Vanguard IRA
Asset Allocation
| Position | Category/Sector | Weight |
|---|---|---|
GLD SPDR Gold Trust | Precious Metals, Gold | 6.72% |
AAPL Apple Inc. | Technology | 22.53% |
SPUS SP Funds S&P 500 Sharia Industry Exclusions ETF | Large Cap Growth Equities | 16.83% |
VZ Verizon Communications Inc. | Communication Services | 11.95% |
MSFT Microsoft Corporation | Technology | 10.5% |
KO The Coca-Cola Company | Consumer Defensive | 9.58% |
GOOGL Alphabet Inc. | Communication Services | 8.35% |
FTXL First Trust Nasdaq Semiconductor ETF | Technology Equities | 6.91% |
IBUY Amplify Online Retail ETF | Consumer Discretionary Equities | 6.13% |
T AT&T Inc. | Communication Services | 0.5% |
Performance
The chart shows the growth of an initial investment of $10,000 in Vanguard IRA, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Quarterly
Returns
| 1 month | 6 months | Year-To-Date | 1 year | 5 years (annualized) | 10 years (annualized) | |
|---|---|---|---|---|---|---|
| Benchmark | 0.33% | 11.48% | 14.66% | 16.16% | 8.97% | N/A |
| Vanguard IRA | -0.20% | 8.24% | 20.57% | 16.56% | 14.50% | N/A |
| Portfolio components: | ||||||
VZ Verizon Communications Inc. | 1.20% | -6.97% | -10.37% | -9.05% | -10.22% | N/A |
AAPL Apple Inc. | -0.98% | 10.72% | 35.64% | 14.84% | 28.69% | N/A |
MSFT Microsoft Corporation | -0.52% | 16.02% | 34.67% | 35.54% | 22.70% | N/A |
T AT&T Inc. | 9.05% | -13.05% | -11.56% | 1.97% | -8.45% | N/A |
SPUS SP Funds S&P 500 Sharia Industry Exclusions ETF | -0.14% | 13.55% | 23.45% | 23.84% | 14.09% | N/A |
GLD SPDR Gold Trust | 1.85% | -3.44% | 5.72% | 15.12% | 7.04% | N/A |
FTXL First Trust Nasdaq Semiconductor ETF | -2.67% | 5.84% | 26.30% | 27.39% | 14.97% | N/A |
IBUY Amplify Online Retail ETF | -2.41% | 7.25% | 15.31% | 6.41% | -2.93% | N/A |
KO The Coca-Cola Company | -1.93% | -0.95% | -5.98% | 1.40% | 5.42% | N/A |
GOOGL Alphabet Inc. | 3.61% | 26.65% | 51.58% | 34.71% | 19.98% | N/A |
| Returns over 1 year are annualized | ||||||
Asset Correlations Table
| GLD | VZ | T | KO | IBUY | FTXL | GOOGL | AAPL | MSFT | SPUS | |
|---|---|---|---|---|---|---|---|---|---|---|
| GLD | 1.00 | 0.09 | 0.07 | 0.11 | 0.13 | 0.11 | 0.12 | 0.11 | 0.10 | 0.12 |
| VZ | 0.09 | 1.00 | 0.65 | 0.47 | 0.14 | 0.18 | 0.22 | 0.23 | 0.21 | 0.31 |
| T | 0.07 | 0.65 | 1.00 | 0.50 | 0.27 | 0.26 | 0.27 | 0.25 | 0.21 | 0.35 |
| KO | 0.11 | 0.47 | 0.50 | 1.00 | 0.21 | 0.29 | 0.35 | 0.36 | 0.37 | 0.47 |
| IBUY | 0.13 | 0.14 | 0.27 | 0.21 | 1.00 | 0.69 | 0.59 | 0.59 | 0.59 | 0.71 |
| FTXL | 0.11 | 0.18 | 0.26 | 0.29 | 0.69 | 1.00 | 0.63 | 0.66 | 0.66 | 0.80 |
| GOOGL | 0.12 | 0.22 | 0.27 | 0.35 | 0.59 | 0.63 | 1.00 | 0.68 | 0.77 | 0.80 |
| AAPL | 0.11 | 0.23 | 0.25 | 0.36 | 0.59 | 0.66 | 0.68 | 1.00 | 0.75 | 0.83 |
| MSFT | 0.10 | 0.21 | 0.21 | 0.37 | 0.59 | 0.66 | 0.77 | 0.75 | 1.00 | 0.85 |
| SPUS | 0.12 | 0.31 | 0.35 | 0.47 | 0.71 | 0.80 | 0.80 | 0.83 | 0.85 | 1.00 |
Dividend yield
Vanguard IRA granted a 1.69% dividend yield in the last twelve months.
