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ISIN
US12326C1053
CUSIP
12326C105
IPO Date
Apr 9, 2018

Highlights

EPS (TTM)
$4.09
PE Ratio
6.88
PEG Ratio
2.02
Total Revenue (TTM)
$508.88M
Gross Profit (TTM)
$236.84M
EBITDA (TTM)
$91.83M
Year Range
$22.52 - $30.32
Target Price
$32.33
ROA (TTM)
1.02%
ROE (TTM)
9.17%

Share Price Chart


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Business First Bancshares, Inc.

Performance

BFST Performance Chart

Business First Bancshares, Inc. (BFST) is up 8.9% since the beginning of the year. At $28 per share, BFST is trading 7.2% below its 52-week high of $30. Investors who bought $1,000 worth of BFST shares 5 years ago would now be looking at an investment worth $1,304.


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S&P 500 Index

Returns By Period

Business First Bancshares, Inc. (BFST) has returned 8.85% so far this year and 22.51% over the past 12 months.


Business First Bancshares, Inc.

1D
0.68%
1M
2.93%
YTD
8.85%
6M
8.35%
1Y
22.51%
3Y*
24.40%
5Y*
5.46%
10Y*

Benchmark (S&P 500 Index)

1D
0.13%
1M
5.25%
YTD
11.16%
6M
11.43%
1Y
28.20%
3Y*
21.12%
5Y*
12.66%
10Y*
13.75%
*Multi-year figures are annualized to reflect compound growth (CAGR)

BFST Monthly Returns History

Based on dividend-adjusted daily data since Apr 11, 2018, BFST's average daily return is +0.05%, while the average monthly return is +0.69%. At this rate, an investment would double in approximately 8.4 years.

Historically, 56% of months were positive and 44% were negative. The best month was Jul 2023 with a return of +35.7%, while the worst month was Mar 2020 at -43.9%. The longest winning streak lasted 5 consecutive months, and the longest losing streak was 4 months.

On a daily basis, BFST closed higher 49% of trading days. The best single day was Mar 26, 2020 with a return of +32.9%, while the worst single day was Mar 16, 2020 at -27.3%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20267.77%-2.58%-0.95%1.26%4.60%-1.16%8.85%
20255.02%-1.20%-8.22%-5.34%3.80%3.61%-3.65%5.91%-5.60%3.85%6.75%0.46%4.03%
2024-8.52%0.22%-0.76%-9.38%6.95%1.45%16.82%-3.31%5.12%2.03%9.35%-9.82%6.86%
2023-6.32%1.07%-17.80%-9.98%-4.70%3.43%35.70%0.57%-8.26%4.16%4.25%21.85%14.39%
2022-3.04%-4.16%-7.10%-8.92%0.41%-3.71%10.18%0.97%-8.73%15.10%-4.61%-5.87%-20.22%
2021-0.29%8.72%8.92%-0.67%3.20%-5.94%1.57%3.13%-2.22%14.07%3.51%2.95%41.72%

Benchmark Metrics

Business First Bancshares, Inc. has an annualized alpha of -3.55%, beta of 1.04, and R2 of 0.24 versus S&P 500 Index. Calculated based on daily prices since April 12, 2018.

  • This stock participated in 95.57% of S&P 500 Index downside but only 60.25% of its upside - more exposed to losses than it benefited from rallies.
  • R2 of 0.24 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
-3.55%
Beta
1.04
0.24
Upside Capture
60.25%
Downside Capture
95.57%

Return for Risk

Risk / Return Rank

BFST ranks 66 for risk / return — better than 66% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.


BFST Risk / Return Rank: 6666
Overall Rank
BFST Sharpe Ratio Rank: 6868
Sharpe Ratio Rank
BFST Sortino Ratio Rank: 6363
Sortino Ratio Rank
BFST Omega Ratio Rank: 6060
Omega Ratio Rank
BFST Calmar Ratio Rank: 7070
Calmar Ratio Rank
BFST Martin Ratio Rank: 6868
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Business First Bancshares, Inc. (BFST) and compare them to S&P 500 Index.


BFSTBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

0.88

2.39

-1.51

Sortino ratio

Return per unit of downside risk

1.43

3.25

-1.83

Omega ratio

Gain probability vs. loss probability

1.17

1.43

-0.26

Calmar ratio

Return relative to maximum drawdown

1.68

3.11

-1.44

Martin ratio

Return relative to average drawdown

3.35

14.38

-11.03

Dividends

Dividend History

Business First Bancshares, Inc. provided a 2.10% dividend yield over the last twelve months, with an annual payout of $0.59 per share. The company has been increasing its dividends for 7 consecutive years.


1.00%1.20%1.40%1.60%1.80%2.00%2.20%$0.00$0.10$0.20$0.30$0.40$0.50$0.6020182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018
Dividend$0.59$0.57$0.56$0.50$0.48$0.46$0.40$0.38$0.24

Dividend yield

2.10%2.18%2.18%2.03%2.17%1.62%1.96%1.52%0.99%

Monthly Dividends

The table displays the monthly dividend distributions for Business First Bancshares, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.15$0.00$0.00$0.15$0.00$0.30
2025$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.15$0.00$0.57
2024$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.56
2023$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.14$0.00$0.50
2022$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.48
2021$0.00$0.10$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.46

Dividend Yield & Payout


Dividend Yield

Business First Bancshares, Inc. has a dividend yield of 2.10%, which is quite average when compared to the overall market.

Payout Ratio

Business First Bancshares, Inc. has a payout ratio of 24.48%, which is below the market average. This means Business First Bancshares, Inc. returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Business First Bancshares, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Business First Bancshares, Inc. was 65.66%, occurring on Mar 19, 2020. Recovery took 411 trading sessions.

The current Business First Bancshares, Inc. drawdown is 5.12%.


Related event

Drawdown

Fall

Recovery

Underwater

COVID crash2020
-65.66%Mar 2020
1y 11mo1y 7mo
3y 6moApr 2018 - Nov 2021
2023 bear market2023
-52.07%May 2023
1y 3mo1y 6mo
2y 10moJan 2022 - Nov 2024
2025 selloff2025
-27.27%Apr 2025
4mo 27d10mo 1d
1y 2moNov 2024 - Feb 2026
2026 correction2026
-13.49%Mar 2026
1mo 13d
3mo 28dFeb 2026 - now
2021 pullback2021
-5.29%Dec 2021
19d24d
1mo 13dNov 2021 - Jan 2022

Drawdown Indicators


BFSTBenchmarkDifference

Max Drawdown

Largest peak-to-trough decline

-65.66%

-56.78%

-8.88%

Max Drawdown (1Y)

Largest decline over 1 year

-13.49%

-9.10%

-4.39%

Max Drawdown (3Y)

Largest decline over 3 years

-27.27%

-18.90%

-8.37%

Max Drawdown (5Y)

Largest decline over 5 years

-52.07%

-25.43%

-26.64%

Max Drawdown (10Y)

Largest decline over 10 years

-33.92%

Current Drawdown

Current decline from peak

-5.12%

0.00%

-5.12%

Average Drawdown

Average peak-to-trough decline

-19.66%

-10.72%

-8.94%

Ulcer Index

Depth and duration of drawdowns from previous peaks

6.74%

1.97%

+4.77%

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Business First Bancshares, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Business First Bancshares, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for BFST, comparing it with other companies in the Banks - Regional industry. Currently, BFST has a P/E ratio of 6.9. This P/E ratio is considered low compared to industry peers, which may suggest that the stock is undervalued or that the company has weaker growth prospects.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for BFST compared to other companies in the Banks - Regional industry. BFST currently has a PEG ratio of 2.0. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for BFST relative to other companies in the Banks - Regional industry. Currently, BFST has a P/S ratio of 1.2. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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