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Berkshire Hills Bancorp, Inc. (BHLB)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US0846801076

CUSIP

084680107

Sector

Financial Services

IPO Date

Jun 28, 2000

Highlights

Market Cap

$1.36B

EPS (TTM)

$1.42

PE Ratio

20.69

PEG Ratio

1.74

Total Revenue (TTM)

$402.85M

Gross Profit (TTM)

$246.18M

EBITDA (TTM)

$129.12M

Year Range

$20.07 - $32.36

Target Price

$34.55

Short %

5.18%

Short Ratio

4.32

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Popular comparisons:
BHLB vs. VOO BHLB vs. BRK-B
Popular comparisons:
BHLB vs. VOO BHLB vs. BRK-B

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Berkshire Hills Bancorp, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


0.00%5.00%10.00%15.00%20.00%SeptemberOctoberNovemberDecember2025February
11.22%
9.03%
BHLB (Berkshire Hills Bancorp, Inc.)
Benchmark (^GSPC)

Returns By Period

Berkshire Hills Bancorp, Inc. had a return of 3.34% year-to-date (YTD) and 35.26% in the last 12 months. Over the past 10 years, Berkshire Hills Bancorp, Inc. had an annualized return of 3.93%, while the S&P 500 had an annualized return of 11.26%, indicating that Berkshire Hills Bancorp, Inc. did not perform as well as the benchmark.


BHLB

YTD

3.34%

1M

3.09%

6M

11.22%

1Y

35.26%

5Y*

4.16%

10Y*

3.93%

^GSPC (Benchmark)

YTD

3.96%

1M

1.97%

6M

9.03%

1Y

22.16%

5Y*

12.60%

10Y*

11.26%

*Annualized

Monthly Returns

The table below presents the monthly returns of BHLB, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20253.45%3.34%
2024-3.34%-10.46%7.55%-6.98%4.27%3.44%21.05%-0.22%-1.55%1.11%12.59%-6.73%17.92%
20233.85%-5.85%-13.76%-15.12%-2.95%1.37%10.03%-7.62%-4.07%-2.19%7.62%18.63%-14.27%
20224.08%5.51%-6.85%-14.60%6.04%-5.13%13.73%0.56%-3.23%7.14%7.23%-4.11%7.15%
2021-3.15%21.59%11.28%-0.58%25.06%-0.80%-1.35%-4.78%5.27%0.63%-1.21%6.44%69.13%
2020-14.39%-12.56%-39.12%14.67%-36.50%4.18%-9.62%-7.83%11.44%28.88%25.86%5.07%-45.30%
20191.04%15.85%-13.03%10.10%-1.91%7.54%4.49%-9.88%-0.14%5.94%2.39%4.22%25.69%
20183.69%-2.58%3.27%-0.00%4.15%3.31%-0.00%4.62%-3.67%-18.01%2.99%-21.03%-24.56%
2017-3.93%0.45%1.98%4.02%-3.87%-1.95%5.69%-8.48%14.65%-1.16%1.23%-5.06%1.65%
2016-4.57%-6.34%4.14%0.93%2.03%-2.04%-2.04%6.58%-0.65%6.64%15.66%8.54%30.40%
2015-6.60%7.94%3.82%1.12%-1.44%3.87%2.18%-3.22%-1.57%3.85%6.41%-3.74%12.18%
2014-10.30%3.50%2.98%-9.47%-2.81%2.74%4.09%2.67%-4.63%9.75%-0.86%5.04%0.69%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

With an overall rank of 79, BHLB is among the top 21% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of BHLB is 7979
Overall Rank
The Sharpe Ratio Rank of BHLB is 8282
Sharpe Ratio Rank
The Sortino Ratio Rank of BHLB is 8080
Sortino Ratio Rank
The Omega Ratio Rank of BHLB is 7575
Omega Ratio Rank
The Calmar Ratio Rank of BHLB is 7575
Calmar Ratio Rank
The Martin Ratio Rank of BHLB is 8585
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Berkshire Hills Bancorp, Inc. (BHLB) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


Sharpe ratio
The chart of Sharpe ratio for BHLB, currently valued at 1.29, compared to the broader market-2.000.002.004.001.291.83
The chart of Sortino ratio for BHLB, currently valued at 2.11, compared to the broader market-6.00-4.00-2.000.002.004.006.002.112.47
The chart of Omega ratio for BHLB, currently valued at 1.25, compared to the broader market0.501.001.502.001.251.33
The chart of Calmar ratio for BHLB, currently valued at 0.87, compared to the broader market0.002.004.006.000.872.76
The chart of Martin ratio for BHLB, currently valued at 6.68, compared to the broader market-10.000.0010.0020.0030.006.6811.27
BHLB
^GSPC

The current Berkshire Hills Bancorp, Inc. Sharpe ratio is 1.29. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of Berkshire Hills Bancorp, Inc. with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio0.001.002.003.004.00SeptemberOctoberNovemberDecember2025February
1.29
1.83
BHLB (Berkshire Hills Bancorp, Inc.)
Benchmark (^GSPC)

Dividends

Dividend History

Berkshire Hills Bancorp, Inc. provided a 2.45% dividend yield over the last twelve months, with an annual payout of $0.72 per share. The company has been increasing its dividends for 3 consecutive years.


