House Fund Now

Asset Allocation

Position	Category/Sector	Target Weight
^TNX Treasury Yield 10 Years		19.10%
FADMX Fidelity Strategic Income Fund	Total Bond Market	15.90%
FCNTX Fidelity Contrafund Fund	Large Cap Growth Equities	13.50%
FCNVX Fidelity Conservative Income Bond Institutional Class	Total Bond Market	9.10%
FEQTX Fidelity Equity Dividend Income Fund	Large Cap Value Equities	8.20%
FFIDX Fidelity Fund	Large Cap Growth Equities	8.80%
FGRIX Fidelity Growth & Income Portfolio	Large Cap Value Equities	4.20%
FIVLX Fidelity International Value Fund	Foreign Large Cap Equities	5.10%
FNMIX Fidelity New Markets Income Fund	Emerging Markets Bonds	2.30%
FSLSX Fidelity Value Strategies Fund	Mid Cap Value Equities	4.20%
FTHRX Fidelity Intermediate Bond Fund	Total Bond Market	1.90%
VMFXX Vanguard Federal Money Market Fund	Money Market	7.70%

Benchmark Against

Benchmark

S&P 500 Index

Rebalance

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in House Fund Now, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.

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The earliest data available for this chart is May 25, 2021, corresponding to the inception date of VMFXX

Returns By Period

	1D	1M	YTD	6M	1Y	3Y*	5Y*	10Y*
Benchmark S&P 500 Index	0.11%	-4.18%	-3.84%	-1.98%	21.98%	16.86%	10.37%	12.29%
Portfolio House Fund Now	-0.01%	-0.86%	0.45%	1.81%	14.09%	12.54%	—	—
Portfolio components:
FFIDX Fidelity Fund	0.06%	-3.85%	-5.53%	-2.25%	28.67%	19.74%	12.12%	14.60%
FCNTX Fidelity Contrafund Fund	-0.04%	-5.05%	-4.61%	-1.83%	25.97%	24.90%	13.39%	16.17%
FEQTX Fidelity Equity Dividend Income Fund	0.23%	-4.22%	2.32%	0.30%	9.12%	10.63%	8.55%	9.74%
FGRIX Fidelity Growth & Income Portfolio	0.04%	-3.76%	-0.25%	2.93%	26.73%	18.31%	13.24%	13.89%
FSLSX Fidelity Value Strategies Fund	0.17%	-4.25%	7.35%	1.82%	22.52%	11.75%	8.16%	10.65%
FNMIX Fidelity New Markets Income Fund	-0.07%	-2.36%	-0.21%	2.97%	11.87%	10.94%	3.63%	4.01%
FADMX Fidelity Strategic Income Fund	0.08%	-0.99%	0.35%	1.48%	8.71%	7.09%	3.01%	—
FCNVX Fidelity Conservative Income Bond Institutional Class	0.00%	0.23%	0.85%	1.87%	4.23%	5.10%	3.48%	2.54%
FIVLX Fidelity International Value Fund	-0.48%	-1.43%	2.34%	7.49%	32.06%	20.13%	12.54%	9.30%
FTHRX Fidelity Intermediate Bond Fund	0.10%	-1.06%	-0.30%	0.65%	3.48%	4.19%	1.13%	2.08%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since May 26, 2021, House Fund Now's average daily return is +0.05%, while the average monthly return is +0.90%. At this rate, your investment would double in approximately 6.4 years.

Historically, 77% of months were positive and 23% were negative. The best month was Mar 2022 with a return of +7.0%, while the worst month was Jun 2022 at -3.3%. The longest winning streak lasted 17 consecutive months, and the longest losing streak was 3 months.

On a daily basis, House Fund Now closed higher 56% of trading days. The best single day was Apr 9, 2025 with a return of +4.2%, while the worst single day was Nov 26, 2021 at -3.0%.

	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	1.94%	-0.55%	-1.30%	0.39%									0.45%
2025	2.10%	-1.59%	-2.00%	-0.41%	4.11%	2.04%	1.55%	0.66%	0.89%	0.50%	0.24%	0.77%	9.05%
2024	1.46%	4.09%	1.86%	0.22%	1.82%	0.09%	0.12%	0.65%	0.58%	1.66%	1.86%	0.22%	15.56%
2023	2.11%	0.53%	-0.80%	0.93%	0.60%	3.98%	2.74%	-0.03%	0.53%	0.10%	2.27%	0.94%	14.71%
2022	1.19%	-0.85%	6.95%	0.28%	0.13%	-3.28%	2.00%	0.83%	-0.82%	4.88%	1.92%	-1.38%	12.05%
2021					0.52%	-0.90%	-1.80%	2.37%	0.62%	2.95%	-2.38%	3.02%	4.33%

Benchmark Metrics

House Fund Now has an annualized alpha of 7.01%, beta of 0.43, and R² of 0.57 versus S&P 500 Index. Calculated based on daily prices since May 26, 2021.

