Dividend/Bnd 60/40
This portfolio consists of 10 dividend-paying stocks that could generate constant money flow in the long term.
Asset Allocation
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Dividend/Bnd 60/40, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced every 3 months.
The earliest data available for this chart is Oct 9, 2014, corresponding to the inception date of FBND
Returns By Period
As of Apr 26, 2025, the Dividend/Bnd 60/40 returned 2.59% Year-To-Date and 6.59% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | -6.06% | -3.27% | -4.87% | 9.44% | 14.30% | 10.11% |
| Dividend/Bnd 60/40 | 2.59% | -1.64% | 2.32% | 15.60% | 7.14% | 6.59% |
| Portfolio components: | ||||||
PG The Procter & Gamble Company | -2.75% | -2.72% | -3.08% | 1.50% | 8.95% | 10.24% |
MMM 3M Company | 6.90% | -10.06% | 11.21% | 53.65% | 6.39% | 3.80% |
KO The Coca-Cola Company | 16.35% | 2.70% | 9.07% | 19.96% | 13.07% | 9.27% |
WMT Walmart Inc. | 5.54% | 11.59% | 15.82% | 59.72% | 18.90% | 15.99% |
CL Colgate-Palmolive Company | 4.47% | 2.61% | -0.67% | 7.44% | 8.14% | 5.62% |
APD Air Products and Chemicals, Inc. | -6.77% | -8.98% | -14.98% | 16.51% | 6.79% | 8.87% |
IBM International Business Machines Corporation | 6.43% | -7.16% | 9.84% | 42.22% | 19.68% | 7.98% |
KMB Kimberly-Clark Corporation | 1.33% | -5.73% | -1.15% | -0.10% | 2.03% | 5.09% |
EMR Emerson Electric Co. | -14.69% | -7.32% | -1.82% | -2.20% | 17.05% | 9.01% |
JNJ Johnson & Johnson | 7.74% | -4.42% | -2.37% | 8.66% | 2.82% | 7.32% |
FBND Fidelity Total Bond ETF | 2.49% | 0.43% | 1.80% | 7.96% | 0.63% | 2.19% |
Monthly Returns
The table below presents the monthly returns of Dividend/Bnd 60/40, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 4.24% | 2.65% | -1.90% | -2.27% | 2.59% | ||||||||
| 2024 | 0.32% | 0.99% | 3.07% | -1.59% | 3.02% | 1.27% | 4.43% | 3.97% | 1.83% | -3.13% | 4.81% | -4.11% | 15.40% |
| 2023 | -0.48% | -3.87% | 2.99% | 1.91% | -4.07% | 4.14% | 1.49% | -0.48% | -3.84% | -0.68% | 3.78% | 3.06% | 3.50% |
| 2022 | -2.16% | -3.50% | 0.66% | -0.62% | -0.86% | -2.58% | 2.56% | -3.18% | -6.17% | 5.80% | 6.90% | -1.05% | -4.88% |
| 2021 | -2.51% | -1.25% | 4.32% | 1.18% | 1.85% | -0.07% | 1.52% | 0.09% | -3.59% | 1.77% | -2.04% | 5.62% | 6.68% |
| 2020 | 1.23% | -4.44% | -5.24% | 7.25% | 2.36% | -0.23% | 4.52% | 3.24% | -1.09% | -2.39% | 5.55% | 0.99% | 11.51% |
| 2019 | 4.05% | 2.11% | 2.55% | 1.73% | -2.64% | 4.85% | 0.94% | 0.55% | 1.44% | -0.89% | 1.62% | 1.51% | 19.10% |
| 2018 | 0.87% | -4.38% | -0.43% | -2.77% | -0.29% | 0.99% | 3.54% | 1.36% | 0.41% | -3.45% | 3.31% | -3.02% | -4.16% |
| 2017 | 0.66% | 3.71% | 0.08% | 0.31% | 1.77% | -0.19% | -0.09% | 0.57% | 0.42% | 2.14% | 2.20% | 1.09% | 13.34% |
| 2016 | 0.26% | 1.25% | 4.98% | 0.13% | 0.60% | 2.71% | 1.67% | -0.18% | 0.05% | -2.62% | -0.26% | 1.16% | 10.00% |
| 2015 | -1.34% | 1.91% | -1.24% | -0.47% | 0.25% | -2.75% | 0.95% | -4.06% | -1.16% | 3.31% | 0.40% | 0.12% | -4.21% |
