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AmeriServ Financial, Inc. (ASRV)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISINUS03074A1025
CUSIP03074A102
SectorFinancial Services
IndustryBanks—Regional

Highlights

Market Cap$44.58M
EPS-$0.20
PE Ratio17.82
Revenue (TTM)$44.98M
Gross Profit (TTM)$57.21M
Year Range$2.34 - $3.37
Target Price$5.19
Short %0.08%
Short Ratio0.49

Share Price Chart


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AmeriServ Financial, Inc.

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in AmeriServ Financial, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


-10.00%0.00%10.00%20.00%30.00%NovemberDecember2024FebruaryMarchApril
5.69%
18.63%
ASRV (AmeriServ Financial, Inc.)
Benchmark (^GSPC)

S&P 500

Returns By Period

AmeriServ Financial, Inc. had a return of -16.03% year-to-date (YTD) and -11.60% in the last 12 months. Over the past 10 years, AmeriServ Financial, Inc. had an annualized return of -0.79%, while the S&P 500 had an annualized return of 10.37%, indicating that AmeriServ Financial, Inc. did not perform as well as the benchmark.


PeriodReturnBenchmark
Year-To-Date-16.03%5.06%
1 month12.55%-3.23%
6 months7.76%17.14%
1 year-11.60%20.62%
5 years (annualized)-5.07%11.54%
10 years (annualized)-0.79%10.37%

Monthly Returns Heatmap


JanFebMarAprMayJunJulAugSepOctNovDec
2024-8.19%-7.52%-4.41%
2023-12.25%-3.77%17.83%8.92%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of ASRV is 40, suggesting that the investment has average results relative to the market in terms of risk-adjusted performance. This ranking is determined by the cumulative values of the indicators listed below.

The Risk-Adjusted Performance Rank of ASRV is 4040
AmeriServ Financial, Inc.(ASRV)
The Sharpe Ratio Rank of ASRV is 4141Sharpe Ratio Rank
The Sortino Ratio Rank of ASRV is 3838Sortino Ratio Rank
The Omega Ratio Rank of ASRV is 3838Omega Ratio Rank
The Calmar Ratio Rank of ASRV is 4444Calmar Ratio Rank
The Martin Ratio Rank of ASRV is 4040Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for AmeriServ Financial, Inc. (ASRV) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


ASRV
Sharpe ratio
The chart of Sharpe ratio for ASRV, currently valued at -0.22, compared to the broader market-2.00-1.000.001.002.003.00-0.22
Sortino ratio
The chart of Sortino ratio for ASRV, currently valued at -0.04, compared to the broader market-4.00-2.000.002.004.00-0.04
Omega ratio
The chart of Omega ratio for ASRV, currently valued at 1.00, compared to the broader market0.501.001.501.00
Calmar ratio
The chart of Calmar ratio for ASRV, currently valued at -0.12, compared to the broader market0.001.002.003.004.005.00-0.12
Martin ratio
The chart of Martin ratio for ASRV, currently valued at -0.59, compared to the broader market0.0010.0020.0030.00-0.59
^GSPC
Sharpe ratio
The chart of Sharpe ratio for ^GSPC, currently valued at 1.76, compared to the broader market-2.00-1.000.001.002.003.001.76
Sortino ratio
The chart of Sortino ratio for ^GSPC, currently valued at 2.57, compared to the broader market-4.00-2.000.002.004.002.57
Omega ratio
The chart of Omega ratio for ^GSPC, currently valued at 1.31, compared to the broader market0.501.001.501.31
Calmar ratio
The chart of Calmar ratio for ^GSPC, currently valued at 1.33, compared to the broader market0.001.002.003.004.005.001.33
Martin ratio
The chart of Martin ratio for ^GSPC, currently valued at 7.04, compared to the broader market0.0010.0020.0030.007.04

Sharpe Ratio

The current AmeriServ Financial, Inc. Sharpe ratio is -0.22. A negative Sharpe ratio means that the risk-free rate is higher than the portfolio's return. This value does not convey any meaningful information.


Rolling 12-month Sharpe Ratio-1.000.001.002.003.00NovemberDecember2024FebruaryMarchApril
-0.22
1.76
ASRV (AmeriServ Financial, Inc.)
Benchmark (^GSPC)

Dividends

Dividend History

AmeriServ Financial, Inc. granted a 4.46% dividend yield in the last twelve months. The annual payout for that period amounted to $0.12 per share.


