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FinTech
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Diversification

Asset Allocation


SQ 20%PYPL 20%V 15%MA 15%ADYEN.AS 10%FI 10%FIS 5%GPN 5%EquityEquity
PositionCategory/SectorTarget Weight
ADYEN.AS
Adyen N.V.
Technology
10%
FI
Fiserv Inc.
Technology
10%
FIS
Fidelity National Information Services, Inc.
Technology
5%
GPN
Global Payments Inc.
Industrials
5%
MA
Mastercard Inc
Financial Services
15%
PYPL
PayPal Holdings, Inc.
Financial Services
20%
SQ
Square, Inc.
Technology
20%
V
Visa Inc.
Financial Services
15%

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in FinTech, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced every 3 months.


40.00%60.00%80.00%100.00%120.00%AugustSeptemberOctoberNovemberDecember2025
84.57%
109.94%
FinTech
Benchmark (^GSPC)
Portfolio components

The earliest data available for this chart is Jun 13, 2018, corresponding to the inception date of ADYEN.AS

Returns By Period


YTD1M6M1Y5Y*10Y*
^GSPC
S&P 500
-0.93%-3.71%3.77%21.81%12.17%11.26%
FinTech-2.43%-5.05%20.39%22.33%5.47%N/A
SQ
Square, Inc.
-2.88%-10.26%20.08%24.16%3.80%N/A
PYPL
PayPal Holdings, Inc.
-2.33%-8.42%38.31%36.66%-6.03%N/A
V
Visa Inc.
-2.64%-2.23%16.25%17.37%9.95%17.90%
MA
Mastercard Inc
-4.01%-4.46%14.99%18.28%10.54%20.51%
ADYEN.AS
Adyen N.V.
1.39%-3.61%19.46%14.99%11.98%N/A
FI
Fiserv Inc.
-2.39%-2.03%30.88%46.44%10.99%20.77%
FIS
Fidelity National Information Services, Inc.
-4.51%-8.29%1.80%27.15%-9.44%3.96%
GPN
Global Payments Inc.
-5.67%-7.44%8.96%-18.12%-10.31%10.04%
*Annualized

Monthly Returns

The table below presents the monthly returns of FinTech, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20240.35%9.47%4.35%-10.19%-2.06%-3.04%3.99%8.03%2.64%3.72%8.23%-2.00%24.02%
202312.45%-4.38%0.83%1.20%-5.06%7.82%6.59%-16.95%-8.73%-4.72%22.96%6.93%13.69%
2022-10.54%-8.52%1.71%-13.24%-4.75%-14.23%17.30%-6.34%-13.42%10.17%4.00%-5.96%-39.54%
2021-5.95%9.78%-2.15%7.95%-5.25%6.19%2.63%4.36%-8.84%-0.85%-13.38%-3.87%-11.56%
20208.12%-3.57%-17.00%17.30%17.59%7.71%11.02%9.47%-0.16%-7.97%21.28%7.49%87.16%
201914.03%8.44%2.22%3.94%-3.59%6.03%4.04%-4.23%-3.97%2.17%6.82%-0.12%40.09%
2018-1.47%3.08%14.82%4.96%-13.59%-2.27%-7.42%-4.30%

Expense Ratio

FinTech has an expense ratio of 0.00%, indicating no management fees are charged. Below you can find the expense ratios of portfolio funds side-by-side and effortlessly compare their relative costs.


The portfolio doesn't hold funds that charge fees

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of FinTech is 19, meaning it’s performing worse than 81% of other portfolios on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of FinTech is 1919
Overall Rank
The Sharpe Ratio Rank of FinTech is 2626
Sharpe Ratio Rank
The Sortino Ratio Rank of FinTech is 2727
Sortino Ratio Rank
The Omega Ratio Rank of FinTech is 2424
Omega Ratio Rank
The Calmar Ratio Rank of FinTech is 88
Calmar Ratio Rank
The Martin Ratio Rank of FinTech is 1111
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


Sharpe ratio
The chart of Sharpe ratio for FinTech, currently valued at 1.22, compared to the broader market-1.000.001.002.003.004.001.221.77
The chart of Sortino ratio for FinTech, currently valued at 1.76, compared to the broader market-2.000.002.004.001.762.37
The chart of Omega ratio for FinTech, currently valued at 1.21, compared to the broader market0.801.001.201.401.601.211.32
The chart of Calmar ratio for FinTech, currently valued at 0.42, compared to the broader market0.002.004.006.008.0010.000.422.65
The chart of Martin ratio for FinTech, currently valued at 2.96, compared to the broader market0.0010.0020.0030.0040.002.9611.13
FinTech
^GSPC

