My Retirement 2
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
CCH.L Coca Cola HBC AG | Consumer Defensive | 16.67% |
GZF.DE Engie SA | Utilities | 16.67% |
HSBK.L Halyk Bank AO DRC | Financial Services | 16.67% |
IBE.MC Iberdrola S.A. | Utilities | 16.67% |
NXT.L Next plc | Consumer Cyclical | 16.67% |
SLHN.SW Swiss Life Holding AG | Financial Services | 16.67% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in My Retirement 2, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced every 3 months.
The earliest data available for this chart is Apr 29, 2013, corresponding to the inception date of CCH.L
Returns By Period
As of Apr 21, 2025, the My Retirement 2 returned 29.85% Year-To-Date and 15.84% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | -10.18% | -6.79% | -9.92% | 6.35% | 14.12% | 9.63% |
| My Retirement 2 | 29.85% | 11.51% | 24.03% | 51.10% | 27.76% | 15.84% |
| Portfolio components: | ||||||
CCH.L Coca Cola HBC AG | 46.13% | 11.12% | 35.26% | 70.20% | 20.28% | 12.84% |
HSBK.L Halyk Bank AO DRC | 11.51% | 1.15% | 30.25% | 37.75% | 37.14% | 21.99% |
NXT.L Next plc | 34.49% | 26.07% | 20.42% | 50.66% | 25.69% | 6.98% |
GZF.DE Engie SA | 34.22% | 11.75% | 22.63% | 38.19% | 25.26% | 7.26% |
SLHN.SW Swiss Life Holding AG | 23.42% | 7.22% | 14.40% | 49.72% | 29.13% | 18.61% |
IBE.MC Iberdrola S.A. | 29.81% | 12.74% | 17.59% | 52.29% | 17.61% | 15.07% |
Monthly Returns
The table below presents the monthly returns of My Retirement 2, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 3.72% | 7.60% | 9.83% | 5.93% | 29.85% | ||||||||
| 2024 | -1.07% | 3.67% | 4.80% | 0.22% | 6.84% | -3.25% | 5.09% | 6.94% | 0.77% | -1.97% | 0.45% | -2.29% | 21.33% |
| 2023 | 4.80% | 2.82% | 4.63% | 8.82% | -1.43% | 6.89% | 1.83% | -2.65% | -4.21% | -0.99% | 9.74% | 4.37% | 39.21% |
| 2022 | -4.04% | -6.10% | -10.23% | -1.60% | 3.40% | -9.38% | 8.50% | -3.15% | -10.23% | 8.05% | 14.44% | -1.40% | -14.22% |
| 2021 | 0.28% | 0.73% | 1.98% | 5.85% | 5.67% | -4.93% | 1.62% | 2.90% | -6.17% | 7.87% | -3.71% | 5.49% | 17.78% |
| 2020 | 4.34% | -5.60% | -29.71% | 7.66% | 6.04% | 6.99% | 7.86% | 5.22% | -5.26% | -6.61% | 20.93% | 7.04% | 9.92% |
| 2019 | 9.52% | 2.37% | 3.35% | 3.46% | -0.75% | 5.93% | 2.70% | -0.89% | 1.12% | 2.60% | 1.17% | 2.90% | 38.58% |
| 2018 | 11.20% | -4.32% | 3.58% | 0.56% | -1.46% | 1.12% | 2.59% | -5.36% | -0.06% | -3.60% | 1.26% | -2.01% | 2.51% |
| 2017 | -1.75% | 3.23% | 9.04% | 2.95% | 5.77% | 1.77% | 4.69% | 4.99% | 3.03% | -1.12% | -0.98% | 0.94% | 37.16% |
| 2016 | -7.81% | -6.02% | 2.94% | -1.86% | 4.77% | -3.39% | 1.66% | 7.30% | 0.41% | -2.25% | -5.16% | 4.13% | -6.33% |
| 2015 | -8.72% | 4.76% | -2.09% | 6.93% | 2.56% | -0.50% | 2.50% | -5.62% | -4.58% | 8.66% | -0.61% | -3.38% | -1.60% |
| 2014 | -0.28% | 6.76% | -0.23% | 2.22% | 4.02% | 0.70% | -1.02% | 3.32% | -4.18% | -4.13% | 0.62% | -3.76% | 3.47% |
