Roth IRA Option 1
Asset Allocation
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Roth IRA Option 1, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Quarterly
The earliest data available for this chart is Sep 14, 2011, corresponding to the inception date of FSPSX
Returns By Period
As of Dec 19, 2024, the Roth IRA Option 1 returned 23.36% Year-To-Date and 12.68% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | 24.34% | 0.23% | 8.53% | 24.95% | 13.01% | 11.06% |
| Roth IRA Option 1 | 21.64% | -0.86% | 7.38% | 22.12% | 14.55% | 11.43% |
| Portfolio components: | ||||||
FBGRX Fidelity Blue Chip Growth Fund | 33.41% | 3.54% | 5.42% | 33.38% | 16.59% | 13.60% |
FSHOX Fidelity Select Construction & Housing Portfolio | 15.51% | -5.68% | 8.30% | 15.91% | 15.53% | 9.26% |
FDLSX Fidelity Select Leisure Portfolio | 21.44% | -0.90% | 13.79% | 22.18% | 14.15% | 12.69% |
FSPSX Fidelity International Index Fund | 0.19% | -3.94% | -4.77% | 1.31% | 4.25% | 4.89% |
Monthly Returns
The table below presents the monthly returns of Roth IRA Option 1, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | 0.69% | 7.07% | 3.72% | -4.78% | 3.67% | 2.30% | 1.04% | 2.38% | 2.30% | -1.13% | 6.72% | 21.64% | |
| 2023 | 11.16% | -1.73% | 3.25% | 2.17% | 0.10% | 8.43% | 4.41% | -2.74% | -6.04% | -3.72% | 10.55% | 7.62% | 36.70% |
| 2022 | -8.47% | -3.82% | 0.30% | -8.21% | -2.46% | -10.92% | 11.78% | -3.68% | -8.90% | 6.95% | 7.69% | -6.26% | -25.43% |
| 2021 | -0.44% | 5.02% | 3.80% | 4.51% | 0.00% | 1.52% | 1.60% | 2.68% | -5.07% | 6.13% | -0.71% | 2.93% | 23.68% |
| 2020 | 1.13% | -7.71% | -17.36% | 13.88% | 8.40% | 3.59% | 5.88% | 10.78% | -3.26% | -2.87% | 13.73% | 3.72% | 28.25% |
| 2019 | 8.63% | 3.67% | 2.39% | 3.95% | -6.06% | 7.12% | 1.61% | -0.14% | -1.50% | 1.85% | 3.12% | 1.60% | 28.64% |
| 2018 | 5.43% | -5.01% | -1.13% | -0.32% | 2.49% | 0.30% | 1.37% | 2.64% | -0.93% | -9.41% | 2.28% | -9.11% | -11.93% |
| 2017 | 2.89% | 2.84% | 2.80% | 2.60% | 3.00% | -0.35% | 1.29% | 0.99% | 1.25% | 3.36% | 3.10% | -1.70% | 24.28% |
| 2016 | -6.71% | -0.62% | 6.74% | -1.04% | 1.72% | -1.62% | 5.41% | -0.46% | -0.69% | -2.87% | 3.26% | -0.71% | 1.70% |
| 2015 | -0.15% | 6.22% | 0.12% | -0.95% | 1.59% | -0.82% | 3.38% | -5.71% | -2.94% | 5.78% | 0.55% | -2.06% | 4.45% |
| 2014 | -2.81% | 6.68% | -1.81% | -1.69% | 2.29% | 2.76% | -2.79% | 4.77% | -2.27% | 2.50% | 3.38% | -1.94% | 8.82% |
| 2013 | 5.40% | 0.38% | 3.54% | 2.13% | 2.61% | -1.90% | 5.01% | -2.27% | 5.64% | 3.69% | 2.38% | 3.36% | 33.97% |
Expense Ratio
Roth IRA Option 1 features an expense ratio of 0.66%, falling within the medium range. Below you can find the expense ratios of portfolio funds side-by-side and effortlessly compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of Roth IRA Option 1 is 52, indicating average performance compared to other portfolios on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
FBGRX Fidelity Blue Chip Growth Fund | 1.72 | 2.28 | 1.32 | 2.27 | 7.14 |
FSHOX Fidelity Select Construction & Housing Portfolio | 0.91 | 1.37 | 1.16 | 1.44 | 3.54 |
FDLSX Fidelity Select Leisure Portfolio | 1.65 | 2.26 | 1.30 | 2.52 | 9.06 |
FSPSX Fidelity International Index Fund | 0.22 | 0.38 | 1.05 | 0.23 | 0.80 |
Dividends
Dividend yield
Roth IRA Option 1 provided a 0.15% dividend yield over the last twelve months.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 0.15% | 0.72% | 0.69% | 0.61% | 0.60% | 0.90% | 1.06% | 0.71% | 0.97% | 3.43% | 4.94% | 7.31% |
| Portfolio components: | ||||||||||||
FBGRX Fidelity Blue Chip Growth Fund | 0.19% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.12% | 0.09% | 0.22% | 5.07% | 6.08% | 7.80% |
FSHOX Fidelity Select Construction & Housing Portfolio | 0.00% | 0.82% | 0.80% | 0.49% | 0.84% | 0.96% | 1.16% | 0.47% | 0.77% | 2.07% | 4.92% | 8.70% |
FDLSX Fidelity Select Leisure Portfolio | 0.13% | 0.39% | 0.37% | 0.11% | 0.45% | 0.71% | 1.22% | 0.83% | 1.01% | 2.88% | 4.21% | 8.06% |
FSPSX Fidelity International Index Fund | 0.38% | 2.79% | 2.66% | 3.07% | 1.84% | 3.18% | 2.79% | 2.36% | 2.99% | 2.79% | 3.53% | 2.59% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Roth IRA Option 1. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Roth IRA Option 1 was 38.31%, occurring on Mar 18, 2020. Recovery took 97 trading sessions.
The current Roth IRA Option 1 drawdown is 5.68%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -38.31% | Feb 20, 2020 | 20 | Mar 18, 2020 | 97 | Aug 5, 2020 | 117 |
| -32.4% | Nov 19, 2021 | 227 | Oct 14, 2022 | 296 | Dec 19, 2023 | 523 |
| -22.76% | Jan 29, 2018 | 229 | Dec 24, 2018 | 130 | Jul 2, 2019 | 359 |
| -18.46% | Aug 6, 2015 | 131 | Feb 11, 2016 | 239 | Jan 24, 2017 | 370 |
| -12.22% | Mar 27, 2012 | 48 | Jun 4, 2012 | 70 | Sep 13, 2012 | 118 |
Volatility
Volatility Chart
The current Roth IRA Option 1 volatility is 4.43%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Asset Correlations Table
| FSPSX | FSHOX | FDLSX | FBGRX | |
|---|---|---|---|---|
| FSPSX | 1.00 | 0.64 | 0.65 | 0.68 |
| FSHOX | 0.64 | 1.00 | 0.71 | 0.68 |
| FDLSX | 0.65 | 0.71 | 1.00 | 0.74 |
| FBGRX | 0.68 | 0.68 | 0.74 | 1.00 |