Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
VDADX Vanguard Dividend Appreciation Index Fund Admiral Shares | Large Cap Blend Equities | 20% |
VIGIX Vanguard Growth Index Fund Institutional Shares | Large Cap Growth Equities | 80% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in VG 401k VIGIX/VDADX 70/30, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every year.
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The earliest data available for this chart is Dec 20, 2013, corresponding to the inception date of VDADX
Returns By Period
As of Apr 3, 2026, the VG 401k VIGIX/VDADX 70/30 returned -7.71% Year-To-Date and 15.63% of annualized return in the last 10 years.
| 1D | 1M | YTD | 6M | 1Y | 3Y* | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|---|---|
Benchmark S&P 500 Index | 0.11% | -4.18% | -3.84% | -1.98% | 21.98% | 16.86% | 10.37% | 12.29% |
Portfolio VG 401k VIGIX/VDADX 70/30 | 0.10% | -4.50% | -7.71% | -6.40% | 23.17% | 20.25% | 11.66% | 15.63% |
| Portfolio components: | ||||||||
VIGIX Vanguard Growth Index Fund Institutional Shares | 0.09% | -4.66% | -9.30% | -7.98% | 24.85% | 21.67% | 11.70% | 16.20% |
VDADX Vanguard Dividend Appreciation Index Fund Admiral Shares | 0.15% | -3.90% | -1.35% | -0.05% | 16.91% | 13.70% | 9.84% | 12.33% |
Monthly Returns
Based on dividend-adjusted daily data since Dec 23, 2013, VG 401k VIGIX/VDADX 70/30's average daily return is +0.06%, while the average monthly return is +1.20%. At this rate, your investment would double in approximately 4.8 years.
Historically, 63% of months were positive and 37% were negative. The best month was Apr 2020 with a return of +14.1%, while the worst month was Apr 2022 at -11.2%. The longest winning streak lasted 7 consecutive months, and the longest losing streak was 5 months.
On a daily basis, VG 401k VIGIX/VDADX 70/30 closed higher 56% of trading days. The best single day was Apr 9, 2025 with a return of +11.0%, while the worst single day was Mar 16, 2020 at -12.4%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -0.67% | -3.01% | -5.19% | 1.04% | -7.71% | ||||||||
| 2025 | 2.22% | -2.33% | -7.54% | 1.41% | 7.93% | 5.68% | 3.13% | 1.16% | 4.32% | 3.30% | -0.83% | -0.58% | 18.38% |
| 2024 | 2.06% | 6.30% | 1.63% | -4.21% | 5.80% | 5.62% | -0.67% | 2.47% | 2.21% | -0.57% | 6.46% | -0.33% | 29.56% |
| 2023 | 8.89% | -1.68% | 6.67% | 1.26% | 3.67% | 6.93% | 3.16% | -1.22% | -5.52% | -1.69% | 10.95% | 4.26% | 40.33% |
| 2022 | -8.54% | -4.24% | 3.60% | -11.18% | -2.17% | -7.97% | 11.64% | -4.66% | -9.96% | 5.49% | 5.26% | -7.32% | -28.43% |
| 2021 | -1.33% | 0.94% | 2.50% | 6.35% | -0.81% | 4.73% | 3.26% | 3.26% | -5.23% | 8.03% | 0.12% | 2.67% | 26.53% |
Benchmark Metrics
VG 401k VIGIX/VDADX 70/30 has an annualized alpha of 2.28%, beta of 1.07, and R² of 0.95 versus S&P 500 Index. Calculated based on daily prices since December 23, 2013.
- This portfolio captured 112.98% of S&P 500 Index gains but only 99.27% of its losses — a favorable profile for investors.
- This portfolio generated an annualized alpha of 2.28% versus S&P 500 Index — delivering returns beyond what market exposure alone would predict.
- With beta of 1.07 and R² of 0.95, this portfolio moves broadly in line with S&P 500 Index — much of its variation is explained by market exposure rather than independent behavior.
- Alpha
- 2.28%
- Beta
- 1.07
- R²
- 0.95
- Upside Capture
- 112.98%
- Downside Capture
- 99.27%
Expense Ratio
VG 401k VIGIX/VDADX 70/30 has an expense ratio of 0.05%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Return for Risk
Risk / Return Rank
VG 401k VIGIX/VDADX 70/30 ranks 21 for risk / return — below 21% of portfolios on our site. The returns aren't fully compensating for the risk involved. This isn't necessarily a dealbreaker, but factor it into your decision — especially if you're risk-averse.
Return / Risk — by metrics
| Portfolio | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.80 | 0.88 | -0.09 |
Sortino ratioReturn per unit of downside risk | 1.29 | 1.37 | -0.08 |
Omega ratioGain probability vs. loss probability | 1.19 | 1.21 | -0.02 |
Calmar ratioReturn relative to maximum drawdown | 1.27 | 1.39 | -0.12 |
Martin ratioReturn relative to average drawdown | 4.55 | 6.43 | -1.89 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.
| Risk / Return Rank | Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|---|
VIGIX Vanguard Growth Index Fund Institutional Shares | 28 | 0.77 | 1.27 | 1.18 | 1.13 | 3.91 |
VDADX Vanguard Dividend Appreciation Index Fund Admiral Shares | 33 | 0.83 | 1.28 | 1.18 | 1.23 | 5.38 |
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Dividends
Dividend yield
VG 401k VIGIX/VDADX 70/30 provided a 0.68% dividend yield over the last twelve months.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 0.68% | 0.65% | 0.71% | 0.84% | 0.95% | 0.69% | 0.85% | 1.10% | 1.47% | 1.30% | 1.55% | 1.52% |
| Portfolio components: | ||||||||||||
VIGIX Vanguard Growth Index Fund Institutional Shares | 0.45% | 0.41% | 0.47% | 0.58% | 0.70% | 0.48% | 0.66% | 0.95% | 1.32% | 1.15% | 1.40% | 1.31% |
VDADX Vanguard Dividend Appreciation Index Fund Admiral Shares | 1.58% | 1.60% | 1.71% | 1.86% | 1.94% | 1.53% | 1.61% | 1.69% | 2.07% | 1.88% | 2.14% | 2.34% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the VG 401k VIGIX/VDADX 70/30. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the VG 401k VIGIX/VDADX 70/30 was 32.38%, occurring on Oct 14, 2022. Recovery took 315 trading sessions.
The current VG 401k VIGIX/VDADX 70/30 drawdown is 9.93%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -32.38% | Dec 28, 2021 | 202 | Oct 14, 2022 | 315 | Jan 18, 2024 | 517 |
| -31.7% | Feb 20, 2020 | 23 | Mar 23, 2020 | 71 | Jul 2, 2020 | 94 |
| -21.4% | Feb 20, 2025 | 34 | Apr 8, 2025 | 52 | Jun 24, 2025 | 86 |
| -21.21% | Oct 2, 2018 | 58 | Dec 24, 2018 | 70 | Apr 5, 2019 | 128 |
| -14.17% | Jul 21, 2015 | 143 | Feb 11, 2016 | 102 | Jul 8, 2016 | 245 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 2 assets, with an effective number of assets of 1.47, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| Benchmark | VDADX | VIGIX | Portfolio | |
|---|---|---|---|---|
| Benchmark | 1.00 | 0.92 | 0.94 | 0.96 |
| VDADX | 0.92 | 1.00 | 0.81 | 0.85 |
| VIGIX | 0.94 | 0.81 | 1.00 | 1.00 |
| Portfolio | 0.96 | 0.85 | 1.00 | 1.00 |