- ISIN
- US0310011004
- CUSIP
- 031001100
- Sector
- Financial Services
- Industry
- Banks - Regional
- IPO Date
- Feb 15, 2000
Highlights
- EPS (TTM)
- $3.22
- PE Ratio
- 9.02
- PEG Ratio
- 1.76
- Total Revenue (TTM)
- $96.81M
- Gross Profit (TTM)
- $50.64M
- EBITDA (TTM)
- $20.04M
- Year Range
- $16.94 - $29.71
- Target Price
- $31.00
- ROA (TTM)
- 1.01%
- ROE (TTM)
- 10.38%
Share Price Chart
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Performance
ATLO Performance Chart
Ames National Corporation (ATLO) is up 28.8% since the beginning of the year. At $29 per share, ATLO is trading just below its 52-week high of $30. Investors who bought $1,000 worth of ATLO shares 5 years ago would now be looking at an investment worth $1,458.
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Returns By Period
Ames National Corporation (ATLO) has returned 28.75% so far this year and 72.70% over the past 12 months. Over the last ten years, ATLO has returned 5.94% per year, falling short of the S&P 500 Index benchmark, which averaged 13.75% annually.
Ames National Corporation
- 1D
- 1.96%
- 1M
- 1.37%
- YTD
- 28.75%
- 6M
- 37.75%
- 1Y
- 72.70%
- 3Y*
- 22.31%
- 5Y*
- 7.84%
- 10Y*
- 5.94%
Benchmark (S&P 500 Index)
- 1D
- 0.13%
- 1M
- 5.25%
- YTD
- 11.16%
- 6M
- 11.43%
- 1Y
- 28.20%
- 3Y*
- 21.12%
- 5Y*
- 12.66%
- 10Y*
- 13.75%
ATLO Monthly Returns History
Based on dividend-adjusted daily data since Feb 15, 2000, ATLO's average daily return is +0.06%, while the average monthly return is +0.74%. At this rate, an investment would double in approximately 7.8 years.
Historically, 53% of months were positive and 47% were negative. The best month was Jul 2008 with a return of +39.7%, while the worst month was Feb 2009 at -29.9%. The longest winning streak lasted 11 consecutive months, and the longest losing streak was 5 months.
On a daily basis, ATLO closed higher 41% of trading days. The best single day was Mar 26, 2001 with a return of +100.0%, while the worst single day was Mar 30, 2001 at -47.5%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 13.68% | 4.39% | 4.48% | -0.14% | 1.99% | 1.96% | 28.75% | ||||||
| 2025 | 11.56% | 3.53% | -6.66% | -0.91% | 1.38% | 2.36% | 1.35% | 11.82% | 1.20% | 3.17% | 4.60% | 6.20% | 45.69% |
| 2024 | 0.28% | -10.26% | 6.38% | -3.28% | 6.49% | -0.05% | 6.54% | -11.97% | -3.95% | -6.77% | 1.16% | -3.30% | -19.03% |
| 2023 | 3.18% | 0.54% | -14.12% | -6.06% | -4.88% | -1.58% | 8.29% | -5.39% | -7.58% | 3.63% | 9.22% | 15.48% | -3.02% |
| 2022 | 0.40% | -1.52% | 3.76% | -4.79% | -2.65% | -2.63% | 1.33% | -1.53% | 1.46% | 0.95% | 3.53% | 3.10% | 0.98% |
| 2021 | -5.25% | 1.55% | 11.90% | -0.15% | 0.08% | -3.12% | -2.70% | -0.76% | -0.98% | 7.78% | -0.89% | -0.04% | 6.41% |
Benchmark Metrics
Ames National Corporation has an annualized alpha of 9.55%, beta of 0.80, and R2 of 0.11 versus S&P 500 Index. Calculated based on daily prices since February 16, 2000.
- This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (53.11%) than losses (51.50%) - typical of diversified or defensive assets.