PeriodTTM20232022202120202019201820172016201520142013
Dividend$0.12$0.12$0.12$0.10$0.10$0.10$0.08$0.06$0.05$0.04$0.04$0.03

Dividend yield

4.46%3.71%2.92%2.59%3.19%2.26%1.86%1.45%1.35%1.25%1.28%0.99%

Monthly Dividends

The table displays the monthly dividend distributions for AmeriServ Financial, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDec
2024$0.00$0.03$0.00
2023$0.00$0.03$0.00$0.00$0.03$0.00$0.00$0.03$0.00$0.00$0.03$0.00
2022$0.00$0.03$0.00$0.00$0.03$0.00$0.00$0.03$0.00$0.00$0.03$0.00
2021$0.00$0.03$0.00$0.03$0.00$0.00$0.03$0.00$0.00$0.00$0.03$0.00
2020$0.03$0.00$0.00$0.00$0.03$0.00$0.03$0.00$0.00$0.03$0.00$0.00
2019$0.00$0.02$0.00$0.00$0.03$0.00$0.00$0.03$0.00$0.00$0.03$0.00
2018$0.00$0.02$0.00$0.00$0.02$0.00$0.00$0.02$0.00$0.00$0.02$0.00
2017$0.00$0.02$0.00$0.00$0.02$0.00$0.00$0.02$0.00$0.00$0.02$0.00
2016$0.00$0.01$0.00$0.00$0.01$0.00$0.00$0.02$0.00$0.00$0.02$0.00
2015$0.01$0.00$0.00$0.01$0.00$0.00$0.01$0.00$0.00$0.01$0.00$0.00
2014$0.01$0.00$0.00$0.00$0.01$0.00$0.01$0.00$0.00$0.01$0.00$0.00
2013$0.01$0.00$0.00$0.01$0.00$0.01$0.00$0.00

Dividend Yield & Payout


Dividend Yield
5.0%10.0%15.0%20.0%4.5%
AmeriServ Financial, Inc. has a dividend yield of 4.46%, which is quite average when compared to the overall market.
Payout Ratio
200.0%400.0%600.0%800.0%70.6%
AmeriServ Financial, Inc. has a payout ratio of 70.59%, which is above the market average. This might signify the company's strong earnings or financial health. However, it could also hint at a more mature business phase with potentially slower growth.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way.


-80.00%-60.00%-40.00%-20.00%0.00%NovemberDecember2024FebruaryMarchApril
-66.52%
-4.63%
ASRV (AmeriServ Financial, Inc.)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the AmeriServ Financial, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the AmeriServ Financial, Inc. was 86.28%, occurring on Jul 16, 2010. The portfolio has not yet recovered.

The current AmeriServ Financial, Inc. drawdown is 66.52%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-86.28%May 8, 19983043Jul 16, 2010
-69.17%Jul 8, 1986496Nov 29, 19881035Oct 14, 19931531
-25.46%Oct 20, 1993286Dec 13, 1994150Aug 1, 1995436
-18.81%Jan 6, 19986Jan 13, 199851Mar 27, 199857
-15.15%Apr 10, 199671Jul 19, 199630Aug 30, 1996101

Volatility

Volatility Chart

The current AmeriServ Financial, Inc. volatility is 21.20%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


0.00%5.00%10.00%15.00%20.00%NovemberDecember2024FebruaryMarchApril
21.20%
3.27%
ASRV (AmeriServ Financial, Inc.)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of AmeriServ Financial, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Income Statement


Income Statement
Balance Sheet
Cash Flow
Annual
Quarterly

TTM
Revenue

Total Revenue

0.00

Cost Of Revenue

0.00

Gross Profit

0.00
Operating Expenses

Selling, General & Admin Expenses

0.00

R&D Expenses

0.00

Total Operating Expenses

0.00
Income

Income Before Tax

0.00

Operating Income

0.00

EBIT

0.00

Earnings From Continuing Operations

0.00

Net Income

0.00

Income Tax Expense

0.00

Interest Expense

0.00

Other Non-Operating Income (Expenses)

0.00

Extraordinary Items

0.00

Discontinued Operations

0.00

Effect Of Accounting Charges

0.00

Non Recurring

0.00

Minority Interest

0.00

Other Items

0.00
Values in undefined except per share items