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Ameris Bancorp (ABCB)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US03076K1088

CUSIP

03076K108

IPO Date

May 19, 1994

Highlights

Market Cap

$4.16B

EPS (TTM)

$5.38

PE Ratio

11.22

PEG Ratio

2.45

Total Revenue (TTM)

$846.46M

Gross Profit (TTM)

$903.79M

EBITDA (TTM)

$126.50M

Year Range

$45.33 - $74.06

Target Price

$72.50

Short %

3.54%

Short Ratio

3.29

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Popular comparisons:
ABCB vs. BANF
Popular comparisons:

Performance

Performance Chart


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Returns By Period

Ameris Bancorp (ABCB) returned -3.19% year-to-date (YTD) and 22.57% over the past 12 months. Over the past 10 years, ABCB had an annualized return of 10.53%, slightly ahead of the S&P 500 benchmark at 10.46%.


ABCB

YTD

-3.19%

1M

18.08%

6M

-12.82%

1Y

22.57%

5Y*

24.47%

10Y*

10.53%

^GSPC (Benchmark)

YTD

-3.77%

1M

7.44%

6M

-5.60%

1Y

8.37%

5Y*

14.12%

10Y*

10.46%

*Annualized

Monthly Returns

The table below presents the monthly returns of ABCB, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20254.92%-1.63%-10.54%1.79%3.00%-3.19%
2024-6.43%-6.67%4.76%-1.86%5.20%1.11%20.93%1.22%1.48%-0.64%13.37%-10.69%19.36%
20230.04%1.51%-23.27%-8.42%-5.79%8.88%27.59%-6.64%-5.41%-2.84%14.16%24.94%14.28%
2022-0.74%0.39%-11.07%-4.97%9.33%-11.54%17.70%-1.29%-3.91%15.21%2.66%-10.57%-3.83%
20212.73%21.81%10.54%3.01%1.57%-7.58%-3.99%1.30%5.66%0.98%-7.10%2.38%32.02%
2020-5.52%-14.95%-30.02%7.03%-4.72%-1.95%-2.16%6.24%-6.48%28.62%16.08%12.39%-8.30%
201919.83%7.43%-15.50%6.14%-3.21%11.34%1.48%-11.52%14.79%6.49%1.87%-2.20%36.06%
201811.10%-0.75%-0.28%-2.27%7.74%-4.04%-12.65%6.55%-7.76%-6.15%-0.14%-25.82%-33.69%
20173.44%7.10%-4.34%2.17%-7.96%11.42%-4.98%-3.82%9.20%-0.21%3.55%-2.62%11.50%
2016-14.89%-6.71%9.79%6.15%1.37%-6.52%11.65%5.01%0.66%3.86%23.55%-2.57%29.39%
2015-5.89%8.45%1.03%-5.31%0.80%0.59%6.80%0.96%5.61%9.57%8.54%-0.44%33.51%
2014-3.03%2.78%10.74%-8.71%-1.22%2.62%1.53%4.81%-3.89%12.98%1.41%2.15%22.25%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of ABCB is 74, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of ABCB is 7474
Overall Rank
The Sharpe Ratio Rank of ABCB is 7676
Sharpe Ratio Rank
The Sortino Ratio Rank of ABCB is 7171
Sortino Ratio Rank
The Omega Ratio Rank of ABCB is 6969
Omega Ratio Rank
The Calmar Ratio Rank of ABCB is 8080
Calmar Ratio Rank
The Martin Ratio Rank of ABCB is 7474
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Ameris Bancorp (ABCB) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

Ameris Bancorp Sharpe ratios as of May 11, 2025 (values are recalculated daily):

  • 1-Year: 0.64
  • 5-Year: 0.57
  • 10-Year: 0.29
  • All Time: 0.23

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

The chart below shows the rolling Sharpe ratio of Ameris Bancorp compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time. For deeper analysis or to customize the calculation, use the Sharpe ratio tool.


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Dividends

Dividend History

Ameris Bancorp provided a 1.16% dividend yield over the last twelve months, with an annual payout of $0.70 per share. The company has been increasing its dividends for 10 consecutive years.


0.60%0.80%1.00%1.20%1.40%1.60%$0.00$0.10$0.20$0.30$0.40$0.50$0.6020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend$0.70$0.65$0.60$0.60$0.60$0.60$0.50$0.40$0.40$0.30$0.20$0.15

Dividend yield

1.16%1.04%1.13%1.27%1.21%1.58%1.18%1.26%0.83%0.69%0.59%0.59%

Monthly Dividends

The table displays the monthly dividend distributions for Ameris Bancorp. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.00$0.20$0.00$0.00$0.20
2024$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.20$0.65
2023$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.60
2022$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.60
2021$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.60
2020$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.60
2019$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.15$0.00$0.00$0.15$0.50
2018$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.40
2017$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.40
2016$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.10$0.00$0.00$0.10$0.30
2015$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.05$0.20
2014$0.05$0.00$0.05$0.00$0.00$0.05$0.15

Dividend Yield & Payout


Dividend Yield

Ameris Bancorp has a dividend yield of 1.16%, which signifies it pays a smaller percentage of its stock price in dividends to its shareholders compared to other companies in the market.

Payout Ratio

Ameris Bancorp has a payout ratio of 13.44%, which is below the market average. This means Ameris Bancorp returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Ameris Bancorp. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Ameris Bancorp was 86.65%, occurring on Mar 5, 2009. Recovery took 1434 trading sessions.

The current Ameris Bancorp drawdown is 16.03%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-86.65%Oct 11, 2006603Mar 5, 20091434Nov 12, 20142037
-67.2%Mar 12, 2018548May 13, 2020209Mar 12, 2021757
-49.09%May 24, 2021496May 11, 2023294Jul 15, 2024790
-46.61%Jan 27, 1998721Dec 1, 2000327Mar 28, 20021048
-29.49%Nov 26, 202490Apr 8, 2025

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Ameris Bancorp over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Earnings Per Share

The chart presents the Earnings Per Share (EPS) performance of Ameris Bancorp, comparing actual results with analytics estimates. The company has exceeded analyst expectations for EPS in the past quarter, achieving a 12.1% positive surprise.


0.400.600.801.001.201.401.601.8020212022202320242025
1.28
1.14
Actual
Estimate

Valuation

The Valuation section provides an overview of how Ameris Bancorp is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for ABCB, comparing it with other companies in the Banks - Regional industry. Currently, ABCB has a P/E ratio of 11.2. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for ABCB compared to other companies in the Banks - Regional industry. ABCB currently has a PEG ratio of 2.5. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for ABCB relative to other companies in the Banks - Regional industry. Currently, ABCB has a P/S ratio of 3.8. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for ABCB in comparison with other companies in the Banks - Regional industry. Currently, ABCB has a P/B value of 1.1. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items