| 2014 | 1.67% | 3.21% | -0.82% | 4.07% |
Expense Ratio
Dividend/Bnd 60/40 has an expense ratio of 0.14%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
With an overall rank of 92, Dividend/Bnd 60/40 is among the top 8% of portfolios on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
PG The Procter & Gamble Company | 0.11 | 0.27 | 1.04 | 0.18 | 0.46 |
MMM 3M Company | 1.43 | 2.61 | 1.35 | 1.11 | 9.62 |
KO The Coca-Cola Company | 1.35 | 1.96 | 1.25 | 1.43 | 3.16 |
WMT Walmart Inc. | 2.52 | 3.38 | 1.47 | 2.86 | 9.79 |
CL Colgate-Palmolive Company | 0.41 | 0.69 | 1.09 | 0.41 | 0.75 |
APD Air Products and Chemicals, Inc. | 0.62 | 1.12 | 1.15 | 0.66 | 2.03 |
IBM International Business Machines Corporation | 1.12 | 1.66 | 1.25 | 1.89 | 5.25 |
KMB Kimberly-Clark Corporation | 0.01 | 0.14 | 1.02 | 0.01 | 0.03 |
EMR Emerson Electric Co. | -0.07 | 0.12 | 1.02 | -0.08 | -0.22 |
JNJ Johnson & Johnson | 0.35 | 0.60 | 1.08 | 0.38 | 1.07 |
FBND Fidelity Total Bond ETF | 1.34 | 1.96 | 1.23 | 0.71 | 3.88 |
Dividends
Dividend yield
Dividend/Bnd 60/40 provided a 3.34% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 3.34% | 3.38% | 3.54% | 2.96% | 2.33% | 3.35% | 2.82% | 3.09% | 2.64% | 2.83% | 2.97% | 1.52% |
| Portfolio components: | ||||||||||||
PG The Procter & Gamble Company | 2.53% | 2.36% | 2.55% | 2.38% | 2.08% | 2.24% | 2.37% | 3.09% | 2.98% | 3.18% | 3.32% | 2.78% |
MMM 3M Company | 2.06% | 2.60% | 5.49% | 4.97% | 3.33% | 3.36% | 3.26% | 2.86% | 2.00% | 2.49% | 2.72% | 2.08% |
KO The Coca-Cola Company | 2.73% | 3.12% | 3.12% | 2.77% | 2.84% | 2.99% | 2.89% | 3.29% | 3.23% | 3.38% | 3.07% | 2.89% |
WMT Walmart Inc. | 0.90% | 0.92% | 1.45% | 1.58% | 1.52% | 1.50% | 1.78% | 2.23% | 2.07% | 2.89% | 3.20% | 2.24% |
CL Colgate-Palmolive Company | 2.15% | 2.18% | 2.40% | 2.36% | 2.10% | 2.05% | 2.48% | 2.79% | 2.11% | 2.37% | 2.25% | 2.05% |
APD Air Products and Chemicals, Inc. | 2.66% | 1.83% | 2.56% | 2.10% | 1.97% | 1.96% | 1.97% | 2.75% | 2.32% | 1.20% | 0.00% | 0.00% |
IBM International Business Machines Corporation | 2.87% | 3.03% | 4.05% | 4.68% | 4.74% | 5.17% | 4.80% | 5.46% | 3.85% | 3.31% | 3.63% | 2.65% |
KMB Kimberly-Clark Corporation | 3.74% | 3.72% | 3.88% | 3.42% | 3.19% | 3.17% | 3.00% | 3.51% | 3.22% | 3.22% | 2.77% | 0.73% |
EMR Emerson Electric Co. | 2.00% | 1.70% | 2.14% | 2.15% | 2.18% | 2.49% | 2.58% | 3.26% | 2.76% | 3.42% | 3.94% | 2.85% |
JNJ Johnson & Johnson | 3.21% | 3.40% | 3.00% | 2.52% | 2.45% | 2.53% | 2.57% | 2.74% | 2.38% | 2.73% | 2.87% | 2.64% |
FBND Fidelity Total Bond ETF | 4.61% | 4.73% | 4.26% | 3.07% | 1.86% | 4.25% | 2.90% | 2.93% | 2.56% | 2.84% | 3.26% | 0.66% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Dividend/Bnd 60/40. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Dividend/Bnd 60/40 was 19.25%, occurring on Mar 23, 2020. Recovery took 53 trading sessions.
