New Roth IRA May 2025
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
BTC-USD Bitcoin | 20% | |
IBIT iShares Bitcoin Trust | Blockchain | 20% |
SCHG Schwab U.S. Large-Cap Growth ETF | Large Cap Growth Equities | 20% |
SPLG SPDR Portfolio S&P 500 ETF | Large Cap Blend Equities | 40% |
Performance
Performance Chart
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The earliest data available for this chart is Jan 11, 2024, corresponding to the inception date of IBIT
Returns By Period
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | 1.00% | 12.45% | 0.40% | 11.91% | 15.04% | 10.82% |
| New Roth IRA May 2025 | 6.02% | 18.46% | 6.67% | 29.49% | N/A | N/A |
| Portfolio components: | ||||||
SPLG SPDR Portfolio S&P 500 ETF | 1.48% | 12.61% | 1.08% | 13.34% | 16.78% | 12.69% |
SCHG Schwab U.S. Large-Cap Growth ETF | -0.80% | 16.59% | 1.13% | 16.45% | 18.93% | 15.80% |
IBIT iShares Bitcoin Trust | 14.82% | 26.21% | 15.58% | 52.39% | N/A | N/A |
BTC-USD Bitcoin | 13.03% | 23.99% | 14.36% | 47.81% | 61.80% | 83.77% |
Monthly Returns
The table below presents the monthly returns of New Roth IRA May 2025, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 5.18% | -8.51% | -4.84% | 5.44% | 9.79% | 6.02% | |||||||
| 2024 | -2.46% | 20.39% | 8.53% | -9.77% | 8.79% | -1.80% | 2.77% | -2.97% | 4.60% | 4.02% | 20.70% | -2.57% | 56.71% |
Expense Ratio
New Roth IRA May 2025 has an expense ratio of 0.07%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
With an overall rank of 86, New Roth IRA May 2025 is among the top 14% of portfolios on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
SPLG SPDR Portfolio S&P 500 ETF | 0.69 | 1.03 | 1.15 | 0.17 | 2.38 |
SCHG Schwab U.S. Large-Cap Growth ETF | 0.65 | 1.17 | 1.16 | 0.22 | 2.46 |
IBIT iShares Bitcoin Trust | 0.99 | 3.30 | 1.39 | 2.78 | 12.44 |
BTC-USD Bitcoin | 0.96 | 3.31 | 1.35 | 2.72 | 12.55 |
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Dividends
Dividend yield
New Roth IRA May 2025 provided a 0.60% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 0.60% | 0.59% | 0.67% | 0.79% | 0.58% | 0.72% | 0.88% | 1.15% | 0.90% | 1.00% | 1.04% | 0.94% |
| Portfolio components: | ||||||||||||
SPLG SPDR Portfolio S&P 500 ETF | 1.28% | 1.28% | 1.44% | 1.69% | 1.25% | 1.54% | 1.79% | 2.23% | 1.75% | 1.97% | 1.98% | 1.79% |
SCHG Schwab U.S. Large-Cap Growth ETF | 0.41% | 0.40% | 0.46% | 0.55% | 0.42% | 0.52% | 0.82% | 1.27% | 1.01% | 1.04% | 1.22% | 1.09% |
IBIT iShares Bitcoin Trust | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
BTC-USD Bitcoin | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the New Roth IRA May 2025. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the New Roth IRA May 2025 was 23.92%, occurring on Apr 8, 2025. The portfolio has not yet recovered.
The current New Roth IRA May 2025 drawdown is 2.49%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -23.92% | Dec 18, 2024 | 112 | Apr 8, 2025 | — | — | — |
| -13.56% | Jul 23, 2024 | 14 | Aug 5, 2024 | 53 | Sep 27, 2024 | 67 |
| -12.08% | Mar 14, 2024 | 49 | May 1, 2024 | 35 | Jun 5, 2024 | 84 |
| -7.22% | Jun 6, 2024 | 32 | Jul 7, 2024 | 15 | Jul 22, 2024 | 47 |
| -4.77% | Jan 12, 2024 | 12 | Jan 23, 2024 | 15 | Feb 7, 2024 | 27 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 4 assets, with an effective number of assets of 3.57, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| ^GSPC | BTC-USD | IBIT | SCHG | SPLG | Portfolio | |
|---|---|---|---|---|---|---|
| ^GSPC | 1.00 | 0.31 | 0.36 | 0.94 | 1.00 | 0.62 |
| BTC-USD | 0.31 | 1.00 | 0.72 | 0.24 | 0.27 | 0.86 |
| IBIT | 0.36 | 0.72 | 1.00 | 0.28 | 0.31 | 0.83 |
| SCHG | 0.94 | 0.24 | 0.28 | 1.00 | 0.90 | 0.53 |
| SPLG | 1.00 | 0.27 | 0.31 | 0.90 | 1.00 | 0.56 |
| Portfolio | 0.62 | 0.86 | 0.83 | 0.53 | 0.56 | 1.00 |