- R2 of 0.11 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 9.55%
- Beta
- 0.80
- R²
- 0.11
- Upside Capture
- 53.11%
- Downside Capture
- 51.50%
Return for Risk
Risk / Return Rank
ATLO ranks 97 for risk / return — in the top 97% of stocks on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Ames National Corporation (ATLO) and compare them to S&P 500 Index.
| ATLO | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 3.55 | 2.39 | +1.16 |
Sortino ratioReturn per unit of downside risk | 5.01 | 3.25 | +1.75 |
Omega ratioGain probability vs. loss probability | 1.62 | 1.43 | +0.18 |
Calmar ratioReturn relative to maximum drawdown | 10.30 | 3.11 | +7.19 |
Martin ratioReturn relative to average drawdown | 29.51 | 14.38 | +15.13 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Dividends
Dividend History
Ames National Corporation provided a 3.03% dividend yield over the last twelve months, with an annual payout of $0.88 per share.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.88 | $0.80 | $1.01 | $1.35 | $1.07 | $1.03 | $0.99 | $0.95 | $0.91 | $0.87 | $0.83 | $0.78 |
Dividend yield | 3.03% | 3.48% | 6.15% | 6.33% | 4.53% | 4.21% | 4.12% | 3.39% | 3.58% | 3.12% | 2.52% | 3.21% |
Monthly Dividends
The table displays the monthly dividend distributions for Ames National Corporation. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.24 | $0.00 | $0.00 | $0.00 | $0.24 | $0.48 | ||||||
| 2025 | $0.20 | $0.00 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.00 | $0.20 | $0.80 |
| 2024 | $0.27 | $0.00 | $0.00 | $0.27 | $0.00 | $0.00 | $0.00 | $0.27 | $0.00 | $0.00 | $0.20 | $0.00 | $1.01 |
| 2023 | $0.27 | $0.00 | $0.00 | $0.27 | $0.00 | $0.00 | $0.27 | $0.27 | $0.00 | $0.27 | $0.00 | $0.00 | $1.35 |
| 2022 | $0.26 | $0.00 | $0.00 | $0.27 | $0.00 | $0.00 | $0.27 | $0.00 | $0.00 | $0.27 | $0.00 | $0.00 | $1.07 |
| 2021 | $0.25 | $0.00 | $0.00 | $0.26 | $0.00 | $0.00 | $0.26 | $0.00 | $0.00 | $0.26 | $0.00 | $0.00 | $1.03 |
Dividend Yield & Payout
Dividend Yield
Ames National Corporation has a dividend yield of 3.03%, which is quite average when compared to the overall market.
Payout Ratio
Ames National Corporation has a payout ratio of 33.02%, which is quite average when compared to the overall market. This suggests that Ames National Corporation strikes a balance between reinvesting profits for growth and paying dividends to shareholders.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Ames National Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Ames National Corporation was 63.73%, occurring on Mar 9, 2009. Recovery took 1954 trading sessions.
The current Ames National Corporation drawdown is 1.03%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Financial crisis2007–2009 | -63.73%Mar 2009 | 5mo 21d | 7y 9mo | 8y 2moSep 2008 - Dec 2016 |
Financial crisis2007–2009 | -57.22%Jul 2008 | 2y 11mo | 2mo 10d | 3y 2moJul 2005 - Sep 2008 |
Dot-com crash2000–2002 | -54.69%May 2001 | 2mo 1d | 3y 3mo | 3y 5moMar 2001 - Sep 2004 |
2020 bear market2020 | -45.53%Oct 2020 | 3y 9mo | 5y 2mo | 9y 1dDec 2016 - Dec 2025 |
Dot-com crash2000–2002 | -27.27%Mar 2001 | 1mo 26d | 21d | 2mo 17dJan 2001 - Mar 2001 |
Drawdown Indicators
| ATLO | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -63.73% | -56.78% | -6.95% |
Max Drawdown (1Y)Largest decline over 1 year | -7.09% | -9.10% | +2.01% |
Max Drawdown (3Y)Largest decline over 3 years | -25.37% | -18.90% | -6.47% |
Max Drawdown (5Y)Largest decline over 5 years | -36.53% | -25.43% | -11.10% |
Max Drawdown (10Y)Largest decline over 10 years | -45.53% | -33.92% | -11.61% |
Current DrawdownCurrent decline from peak | -1.03% | 0.00% | -1.03% |
Average DrawdownAverage peak-to-trough decline | -29.84% | -10.72% | -19.12% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.47% | 1.97% | +0.50% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Ames National Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how Ames National Corporation is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for ATLO, comparing it with other companies in the Banks - Regional industry. Currently, ATLO has a P/E ratio of 9.0. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for ATLO compared to other companies in the Banks - Regional industry. ATLO currently has a PEG ratio of 1.8. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for ATLO relative to other companies in the Banks - Regional industry. Currently, ATLO has a P/S ratio of 2.0. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
Income Statement
| TTM | |
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Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
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Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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