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BankFinancial Corporation (BFIN)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US06643P1049

CUSIP

06643P104

IPO Date

Jun 28, 2005

Highlights

Market Cap

$148.78M

EPS (TTM)

$0.36

PE Ratio

33.17

PEG Ratio

3.40

Total Revenue (TTM)

$62.24M

Gross Profit (TTM)

$55.22M

EBITDA (TTM)

$8.34M

Year Range

$9.40 - $13.75

Target Price

$13.50

Short %

0.31%

Short Ratio

1.60

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Performance

Performance Chart


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Returns By Period

BankFinancial Corporation (BFIN) returned -4.45% year-to-date (YTD) and 22.23% over the past 12 months. Over the past 10 years, BFIN returned 2.99% annually, underperforming the S&P 500 benchmark at 10.69%.


BFIN

YTD

-4.45%

1M

6.34%

6M

0.78%

1Y

22.23%

5Y*

15.22%

10Y*

2.99%

^GSPC (Benchmark)

YTD

-0.64%

1M

8.97%

6M

-2.62%

1Y

11.90%

5Y*

15.76%

10Y*

10.69%

*Annualized

Monthly Returns

The table below presents the monthly returns of BFIN, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20256.18%-1.03%-4.53%-2.77%-2.05%-4.45%
20245.65%-6.94%5.10%-7.90%5.61%1.78%13.90%2.18%2.61%0.08%10.62%-5.12%28.32%
2023-4.18%2.96%-14.97%-5.43%-9.36%10.54%9.66%-0.52%-2.27%-2.55%7.53%14.89%2.03%
20221.03%2.15%-5.04%-1.45%-3.93%-3.30%1.49%5.46%-4.93%3.07%2.14%6.80%2.66%
2021-3.42%12.63%9.21%0.97%7.06%3.53%-0.17%2.48%-1.03%-0.78%-5.92%0.47%26.23%
2020-4.66%-8.32%-22.31%-6.13%11.15%-7.49%-13.21%0.78%-0.55%1.80%11.28%8.80%-29.73%
20190.33%4.96%-4.92%0.94%-6.79%0.65%-4.15%-12.35%2.06%8.24%6.75%-4.18%-9.98%
20183.52%1.47%5.93%-0.29%5.74%-0.90%-5.16%-4.12%-0.06%-11.42%6.48%0.13%-0.21%
2017-9.11%10.87%-2.35%1.79%-0.21%1.63%0.40%7.55%-0.94%-0.31%4.64%-6.97%5.44%
2016-2.85%-1.46%-1.83%4.57%3.24%-5.66%1.75%1.57%2.92%-1.02%12.71%5.11%19.35%
2015-4.64%5.75%10.23%-2.59%-7.20%-0.51%2.63%2.42%1.06%-0.80%4.55%-1.71%8.27%
2014-0.76%9.79%-0.00%-1.40%1.63%11.71%-8.42%5.98%-3.79%14.93%-4.28%4.13%30.45%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

With an overall rank of 77, BFIN is among the top 23% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of BFIN is 7777
Overall Rank
The Sharpe Ratio Rank of BFIN is 7878
Sharpe Ratio Rank
The Sortino Ratio Rank of BFIN is 7575
Sortino Ratio Rank
The Omega Ratio Rank of BFIN is 7171
Omega Ratio Rank
The Calmar Ratio Rank of BFIN is 7878
Calmar Ratio Rank
The Martin Ratio Rank of BFIN is 8181
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for BankFinancial Corporation (BFIN) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

BankFinancial Corporation Sharpe ratios as of May 13, 2025 (values are recalculated daily):

  • 1-Year: 0.76
  • 5-Year: 0.51
  • 10-Year: 0.10
  • All Time: 0.06

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

The chart below shows the rolling Sharpe ratio of BankFinancial Corporation compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time. For deeper analysis or to customize the calculation, use the Sharpe ratio tool.


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Dividends

Dividend History

BankFinancial Corporation provided a 3.35% dividend yield over the last twelve months, with an annual payout of $0.40 per share. The company has been increasing its dividends for 12 consecutive years.


1.00%2.00%3.00%4.00%5.00%$0.00$0.10$0.20$0.30$0.4020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend$0.40$0.40$0.40$0.40$0.40$0.40$0.40$0.37$0.28$0.21$0.20$0.08

Dividend yield

3.35%3.15%3.90%3.80%3.75%4.56%3.06%2.47%1.83%1.42%1.58%0.67%

Monthly Dividends

The table displays the monthly dividend distributions for BankFinancial Corporation. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.10$0.00$0.00$0.10$0.20
2024$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.40
2023$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.40
2022$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.40
2021$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.40
2020$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.40
2019$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.40
2018$0.00$0.08$0.00$0.00$0.09$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.37
2017$0.00$0.06$0.00$0.00$0.07$0.00$0.00$0.07$0.00$0.00$0.08$0.00$0.28
2016$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.06$0.00$0.21
2015$0.00$0.04$0.00$0.00$0.04$0.00$0.00$0.08$0.00$0.00$0.04$0.00$0.20
2014$0.01$0.00$0.00$0.02$0.02$0.00$0.03$0.00$0.08

Dividend Yield & Payout


Dividend Yield

BankFinancial Corporation has a dividend yield of 3.35%, which is quite average when compared to the overall market.

Payout Ratio

BankFinancial Corporation has a payout ratio of 111.11%, which is above the market average. This might signify the company's strong earnings or financial health. However, it could also hint at a more mature business phase with potentially slower growth.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the BankFinancial Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the BankFinancial Corporation was 67.39%, occurring on Mar 6, 2012. Recovery took 1361 trading sessions.

The current BankFinancial Corporation drawdown is 15.30%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-67.39%Oct 26, 20061349Mar 6, 20121361Aug 2, 20172710
-60.74%Jun 21, 2018457Apr 15, 2020
-11.14%Sep 20, 200517Oct 12, 200556Jan 3, 200673
-9.34%Sep 28, 201729Nov 7, 201715Nov 29, 201744
-8.2%Nov 30, 201731Jan 16, 201835Mar 7, 201866

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of BankFinancial Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Earnings Per Share

The chart presents the Earnings Per Share (EPS) performance of BankFinancial Corporation, comparing actual results with analytics estimates. The company has exceeded analyst expectations for EPS in the past quarter, achieving a 13.3% positive surprise.


-0.100.000.100.200.3020212022202320242025
0.17
0.15
Actual
Estimate

Valuation

The Valuation section provides an overview of how BankFinancial Corporation is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for BFIN, comparing it with other companies in the Banks - Regional industry. Currently, BFIN has a P/E ratio of 33.2. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for BFIN compared to other companies in the Banks - Regional industry. BFIN currently has a PEG ratio of 3.4. This PEG ratio is higher than the industry average, which may suggest the stock is overvalued relative to its expected earnings growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for BFIN relative to other companies in the Banks - Regional industry. Currently, BFIN has a P/S ratio of 3.1. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for BFIN in comparison with other companies in the Banks - Regional industry. Currently, BFIN has a P/B value of 1.0. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items