- ISIN
- US04621X1081
- CUSIP
- 04621X108
- Sector
- Financial Services
- Industry
- Insurance - Specialty
- IPO Date
- Feb 5, 2004
Highlights
- Market Cap
- $13.13B
- Enterprise Value
- $15.34B
- EPS (TTM)
- $19.68
- PE Ratio
- 13.29
- PEG Ratio
- 0.42
- Total Revenue (TTM)
- $13.16B
- Gross Profit (TTM)
- $10.24B
- EBITDA (TTM)
- $1.52B
- Year Range
- $183.39 - $265.66
- Target Price
- $252.67
- ROA (TTM)
- 2.98%
- ROE (TTM)
- 17.04%
Share Price Chart
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Performance
AIZ Performance Chart
Assurant, Inc. (AIZ) is up 9.4% since the beginning of the year. At $262 per share, AIZ is trading just below its 52-week high of $266. Investors who bought $1,000 worth of AIZ shares 5 years ago would now be looking at an investment worth $1,837.
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Returns By Period
Assurant, Inc. (AIZ) has returned 9.42% so far this year and 35.38% over the past 12 months. Over the last decade, AIZ has posted an annualized return of 14.33%, slightly higher than the S&P 500 Index benchmark’s 13.88%.
Assurant, Inc.
- 1D
- 0.66%
- 1M
- 3.01%
- YTD
- 9.42%
- 6M
- 9.12%
- 1Y
- 35.38%
- 3Y*
- 30.38%
- 5Y*
- 12.93%
- 10Y*
- 14.33%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
AIZ Monthly Returns History
Based on dividend-adjusted daily data since Feb 5, 2004, AIZ's average daily return is +0.07%, while the average monthly return is +1.34%. At this rate, an investment would double in approximately 4.3 years.
Historically, 61% of months were positive and 39% were negative. The best month was Dec 2008 with a return of +37.8%, while the worst month was Oct 2008 at -53.7%. The longest winning streak lasted 9 consecutive months, and the longest losing streak was 6 months.
On a daily basis, AIZ closed higher 53% of trading days. The best single day was Nov 26, 2008 with a return of +21.8%, while the worst single day was Oct 30, 2008 at -24.9%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -1.13% | -3.19% | -5.13% | 8.48% | 5.33% | 5.47% | 9.42% | ||||||
| 2025 | 0.92% | -3.03% | 0.89% | -8.11% | 5.31% | -2.32% | -5.16% | 15.11% | 0.83% | -2.25% | 7.76% | 5.97% | 14.69% |
| 2024 | -0.32% | 8.50% | 3.74% | -7.35% | -0.53% | -3.76% | 5.18% | 12.28% | 1.65% | -3.60% | 18.47% | -5.78% | 28.55% |
| 2023 | 6.02% | -3.39% | -5.75% | 2.55% | -2.00% | 4.78% | 6.99% | 4.10% | 3.05% | 3.71% | 13.34% | 0.28% | 37.52% |
| 2022 | -2.15% | 11.74% | 7.14% | 0.03% | -2.49% | -2.17% | 1.70% | -9.46% | -8.34% | -6.48% | -5.10% | -2.46% | -18.34% |
| 2021 | -0.55% | -8.55% | 15.05% | 9.76% | 3.99% | -3.08% | 1.04% | 8.22% | -7.27% | 2.26% | -5.31% | 2.47% | 16.46% |
Benchmark Metrics
Assurant, Inc. has an annualized alpha of 7.32%, beta of 1.01, and R2 of 0.37 versus S&P 500 Index. Calculated based on daily prices since February 05, 2004.
- This stock captured 112.81% of S&P 500 Index gains but only 92.31% of its losses - a favorable profile for investors.
- R2 of 0.37 means the benchmark explains less than half of this stock's behavior - treat beta with caution or consider switching to a more representative benchmark.