This portfolio participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (41.11%) than losses (11.14%) — typical of diversified or defensive assets.
This portfolio generated an annualized alpha of 7.01% versus S&P 500 Index — delivering returns beyond what market exposure alone would predict.
Beta of 0.43 indicates this portfolio moves significantly less than S&P 500 Index — a genuinely defensive profile with reduced participation in both market rallies and downturns.

Alpha: 7.01%

Beta: 0.43

R²: 0.57

Upside Capture: 41.11%

Downside Capture: 11.14%

Expense Ratio

House Fund Now has an expense ratio of 0.41%, placing it in the medium range. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.

Top 10 holdings

FIVLX

Fidelity International Value Fund

FSLSX

Fidelity Value Strategies Fund

FNMIX

Fidelity New Markets Income Fund

FADMX

Fidelity Strategic Income Fund

FEQTX

Fidelity Equity Dividend Income Fund

FGRIX

Fidelity Growth & Income Portfolio

FFIDX

Fidelity Fund

FTHRX

Fidelity Intermediate Bond Fund

FCNTX

Fidelity Contrafund Fund

FCNVX

Fidelity Conservative Income Bond Institutional Class

Return for Risk

Risk / Return Rank

House Fund Now ranks 57 for risk / return — on par with similar portfolios. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.

Overall Rank

Sharpe Ratio Rank

Sortino Ratio Rank

Omega Ratio Rank

Calmar Ratio Rank

Martin Ratio Rank

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

	Portfolio	Benchmark	Difference
Sharpe ratio Return per unit of total volatility	1.25	0.88	+0.37
Sortino ratio Return per unit of downside risk	1.80	1.37	+0.43
Omega ratio Gain probability vs. loss probability	1.29	1.21	+0.09
Calmar ratio Return relative to maximum drawdown	1.99	1.39	+0.61
Martin ratio Return relative to average drawdown	9.83	6.43	+3.40
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.

	Risk / Return Rank	Sharpe ratio	Sortino ratio	Omega ratio	Calmar ratio	Martin ratio
FFIDX Fidelity Fund	56	1.10	1.69	1.25	1.87	7.46
FCNTX Fidelity Contrafund Fund	47	0.98	1.51	1.22	1.78	6.67
FEQTX Fidelity Equity Dividend Income Fund	11	0.37	0.59	1.09	0.55	1.94
FGRIX Fidelity Growth & Income Portfolio	62	1.26	1.80	1.29	1.78	7.99
FSLSX Fidelity Value Strategies Fund	22	0.61	0.98	1.14	1.10	4.13
FNMIX Fidelity New Markets Income Fund	87	2.13	2.97	1.45	2.20	9.33
FADMX Fidelity Strategic Income Fund	93	2.26	3.21	1.46	3.12	11.97
FCNVX Fidelity Conservative Income Bond Institutional Class	100	3.35	15.77	6.80	21.28	84.05
FIVLX Fidelity International Value Fund	81	1.65	2.20	1.33	2.50	9.80
FTHRX Fidelity Intermediate Bond Fund	59	1.31	1.96	1.25	1.85	6.33

Sharpe Ratio

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

House Fund Now Sharpe ratios as of Apr 4, 2026 (values are recalculated daily):

1-Year: 1.25
All Time: 1.19

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

Compared to the broad market, where average Sharpe ratios range from 0.99 to 1.69, this portfolio's current Sharpe ratio falls between the 25th and 75th percentiles. This indicates that its risk-adjusted performance is in line with the majority of portfolios, suggesting a balanced approach to risk and return—likely suitable for a wide range of investors.

The chart below shows the rolling Sharpe ratio of House Fund Now compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

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Dividends

Dividend yield

House Fund Now provided a 2.95% dividend yield over the last twelve months.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Portfolio	2.95%	3.06%	3.56%	3.19%	3.31%	4.39%	2.66%	3.30%	4.55%	3.21%	2.98%	2.10%
Portfolio components:
FFIDX Fidelity Fund	1.24%	1.18%	0.00%	2.41%	0.67%	4.60%	2.71%	5.41%	7.40%	11.12%	7.01%	5.48%
FCNTX Fidelity Contrafund Fund	4.89%	5.21%	4.19%	3.78%	11.87%	10.80%	8.01%	4.16%	7.46%	6.08%	3.81%	5.33%
FEQTX Fidelity Equity Dividend Income Fund	1.55%	1.59%	8.39%	5.22%	7.65%	11.52%	2.43%	8.39%	14.31%	9.40%	6.12%	5.98%
FGRIX Fidelity Growth & Income Portfolio	9.81%	9.78%	6.80%	3.93%	3.43%	6.02%	3.61%	2.85%	3.39%	1.52%	1.80%	2.08%
FSLSX Fidelity Value Strategies Fund	0.00%	0.00%	10.41%	2.49%	2.13%	7.29%	0.84%	4.84%	14.59%	6.57%	19.71%	1.26%
FNMIX Fidelity New Markets Income Fund	4.62%	5.07%	4.71%	5.15%	3.93%	3.48%	4.06%	4.87%	4.98%	5.77%	6.93%	4.95%
FADMX Fidelity Strategic Income Fund	4.35%	4.33%	4.21%	4.31%	2.91%	4.23%	3.82%	4.34%	2.74%	0.00%	0.00%	0.00%
FCNVX Fidelity Conservative Income Bond Institutional Class	4.23%	4.41%	5.17%	4.97%	1.24%	0.24%	0.99%	2.45%	2.21%	1.30%	1.01%	0.48%
FIVLX Fidelity International Value Fund	2.27%	2.32%	2.90%	2.06%	1.85%	4.35%	1.74%	3.54%	3.33%	0.15%	2.71%	1.44%
FTHRX Fidelity Intermediate Bond Fund	3.34%	3.59%	3.49%	2.94%	1.55%	1.53%	4.16%	2.49%	2.48%	2.20%	2.63%	2.13%

