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ISIN
US0310011004
CUSIP
031001100
IPO Date
Feb 15, 2000

Highlights

EPS (TTM)
$3.22
PE Ratio
9.02
PEG Ratio
1.76
Total Revenue (TTM)
$96.81M
Gross Profit (TTM)
$50.64M
EBITDA (TTM)
$20.04M
Year Range
$16.94 - $29.71
Target Price
$31.00
ROA (TTM)
1.01%
ROE (TTM)
10.38%

Share Price Chart


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Ames National Corporation

Performance

ATLO Performance Chart

Ames National Corporation (ATLO) is up 28.8% since the beginning of the year. At $29 per share, ATLO is trading just below its 52-week high of $30. Investors who bought $1,000 worth of ATLO shares 5 years ago would now be looking at an investment worth $1,458.


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S&P 500 Index

Returns By Period

Ames National Corporation (ATLO) has returned 28.75% so far this year and 72.70% over the past 12 months. Over the last ten years, ATLO has returned 5.94% per year, falling short of the S&P 500 Index benchmark, which averaged 13.75% annually.


Ames National Corporation

1D
1.96%
1M
1.37%
YTD
28.75%
6M
37.75%
1Y
72.70%
3Y*
22.31%
5Y*
7.84%
10Y*
5.94%

Benchmark (S&P 500 Index)

1D
0.13%
1M
5.25%
YTD
11.16%
6M
11.43%
1Y
28.20%
3Y*
21.12%
5Y*
12.66%
10Y*
13.75%
*Multi-year figures are annualized to reflect compound growth (CAGR)

ATLO Monthly Returns History

Based on dividend-adjusted daily data since Feb 15, 2000, ATLO's average daily return is +0.06%, while the average monthly return is +0.74%. At this rate, an investment would double in approximately 7.8 years.

Historically, 53% of months were positive and 47% were negative. The best month was Jul 2008 with a return of +39.7%, while the worst month was Feb 2009 at -29.9%. The longest winning streak lasted 11 consecutive months, and the longest losing streak was 5 months.

On a daily basis, ATLO closed higher 41% of trading days. The best single day was Mar 26, 2001 with a return of +100.0%, while the worst single day was Mar 30, 2001 at -47.5%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
202613.68%4.39%4.48%-0.14%1.99%1.96%28.75%
202511.56%3.53%-6.66%-0.91%1.38%2.36%1.35%11.82%1.20%3.17%4.60%6.20%45.69%
20240.28%-10.26%6.38%-3.28%6.49%-0.05%6.54%-11.97%-3.95%-6.77%1.16%-3.30%-19.03%
20233.18%0.54%-14.12%-6.06%-4.88%-1.58%8.29%-5.39%-7.58%3.63%9.22%15.48%-3.02%
20220.40%-1.52%3.76%-4.79%-2.65%-2.63%1.33%-1.53%1.46%0.95%3.53%3.10%0.98%
2021-5.25%1.55%11.90%-0.15%0.08%-3.12%-2.70%-0.76%-0.98%7.78%-0.89%-0.04%6.41%

Benchmark Metrics

Ames National Corporation has an annualized alpha of 9.55%, beta of 0.80, and R2 of 0.11 versus S&P 500 Index. Calculated based on daily prices since February 16, 2000.

  • This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (53.11%) than losses (51.50%) - typical of diversified or defensive assets.
  • R2 of 0.11 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
9.55%
Beta
0.80
0.11
Upside Capture
53.11%
Downside Capture
51.50%

Return for Risk

Risk / Return Rank

ATLO ranks 97 for risk / return — in the top 97% of stocks on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.


ATLO Risk / Return Rank: 9797
Overall Rank
ATLO Sharpe Ratio Rank: 9696
Sharpe Ratio Rank
ATLO Sortino Ratio Rank: 9797
Sortino Ratio Rank
ATLO Omega Ratio Rank: 9696
Omega Ratio Rank
ATLO Calmar Ratio Rank: 9797
Calmar Ratio Rank
ATLO Martin Ratio Rank: 9898
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Ames National Corporation (ATLO) and compare them to S&P 500 Index.


ATLOBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

3.55

2.39

+1.16

Sortino ratio

Return per unit of downside risk

5.01

3.25

+1.75

Omega ratio

Gain probability vs. loss probability

1.62

1.43

+0.18

Calmar ratio

Return relative to maximum drawdown

10.30

3.11

+7.19

Martin ratio

Return relative to average drawdown

29.51

14.38

+15.13

Dividends

Dividend History

Ames National Corporation provided a 3.03% dividend yield over the last twelve months, with an annual payout of $0.88 per share.


3.00%4.00%5.00%6.00%$0.00$0.20$0.40$0.60$0.80$1.00$1.20$1.4020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$0.88$0.80$1.01$1.35$1.07$1.03$0.99$0.95$0.91$0.87$0.83$0.78

Dividend yield

3.03%3.48%6.15%6.33%4.53%4.21%4.12%3.39%3.58%3.12%2.52%3.21%

Monthly Dividends

The table displays the monthly dividend distributions for Ames National Corporation. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.24$0.00$0.00$0.00$0.24$0.48
2025$0.20$0.00$0.00$0.00$0.20$0.00$0.00$0.20$0.00$0.00$0.00$0.20$0.80
2024$0.27$0.00$0.00$0.27$0.00$0.00$0.00$0.27$0.00$0.00$0.20$0.00$1.01
2023$0.27$0.00$0.00$0.27$0.00$0.00$0.27$0.27$0.00$0.27$0.00$0.00$1.35
2022$0.26$0.00$0.00$0.27$0.00$0.00$0.27$0.00$0.00$0.27$0.00$0.00$1.07
2021$0.25$0.00$0.00$0.26$0.00$0.00$0.26$0.00$0.00$0.26$0.00$0.00$1.03

Dividend Yield & Payout


Dividend Yield

Ames National Corporation has a dividend yield of 3.03%, which is quite average when compared to the overall market.

Payout Ratio

Ames National Corporation has a payout ratio of 33.02%, which is quite average when compared to the overall market. This suggests that Ames National Corporation strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Ames National Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Ames National Corporation was 63.73%, occurring on Mar 9, 2009. Recovery took 1954 trading sessions.

The current Ames National Corporation drawdown is 1.03%.


Related event

Drawdown

Fall

Recovery

Underwater

Financial crisis2007–2009
-63.73%Mar 2009
5mo 21d7y 9mo
8y 2moSep 2008 - Dec 2016
Financial crisis2007–2009
-57.22%Jul 2008
2y 11mo2mo 10d
3y 2moJul 2005 - Sep 2008
Dot-com crash2000–2002
-54.69%May 2001
2mo 1d3y 3mo
3y 5moMar 2001 - Sep 2004
2020 bear market2020
-45.53%Oct 2020
3y 9mo5y 2mo
9y 1dDec 2016 - Dec 2025
Dot-com crash2000–2002
-27.27%Mar 2001
1mo 26d21d
2mo 17dJan 2001 - Mar 2001

Drawdown Indicators


ATLOBenchmarkDifference

Max Drawdown

Largest peak-to-trough decline

-63.73%

-56.78%

-6.95%

Max Drawdown (1Y)

Largest decline over 1 year

-7.09%

-9.10%

+2.01%

Max Drawdown (3Y)

Largest decline over 3 years

-25.37%

-18.90%

-6.47%

Max Drawdown (5Y)

Largest decline over 5 years

-36.53%

-25.43%

-11.10%

Max Drawdown (10Y)

Largest decline over 10 years

-45.53%

-33.92%

-11.61%

Current Drawdown

Current decline from peak

-1.03%

0.00%

-1.03%

Average Drawdown

Average peak-to-trough decline

-29.84%

-10.72%

-19.12%

Ulcer Index

Depth and duration of drawdowns from previous peaks

2.47%

1.97%

+0.50%

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Ames National Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Ames National Corporation is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for ATLO, comparing it with other companies in the Banks - Regional industry. Currently, ATLO has a P/E ratio of 9.0. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for ATLO compared to other companies in the Banks - Regional industry. ATLO currently has a PEG ratio of 1.8. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for ATLO relative to other companies in the Banks - Regional industry. Currently, ATLO has a P/S ratio of 2.0. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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