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Banco Santander-Chile (BSAC)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US05965X1090

CUSIP

05965X109

IPO Date

May 23, 1994

Highlights

Market Cap

$11.44B

EPS (TTM)

$2.27

PE Ratio

10.54

PEG Ratio

2.92

Total Revenue (TTM)

$3.45T

Gross Profit (TTM)

$3.27T

EBITDA (TTM)

$618.48B

Year Range

$17.20 - $24.93

Target Price

$22.77

Short %

0.34%

Short Ratio

1.17

Share Price Chart


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Popular comparisons:
BSAC vs. BBD
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Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Banco Santander-Chile, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


900.00%1,000.00%1,100.00%1,200.00%1,300.00%1,400.00%December2025FebruaryMarchAprilMay
1,352.91%
1,098.24%
BSAC (Banco Santander-Chile)
Benchmark (^GSPC)

Returns By Period

Banco Santander-Chile (BSAC) returned 38.21% year-to-date (YTD) and 41.51% over the past 12 months. Over the past 10 years, BSAC returned 6.21% annually, underperforming the S&P 500 benchmark at 10.45%.


BSAC

YTD

38.21%

1M

16.78%

6M

33.60%

1Y

41.51%

5Y*

14.47%

10Y*

6.21%

^GSPC (Benchmark)

YTD

-3.77%

1M

3.72%

6M

-5.60%

1Y

8.55%

5Y*

14.11%

10Y*

10.45%

*Annualized

Monthly Returns

The table below presents the monthly returns of BSAC, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20258.22%6.03%5.36%11.73%2.32%38.21%
2024-6.21%7.38%1.02%-5.46%5.01%-0.26%6.64%2.84%0.53%-5.88%-2.92%-0.58%0.90%
20236.76%-0.77%6.26%15.00%-9.30%8.52%11.94%-9.34%-4.13%-5.13%12.47%-0.41%31.74%
202223.27%-2.79%15.73%-8.86%2.31%-18.10%-3.99%2.56%-12.66%3.00%8.18%1.47%2.99%
20216.32%11.89%9.92%-7.09%-3.82%-7.11%-1.66%7.73%-6.08%-10.37%-0.06%-8.02%-11.02%
2020-13.13%-9.83%-16.27%14.47%-6.24%3.99%4.33%-10.11%-9.88%0.15%27.26%10.34%-13.01%
20198.16%-2.13%-6.00%-2.26%-0.18%7.05%-3.11%-2.04%-1.41%-13.46%-10.85%6.81%-19.87%
20188.89%-4.11%2.63%2.95%-2.63%-2.27%4.39%-6.74%4.51%-7.88%5.09%-3.42%-0.13%
2017-1.28%1.81%14.10%-1.55%4.53%2.87%11.26%3.47%1.57%5.28%-12.18%13.83%49.41%
2016-1.98%-0.58%12.57%5.74%-6.96%7.31%6.20%2.92%-2.27%10.44%-5.21%0.97%30.76%
2015-3.45%10.29%3.24%6.05%-2.02%-5.24%-0.30%-4.76%-5.25%4.23%-4.79%-2.43%-5.70%
2014-17.35%10.78%8.62%8.04%3.42%5.38%-3.86%-6.17%-7.42%-4.07%3.16%-9.79%-12.70%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

With an overall rank of 90, BSAC is among the top 10% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of BSAC is 9090
Overall Rank
The Sharpe Ratio Rank of BSAC is 9393
Sharpe Ratio Rank
The Sortino Ratio Rank of BSAC is 8989
Sortino Ratio Rank
The Omega Ratio Rank of BSAC is 8686
Omega Ratio Rank
The Calmar Ratio Rank of BSAC is 9090
Calmar Ratio Rank
The Martin Ratio Rank of BSAC is 9191
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Banco Santander-Chile (BSAC) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

Banco Santander-Chile Sharpe ratios as of May 10, 2025 (values are recalculated daily):

  • 1-Year: 1.67
  • 5-Year: 0.45
  • 10-Year: 0.20
  • All Time: 0.30

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

The chart below shows the rolling Sharpe ratio of Banco Santander-Chile compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time. For deeper analysis or to customize the calculation, use the Sharpe ratio tool.


