AmeriServ Financial, Inc. (ASRV)

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AmeriServ Financial, Inc. (ASRV) is up 19.9% since the beginning of the year. At $4 per share, ASRV is trading 6.9% below its 52-week high of $4. Investors who bought $1,000 worth of ASRV shares 5 years ago would now be looking at an investment worth $1,155.

AmeriServ Financial, Inc. (ASRV) has returned 19.86% so far this year and 32.70% over the past 12 months. Over the last ten years, ASRV has returned 4.96% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.

Based on dividend-adjusted daily data since Mar 27, 1990, ASRV's average daily return is +0.05%, while the average monthly return is +0.57%. At this rate, an investment would double in approximately 10.2 years.

Historically, 50% of months were positive and 50% were negative. The best month was Feb 2003 with a return of +49.1%, while the worst month was Apr 2000 at -51.7%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 8 months.

On a daily basis, ASRV closed higher 43% of trading days. The best single day was Oct 13, 2008 with a return of +50.9%, while the worst single day was Apr 3, 2000 at -40.0%.

AmeriServ Financial, Inc. has an annualized alpha of 9.43%, beta of 0.34, and R2 of 0.02 versus S&P 500 Index. Calculated based on daily prices since March 27, 1990.

• This stock participated in 70.84% of S&P 500 Index downside but only 46.51% of its upside - more exposed to losses than it benefited from rallies.
• Beta of 0.34 may look defensive, but with R2 of 0.02 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
• R2 of 0.02 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

ASRV ranks 71 for risk / return — better than 71% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.

AmeriServ Financial, Inc. provided a 3.19% dividend yield over the last twelve months, with an annual payout of $0.12 per share. The company has been increasing its dividends for 12 consecutive years.

The table displays the monthly dividend distributions for AmeriServ Financial, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the AmeriServ Financial, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the AmeriServ Financial, Inc. was 93.32%, occurring on Jul 16, 2010. The portfolio has not yet recovered.

The current AmeriServ Financial, Inc. drawdown is 74.93%.

The chart below shows the rolling one-month volatility.

The chart below illustrates the trends in the financial health of AmeriServ Financial, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

The Valuation section provides an overview of how AmeriServ Financial, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.