40 Years+ Client Portfolio

The chart shows the growth of an initial investment of $10,000 in 40 Years+ Client Portfolio , comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.

As of Apr 3, 2026, the 40 Years+ Client Portfolio returned 19.64% Year-To-Date and 45.17% of annualized return in the last 10 years.

Based on dividend-adjusted daily data since Mar 12, 2010, 40 Years+ Client Portfolio 's average daily return is +0.17%, while the average monthly return is +3.32%. At this rate, your investment would double in approximately 1.8 years.

Historically, 58% of months were positive and 42% were negative. The best month was Nov 2022 with a return of +39.8%, while the worst month was May 2019 at -29.0%. The longest winning streak lasted 6 consecutive months, and the longest losing streak was 5 months.

On a daily basis, 40 Years+ Client Portfolio closed higher 54% of trading days. The best single day was Apr 9, 2025 with a return of +28.9%, while the worst single day was Apr 3, 2025 at -18.7%.

40 Years+ Client Portfolio has an annualized alpha of 15.77%, beta of 2.32, and R² of 0.56 versus S&P 500 Index. Calculated based on daily prices since March 12, 2010.

• This portfolio captured 353.11% of S&P 500 Index gains and 187.07% of its losses — amplifying both gains and losses, but participating more in upside than downside.
• This portfolio generated an annualized alpha of 15.77% versus S&P 500 Index — delivering returns beyond what market exposure alone would predict.
• Beta of 2.32 means this portfolio moves significantly more than S&P 500 Index — expect amplified gains in rallies and amplified losses in downturns.

40 Years+ Client Portfolio has a high expense ratio of 0.97%, indicating above-average management fees. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.

40 Years+ Client Portfolio ranks 89 for risk / return — in the top 89% of portfolios on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

40 Years+ Client Portfolio Sharpe ratios as of Apr 3, 2026 (values are recalculated daily):

• 1-Year: 2.26
• 5-Year: 0.41
• 10-Year: 0.77
• All Time: 0.63

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

Compared to the broad market, where average Sharpe ratios range from 0.98 to 1.66, this portfolio's current Sharpe ratio is in the top 25%. This signifies superior risk-adjusted performance, meaning the portfolio is delivering strong returns for the level of risk taken compared to most others.

The chart below shows the rolling Sharpe ratio of 40 Years+ Client Portfolio compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

40 Years+ Client Portfolio provided a 0.09% dividend yield over the last twelve months.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the 40 Years+ Client Portfolio . A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the 40 Years+ Client Portfolio was 73.86%, occurring on Oct 14, 2022. Recovery took 345 trading sessions.

The current 40 Years+ Client Portfolio drawdown is 26.24%.

The chart below shows the rolling one-month volatility.