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

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Worst Drawdowns

The table below displays the maximum drawdowns of the House Fund Now. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the House Fund Now was 9.41%, occurring on Apr 4, 2025. Recovery took 43 trading sessions.

The current House Fund Now drawdown is 2.10%.

Depth	Start	To Bottom	Bottom	To Recover	End	Total
-9.41%	Feb 19, 2025	33	Apr 4, 2025	43	Jun 6, 2025	76
-7.05%	Feb 11, 2022	16	Mar 7, 2022	8	Mar 17, 2022	24
-6.99%	Apr 20, 2022	52	Jul 5, 2022	78	Oct 24, 2022	130
-5.61%	Nov 17, 2021	12	Dec 3, 2021	20	Jan 3, 2022	32
-5.5%	Jun 4, 2021	31	Jul 19, 2021	35	Sep 7, 2021	66

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.

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Diversification

Diversification Metrics

Number of Effective Assets

The portfolio contains 12 assets, with an effective number of assets of 8.64, reflecting the diversification based on asset allocation. This number of effective assets indicates a moderate level of diversification, where some assets may have a more significant influence on overall performance.

Asset Correlations Table

The table below displays the correlation coefficients between the individual components of the portfolio, the entire portfolio, and the chosen benchmark.

	Benchmark	VMFXX	FCNVX	^TNX	FTHRX	FNMIX	FIVLX	FADMX	FEQTX	FSLSX	FCNTX	FFIDX	FGRIX	Portfolio
Benchmark	1.00	0.03	0.02	-0.03	0.09	0.32	0.70	0.48	0.74	0.79	0.94	0.96	0.91	0.72
VMFXX	0.03	1.00	0.42	-0.04	0.21	0.19	-0.02	0.21	0.05	0.01	0.01	0.01	0.03	0.04
FCNVX	0.02	0.42	1.00	-0.23	0.40	0.31	0.01	0.35	0.02	-0.01	0.02	0.01	-0.00	-0.09
^TNX	-0.03	-0.04	-0.23	1.00	-0.86	-0.48	-0.06	-0.66	-0.03	0.01	-0.01	-0.03	0.04	0.57
FTHRX	0.09	0.21	0.40	-0.86	1.00	0.56	0.13	0.75	0.10	0.06	0.06	0.08	0.04	-0.41
FNMIX	0.32	0.19	0.31	-0.48	0.56	1.00	0.36	0.78	0.30	0.31	0.30	0.30	0.31	0.02
FIVLX	0.70	-0.02	0.01	-0.06	0.13	0.36	1.00	0.44	0.71	0.74	0.65	0.64	0.78	0.57
FADMX	0.48	0.21	0.35	-0.66	0.75	0.78	0.44	1.00	0.40	0.43	0.44	0.45	0.44	0.02
FEQTX	0.74	0.05	0.02	-0.03	0.10	0.30	0.71	0.40	1.00	0.90	0.59	0.61	0.86	0.59
FSLSX	0.79	0.01	-0.01	0.01	0.06	0.31	0.74	0.43	0.90	1.00	0.67	0.68	0.89	0.67
FCNTX	0.94	0.01	0.02	-0.01	0.06	0.30	0.65	0.44	0.59	0.67	1.00	0.97	0.82	0.71
FFIDX	0.96	0.01	0.01	-0.03	0.08	0.30	0.64	0.45	0.61	0.68	0.97	1.00	0.83	0.69
FGRIX	0.91	0.03	-0.00	0.04	0.04	0.31	0.78	0.44	0.86	0.89	0.82	0.83	1.00	0.75
Portfolio	0.72	0.04	-0.09	0.57	-0.41	0.02	0.57	0.02	0.59	0.67	0.71	0.69	0.75	1.00

The correlation results are calculated based on daily price changes starting from May 26, 2021

House Fund Now

Asset Allocation

Performance

Performance Chart

Returns By Period

Monthly Returns

Benchmark Metrics

Expense Ratio

Top 10 holdings

Return for Risk

Risk / Return Rank

Return / Risk — by metrics

Sharpe ratio

Sortino ratio

Omega ratio

Calmar ratio

Martin ratio

Sharpe Ratio

Dividends

Dividend yield

Drawdowns

Drawdowns Chart

Worst Drawdowns

Volatility

Volatility Chart

Diversification

Diversification Metrics

Number of Effective Assets

Asset Correlations Table