Commerce Short Term Government Fund (CFSTX)
The fund normally invests at least 80% of its net assets plus any borrowings for investment purposes in securities issued or guaranteed by the U.S. government, its agencies or instrumentalities and government mortgage-backed securities. It may also purchase other mortgage-backed securities, which are sold by private issuers. The fund invests at least 65% of its total assets in securities issued or guaranteed by the U.S. government, its agencies or instrumentalities and government mortgage-backed and asset-backed securities that have average lives or remaining maturities of five years or less.
Fund Info
US2006261091
200626109
Dec 11, 1994
$1,000
Expense Ratio
CFSTX features an expense ratio of 0.68%, falling within the medium range.
Share Price Chart
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Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Commerce Short Term Government Fund, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
Commerce Short Term Government Fund had a return of 0.25% year-to-date (YTD) and 3.82% in the last 12 months. Over the past 10 years, Commerce Short Term Government Fund had an annualized return of 1.00%, while the S&P 500 had an annualized return of 11.26%, indicating that Commerce Short Term Government Fund did not perform as well as the benchmark.
CFSTX
0.25%
0.25%
1.05%
3.82%
0.59%
1.00%
^GSPC (Benchmark)
3.96%
1.97%
9.03%
22.16%
12.60%
11.26%
Monthly Returns
The table below presents the monthly returns of CFSTX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 0.25% | 0.25% | |||||||||||
| 2024 | 0.35% | -0.28% | 0.55% | -0.55% | 0.59% | 0.58% | 0.82% | 0.82% | 0.77% | -0.66% | 0.54% | -0.16% | 3.40% |
| 2023 | 1.17% | -0.71% | 1.09% | 0.37% | -0.22% | -0.34% | 0.31% | 0.32% | -0.40% | -0.25% | 1.56% | 1.73% | 4.70% |
| 2022 | -0.84% | -0.55% | -1.75% | -1.11% | 0.52% | -0.57% | 0.64% | -1.11% | -2.06% | -0.62% | 0.79% | 0.20% | -6.30% |
| 2021 | -0.05% | -0.35% | -0.02% | 0.19% | 0.15% | -0.27% | 0.37% | -0.16% | -0.29% | -0.42% | -0.08% | -0.23% | -1.19% |
| 2020 | 0.82% | 0.98% | 0.26% | 0.34% | 0.14% | 0.16% | 0.17% | 0.08% | -0.03% | -0.21% | 0.14% | 0.20% | 3.09% |
| 2019 | 0.34% | 0.10% | 0.63% | 0.15% | 0.87% | 0.51% | -0.09% | 0.89% | -0.09% | 0.19% | -0.11% | 0.11% | 3.57% |
| 2018 | -0.52% | -0.11% | 0.34% | -0.31% | 0.39% | 0.01% | -0.12% | 0.39% | -0.24% | 0.04% | 0.36% | 0.78% | 1.01% |
| 2017 | 0.18% | 0.17% | -0.02% | 0.32% | 0.30% | -0.20% | 0.25% | 0.36% | -0.29% | 0.03% | -0.26% | 0.01% | 0.84% |
| 2016 | 0.79% | -0.06% | 0.30% | 0.08% | -0.13% | 0.74% | 0.01% | -0.19% | 0.23% | -0.17% | -0.79% | 0.02% | 0.81% |
| 2015 | 0.74% | -0.42% | 0.33% | 0.01% | 0.01% | -0.17% | 0.18% | 0.01% | 0.28% | -0.13% | -0.23% | -0.24% | 0.36% |
| 2014 | 0.61% | 0.05% | -0.20% | 0.21% | 0.36% | -0.06% | -0.12% | 0.22% | -0.21% | 0.21% | 0.26% | -0.27% | 1.06% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
With an overall rank of 85, CFSTX is among the top 15% of mutual funds on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for Commerce Short Term Government Fund (CFSTX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
Commerce Short Term Government Fund provided a 1.72% dividend yield over the last twelve months, with an annual payout of $0.28 per share.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.28 | $0.30 | $0.39 | $0.25 | $0.26 | $0.34 | $0.42 | $0.33 | $0.27 | $0.29 | $0.24 | $0.35 |
Dividend yield | 1.72% | 1.89% | 2.45% | 1.60% | 1.53% | 2.00% | 2.44% | 1.95% | 1.61% | 1.70% | 1.40% | 1.97% |
Monthly Dividends
The table displays the monthly dividend distributions for Commerce Short Term Government Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.00 | $0.00 | ||||||||||
| 2024 | $0.03 | $0.03 | $0.03 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.03 | $0.04 | $0.30 |
| 2023 | $0.02 | $0.02 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.09 | $0.39 |
| 2022 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.01 | $0.02 | $0.03 | $0.25 |
| 2021 | $0.02 | $0.02 | $0.03 | $0.02 | $0.03 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.26 |
| 2020 | $0.03 | $0.03 | $0.04 | $0.03 | $0.03 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.06 | $0.34 |
| 2019 | $0.02 | $0.03 | $0.03 | $0.04 | $0.04 | $0.04 | $0.03 | $0.03 | $0.04 | $0.03 | $0.03 | $0.07 | $0.42 |
| 2018 | $0.02 | $0.02 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.33 |
| 2017 | $0.02 | $0.02 | $0.03 | $0.02 | $0.02 | $0.03 | $0.02 | $0.02 | $0.02 | $0.03 | $0.03 | $0.02 | $0.27 |
| 2016 | $0.02 | $0.02 | $0.02 | $0.02 | $0.03 | $0.03 | $0.03 | $0.03 | $0.02 | $0.02 | $0.02 | $0.03 | $0.29 |
| 2015 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.03 | $0.24 |
| 2014 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.02 | $0.03 | $0.03 | $0.03 | $0.35 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Commerce Short Term Government Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Commerce Short Term Government Fund was 8.71%, occurring on Oct 20, 2022. Recovery took 471 trading sessions.
The current Commerce Short Term Government Fund drawdown is 0.12%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -8.71% | Feb 5, 2021 | 431 | Oct 20, 2022 | 471 | Sep 6, 2024 | 902 |
| -4.37% | Dec 5, 1995 | 137 | Jun 12, 1996 | 122 | Nov 29, 1996 | 259 |
| -3.45% | Jun 16, 2003 | 250 | Jun 14, 2004 | 244 | Jun 1, 2005 | 494 |
| -2.47% | Mar 10, 2020 | 9 | Mar 20, 2020 | 33 | May 7, 2020 | 42 |
| -2.29% | Nov 8, 2001 | 12 | Nov 26, 2001 | 106 | Apr 30, 2002 | 118 |
Volatility
Volatility Chart
The current Commerce Short Term Government Fund volatility is 0.48%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.