- Alpha
- 7.32%
- Beta
- 1.01
- R²
- 0.37
- Upside Capture
- 112.81%
- Downside Capture
- 92.31%
Return for Risk
Risk / Return Rank
AIZ ranks 81 for risk / return — in the top 81% of stocks on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Assurant, Inc. (AIZ) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| AIZ | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.58 | ||
| Sortino ratioReturn per unit of downside risk | -0.69 | ||
| Omega ratioGain probability vs. loss probability | 1.30 | 1.37 | -0.07 |
| Calmar ratioReturn relative to maximum drawdown | 2.83 | 2.78 | +0.04 |
| Martin ratioReturn relative to average drawdown | 7.30 | 12.44 | -5.14 |
Dividends
Dividend History
Assurant, Inc. provided a 1.32% dividend yield over the last twelve months, with an annual payout of $3.44 per share. The company has been increasing its dividends for 21 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $3.44 | $3.28 | $2.96 | $2.82 | $2.74 | $2.66 | $2.55 | $2.43 | $2.28 | $2.15 | $2.03 | $1.37 |
Dividend yield | 1.32% | 1.36% | 1.39% | 1.67% | 2.19% | 1.71% | 1.87% | 1.85% | 2.55% | 2.13% | 2.19% | 1.70% |
Monthly Dividends
The table displays the monthly dividend distributions for Assurant, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.88 | $0.00 | $0.00 | $0.00 | $0.88 | $1.76 | ||||||
| 2025 | $0.00 | $0.80 | $0.00 | $0.00 | $0.00 | $0.80 | $0.00 | $0.00 | $0.80 | $0.00 | $0.00 | $0.88 | $3.28 |
| 2024 | $0.00 | $0.72 | $0.00 | $0.00 | $0.00 | $0.72 | $0.00 | $0.00 | $0.72 | $0.00 | $0.00 | $0.80 | $2.96 |
| 2023 | $0.00 | $0.70 | $0.00 | $0.00 | $0.70 | $0.00 | $0.00 | $0.70 | $0.00 | $0.00 | $0.72 | $0.00 | $2.82 |
| 2022 | $0.00 | $0.68 | $0.00 | $0.00 | $0.68 | $0.00 | $0.00 | $0.68 | $0.00 | $0.00 | $0.70 | $0.00 | $2.74 |
| 2021 | $0.00 | $0.66 | $0.00 | $0.00 | $0.66 | $0.00 | $0.00 | $0.66 | $0.00 | $0.00 | $0.68 | $0.00 | $2.66 |
Dividend Yield & Payout
Dividend Yield
Assurant, Inc. has a dividend yield of 1.32%, which signifies it pays a smaller percentage of its stock price in dividends to its shareholders compared to other companies in the market.
Payout Ratio
Assurant, Inc. has a payout ratio of 16.84%, which is below the market average. This means Assurant, Inc. returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Assurant, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Assurant, Inc. was 81.62%, occurring on Nov 20, 2008. Recovery took 1259 trading sessions.
The current Assurant, Inc. drawdown is 0.21%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Financial crisis2007–2009 | -81.62%Nov 2008 | 4mo 14d | 5y 2d | 5y 4moJul 2008 - Nov 2013 |
2023 bear market2023 | -44.63%Mar 2023 | 11mo | 1y 11d | 1y 11moApr 2022 - Mar 2024 |
COVID crash2020 | -43.33%Mar 2020 | 29d | 10mo | 10mo 29dFeb 2020 - Jan 2021 |
Rate-hike selloffLate 2018 | -24.20%Dec 2018 | 4mo 25d | 6mo 9d | 11mo 4dAug 2018 - Jul 2019 |
2016 bear market2016 | -23.71%Feb 2016 | 2mo 4d | 2mo 22d | 4mo 26dDec 2015 - May 2016 |
Drawdown Indicators
| AIZ | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -81.62% | -56.78% | -24.84% |
Max Drawdown (1Y)Largest decline over 1 year | -12.57% | -9.10% | -3.47% |
Max Drawdown (3Y)Largest decline over 3 years | -20.83% | -18.90% | -1.93% |
Max Drawdown (5Y)Largest decline over 5 years | -44.63% | -25.43% | -19.20% |
Max Drawdown (10Y)Largest decline over 10 years | -44.63% | -33.92% | -10.71% |
Current DrawdownCurrent decline from peak | -0.21% | -1.80% | +1.59% |
Average DrawdownAverage peak-to-trough decline | -16.09% | -10.71% | -5.38% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.86% | 2.03% | +2.83% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Assurant, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how Assurant, Inc. is priced in the market compared to other companies in the Insurance - Specialty industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for AIZ, comparing it with other companies in the Insurance - Specialty industry. Currently, AIZ has a P/E ratio of 13.3. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for AIZ compared to other companies in the Insurance - Specialty industry. AIZ currently has a PEG ratio of 0.4. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for AIZ relative to other companies in the Insurance - Specialty industry. Currently, AIZ has a P/S ratio of 1.0. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for AIZ in comparison with other companies in the Insurance - Specialty industry. Currently, AIZ has a P/B value of 2.2. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.
Income Statement
| TTM | |
|---|---|
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Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
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Depreciation And Amortization | — |
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Income | — |
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Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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