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Blue Foundry Bancorp (BLFY)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US09549B1044

CUSIP

09549B104

IPO Date

Jul 16, 2021

Highlights

Market Cap

$220.75M

EPS (TTM)

-$0.55

Total Revenue (TTM)

$64.21M

Gross Profit (TTM)

$63.66M

EBITDA (TTM)

-$3.39M

Year Range

$8.30 - $11.48

Target Price

$10.13

Short %

2.84%

Short Ratio

8.08

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Performance

Performance Chart


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Returns By Period

Blue Foundry Bancorp (BLFY) returned 2.24% year-to-date (YTD) and 10.34% over the past 12 months.


BLFY

YTD

2.24%

1M

17.17%

6M

-9.80%

1Y

10.34%

5Y*

N/A

10Y*

N/A

^GSPC (Benchmark)

YTD

-0.64%

1M

8.97%

6M

-2.62%

1Y

11.90%

5Y*

15.76%

10Y*

10.69%

*Annualized

Monthly Returns

The table below presents the monthly returns of BLFY, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025-0.61%1.85%-7.35%1.52%7.39%2.24%
2024-1.34%-1.26%-0.64%-8.76%7.61%-1.31%24.48%-1.95%-7.41%-4.10%12.82%-11.54%1.45%
2023-7.55%3.03%-22.22%1.05%-3.33%8.71%0.99%-9.40%-9.51%-9.80%15.23%11.15%-24.75%
20220.34%-5.38%-2.45%-6.86%-5.15%0.17%-2.17%-3.07%-1.93%10.40%6.17%-1.68%-12.17%
2021-4.03%8.97%2.22%2.03%3.55%0.41%13.41%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of BLFY is 58, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of BLFY is 5858
Overall Rank
The Sharpe Ratio Rank of BLFY is 6464
Sharpe Ratio Rank
The Sortino Ratio Rank of BLFY is 5656
Sortino Ratio Rank
The Omega Ratio Rank of BLFY is 5353
Omega Ratio Rank
The Calmar Ratio Rank of BLFY is 6060
Calmar Ratio Rank
The Martin Ratio Rank of BLFY is 6060
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Blue Foundry Bancorp (BLFY) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

Blue Foundry Bancorp Sharpe ratios as of May 13, 2025 (values are recalculated daily):

  • 1-Year: 0.34
  • All Time: -0.23

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

The chart below shows the rolling Sharpe ratio of Blue Foundry Bancorp compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time. For deeper analysis or to customize the calculation, use the Sharpe ratio tool.


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Dividends

Dividend History


Blue Foundry Bancorp doesn't pay dividends

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Blue Foundry Bancorp. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Blue Foundry Bancorp was 52.48%, occurring on Oct 25, 2023. The portfolio has not yet recovered.

The current Blue Foundry Bancorp drawdown is 34.62%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-52.48%Dec 20, 2021465Oct 25, 2023
-7.77%Sep 13, 20216Sep 20, 202143Nov 18, 202149
-4.33%Nov 29, 20212Nov 30, 202113Dec 17, 202115
-4.03%Jul 19, 202110Jul 30, 20215Aug 6, 202115
-1.53%Aug 24, 20216Aug 31, 20211Sep 1, 20217

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Blue Foundry Bancorp over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Earnings Per Share

The chart presents the Earnings Per Share (EPS) performance of Blue Foundry Bancorp, comparing actual results with analytics estimates. The company has exceeded analyst expectations for EPS in the past quarter, achieving a 23.5% positive surprise.


-1.00-0.80-0.60-0.40-0.200.000.20AprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025
-0.13
-0.17
Actual
Estimate

Valuation

The Valuation section provides an overview of how Blue Foundry Bancorp is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for BLFY relative to other companies in the Banks - Regional industry. Currently, BLFY has a P/S ratio of 5.4. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for BLFY in comparison with other companies in the Banks - Regional industry. Currently, BLFY has a P/B value of 0.7. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items