2.00%2.50%3.00%3.50%4.00%$0.00$0.20$0.40$0.60$0.80$1.0020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend$0.72$0.72$0.72$0.54$0.48$0.72$0.92$0.88$0.84$0.80$0.76$0.72

Dividend yield

2.45%2.53%2.90%1.81%1.69%4.21%2.80%3.26%2.30%2.17%2.61%2.70%

Monthly Dividends

The table displays the monthly dividend distributions for Berkshire Hills Bancorp, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.00$0.00
2024$0.00$0.00$0.18$0.00$0.00$0.18$0.00$0.00$0.18$0.00$0.18$0.00$0.72
2023$0.00$0.18$0.00$0.00$0.18$0.00$0.00$0.18$0.00$0.00$0.18$0.00$0.72
2022$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.18$0.00$0.54
2021$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.12$0.00$0.00$0.12$0.00$0.48
2020$0.00$0.24$0.00$0.00$0.00$0.24$0.00$0.00$0.12$0.00$0.00$0.12$0.72
2019$0.00$0.23$0.00$0.00$0.23$0.00$0.00$0.23$0.00$0.00$0.23$0.00$0.92
2018$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.88
2017$0.00$0.21$0.00$0.00$0.21$0.00$0.00$0.21$0.00$0.00$0.21$0.00$0.84
2016$0.00$0.20$0.00$0.00$0.20$0.00$0.00$0.20$0.00$0.00$0.20$0.00$0.80
2015$0.00$0.19$0.00$0.00$0.19$0.00$0.00$0.19$0.00$0.00$0.19$0.00$0.76
2014$0.18$0.00$0.00$0.18$0.00$0.00$0.18$0.00$0.00$0.18$0.00$0.72

Dividend Yield & Payout


Dividend Yield
100.0%200.0%300.0%400.0%500.0%600.0%2.5%
Berkshire Hills Bancorp, Inc. has a dividend yield of 2.45%, which is quite average when compared to the overall market.
Payout Ratio
200.0%400.0%600.0%800.0%32.4%
Berkshire Hills Bancorp, Inc. has a payout ratio of 32.43%, which is quite average when compared to the overall market. This suggests that Berkshire Hills Bancorp, Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-30.00%-25.00%-20.00%-15.00%-10.00%-5.00%0.00%SeptemberOctoberNovemberDecember2025February
-18.43%
-0.07%
BHLB (Berkshire Hills Bancorp, Inc.)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the Berkshire Hills Bancorp, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Berkshire Hills Bancorp, Inc. was 78.22%, occurring on Sep 23, 2020. The portfolio has not yet recovered.

The current Berkshire Hills Bancorp, Inc. drawdown is 18.43%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-78.22%Jun 8, 2018578Sep 23, 2020
-54.28%Oct 20, 2006828Feb 4, 20101452Nov 10, 20152280
-20.19%Jul 2, 200216Jul 24, 200218Aug 19, 200234
-19.39%Aug 27, 2002104Jan 24, 200370May 6, 2003174
-17.77%Sep 13, 2004159Apr 28, 2005329Aug 17, 2006488

Volatility

Volatility Chart

The current Berkshire Hills Bancorp, Inc. volatility is 6.39%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


0.00%5.00%10.00%15.00%SeptemberOctoberNovemberDecember2025February
6.39%
3.21%
BHLB (Berkshire Hills Bancorp, Inc.)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of Berkshire Hills Bancorp, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Valuation

The Valuation section provides an assessment of the market value of Berkshire Hills Bancorp, Inc. compared to its peers in the Banks - Regional industry.


PE Ratio
20.040.060.080.0100.0120.020.7
The chart displays the price to earnings (P/E) ratio for BHLB in comparison to other companies of the Banks - Regional industry. Currently, BHLB has a PE value of 20.7. This PE ratio is much higher than those of other companies of the industry. This might be an indicator of the company being overvalued.
PEG Ratio
-5.00.05.010.015.01.7
The chart displays the price to earnings to growth (PEG) ratio for BHLB in comparison to other companies of the Banks - Regional industry. Currently, BHLB has a PEG value of 1.7. This PEG ratio falls in the average range for the industry.

Historical P/E Ratio Chart

The chart below displays the historical trend of the price-to-earnings (P/E) ratio for Berkshire Hills Bancorp, Inc..


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Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

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