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ISIN
US0482091008
CUSIP
048209100
IPO Date
Apr 11, 1980

Highlights

Market Cap
$37.89M
Enterprise Value
$3.44M
EPS (TTM)
$0.23
PE Ratio
7.42
PEG Ratio
0.22
Total Revenue (TTM)
$208.22M
Gross Profit (TTM)
$74.48M
EBITDA (TTM)
$8.52M
Year Range
$1.59 - $3.71
ROA (TTM)
1.19%
ROE (TTM)
4.66%

Share Price Chart


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Atlantic American Corporation

Performance

AAME Performance Chart

Atlantic American Corporation (AAME) is down 38.5% since the beginning of the year. At $2 per share, AAME is trading 53.1% below its 52-week high of $4. Investors who bought $1,000 worth of AAME shares 5 years ago would now be looking at an investment worth $428.


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S&P 500 Index

Returns By Period

Atlantic American Corporation (AAME) has returned -38.52% so far this year and -16.14% over the past 12 months. Over the last ten years, AAME has returned -7.36% per year, falling short of the S&P 500 Index benchmark, which averaged 13.71% annually.


Atlantic American Corporation

1D
-4.40%
1M
-21.97%
YTD
-38.52%
6M
-36.03%
1Y
-16.14%
3Y*
-5.11%
5Y*
-15.63%
10Y*
-7.36%

Benchmark (S&P 500 Index)

1D
-1.44%
1M
-1.45%
YTD
7.60%
6M
6.59%
1Y
22.24%
3Y*
19.20%
5Y*
11.54%
10Y*
13.71%
*Multi-year figures are annualized to reflect compound growth (CAGR)

AAME Monthly Returns History

Based on dividend-adjusted daily data since Sep 7, 1984, AAME's average daily return is +0.13%, while the average monthly return is +0.73%. At this rate, an investment would double in approximately 7.9 years.

Historically, 48% of months were positive and 52% were negative. The best month was Feb 2021 with a return of +87.8%, while the worst month was Sep 1991 at -45.9%. The longest winning streak lasted 7 consecutive months, and the longest losing streak was 8 months.

On a daily basis, AAME closed higher 37% of trading days. The best single day was Feb 5, 2021 with a return of +117.6%, while the worst single day was Dec 6, 1991 at -41.7%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026-4.24%-3.32%-11.07%12.02%-17.24%-19.44%-38.52%
20259.74%-8.88%10.39%-10.40%12.67%26.04%7.28%47.48%-14.84%-1.39%-13.43%15.51%86.62%
202411.13%0.26%2.56%-32.24%-11.20%1.20%-8.88%3.90%6.25%-6.47%-4.40%1.32%-36.59%
20237.22%-0.40%-1.97%-11.04%-1.84%-9.81%-5.18%12.39%-5.10%-10.64%13.06%25.65%5.84%
20225.51%-5.22%27.76%-2.02%2.95%-14.97%9.36%2.40%-4.35%0.35%0.35%-18.72%-3.92%
202115.53%87.82%-17.67%11.72%5.87%-0.23%-5.32%-2.93%4.53%-1.69%-4.41%-37.18%19.55%

Benchmark Metrics

Atlantic American Corporation has an annualized alpha of 34.89%, beta of 0.22, and R2 of 0.00 versus S&P 500 Index. Calculated based on daily prices since September 07, 1984.

  • This stock participated in 97.52% of S&P 500 Index downside but only 47.74% of its upside - more exposed to losses than it benefited from rallies.
  • Beta of 0.22 may look defensive, but with R2 of 0.00 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R2 of 0.00 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
34.89%
Beta
0.22
0.00
Upside Capture
47.74%
Downside Capture
97.52%

Return for Risk

Risk / Return Rank

AAME ranks 33 for risk / return — below 33% of stocks on our site. The returns aren't fully compensating for the risk involved. This isn't necessarily a dealbreaker, but factor it into your decision — especially if you're risk-averse.


