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BankFinancial Corporation (BFIN)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US06643P1049
CUSIP
06643P104
IPO Date
Jun 28, 2005

Highlights

Market Cap
$149.53M
Enterprise Value
$93.22M
EPS (TTM)
$0.19
PE Ratio
64.54
Total Revenue (TTM)
$72.71M
Gross Profit (TTM)
$46.61M
EBITDA (TTM)
-$8.25M
Year Range
$10.69 - $13.01
ROA (TTM)
0.16%
ROE (TTM)
1.47%

Share Price Chart


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BankFinancial Corporation

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in BankFinancial Corporation, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period


BankFinancial Corporation

1D
1M
YTD
6M
1Y
3Y*
5Y*
10Y*

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20260.00%0.00%
20256.18%-1.03%-4.53%-2.77%-1.23%-3.90%-3.89%12.29%-2.83%-8.15%7.36%2.04%-2.29%
20245.65%-6.94%5.11%-7.90%5.61%1.78%13.90%2.18%2.61%0.08%10.62%-5.12%28.32%
2023-4.18%2.96%-14.97%-5.43%-9.36%10.54%9.66%-0.52%-2.27%-2.55%7.53%14.89%2.03%
20221.03%2.15%-5.04%-1.45%-3.93%-3.30%1.49%5.46%-4.92%3.07%2.14%6.80%2.66%
2021-3.42%12.63%9.21%0.97%7.06%3.53%-0.17%2.48%-1.03%-0.78%-5.92%0.47%26.23%

Benchmark Metrics

BankFinancial Corporation has an annualized alpha of -2.35%, beta of 0.92, and R² of 0.30 versus S&P 500 Index. Calculated based on daily prices since June 29, 2005.

  • This stock participated in 77.62% of S&P 500 Index downside but only 50.83% of its upside — more exposed to losses than it benefited from rallies.
  • R² of 0.30 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
-2.35%
Beta
0.92
0.30
Upside Capture
50.83%
Downside Capture
77.62%

Return for Risk

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for BankFinancial Corporation (BFIN) and compare them to a chosen benchmark (S&P 500 Index).


Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Dividends

Dividend History

BankFinancial Corporation provided a 2.50% dividend yield over the last twelve months, with an annual payout of $0.30 per share. The company has been increasing its dividends for 13 consecutive years.


1.00%2.00%3.00%4.00%5.00%$0.00$0.10$0.20$0.30$0.4020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$0.30$0.40$0.40$0.40$0.40$0.40$0.40$0.40$0.37$0.28$0.21$0.16

Dividend yield

2.50%3.33%3.15%3.90%3.80%3.75%4.56%3.06%2.47%1.83%1.42%1.27%

Monthly Dividends

The table displays the monthly dividend distributions for BankFinancial Corporation. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.00
2025$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.40
2024$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.40
2023$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.40
2022$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.40
2021$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.40

Dividend Yield & Payout


Dividend Yield

BankFinancial Corporation has a dividend yield of 2.50%, which is quite average when compared to the overall market.

Payout Ratio

BankFinancial Corporation has a payout ratio of 215.15%, which is above the market average. This might signify the company's strong earnings or financial health. However, it could also hint at a more mature business phase with potentially slower growth.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the BankFinancial Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the BankFinancial Corporation was 67.39%, occurring on Mar 6, 2012. Recovery took 1361 trading sessions.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-67.39%Oct 26, 20061349Mar 6, 20121361Aug 2, 20172710
-60.74%Jun 21, 2018457Apr 15, 2020
-11.14%Sep 20, 200517Oct 12, 200556Jan 3, 200673
-9.34%Sep 28, 201729Nov 7, 201715Nov 29, 201744
-8.2%Nov 30, 201731Jan 16, 201835Mar 7, 201866

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of BankFinancial Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how BankFinancial Corporation is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for BFIN, comparing it with other companies in the Banks - Regional industry. Currently, BFIN has a P/E ratio of 64.5. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for BFIN relative to other companies in the Banks - Regional industry. Currently, BFIN has a P/S ratio of 2.1. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for BFIN in comparison with other companies in the Banks - Regional industry. Currently, BFIN has a P/B value of 1.0. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items