PortfoliosLab logo
Tools
Performance Analysis
Risk Analysis
Optimization
Factor Model
See All Tools
Portfolio Analysis
Portfolios
Lazy PortfoliosUser Portfolios
Discussions
Berkshire Hills Bancorp, Inc. (BHLB)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISINUS0846801076
CUSIP084680107
SectorFinancial Services
IndustryBanks—Regional

Highlights

Market Cap$970.76M
EPS$0.50
PE Ratio44.72
PEG Ratio1.74
Revenue (TTM)$324.23M
Gross Profit (TTM)$402.53M
Year Range$17.93 - $25.57
Target Price$25.40
Short %2.72%
Short Ratio3.79

Share Price Chart


Loading data...

Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Berkshire Hills Bancorp, Inc.

Popular comparisons: BHLB vs. VOO, BHLB vs. BRK-B

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Berkshire Hills Bancorp, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


200.00%220.00%240.00%260.00%280.00%300.00%December2024FebruaryMarchAprilMay
256.69%
252.47%
BHLB (Berkshire Hills Bancorp, Inc.)
Benchmark (^GSPC)

S&P 500

Returns By Period

Berkshire Hills Bancorp, Inc. had a return of -9.19% year-to-date (YTD) and 22.17% in the last 12 months. Over the past 10 years, Berkshire Hills Bancorp, Inc. had an annualized return of 2.70%, while the S&P 500 had an annualized return of 10.64%, indicating that Berkshire Hills Bancorp, Inc. did not perform as well as the benchmark.


PeriodReturnBenchmark
Year-To-Date-9.19%7.50%
1 month2.52%-1.61%
6 months7.05%17.65%
1 year22.17%26.26%
5 years (annualized)-3.13%11.73%
10 years (annualized)2.70%10.64%

Monthly Returns Heatmap


JanFebMarAprMayJunJulAugSepOctNovDec
2024-3.34%-10.46%7.55%-6.98%
2023-2.19%7.62%18.63%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of BHLB is 63, suggesting that the investment has average results relative to the market in terms of risk-adjusted performance. This ranking is determined by the cumulative values of the indicators listed below.


The Risk-Adjusted Performance Rank of BHLB is 6363
Berkshire Hills Bancorp, Inc.(BHLB)
The Sharpe Ratio Rank of BHLB is 6666Sharpe Ratio Rank
The Sortino Ratio Rank of BHLB is 6262Sortino Ratio Rank
The Omega Ratio Rank of BHLB is 5959Omega Ratio Rank
The Calmar Ratio Rank of BHLB is 6464Calmar Ratio Rank
The Martin Ratio Rank of BHLB is 6565Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Berkshire Hills Bancorp, Inc. (BHLB) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


BHLB
Sharpe ratio
The chart of Sharpe ratio for BHLB, currently valued at 0.54, compared to the broader market-2.00-1.000.001.002.003.004.000.54
Sortino ratio
The chart of Sortino ratio for BHLB, currently valued at 1.04, compared to the broader market-4.00-2.000.002.004.006.001.04
Omega ratio
The chart of Omega ratio for BHLB, currently valued at 1.12, compared to the broader market0.501.001.501.12
Calmar ratio
The chart of Calmar ratio for BHLB, currently valued at 0.37, compared to the broader market0.002.004.006.000.37
Martin ratio
The chart of Martin ratio for BHLB, currently valued at 1.73, compared to the broader market-10.000.0010.0020.0030.001.73
^GSPC
Sharpe ratio
The chart of Sharpe ratio for ^GSPC, currently valued at 2.17, compared to the broader market-2.00-1.000.001.002.003.004.002.17
Sortino ratio
The chart of Sortino ratio for ^GSPC, currently valued at 3.11, compared to the broader market-4.00-2.000.002.004.006.003.11
Omega ratio
The chart of Omega ratio for ^GSPC, currently valued at 1.38, compared to the broader market0.501.001.501.38
Calmar ratio
The chart of Calmar ratio for ^GSPC, currently valued at 1.65, compared to the broader market0.002.004.006.001.65
Martin ratio
The chart of Martin ratio for ^GSPC, currently valued at 8.41, compared to the broader market-10.000.0010.0020.0030.008.41

Sharpe Ratio

The current Berkshire Hills Bancorp, Inc. Sharpe ratio is 0.54. This value is calculated based on the past 12 months of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of Berkshire Hills Bancorp, Inc. with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio-1.000.001.002.003.00December2024FebruaryMarchAprilMay
0.54
2.17
BHLB (Berkshire Hills Bancorp, Inc.)
Benchmark (^GSPC)

Dividends

Dividend History

Berkshire Hills Bancorp, Inc. granted a 3.22% dividend yield in the last twelve months. The annual payout for that period amounted to $0.72 per share.