Portfolio components
Sharpe ratioSortino ratioOmega ratioCalmar ratioMartin ratio
SQ
Square, Inc.
0.531.091.130.321.45
PYPL
PayPal Holdings, Inc.
0.811.261.170.334.18
V
Visa Inc.
0.861.241.171.162.90
MA
Mastercard Inc
1.011.441.191.373.32
ADYEN.AS
Adyen N.V.
0.531.081.150.341.29
FI
Fiserv Inc.
2.453.181.434.4810.81
FIS
Fidelity National Information Services, Inc.
1.542.311.280.547.48
GPN
Global Payments Inc.
-0.62-0.710.91-0.31-0.85

The current FinTech Sharpe ratio is 1.22. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Compared to the broad market, where average Sharpe ratios range from 1.22 to 1.94, this portfolio's current Sharpe ratio lies between the 25th and 75th percentiles. This indicates that the its risk-adjusted performance is in line with the majority of portfolios. This suggests a balanced approach to risk and return, which might be suitable for a broad range of investors.

Use the chart below to compare the Sharpe ratio of FinTech with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio0.001.002.003.00AugustSeptemberOctoberNovemberDecember2025
1.22
1.77
FinTech
Benchmark (^GSPC)
Portfolio components

Dividends

Dividend yield

FinTech provided a 0.33% dividend yield over the last twelve months.


TTM20242023202220212020201920182017201620152014
Portfolio0.33%0.31%0.44%0.39%0.27%0.22%0.21%0.24%0.45%0.80%1.07%1.02%
SQ
Square, Inc.
0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
PYPL
PayPal Holdings, Inc.
0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
V
Visa Inc.
0.70%0.68%0.72%0.76%0.62%0.56%0.56%0.67%0.61%0.75%0.64%0.64%
MA
Mastercard Inc
0.54%0.50%0.53%0.56%0.49%0.45%0.44%0.53%0.58%0.74%0.66%0.51%
ADYEN.AS
Adyen N.V.
0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
FI
Fiserv Inc.
0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%2.06%5.08%7.87%7.61%
FIS
Fidelity National Information Services, Inc.
1.87%1.78%4.33%2.77%1.43%0.99%1.01%1.25%1.23%1.37%1.72%1.54%
GPN
Global Payments Inc.
0.95%0.89%0.79%1.01%0.66%0.36%0.12%0.04%0.04%0.06%0.06%0.10%

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-50.00%-40.00%-30.00%-20.00%-10.00%0.00%AugustSeptemberOctoberNovemberDecember2025
-37.84%
-4.32%
FinTech
Benchmark (^GSPC)
Portfolio components

Worst Drawdowns

The table below displays the maximum drawdowns of the FinTech. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the FinTech was 61.71%, occurring on Oct 27, 2023. The portfolio has not yet recovered.

The current FinTech drawdown is 37.84%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-61.71%Aug 31, 2021561Oct 27, 2023
-37.83%Feb 20, 202023Mar 23, 202048May 29, 202071
-28.53%Oct 1, 201861Dec 24, 201868Apr 1, 2019129
-16.23%Feb 17, 202161May 13, 202150Jul 22, 2021111
-14.53%Oct 14, 202013Oct 30, 202016Nov 23, 202029

Volatility

Volatility Chart

The current FinTech volatility is 5.70%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


2.00%3.00%4.00%5.00%6.00%7.00%8.00%AugustSeptemberOctoberNovemberDecember2025
5.70%
4.66%
FinTech
Benchmark (^GSPC)
Portfolio components

Diversification

Asset Correlations Table

The table below displays the correlation coefficients between the individual components of the portfolio, the entire portfolio, and the chosen benchmark.

ADYEN.ASSQPYPLFISFIVGPNMA
ADYEN.AS1.000.390.380.290.280.300.330.31
SQ0.391.000.670.410.440.470.510.49
PYPL0.380.671.000.460.500.530.540.55
FIS0.290.410.461.000.670.580.680.61
FI0.280.440.500.671.000.630.680.65
V0.300.470.530.580.631.000.640.87
GPN0.330.510.540.680.680.641.000.67
MA0.310.490.550.610.650.870.671.00
The correlation results are calculated based on daily price changes starting from Jun 14, 2018
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Disclaimer

The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

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