Expense Ratio
My Retirement 2 has an expense ratio of 0.00%, meaning no management fees are charged. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
With an overall rank of 99, My Retirement 2 is among the top 1% of portfolios on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
CCH.L Coca Cola HBC AG | 2.71 | 3.58 | 1.51 | 5.13 | 13.77 |
HSBK.L Halyk Bank AO DRC | 1.21 | 1.83 | 1.28 | 2.45 | 5.36 |
NXT.L Next plc | 1.67 | 2.44 | 1.32 | 2.21 | 5.96 |
GZF.DE Engie SA | 1.70 | 2.45 | 1.33 | 1.99 | 4.65 |
SLHN.SW Swiss Life Holding AG | 2.41 | 3.01 | 1.51 | 3.98 | 13.84 |
IBE.MC Iberdrola S.A. | 2.45 | 3.08 | 1.44 | 3.81 | 9.17 |
Dividends
Dividend yield
My Retirement 2 provided a 5.53% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 5.53% | 6.44% | 6.52% | 5.78% | 4.15% | 5.08% | 4.02% | 4.69% | 3.27% | 3.67% | 4.90% | 3.92% |
| Portfolio components: | ||||||||||||
CCH.L Coca Cola HBC AG | 2.12% | 2.92% | 2.91% | 3.09% | 2.15% | 2.24% | 6.68% | 1.89% | 1.56% | 1.94% | 2.14% | 2.48% |
HSBK.L Halyk Bank AO DRC | 13.62% | 15.18% | 15.54% | 9.87% | 9.56% | 13.66% | 8.12% | 7.05% | 0.00% | 0.00% | 13.23% | 4.12% |
NXT.L Next plc | 1.79% | 2.27% | 2.54% | 6.08% | 1.35% | 0.00% | 2.39% | 5.14% | 4.15% | 4.37% | 3.88% | 3.56% |
GZF.DE Engie SA | 7.65% | 9.40% | 8.78% | 6.29% | 4.05% | 6.30% | 2.60% | 5.88% | 5.91% | 8.27% | 6.04% | 5.98% |
SLHN.SW Swiss Life Holding AG | 4.21% | 4.72% | 5.14% | 5.24% | 3.76% | 4.85% | 0.51% | 3.57% | 3.19% | 2.95% | 2.40% | 2.33% |
IBE.MC Iberdrola S.A. | 3.76% | 4.16% | 4.22% | 4.11% | 4.05% | 3.42% | 3.82% | 4.65% | 4.83% | 4.51% | 1.74% | 5.06% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the My Retirement 2. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the My Retirement 2 was 42.16%, occurring on Mar 23, 2020. Recovery took 202 trading sessions.
The current My Retirement 2 drawdown is 0.52%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -42.16% | Feb 24, 2020 | 21 | Mar 23, 2020 | 202 | Jan 5, 2021 | 223 |
| -32.21% | Jan 14, 2022 | 192 | Oct 12, 2022 | 128 | Apr 13, 2023 | 320 |
| -31.63% | Sep 2, 2014 | 466 | Jun 27, 2016 | 250 | Jun 16, 2017 | 716 |
| -12.29% | May 23, 2018 | 155 | Dec 27, 2018 | 39 | Feb 21, 2019 | 194 |
| -11.99% | Jul 24, 2023 | 53 | Oct 4, 2023 | 42 | Dec 1, 2023 | 95 |
Volatility
Volatility Chart
The current My Retirement 2 volatility is 11.18%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Asset Correlations Table
| HSBK.L | NXT.L | CCH.L | SLHN.SW | IBE.MC | GZF.DE | |
|---|---|---|---|---|---|---|
| HSBK.L | 1.00 | 0.07 | 0.07 | 0.07 | 0.06 | 0.08 |
| NXT.L | 0.07 | 1.00 | 0.36 | 0.39 | 0.31 | 0.32 |
| CCH.L | 0.07 | 0.36 | 1.00 | 0.38 | 0.37 | 0.36 |
| SLHN.SW | 0.07 | 0.39 | 0.38 | 1.00 | 0.42 | 0.43 |
| IBE.MC | 0.06 | 0.31 | 0.37 | 0.42 | 1.00 | 0.57 |
| GZF.DE | 0.08 | 0.32 | 0.36 | 0.43 | 0.57 | 1.00 |