Roth IRA Option 1
Asset Allocation
Performance
The chart shows the growth of an initial investment of $10,000 in Roth IRA Option 1, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Quarterly
Returns
As of Sep 23, 2023, the Roth IRA Option 1 returned 19.92% Year-To-Date and 12.52% of annualized return in the last 10 years.
| 1 month | 6 months | Year-To-Date | 1 year | 5 years (annualized) | 10 years (annualized) | |
|---|---|---|---|---|---|---|
| Benchmark | -1.94% | 8.79% | 12.52% | 16.97% | 8.21% | 9.81% |
| Roth IRA Option 1 | -2.84% | 10.87% | 19.92% | 27.14% | 12.04% | 12.50% |
| Portfolio components: | ||||||
FBGRX Fidelity Blue Chip Growth Fund | -2.78% | 16.31% | 34.25% | 28.96% | 13.10% | 15.29% |
FSHOX Fidelity Select Construction & Housing Portfolio | -4.75% | 11.37% | 12.15% | 23.39% | 15.40% | 13.69% |
FDLSX Fidelity Select Leisure Portfolio | -2.73% | 6.78% | 14.89% | 25.76% | 10.31% | 11.26% |
FSPSX Fidelity International Index Fund | -0.09% | 3.79% | 8.42% | 26.48% | 3.48% | 4.02% |
| Returns over 1 year are annualized | ||||||
Asset Correlations Table
| FSPSX | FSHOX | FDLSX | FBGRX | |
|---|---|---|---|---|
| FSPSX | 1.00 | 0.64 | 0.66 | 0.69 |
| FSHOX | 0.64 | 1.00 | 0.71 | 0.71 |
| FDLSX | 0.66 | 0.71 | 1.00 | 0.76 |
| FBGRX | 0.69 | 0.71 | 0.76 | 1.00 |
Dividend yield
Roth IRA Option 1 granted a 1.00% dividend yield in the last twelve months.
| TTM | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Roth IRA Option 1 | 1.00% | 1.63% | 10.84% | 4.78% | 6.46% | 15.22% | 9.92% | 4.39% | 6.93% | 13.12% | 13.39% | 6.89% |
| Portfolio components: | ||||||||||||
FBGRX Fidelity Blue Chip Growth Fund | 0.71% | 0.57% | 8.83% | 7.05% | 4.37% | 7.76% | 5.55% | 5.48% | 7.14% | 9.04% | 12.35% | 3.91% |
FSHOX Fidelity Select Construction & Housing Portfolio | 0.71% | 0.80% | 5.49% | 5.06% | 9.08% | 19.52% | 19.46% | 5.90% | 5.59% | 20.64% | 17.29% | 3.60% |
FDLSX Fidelity Select Leisure Portfolio | 0.82% | 3.34% | 23.60% | 3.04% | 8.60% | 28.65% | 10.73% | 1.82% | 10.12% | 16.55% | 16.98% | 16.03% |
FSPSX Fidelity International Index Fund | 2.45% | 2.66% | 3.15% | 1.94% | 3.43% | 3.10% | 2.86% | 3.61% | 3.37% | 4.38% | 3.33% | 4.08% |
Expense Ratio
The Roth IRA Option 1 has a high expense ratio of 0.66%, indicating higher-than-average management fees. Below you can find the expense ratios of portfolio funds side-by-side and effortlessly compare their relative costs.
Risk-Adjusted Performance
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Ulcer Index | |
|---|---|---|---|---|---|
FBGRX Fidelity Blue Chip Growth Fund | 0.97 | ||||
FSHOX Fidelity Select Construction & Housing Portfolio | 0.93 | ||||
FDLSX Fidelity Select Leisure Portfolio | 1.04 | ||||
FSPSX Fidelity International Index Fund | 1.31 |
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way.
Worst Drawdowns
The table below shows the maximum drawdowns of the Roth IRA Option 1. A maximum drawdown is an indicator of risk. It shows a reduction in portfolio value from its maximum due to a series of losing trades.
The maximum drawdown since January 2010 for the Roth IRA Option 1 is 38.31%, recorded on Mar 18, 2020. It took 95 trading sessions for the portfolio to recover.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -38.31% | Feb 20, 2020 | 20 | Mar 18, 2020 | 95 | Aug 3, 2020 | 115 |
| -31.43% | Jan 4, 2022 | 197 | Oct 14, 2022 | — | — | — |
| -19.22% | Sep 24, 2018 | 64 | Dec 24, 2018 | 66 | Apr 1, 2019 | 130 |
| -18.21% | Aug 6, 2015 | 131 | Feb 11, 2016 | 208 | Dec 7, 2016 | 339 |
| -12.22% | Mar 27, 2012 | 48 | Jun 4, 2012 | 70 | Sep 13, 2012 | 118 |
Volatility Chart
The current Roth IRA Option 1 volatility is 3.92%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.