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My Portfolio - Recession
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Diversification

Asset Allocation


VCLT 90.00%AAA 10.00%BondBond

S&P 500 Index

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in My Portfolio - Recession, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.


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The earliest data available for this chart is Sep 9, 2020, corresponding to the inception date of AAA

Returns By Period


1D1MYTD6M1Y3Y*5Y*10Y*
Benchmark
S&P 500 Index
0.11%-3.43%-3.84%-1.98%16.08%16.86%10.37%12.29%
Portfolio
My Portfolio - Recession
0.59%-1.39%0.27%-0.75%4.08%3.50%-0.91%
VCLT
Vanguard Long-Term Corporate Bond ETF
0.67%-1.58%0.19%-1.08%3.96%3.10%-1.56%2.55%
AAA
AAF First Priority CLO Bond ETF
-0.14%0.27%0.94%2.15%5.01%6.65%4.45%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Sep 10, 2020, My Portfolio - Recession's average daily return is 0.00%, while the average monthly return is -0.05%.

Historically, 49% of months were positive and 51% were negative. The best month was Nov 2023 with a return of +10.2%, while the worst month was Apr 2022 at -9.0%. The longest winning streak lasted 5 consecutive months, and the longest losing streak was 5 months.

On a daily basis, My Portfolio - Recession closed higher 51% of trading days. The best single day was Nov 10, 2022 with a return of +4.3%, while the worst single day was May 5, 2022 at -2.9%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20260.46%1.72%-2.61%0.75%0.27%
20250.43%3.13%-1.34%-1.22%-0.07%2.79%-0.14%0.69%3.00%0.15%0.77%-1.32%6.96%
2024-0.63%-2.38%1.78%-4.37%2.70%0.33%2.97%2.02%2.55%-3.90%2.36%-3.98%-1.00%
20237.01%-5.21%4.16%0.70%-2.54%1.74%-0.17%-1.75%-4.82%-3.65%10.17%6.24%11.05%
2022-4.52%-2.85%-2.96%-8.96%1.47%-4.19%4.93%-4.89%-7.69%-1.82%9.02%-2.16%-23.14%
2021-2.50%-3.03%-2.20%1.48%0.64%3.64%1.99%-0.37%-2.02%1.57%0.35%-0.73%-1.42%

Benchmark Metrics

My Portfolio - Recession has an annualized alpha of -3.66%, beta of 0.23, and R² of 0.12 versus S&P 500 Index. Calculated based on daily prices since September 10, 2020.

  • This portfolio participated in 82.45% of S&P 500 Index downside but only 35.87% of its upside — more exposed to losses than it benefited from rallies.
  • Beta of 0.23 may look defensive, but with R² of 0.12 this portfolio is largely uncorrelated with S&P 500 Index — low beta reflects independence, not downside protection. See the Volatility section for a true picture of this portfolio's risk.
  • R² of 0.12 means this portfolio moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
-3.66%
Beta
0.23
0.12
Upside Capture
35.87%
Downside Capture
82.45%

Expense Ratio

My Portfolio - Recession has an expense ratio of 0.06%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.


Return for Risk

Risk / Return Rank

My Portfolio - Recession ranks 9 for risk / return — in the bottom 9% of portfolios on our site. This means you're taking on significantly more risk than the returns justify. Consider whether the potential upside is worth the volatility, or explore alternatives with better risk / return profiles.


My Portfolio - Recession Risk / Return Rank: 99
Overall Rank
My Portfolio - Recession Sharpe Ratio Rank: 88
Sharpe Ratio Rank
My Portfolio - Recession Sortino Ratio Rank: 77
Sortino Ratio Rank
My Portfolio - Recession Omega Ratio Rank: 77
Omega Ratio Rank
My Portfolio - Recession Calmar Ratio Rank: 1313
Calmar Ratio Rank
My Portfolio - Recession Martin Ratio Rank: 1111
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics


PortfolioBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

0.44

0.88

-0.44

Sortino ratio

Return per unit of downside risk

0.65

1.37

-0.72

Omega ratio

Gain probability vs. loss probability

1.09

1.21

-0.12

Calmar ratio

Return relative to maximum drawdown

0.88

1.39

-0.51

Martin ratio

Return relative to average drawdown

2.15

6.43

-4.29


How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.

Risk / Return RankSharpe ratioSortino ratioOmega ratioCalmar ratioMartin ratio
VCLT
Vanguard Long-Term Corporate Bond ETF
220.390.581.080.801.86
AAA
AAF First Priority CLO Bond ETF
821.482.151.372.2816.57

Sharpe Ratio

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

My Portfolio - Recession Sharpe ratios as of Apr 2, 2026 (values are recalculated daily):

  • 1-Year: 0.44
  • 5-Year: -0.08
  • All Time: -0.12

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

Compared to the broad market, where average Sharpe ratios range from 1.00 to 1.69, this portfolio's current Sharpe ratio places it in the bottom 25%. This suggests weaker risk-adjusted returns than most portfolios, possibly due to lower returns, higher volatility, or both. It may be worth reviewing the allocation. You can use the Portfolio Optimization tool to explore options for improving the Sharpe ratio.

The chart below shows the rolling Sharpe ratio of My Portfolio - Recession compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.


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Dividends

Dividend yield

My Portfolio - Recession provided a 5.54% dividend yield over the last twelve months.


TTM20252024202320222021202020192018201720162015
Portfolio5.54%5.47%5.29%4.82%4.27%2.87%2.87%3.43%4.10%3.61%3.90%4.21%
VCLT
Vanguard Long-Term Corporate Bond ETF
5.60%5.51%5.19%4.67%4.44%3.07%3.16%3.81%4.55%4.01%4.33%4.68%
AAA
AAF First Priority CLO Bond ETF
4.99%5.11%6.17%6.11%2.78%1.06%0.32%0.00%0.00%0.00%0.00%0.00%

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the My Portfolio - Recession. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the My Portfolio - Recession was 31.48%, occurring on Oct 24, 2022. The portfolio has not yet recovered.

The current My Portfolio - Recession drawdown is 12.00%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-31.48%Sep 23, 2021274Oct 24, 2022
-9.61%Dec 1, 202074Mar 18, 202194Aug 2, 2021168
-2.53%Aug 5, 20214Aug 10, 202124Sep 14, 202128
-2.21%Sep 18, 202031Oct 30, 20203Nov 4, 202034
-1.79%Nov 6, 20203Nov 10, 20205Nov 17, 20208

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Diversification

Diversification Metrics


Number of Effective Assets

The portfolio contains 2 assets, with an effective number of assets of 1.22, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.

Asset Correlations Table

The table below displays the correlation coefficients between the individual components of the portfolio, the entire portfolio, and the chosen benchmark.

BenchmarkAAAVCLTPortfolio
Benchmark1.000.030.290.29
AAA0.031.000.020.03
VCLT0.290.021.001.00
Portfolio0.290.031.001.00
The correlation results are calculated based on daily price changes starting from Sep 10, 2020