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Bayfirst Financial Corp (BAFN)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US07279B1044

Sector

Financial Services

IPO Date

Nov 20, 2019

Highlights

Market Cap

$70.24M

EPS (TTM)

$2.74

PE Ratio

6.20

Total Revenue (TTM)

$89.33M

Gross Profit (TTM)

$89.33M

EBITDA (TTM)

$7.35M

Year Range

$10.20 - $18.00

Short %

0.26%

Short Ratio

1.54

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Bayfirst Financial Corp, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


-5.00%0.00%5.00%10.00%15.00%20.00%25.00%30.00%SeptemberOctoberNovemberDecember2025February
28.83%
9.02%
BAFN (Bayfirst Financial Corp)
Benchmark (^GSPC)

Returns By Period

Bayfirst Financial Corp had a return of 27.78% year-to-date (YTD) and 36.71% in the last 12 months.


BAFN

YTD

27.78%

1M

23.60%

6M

28.83%

1Y

36.71%

5Y*

6.63%

10Y*

N/A

^GSPC (Benchmark)

YTD

3.96%

1M

1.97%

6M

9.03%

1Y

22.16%

5Y*

12.60%

10Y*

11.26%

*Annualized

Monthly Returns

The table below presents the monthly returns of BAFN, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
202515.60%27.78%
2024-3.49%4.70%-1.15%-0.54%-11.95%3.20%11.88%7.47%-5.33%2.51%-1.11%0.38%4.57%
202312.44%-0.38%-16.74%-7.28%2.29%-7.85%7.41%-5.52%-17.58%-7.58%-1.41%28.52%-20.15%
2022-6.02%1.63%6.37%-1.95%-27.39%6.55%7.13%1.29%-11.97%-0.30%-2.24%4.17%-25.26%
202125.30%15.81%-2.00%19.05%1.01%0.85%18.49%-10.48%16.40%-8.56%-9.57%-5.12%67.06%
2020-6.17%-8.17%-57.95%59.24%-1.56%-1.37%-13.38%0.00%63.77%-15.00%3.55%18.57%-17.08%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

With an overall rank of 76, BAFN is among the top 24% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of BAFN is 7676
Overall Rank
The Sharpe Ratio Rank of BAFN is 7878
Sharpe Ratio Rank
The Sortino Ratio Rank of BAFN is 7878
Sortino Ratio Rank
The Omega Ratio Rank of BAFN is 7474
Omega Ratio Rank
The Calmar Ratio Rank of BAFN is 6767
Calmar Ratio Rank
The Martin Ratio Rank of BAFN is 8383
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Bayfirst Financial Corp (BAFN) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


Sharpe ratio
The chart of Sharpe ratio for BAFN, currently valued at 1.09, compared to the broader market-2.000.002.004.001.091.83
The chart of Sortino ratio for BAFN, currently valued at 2.00, compared to the broader market-6.00-4.00-2.000.002.004.006.002.002.47
The chart of Omega ratio for BAFN, currently valued at 1.24, compared to the broader market0.501.001.502.001.241.33
The chart of Calmar ratio for BAFN, currently valued at 0.55, compared to the broader market0.002.004.006.000.552.76
The chart of Martin ratio for BAFN, currently valued at 6.12, compared to the broader market-10.000.0010.0020.0030.006.1211.27
BAFN
^GSPC

The current Bayfirst Financial Corp Sharpe ratio is 1.09. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of Bayfirst Financial Corp with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio0.001.002.003.00SeptemberOctoberNovemberDecember2025February
1.09
1.83
BAFN (Bayfirst Financial Corp)
Benchmark (^GSPC)

Dividends

Dividend History

Bayfirst Financial Corp provided a 1.88% dividend yield over the last twelve months, with an annual payout of $0.32 per share. The company has been increasing its dividends for 2 consecutive years.


1.60%1.80%2.00%2.20%2.40%$0.00$0.05$0.10$0.15$0.20$0.25$0.30$0.3520202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020
Dividend$0.32$0.32$0.32$0.32$0.35$0.27

Dividend yield

1.88%2.41%2.45%1.91%1.52%1.93%

Monthly Dividends

The table displays the monthly dividend distributions for Bayfirst Financial Corp. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.00$0.00
2024$0.00$0.08$0.00$0.00$0.08$0.00$0.00$0.08$0.00$0.00$0.08$0.00$0.32
2023$0.00$0.08$0.00$0.00$0.08$0.00$0.00$0.08$0.00$0.00$0.08$0.00$0.32
2022$0.00$0.08$0.00$0.00$0.08$0.00$0.00$0.08$0.00$0.00$0.08$0.00$0.32
2021$0.00$0.07$0.00$0.00$0.07$0.07$0.00$0.07$0.00$0.00$0.07$0.00$0.35
2020$0.07$0.00$0.00$0.07$0.00$0.00$0.07$0.00$0.00$0.07$0.00$0.27

Dividend Yield & Payout


Dividend Yield
100.0%200.0%300.0%400.0%500.0%600.0%1.9%
Bayfirst Financial Corp has a dividend yield of 1.88%, which is quite average when compared to the overall market.
Payout Ratio
200.0%400.0%600.0%800.0%79.2%
Bayfirst Financial Corp has a payout ratio of 79.15%, which is above the market average. This might signify the company's strong earnings or financial health. However, it could also hint at a more mature business phase with potentially slower growth.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-60.00%-50.00%-40.00%-30.00%-20.00%-10.00%0.00%SeptemberOctoberNovemberDecember2025February
-43.98%
-0.07%
BAFN (Bayfirst Financial Corp)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the Bayfirst Financial Corp. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Bayfirst Financial Corp was 71.36%, occurring on Oct 19, 2023. The portfolio has not yet recovered.

The current Bayfirst Financial Corp drawdown is 43.98%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-71.36%Sep 29, 2021497Oct 19, 2023
-68.67%Jan 21, 202010Mar 24, 202064Jan 28, 202174
-10.48%Aug 2, 20219Aug 27, 20215Sep 14, 202114
-9.59%May 11, 20211May 11, 20213May 14, 20214
-8.22%May 19, 20211May 19, 202113Jul 2, 202114

Volatility

Volatility Chart

The current Bayfirst Financial Corp volatility is 16.53%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


0.00%5.00%10.00%15.00%SeptemberOctoberNovemberDecember2025February
16.53%
3.21%
BAFN (Bayfirst Financial Corp)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of Bayfirst Financial Corp over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Historical P/E Ratio Chart

The chart below displays the historical trend of the price-to-earnings (P/E) ratio for Bayfirst Financial Corp.


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Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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Disclaimer

The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

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