- ISIN
- US8172251055
- CUSIP
- 817225105
- Sector
- Financial Services
- Industry
- Credit Services
- IPO Date
- Mar 16, 2018
Highlights
- Market Cap
- $4.42M
- Enterprise Value
- $1.01M
- EPS (TTM)
- -$1.77
- Total Revenue (TTM)
- $3.00M
- Gross Profit (TTM)
- $844.07K
- EBITDA (TTM)
- -$3.46M
- Year Range
- $0.83 - $17.00
- ROA (TTM)
- -63.15%
- ROE (TTM)
- -912.63%
Share Price Chart
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Performance
AIHS Performance Chart
Senmiao Technology Limited (AIHS) is up 15.9% since the beginning of the year. At $1 per share, AIHS is trading 92.7% below its 52-week high of $17. Investors who bought $1,000 worth of AIHS shares 5 years ago would now be looking at an investment worth $14.
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Returns By Period
Senmiao Technology Limited (AIHS) has returned 15.89% so far this year and -86.37% over the past 12 months.
Senmiao Technology Limited
- 1D
- -1.59%
- 1M
- 5.98%
- YTD
- 15.89%
- 6M
- -11.43%
- 1Y
- -86.37%
- 3Y*
- -46.28%
- 5Y*
- -57.26%
- 10Y*
- —
Benchmark (S&P 500 Index)
- 1D
- 0.13%
- 1M
- 5.68%
- YTD
- 11.16%
- 6M
- 11.10%
- 1Y
- 27.46%
- 3Y*
- 21.12%
- 5Y*
- 12.66%
- 10Y*
- 13.75%
AIHS Monthly Returns History
Based on dividend-adjusted daily data since Mar 16, 2018, AIHS's average daily return is -0.02%, while the average monthly return is -1.96%.
Historically, 39% of months were positive and 61% were negative. The best month was Nov 2019 with a return of +161.3%, while the worst month was Jun 2025 at -67.2%. The longest winning streak lasted 4 consecutive months, and the longest losing streak was 7 months.
On a daily basis, AIHS closed higher 43% of trading days. The best single day was Nov 15, 2019 with a return of +154.8%, while the worst single day was Jun 13, 2025 at -62.9%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 8.41% | 12.07% | -4.62% | -2.42% | -3.31% | 5.98% | 15.89% | ||||||
| 2025 | -14.95% | -1.11% | -1.08% | -3.31% | 5.96% | -67.16% | -12.85% | -9.58% | -15.25% | -21.50% | -17.83% | -17.05% | -90.00% |
| 2024 | 40.98% | 74.74% | -10.88% | -1.73% | -3.90% | 20.59% | -11.22% | 28.02% | 2.75% | -25.65% | 0.45% | 19.69% | 160.98% |
| 2023 | 8.46% | -7.14% | -3.26% | 9.05% | -22.70% | -28.88% | 6.08% | -11.07% | -5.08% | -44.08% | 20.70% | 28.53% | -54.63% |
| 2022 | -17.03% | -15.28% | -11.53% | -53.50% | -10.28% | 2.09% | 1.78% | -15.41% | 5.48% | 0.69% | -0.68% | 1.53% | -75.58% |
| 2021 | 33.64% | 0.70% | -2.78% | -12.14% | -34.15% | 29.63% | -30.18% | -17.75% | -2.60% | 15.77% | -20.59% | -31.47% | -65.42% |
Benchmark Metrics
Senmiao Technology Limited has an annualized alpha of -11.61%, beta of 0.54, and R2 of 0.01 versus S&P 500 Index. Calculated based on daily prices since March 19, 2018.
- This stock participated in 160.54% of S&P 500 Index downside but only -77.11% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.54 may look defensive, but with R2 of 0.01 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
- R2 of 0.01 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- -11.61%
- Beta
- 0.54
- R²
- 0.01
- Upside Capture
- -77.11%
- Downside Capture
- 160.54%
Return for Risk
Risk / Return Rank
AIHS ranks 12 for risk / return — in the bottom 12% of stocks on our site. This means you're taking on significantly more risk than the returns justify. Consider whether the potential upside is worth the volatility, or explore alternatives with better risk / return profiles.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Senmiao Technology Limited (AIHS) and compare them to S&P 500 Index.
| AIHS | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | -0.62 | 2.39 | -3.01 |
Sortino ratioReturn per unit of downside risk | -0.99 | 3.25 | -4.25 |
Omega ratioGain probability vs. loss probability | 0.86 | 1.43 | -0.58 |
Calmar ratioReturn relative to maximum drawdown | -0.93 | 3.11 | -4.05 |
Martin ratioReturn relative to average drawdown | -1.00 | 14.38 | -15.38 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Dividends
Dividend History
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Senmiao Technology Limited. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Senmiao Technology Limited was 99.87%, occurring on Jan 14, 2026. The portfolio has not yet recovered.
The current Senmiao Technology Limited drawdown is 99.85%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
2026 bear market2026 | -99.87%Jan 2026 | 7y 8mo | — | 8y 27dMay 2018 - now |
2018 correction2018 | -12.98%Mar 2018 | 0s | 2d | 2dMar 2018 - Mar 2018 |
2018 pullback2018 | -7.05%Apr 2018 | 3d | 8d | 11dApr 2018 - May 2018 |
2018 pullback2018 | -5.16%Mar 2018 | 3d | 8d | 11dMar 2018 - Apr 2018 |
2018 pullback2018 | -3.02%May 2018 | 0s | 2d | 2dMay 2018 - May 2018 |
Drawdown Indicators
| AIHS | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -99.87% | -56.78% | -43.09% |
Max Drawdown (1Y)Largest decline over 1 year | -92.71% | -9.10% | -83.61% |
Max Drawdown (3Y)Largest decline over 3 years | -92.97% | -18.90% | -74.07% |
Max Drawdown (5Y)Largest decline over 5 years | -99.11% | -25.43% | -73.68% |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.92% | — |
Current DrawdownCurrent decline from peak | -99.85% | 0.00% | -99.85% |
Average DrawdownAverage peak-to-trough decline | -86.66% | -10.72% | -75.94% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 86.04% | 1.97% | +84.07% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Senmiao Technology Limited over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how Senmiao Technology Limited is priced in the market compared to other companies in the Credit Services industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for AIHS relative to other companies in the Credit Services industry. Currently, AIHS has a P/S ratio of 0.8. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for AIHS in comparison with other companies in the Credit Services industry. Currently, AIHS has a P/B value of 12.5. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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