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Blue Foundry Bancorp (BLFY)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US09549B1044
CUSIP
09549B104
IPO Date
Jul 16, 2021

Highlights

EPS (TTM)
-$0.46
Total Revenue (TTM)
$93.70M
Gross Profit (TTM)
$44.73M
EBITDA (TTM)
-$6.32M
Year Range
$7.61 - $14.74
Target Price
$12.00
ROA (TTM)
-0.42%
ROE (TTM)
-2.94%

Share Price Chart


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Blue Foundry Bancorp

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Blue Foundry Bancorp, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

Blue Foundry Bancorp (BLFY) has returned 6.52% so far this year and 43.91% over the past 12 months.


Blue Foundry Bancorp

1D
3.52%
1M
0.46%
YTD
6.52%
6M
45.65%
1Y
43.91%
3Y*
11.62%
5Y*
10Y*

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Jul 16, 2021, BLFY's average daily return is +0.02%, while the average monthly return is +0.43%. At this rate, your investment would double in approximately 13.5 years.

Historically, 47% of months were positive and 53% were negative. The best month was Nov 2025 with a return of +37.9%, while the worst month was Mar 2023 at -22.2%. The longest winning streak lasted 6 consecutive months, and the longest losing streak was 4 months.

On a daily basis, BLFY closed higher 48% of trading days. The best single day was Nov 24, 2025 with a return of +40.0%, while the worst single day was Mar 13, 2023 at -9.1%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20265.79%0.23%0.46%6.52%
2025-0.61%1.85%-7.35%1.52%-3.00%5.63%-10.66%8.65%-2.15%-9.35%37.86%9.42%26.71%
2024-1.34%-1.26%-0.64%-8.76%7.61%-1.31%24.48%-1.95%-7.41%-4.10%12.82%-11.54%1.45%
2023-7.55%3.03%-22.22%1.05%-3.33%8.71%0.99%-9.40%-9.51%-9.80%15.23%11.15%-24.75%
20220.34%-5.38%-2.45%-6.86%-5.15%0.17%-2.17%-3.07%-1.93%10.40%6.17%-1.68%-12.17%
2021-4.03%8.97%2.22%2.03%3.55%0.41%13.41%

Benchmark Metrics

Blue Foundry Bancorp has an annualized alpha of -0.62%, beta of 0.64, and R² of 0.11 versus S&P 500 Index. Calculated based on daily prices since July 19, 2021.

  • This stock participated in 75.08% of S&P 500 Index downside but only 44.24% of its upside — more exposed to losses than it benefited from rallies.
  • Beta of 0.64 may look defensive, but with R² of 0.11 this stock is largely uncorrelated with S&P 500 Index — low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R² of 0.11 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
-0.62%
Beta
0.64
0.11
Upside Capture
44.24%
Downside Capture
75.08%

Return for Risk

Risk / Return Rank

BLFY ranks 76 for risk / return — better than 76% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.


BLFY Risk / Return Rank: 7676
Overall Rank
BLFY Sharpe Ratio Rank: 7171
Sharpe Ratio Rank
BLFY Sortino Ratio Rank: 8383
Sortino Ratio Rank
BLFY Omega Ratio Rank: 7878
Omega Ratio Rank
BLFY Calmar Ratio Rank: 7373
Calmar Ratio Rank
BLFY Martin Ratio Rank: 7373
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Blue Foundry Bancorp (BLFY) and compare them to a chosen benchmark (S&P 500 Index).


BLFYBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

0.89

0.90

0.00

Sortino ratio

Return per unit of downside risk

2.33

1.39

+0.95

Omega ratio

Gain probability vs. loss probability

1.27

1.21

+0.06

Calmar ratio

Return relative to maximum drawdown

1.74

1.40

+0.34

Martin ratio

Return relative to average drawdown

4.28

6.61

-2.32

Explore BLFY risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History


Blue Foundry Bancorp doesn't pay dividends

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Blue Foundry Bancorp. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Blue Foundry Bancorp was 52.48%, occurring on Oct 25, 2023. The portfolio has not yet recovered.

The current Blue Foundry Bancorp drawdown is 13.69%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-52.48%Dec 20, 2021465Oct 25, 2023
-7.77%Sep 13, 20216Sep 20, 202143Nov 18, 202149
-4.33%Nov 29, 20212Nov 30, 202113Dec 17, 202115
-4.03%Jul 19, 202110Jul 30, 20215Aug 6, 202115
-1.53%Aug 24, 20216Aug 31, 20211Sep 1, 20217

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Blue Foundry Bancorp over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Blue Foundry Bancorp is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for BLFY relative to other companies in the Banks - Regional industry. Currently, BLFY has a P/S ratio of 2.8. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items