $0.72 | $0.96 | $0.96 | $0.96 | $0.96 | $0.96 | $0.96 | $0.96 | $0.93 | $0.89 |
Dividend yield | 5.97% | 7.06% | 9.29% | 7.01% | 5.12% | 4.58% | 4.39% | 4.57% | 4.16% | 3.71% | 3.92% | 4.58% |
Monthly Dividends
The table displays the monthly dividend distributions for Citizens Holding Company. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.00 | $0.02 | $0.00 | $0.00 | $0.02 | |||||||
| 2024 | $0.00 | $0.00 | $0.16 | $0.00 | $0.00 | $0.16 | $0.00 | $0.00 | $0.16 | $0.00 | $0.00 | $0.16 | $0.64 |
| 2023 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.16 | $0.00 | $0.00 | $0.16 | $0.00 | $0.00 | $0.16 | $0.72 |
| 2022 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.24 | $0.96 |
| 2021 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.24 | $0.96 |
| 2020 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.24 | $0.96 |
| 2019 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.24 | $0.96 |
| 2018 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.24 | $0.96 |
| 2017 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.24 | $0.96 |
| 2016 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.24 | $0.96 |
| 2015 | $0.00 | $0.00 | $0.23 | $0.00 | $0.00 | $0.23 | $0.00 | $0.00 | $0.23 | $0.00 | $0.00 | $0.24 | $0.93 |
| 2014 | $0.22 | $0.00 | $0.00 | $0.22 | $0.00 | $0.00 | $0.22 | $0.00 | $0.00 | $0.23 | $0.89 |
Dividend Yield & Payout
Dividend Yield
Citizens Holding Company has a dividend yield of 5.97%, which means its dividend payment is significantly above the market average.
Payout Ratio
Citizens Holding Company has a payout ratio of 218.18%, which is above the market average. This might signify the company's strong earnings or financial health. However, it could also hint at a more mature business phase with potentially slower growth.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Citizens Holding Company. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Citizens Holding Company was 69.35%, occurring on Dec 18, 2023. The portfolio has not yet recovered.
The current Citizens Holding Company drawdown is 60.14%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -69.35% | Jun 11, 2020 | 853 | Dec 18, 2023 | — | — | — |
| -50.86% | Jun 29, 2009 | 250 | Jun 25, 2010 | 1330 | Dec 7, 2016 | 1580 |
| -37.98% | Oct 20, 1999 | 64 | May 4, 2000 | 177 | Dec 31, 2001 | 241 |
| -27.54% | Oct 1, 2007 | 104 | Sep 24, 2008 | 34 | Dec 26, 2008 | 138 |
| -25.21% | Jan 9, 2017 | 583 | Mar 19, 2020 | 48 | Jun 3, 2020 | 631 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Citizens Holding Company over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Earnings Per Share
The chart presents the Earnings Per Share (EPS) performance of Citizens Holding Company, comparing actual results with analytics estimates. In the past quarter, the company did not meet analyst expectations for EPS, resulting in a surprise of -10.3%.
Valuation
The Valuation section provides an overview of how Citizens Holding Company is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for CIZN, comparing it with other companies in the Banks - Regional industry. Currently, CIZN has a P/E ratio of 25.8. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for CIZN compared to other companies in the Banks - Regional industry. CIZN currently has a PEG ratio of 0.0. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for CIZN relative to other companies in the Banks - Regional industry. Currently, CIZN has a P/S ratio of 1.1. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for CIZN in comparison with other companies in the Banks - Regional industry. Currently, CIZN has a P/B value of 1.1. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.
Income Statement
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EBITDA | — |
EBIT | — |
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Net Income | — |
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