The current Dividend/Bnd 60/40 drawdown is 4.12%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -19.25% | Feb 18, 2020 | 25 | Mar 23, 2020 | 53 | Jun 8, 2020 | 78 |
| -15.76% | Jan 6, 2022 | 191 | Oct 10, 2022 | 350 | Mar 4, 2024 | 541 |
| -9.7% | Jan 26, 2018 | 67 | May 2, 2018 | 216 | Mar 13, 2019 | 283 |
| -9.58% | Dec 29, 2014 | 166 | Aug 25, 2015 | 141 | Mar 17, 2016 | 307 |
| -7.97% | Mar 3, 2025 | 27 | Apr 8, 2025 | — | — | — |
Volatility
Volatility Chart
The current Dividend/Bnd 60/40 volatility is 5.96%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 11 assets, with an effective number of assets of 5.10, reflecting the diversification based on asset allocation. This number of effective assets indicates a moderate level of diversification, where some assets may have a more significant influence on overall performance.
Asset Correlations Table
| ^GSPC | FBND | WMT | EMR | JNJ | IBM | KMB | APD | MMM | KO | CL | PG | Portfolio | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ^GSPC | 1.00 | 0.09 | 0.41 | 0.68 | 0.41 | 0.60 | 0.32 | 0.62 | 0.60 | 0.44 | 0.39 | 0.41 | 0.69 |
| FBND | 0.09 | 1.00 | 0.05 | -0.03 | 0.08 | 0.00 | 0.12 | 0.07 | 0.04 | 0.13 | 0.14 | 0.15 | 0.30 |
| WMT | 0.41 | 0.05 | 1.00 | 0.26 | 0.33 | 0.31 | 0.36 | 0.31 | 0.31 | 0.37 | 0.38 | 0.43 | 0.53 |
| EMR | 0.68 | -0.03 | 0.26 | 1.00 | 0.29 | 0.53 | 0.21 | 0.54 | 0.59 | 0.33 | 0.26 | 0.28 | 0.60 |
| JNJ | 0.41 | 0.08 | 0.33 | 0.29 | 1.00 | 0.37 | 0.43 | 0.36 | 0.42 | 0.46 | 0.46 | 0.48 | 0.61 |
| IBM | 0.60 | 0.00 | 0.31 | 0.53 | 0.37 | 1.00 | 0.29 | 0.44 | 0.52 | 0.38 | 0.34 | 0.36 | 0.63 |
| KMB | 0.32 | 0.12 | 0.36 | 0.21 | 0.43 | 0.29 | 1.00 | 0.35 | 0.34 | 0.55 | 0.69 | 0.69 | 0.65 |
| APD | 0.62 | 0.07 | 0.31 | 0.54 | 0.36 | 0.44 | 0.35 | 1.00 | 0.50 | 0.43 | 0.40 | 0.39 | 0.67 |
| MMM | 0.60 | 0.04 | 0.31 | 0.59 | 0.42 | 0.52 | 0.34 | 0.50 | 1.00 | 0.40 | 0.37 | 0.38 | 0.67 |
| KO | 0.44 | 0.13 | 0.37 | 0.33 | 0.46 | 0.38 | 0.55 | 0.43 | 0.40 | 1.00 | 0.60 | 0.61 | 0.69 |
| CL | 0.39 | 0.14 | 0.38 | 0.26 | 0.46 | 0.34 | 0.69 | 0.40 | 0.37 | 0.60 | 1.00 | 0.74 | 0.71 |
| PG | 0.41 | 0.15 | 0.43 | 0.28 | 0.48 | 0.36 | 0.69 | 0.39 | 0.38 | 0.61 | 0.74 | 1.00 | 0.71 |
| Portfolio | 0.69 | 0.30 | 0.53 | 0.60 | 0.61 | 0.63 | 0.65 | 0.67 | 0.67 | 0.69 | 0.71 | 0.71 | 1.00 |