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Atlantic American Corporation (AAME)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US0482091008
CUSIP
048209100
IPO Date
Apr 11, 1980

Highlights

Market Cap
$50.74M
Enterprise Value
$16.29M
EPS (TTM)
$0.23
PE Ratio
9.93
PEG Ratio
0.30
Total Revenue (TTM)
$208.22M
Gross Profit (TTM)
$74.48M
EBITDA (TTM)
$8.52M
Year Range
$1.26 - $3.71
ROA (TTM)
1.19%
ROE (TTM)
4.66%

Share Price Chart


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Atlantic American Corporation

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Atlantic American Corporation, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

Atlantic American Corporation (AAME) has returned -17.67% so far this year and 39.18% over the past 12 months. Over the last ten years, AAME has returned -6.52% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.


Atlantic American Corporation

1D
-7.91%
1M
-11.07%
YTD
-17.67%
6M
-18.82%
1Y
39.18%
3Y*
-0.50%
5Y*
-9.41%
10Y*
-6.52%

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Sep 7, 1984, AAME's average daily return is +0.13%, while the average monthly return is +0.79%. At this rate, your investment would double in approximately 7.3 years.

Historically, 48% of months were positive and 52% were negative. The best month was Feb 2021 with a return of +87.8%, while the worst month was Sep 1991 at -45.9%. The longest winning streak lasted 7 consecutive months, and the longest losing streak was 8 months.

On a daily basis, AAME closed higher 37% of trading days. The best single day was Feb 5, 2021 with a return of +117.6%, while the worst single day was Dec 6, 1991 at -41.7%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026-4.24%-3.32%-11.07%-17.67%
20259.74%-8.88%10.39%-10.40%12.67%26.04%7.28%47.48%-14.84%-1.39%-13.43%15.51%86.62%
202411.13%0.26%2.56%-32.24%-11.20%1.20%-8.88%3.90%6.25%-6.47%-4.40%1.32%-36.59%
20237.22%-0.40%-1.97%-11.04%-1.84%-9.81%-5.18%12.39%-5.10%-10.64%13.06%25.65%5.84%
20225.51%-5.22%27.76%-2.02%2.95%-14.97%9.36%2.40%-4.35%0.35%0.35%-18.72%-3.92%
202115.53%87.82%-17.67%11.72%5.87%-0.23%-5.32%-2.93%4.53%-1.69%-4.41%-37.18%19.55%

Benchmark Metrics

Atlantic American Corporation has an annualized alpha of 36.11%, beta of 0.22, and R² of 0.00 versus S&P 500 Index. Calculated based on daily prices since September 10, 1984.

  • This stock participated in 95.22% of S&P 500 Index downside but only 49.34% of its upside — more exposed to losses than it benefited from rallies.
  • Beta of 0.22 may look defensive, but with R² of 0.00 this stock is largely uncorrelated with S&P 500 Index — low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R² of 0.00 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
36.11%
Beta
0.22
0.00
Upside Capture
49.34%
Downside Capture
95.22%

Return for Risk

Risk / Return Rank

AAME ranks 62 for risk / return — better than 62% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.


AAME Risk / Return Rank: 6262
Overall Rank
AAME Sharpe Ratio Rank: 6060
Sharpe Ratio Rank
AAME Sortino Ratio Rank: 6363
Sortino Ratio Rank
AAME Omega Ratio Rank: 6262
Omega Ratio Rank
AAME Calmar Ratio Rank: 6464
Calmar Ratio Rank
AAME Martin Ratio Rank: 6161
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Atlantic American Corporation (AAME) and compare them to a chosen benchmark (S&P 500 Index).


AAMEBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

0.56

0.90

-0.34

Sortino ratio

Return per unit of downside risk

1.35

1.39

-0.03

Omega ratio

Gain probability vs. loss probability

1.17

1.21

-0.04

Calmar ratio

Return relative to maximum drawdown

1.09

1.40

-0.31

Martin ratio

Return relative to average drawdown

2.13

6.61

-4.47

Explore AAME risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

Atlantic American Corporation provided a 0.86% dividend yield over the last twelve months, with an annual payout of $0.02 per share. The company has been increasing its dividends for 4 consecutive years.


0.00%0.20%0.40%0.60%0.80%1.00%1.20%$0.00$0.01$0.01$0.02$0.0220152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$0.02$0.02$0.02$0.02$0.02$0.02$0.00$0.02$0.02$0.02$0.02$0.02

Dividend yield

0.86%0.71%1.30%0.82%0.85%0.82%0.00%1.02%0.83%0.59%0.49%0.40%

Monthly Dividends

The table displays the monthly dividend distributions for Atlantic American Corporation. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.00$0.00$0.00
2025$0.00$0.00$0.00$0.02$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.02
2024$0.00$0.00$0.00$0.02$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.02
2023$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.02$0.00$0.00$0.00$0.00$0.02
2022$0.00$0.00$0.00$0.02$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.02
2021$0.00$0.00$0.00$0.02$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.02

Dividend Yield & Payout


Dividend Yield

Atlantic American Corporation has a dividend yield of 0.86%, which signifies it pays a smaller percentage of its stock price in dividends to its shareholders compared to other companies in the market.

Payout Ratio

Atlantic American Corporation has a payout ratio of 15.80%, which is below the market average. This means Atlantic American Corporation returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Atlantic American Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Atlantic American Corporation was 97.18%, occurring on Dec 4, 1991. The portfolio has not yet recovered.

The current Atlantic American Corporation drawdown is 83.00%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-97.18%Jun 27, 19861376Dec 4, 1991
-19.62%Aug 7, 198529Sep 17, 198556Dec 6, 198585
-16.89%Dec 20, 198531Feb 4, 198629Mar 18, 198660
-12.23%Apr 3, 198626May 8, 198623Jun 11, 198649
-7.32%Mar 13, 198510Mar 26, 19859Apr 9, 198519

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Atlantic American Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Atlantic American Corporation is priced in the market compared to other companies in the Insurance - Life industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for AAME, comparing it with other companies in the Insurance - Life industry. Currently, AAME has a P/E ratio of 9.9. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for AAME compared to other companies in the Insurance - Life industry. AAME currently has a PEG ratio of 0.3. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for AAME relative to other companies in the Insurance - Life industry. Currently, AAME has a P/S ratio of 0.2. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for AAME in comparison with other companies in the Insurance - Life industry. Currently, AAME has a P/B value of 0.5. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items