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Crédit Agricole S.A. (ACA.PA)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

FR0000045072

Sector

Financial Services

Highlights

Market Cap

€39.09B

EPS (TTM)

€2.00

PE Ratio

6.46

PEG Ratio

4.06

Total Revenue (TTM)

€62.04B

Gross Profit (TTM)

€22.58B

EBITDA (TTM)

€3.56B

Year Range

€11.32 - €15.10

Target Price

€16.53

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Popular comparisons:
ACA.PA vs. GLE.PA ACA.PA vs. VOO ACA.PA vs. NVDA
Popular comparisons:
ACA.PA vs. GLE.PA ACA.PA vs. VOO ACA.PA vs. NVDA

Performance

Performance Chart

The chart shows the growth of an initial investment of €10,000 in Crédit Agricole S.A., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


-10.00%-5.00%0.00%5.00%10.00%15.00%JulyAugustSeptemberOctoberNovemberDecember
-7.05%
15.17%
ACA.PA (Crédit Agricole S.A.)
Benchmark (^GSPC)

Returns By Period

Crédit Agricole S.A. had a return of 9.29% year-to-date (YTD) and 11.37% in the last 12 months. Over the past 10 years, Crédit Agricole S.A. had an annualized return of 8.14%, while the S&P 500 had an annualized return of 11.73%, indicating that Crédit Agricole S.A. did not perform as well as the benchmark.


ACA.PA

YTD

9.29%

1M

-0.53%

6M

-7.05%

1Y

11.37%

5Y (annualized)

7.24%

10Y (annualized)

8.14%

^GSPC (Benchmark)

YTD

26.90%

1M

0.96%

6M

12.91%

1Y

31.46%

5Y (annualized)

14.06%

10Y (annualized)

11.73%

Monthly Returns

The table below presents the monthly returns of ACA.PA, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20243.58%-5.95%10.35%5.31%9.82%-14.64%10.13%0.89%-3.04%2.62%-10.05%9.29%
202312.26%4.77%-10.07%6.60%5.77%1.68%3.81%3.28%0.31%-2.69%5.66%6.90%43.34%
20225.82%-13.66%-5.06%-4.68%9.63%-15.35%2.84%2.35%-8.99%9.83%4.62%2.30%-13.61%
2021-9.11%23.83%6.28%4.27%0.84%-3.18%-0.46%3.83%-2.16%9.16%-7.47%4.01%29.37%
2020-5.38%-11.61%-38.11%8.85%7.44%7.72%-3.58%5.68%-13.00%-9.23%42.64%6.68%-20.15%
20195.61%12.78%-4.11%13.56%-10.57%3.08%2.23%-3.62%7.22%4.89%6.25%4.11%46.53%
20189.96%-6.85%-6.58%3.26%-9.69%-2.60%5.07%-1.86%5.04%-8.54%-3.18%-14.02%-28.33%
20174.12%-7.09%11.45%7.48%4.24%3.26%5.43%-0.27%3.85%-2.60%-5.51%-2.51%22.21%
2016-15.48%4.24%-0.71%1.48%-0.36%-16.23%4.76%7.20%3.39%12.01%8.32%10.61%15.46%
2015-1.81%18.98%8.79%1.68%0.22%-1.88%7.53%-15.75%-15.14%12.34%-0.87%-4.73%3.65%
20147.33%15.35%-0.65%-0.79%3.88%-10.00%-1.75%11.51%5.85%-1.26%-4.15%-4.82%19.18%
201319.66%-1.10%-10.75%8.17%4.98%-9.51%8.71%6.51%6.62%9.15%3.74%0.81%52.94%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of ACA.PA is 58, suggesting that the investment has average results relative to other stocks in terms of risk-adjusted performance. This ranking is determined by the cumulative values of the indicators listed below.


The Risk-Adjusted Performance Rank of ACA.PA is 5858
Overall Rank
The Sharpe Ratio Rank of ACA.PA is 6262
Sharpe Ratio Rank
The Sortino Ratio Rank of ACA.PA is 5151
Sortino Ratio Rank
The Omega Ratio Rank of ACA.PA is 5454
Omega Ratio Rank
The Calmar Ratio Rank of ACA.PA is 6666
Calmar Ratio Rank
The Martin Ratio Rank of ACA.PA is 5959
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Crédit Agricole S.A. (ACA.PA) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


Sharpe ratio
The chart of Sharpe ratio for ACA.PA, currently valued at 0.61, compared to the broader market-4.00-2.000.002.004.000.612.62
The chart of Sortino ratio for ACA.PA, currently valued at 0.86, compared to the broader market-4.00-2.000.002.004.000.863.48
The chart of Omega ratio for ACA.PA, currently valued at 1.13, compared to the broader market0.501.001.502.001.131.48
The chart of Calmar ratio for ACA.PA, currently valued at 0.59, compared to the broader market0.002.004.006.000.593.77
The chart of Martin ratio for ACA.PA, currently valued at 1.58, compared to the broader market-10.000.0010.0020.0030.001.5816.74
ACA.PA
^GSPC