Rolling 12-month Sharpe Ratio0.001.002.003.00December2025FebruaryMarchAprilMay
1.67
0.44
BSAC (Banco Santander-Chile)
Benchmark (^GSPC)

Dividends

Dividend History

Banco Santander-Chile provided a 5.47% dividend yield over the last twelve months, with an annual payout of $1.35 per share.


3.00%4.00%5.00%6.00%7.00%8.00%$0.00$0.50$1.00$1.5020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend$1.35$0.76$1.25$1.22$0.93$0.88$1.13$1.49$1.07$1.05$1.13$1.02

Dividend yield

5.47%4.01%6.42%7.70%5.70%4.63%4.91%4.97%3.43%4.79%6.41%5.17%

Monthly Dividends

The table displays the monthly dividend distributions for Banco Santander-Chile. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.00$0.00$1.35$0.00$1.35
2024$0.00$0.00$0.00$0.76$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.76
2023$0.00$0.00$0.00$1.25$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$1.25
2022$0.00$0.00$0.00$1.22$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$1.22
2021$0.00$0.00$0.00$0.93$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.93
2020$0.00$0.00$0.00$0.42$0.00$0.00$0.00$0.00$0.00$0.00$0.47$0.00$0.88
2019$0.00$0.00$0.00$1.13$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$1.13
2018$0.00$0.00$0.00$1.49$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$1.49
2017$0.00$0.00$0.00$1.07$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$1.07
2016$0.00$0.00$0.00$1.05$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$1.05
2015$0.00$0.00$0.00$1.13$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$1.13
2014$1.02$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$1.02

Dividend Yield & Payout


Dividend Yield

Banco Santander-Chile has a dividend yield of 5.47%, which is quite average when compared to the overall market.

Payout Ratio

Banco Santander-Chile has a payout ratio of 59.69%, which is quite average when compared to the overall market. This suggests that Banco Santander-Chile strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-30.00%-25.00%-20.00%-15.00%-10.00%-5.00%0.00%December2025FebruaryMarchAprilMay0
-7.88%
BSAC (Banco Santander-Chile)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the Banco Santander-Chile. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Banco Santander-Chile was 63.90%, occurring on Mar 18, 2020. Recovery took 1282 trading sessions.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-63.9%Apr 19, 2018482Mar 18, 20201282Apr 24, 20251764
-59.37%Mar 11, 1997397Oct 5, 1998327Jan 21, 2000724
-48.87%Jul 26, 20111127Jan 15, 2016388Aug 1, 20171515
-48.42%May 2, 2008124Oct 27, 2008199Aug 12, 2009323
-35.62%Nov 2, 199488Mar 9, 199541May 8, 1995129

Volatility

Volatility Chart

The current Banco Santander-Chile volatility is 7.37%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


2.00%4.00%6.00%8.00%10.00%12.00%14.00%December2025FebruaryMarchAprilMay
7.37%
6.82%
BSAC (Banco Santander-Chile)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of Banco Santander-Chile over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Earnings Per Share

The chart presents the Earnings Per Share (EPS) performance of Banco Santander-Chile, comparing actual results with analytics estimates. The company has exceeded analyst expectations for EPS in the past quarter, achieving a 7.5% positive surprise.


0.100.200.300.400.500.600.7020212022202320242025
0.62
0.58
Actual
Estimate

Valuation

The Valuation section provides an overview of how Banco Santander-Chile is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for BSAC, comparing it with other companies in the Banks - Regional industry. Currently, BSAC has a P/E ratio of 10.5. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for BSAC compared to other companies in the Banks - Regional industry. BSAC currently has a PEG ratio of 2.9. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for BSAC relative to other companies in the Banks - Regional industry. Currently, BSAC has a P/S ratio of 0.0. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for BSAC in comparison with other companies in the Banks - Regional industry. Currently, BSAC has a P/B value of 2.4. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items