PeriodTTM20232022202120202019201820172016201520142013
Dividend$0.72$0.72$0.54$0.48$0.72$0.92$0.88$0.84$0.80$0.76$0.72$0.72

Dividend yield

3.22%2.90%1.81%1.69%4.21%2.80%3.26%2.30%2.17%2.61%2.70%2.64%

Monthly Dividends

The table displays the monthly dividend distributions for Berkshire Hills Bancorp, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDec
2024$0.00$0.00$0.18$0.00
2023$0.00$0.18$0.00$0.00$0.18$0.00$0.00$0.18$0.00$0.00$0.18$0.00
2022$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.18$0.00
2021$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.12$0.00$0.00$0.12$0.00
2020$0.00$0.24$0.00$0.00$0.00$0.24$0.00$0.00$0.12$0.00$0.00$0.12
2019$0.00$0.23$0.00$0.00$0.23$0.00$0.00$0.23$0.00$0.00$0.23$0.00
2018$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.00
2017$0.00$0.21$0.00$0.00$0.21$0.00$0.00$0.21$0.00$0.00$0.21$0.00
2016$0.00$0.20$0.00$0.00$0.20$0.00$0.00$0.20$0.00$0.00$0.20$0.00
2015$0.00$0.19$0.00$0.00$0.19$0.00$0.00$0.19$0.00$0.00$0.19$0.00
2014$0.00$0.18$0.00$0.00$0.18$0.00$0.00$0.18$0.00$0.00$0.18$0.00
2013$0.18$0.00$0.00$0.18$0.00$0.00$0.18$0.00$0.00$0.18$0.00

Dividend Yield & Payout


Dividend Yield
5.0%10.0%15.0%3.2%
Berkshire Hills Bancorp, Inc. has a dividend yield of 3.22%, which is quite average when compared to the overall market.
Payout Ratio
20.0%40.0%60.0%80.0%100.0%120.0%35.3%
Berkshire Hills Bancorp, Inc. has a payout ratio of 35.29%, which is quite average when compared to the overall market. This suggests that Berkshire Hills Bancorp, Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way.


-50.00%-40.00%-30.00%-20.00%-10.00%0.00%December2024FebruaryMarchAprilMay
-39.22%
-2.41%
BHLB (Berkshire Hills Bancorp, Inc.)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the Berkshire Hills Bancorp, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Berkshire Hills Bancorp, Inc. was 78.22%, occurring on Sep 23, 2020. The portfolio has not yet recovered.

The current Berkshire Hills Bancorp, Inc. drawdown is 39.22%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-78.22%Jun 8, 2018578Sep 23, 2020
-54.28%Oct 20, 2006828Feb 4, 20101452Nov 10, 20152280
-20.19%Jul 2, 200216Jul 24, 200218Aug 19, 200234
-19.39%Aug 27, 2002104Jan 24, 200370May 6, 2003174
-17.77%Sep 13, 2004159Apr 28, 2005329Aug 17, 2006488

Volatility

Volatility Chart

The current Berkshire Hills Bancorp, Inc. volatility is 9.66%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


2.00%4.00%6.00%8.00%10.00%12.00%14.00%December2024FebruaryMarchAprilMay
9.66%
4.10%
BHLB (Berkshire Hills Bancorp, Inc.)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of Berkshire Hills Bancorp, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Income Statement


Income Statement
Balance Sheet
Cash Flow
Annual
Quarterly

TTM
Revenue

Total Revenue

0.00

Cost Of Revenue

0.00

Gross Profit

0.00
Operating Expenses

Selling, General & Admin Expenses

0.00

R&D Expenses

0.00

Total Operating Expenses

0.00
Income

Income Before Tax

0.00

Operating Income

0.00

EBIT

0.00

Earnings From Continuing Operations

0.00

Net Income

0.00

Income Tax Expense

0.00

Interest Expense

0.00

Other Non-Operating Income (Expenses)

0.00

Extraordinary Items

0.00

Discontinued Operations

0.00

Effect Of Accounting Charges

0.00

Non Recurring

0.00

Minority Interest

0.00

Other Items

0.00
Values in undefined except per share items