AAME Risk / Return Rank: 3333
Overall Rank
AAME Sharpe Ratio Rank: 3333
Sharpe Ratio Rank
AAME Sortino Ratio Rank: 3434
Sortino Ratio Rank
AAME Omega Ratio Rank: 3434
Omega Ratio Rank
AAME Calmar Ratio Rank: 3434
Calmar Ratio Rank
AAME Martin Ratio Rank: 3131
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Atlantic American Corporation (AAME) and compare them to S&P 500 Index.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.


AAMEBenchmarkDifference
Sharpe ratioReturn per unit of total volatility

-2.02

Sortino ratioReturn per unit of downside risk

-2.32

Omega ratioGain probability vs. loss probability

1.01

1.32

-0.31

Calmar ratioReturn relative to maximum drawdown

-0.29

2.46

-2.75

Martin ratioReturn relative to average drawdown

-0.66

10.92

-11.57

Dividends

Dividend History

Atlantic American Corporation provided a 0.00% dividend yield over the last twelve months, with an annual payout of $0.00 per share. The company has been increasing its dividends for 4 consecutive years.


0.00%0.20%0.40%0.60%0.80%1.00%1.20%$0.00$0.01$0.01$0.02$0.0220152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$0.00$0.02$0.02$0.02$0.02$0.02$0.00$0.02$0.02$0.02$0.02$0.02

Dividend yield

0.00%0.71%1.30%0.82%0.85%0.82%0.00%1.02%0.83%0.59%0.49%0.40%

Monthly Dividends

The table displays the monthly dividend distributions for Atlantic American Corporation. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.00$0.00$0.00$0.00$0.00$0.00
2025$0.00$0.00$0.00$0.02$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.02
2024$0.00$0.00$0.00$0.02$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.02
2023$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.02$0.00$0.00$0.00$0.00$0.02
2022$0.00$0.00$0.00$0.02$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.02
2021$0.00$0.00$0.00$0.02$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.02

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Atlantic American Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Atlantic American Corporation was 97.18%, occurring on Dec 4, 1991. The portfolio has not yet recovered.

The current Atlantic American Corporation drawdown is 87.31%.


Related event

Drawdown

Fall

Recovery

Underwater

1991 bear market1991
-97.18%Dec 1991
5y 5mo
40y 7dJun 1986 - now
1985 correction1985
-19.62%Sep 1985
1mo 11d2mo 18d
3mo 29dAug 1985 - Dec 1985
1986 correction1986
-16.89%Feb 1986
1mo 16d28d
2mo 14dDec 1985 - Mar 1986
1986 correction1986
-12.23%May 1986
1mo 5d1mo 4d
2mo 9dApr 1986 - Jun 1986
1986 pullback1986
-8.06%Mar 1986
0s13d
13dMar 1986 - Mar 1986

Drawdown Indicators


AAMEBenchmarkDifference

Max Drawdown

Largest peak-to-trough decline

-97.18%

-56.78%

-40.40%

Max Drawdown (1Y)

Largest decline over 1 year

-54.96%

-9.10%

-45.86%

Max Drawdown (3Y)

Largest decline over 3 years

-54.96%

-18.90%

-36.06%

Max Drawdown (5Y)

Largest decline over 5 years

-71.16%

-25.43%

-45.73%

Max Drawdown (10Y)

Largest decline over 10 years

-79.31%

-33.92%

-45.39%

Current Drawdown

Current decline from peak

-87.31%

-3.21%

-84.10%

Average Drawdown

Average peak-to-trough decline

-77.36%

-10.71%

-66.65%

Ulcer Index

Depth and duration of drawdowns from previous peaks

24.69%

2.04%

+22.65%

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Atlantic American Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Atlantic American Corporation is priced in the market compared to other companies in the Insurance - Life industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for AAME, comparing it with other companies in the Insurance - Life industry. Currently, AAME has a P/E ratio of 7.4. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for AAME compared to other companies in the Insurance - Life industry. AAME currently has a PEG ratio of 0.2. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for AAME relative to other companies in the Insurance - Life industry. Currently, AAME has a P/S ratio of 0.2. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for AAME in comparison with other companies in the Insurance - Life industry. Currently, AAME has a P/B value of 0.3. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
Portfolio Analyzer

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