The current Crédit Agricole S.A. Sharpe ratio is 0.61. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of Crédit Agricole S.A. with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio0.000.501.001.502.002.503.003.50JulyAugustSeptemberOctoberNovemberDecember
0.61
2.69
ACA.PA (Crédit Agricole S.A.)
Benchmark (^GSPC)

Dividends

Dividend History

Crédit Agricole S.A. provided a 8.00% dividend yield over the last twelve months, with an annual payout of €1.05 per share. The company has been increasing its dividends for 2 consecutive years.


0.00%2.00%4.00%6.00%8.00%10.00%€0.00€0.20€0.40€0.60€0.80€1.002014201520162017201820192020202120222023
Dividends
Dividend Yield
PeriodTTM2023202220212020201920182017201620152014
Dividend€1.05€1.05€1.05€0.80€0.00€0.69€0.63€0.60€0.60€0.35€0.35

Dividend yield

8.00%8.17%10.68%6.37%0.00%5.34%6.68%4.35%5.09%3.22%3.25%

Monthly Dividends

The table displays the monthly dividend distributions for Crédit Agricole S.A.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2024€0.00€0.00€0.00€0.00€1.05€0.00€0.00€0.00€0.00€0.00€0.00€0.00€1.05
2023€0.00€0.00€0.00€0.00€1.05€0.00€0.00€0.00€0.00€0.00€0.00€0.00€1.05
2022€0.00€0.00€0.00€0.00€1.05€0.00€0.00€0.00€0.00€0.00€0.00€0.00€1.05
2021€0.00€0.00€0.00€0.00€0.80€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.80
2020€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.00
2019€0.00€0.00€0.00€0.00€0.69€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.69
2018€0.00€0.00€0.00€0.00€0.63€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.63
2017€0.00€0.00€0.00€0.00€0.60€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.60
2016€0.00€0.00€0.00€0.00€0.60€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.60
2015€0.00€0.00€0.00€0.00€0.35€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.35
2014€0.35€0.00€0.00€0.00€0.00€0.00€0.00€0.00€0.35

Dividend Yield & Payout


Dividend Yield
5.0%10.0%15.0%8.0%
Crédit Agricole S.A. has a dividend yield of 8.00%, which means its dividend payment is significantly above the market average.
Payout Ratio
200.0%400.0%600.0%800.0%52.4%
Crédit Agricole S.A. has a payout ratio of 52.39%, which is quite average when compared to the overall market. This suggests that Crédit Agricole S.A. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-15.00%-10.00%-5.00%0.00%JulyAugustSeptemberOctoberNovemberDecember
-12.09%
-0.95%
ACA.PA (Crédit Agricole S.A.)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the Crédit Agricole S.A.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Crédit Agricole S.A. was 88.79%, occurring on Jun 1, 2012. Recovery took 3052 trading sessions.

The current Crédit Agricole S.A. drawdown is 12.09%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-88.79%Oct 6, 20061448Jun 1, 20123052May 7, 20244500
-48.79%Jun 12, 2002192Mar 11, 2003421Nov 1, 2004613
-18.36%May 12, 200623Jun 13, 200645Aug 15, 200668
-16.18%Jun 3, 2024132Dec 3, 2024
-14.8%Nov 12, 2004119Apr 29, 200593Sep 7, 2005212

Volatility

Volatility Chart

The current Crédit Agricole S.A. volatility is 5.09%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


2.00%4.00%6.00%8.00%10.00%JulyAugustSeptemberOctoberNovemberDecember
5.09%
3.38%
ACA.PA (Crédit Agricole S.A.)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of Crédit Agricole S.A. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Valuation

The Valuation section provides an assessment of the market value of Crédit Agricole S.A. compared to its peers in the Banks - Regional industry.


PE Ratio
20.040.060.080.0100.0120.06.5
The chart displays the price to earnings (P/E) ratio for ACA.PA in comparison to other companies of the Banks - Regional industry. Currently, ACA.PA has a PE value of 6.5. This PE value is considered to be low compared to the rest of the industry.
PEG Ratio
-5.00.05.010.015.04.1
The chart displays the price to earnings to growth (PEG) ratio for ACA.PA in comparison to other companies of the Banks - Regional industry. Currently, ACA.PA has a PEG value of 4.1. This PEG ratio is much higher than those of other companies of the industry. This might be an indicator of the company being overvalued.

Historical P/E Ratio Chart

The chart below displays the historical trend of the price-to-earnings (P/E) ratio for Crédit Agricole S.A..


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Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

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