| TTM | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Vanguard IRA | 1.69% | 1.67% | 1.35% | 1.44% | 1.38% | 1.73% | 1.70% | 1.90% | 2.02% | 1.99% | 2.09% | 2.04% |
| Portfolio components: | ||||||||||||
VZ Verizon Communications Inc. | 7.77% | 6.86% | 5.38% | 4.88% | 4.77% | 5.32% | 5.79% | 5.89% | 6.93% | 6.94% | 6.69% | 7.71% |
AAPL Apple Inc. | 0.54% | 0.70% | 0.49% | 0.62% | 1.06% | 1.86% | 1.54% | 2.07% | 2.12% | 1.87% | 2.40% | 1.16% |
MSFT Microsoft Corporation | 0.85% | 1.07% | 0.69% | 0.96% | 1.24% | 1.78% | 1.99% | 2.59% | 2.61% | 2.86% | 3.07% | 3.79% |
T AT&T Inc. | 7.14% | 7.69% | 12.60% | 11.85% | 9.34% | 13.60% | 10.56% | 10.09% | 13.04% | 14.08% | 14.10% | 15.38% |
SPUS SP Funds S&P 500 Sharia Industry Exclusions ETF | 0.99% | 1.22% | 0.94% | 1.07% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
GLD SPDR Gold Trust | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
FTXL First Trust Nasdaq Semiconductor ETF | 0.75% | 0.89% | 0.25% | 0.49% | 0.94% | 0.73% | 0.49% | 0.12% | 0.00% | 0.00% | 0.00% | 0.00% |
IBUY Amplify Online Retail ETF | 0.00% | 0.00% | 0.00% | 0.54% | 0.29% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
KO The Coca-Cola Company | 3.11% | 2.83% | 2.99% | 3.25% | 3.25% | 3.82% | 3.87% | 4.19% | 3.93% | 3.82% | 3.69% | 3.94% |
GOOGL Alphabet Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Expense Ratio
The Vanguard IRA features an expense ratio of 0.19%, falling within the medium range. Below you can find the expense ratios of portfolio funds side-by-side and effortlessly compare their relative costs.
Risk-Adjusted Performance
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Ulcer Index | |
|---|---|---|---|---|---|
VZ Verizon Communications Inc. | -0.57 | ||||
AAPL Apple Inc. | 0.51 | ||||
MSFT Microsoft Corporation | 1.05 | ||||
T AT&T Inc. | -0.04 | ||||
SPUS SP Funds S&P 500 Sharia Industry Exclusions ETF | 1.09 | ||||
GLD SPDR Gold Trust | 1.05 | ||||
FTXL First Trust Nasdaq Semiconductor ETF | 0.75 | ||||
IBUY Amplify Online Retail ETF | 0.04 | ||||
KO The Coca-Cola Company | 0.03 | ||||
GOOGL Alphabet Inc. | 0.87 |
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way.
Worst Drawdowns
The table below shows the maximum drawdowns of the Vanguard IRA. A maximum drawdown is an indicator of risk. It shows a reduction in portfolio value from its maximum due to a series of losing trades.
The maximum drawdown since January 2010 for the Vanguard IRA is 27.61%, recorded on Mar 23, 2020. It took 52 trading sessions for the portfolio to recover.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -27.61% | Feb 20, 2020 | 23 | Mar 23, 2020 | 52 | Jun 5, 2020 | 75 |
| -27.38% | Dec 28, 2021 | 202 | Oct 14, 2022 | — | — | — |
| -11.43% | Sep 3, 2020 | 14 | Sep 23, 2020 | 49 | Dec 2, 2020 | 63 |
| -7.2% | Feb 16, 2021 | 15 | Mar 8, 2021 | 21 | Apr 7, 2021 | 36 |
| -6.46% | Sep 7, 2021 | 20 | Oct 4, 2021 | 18 | Oct 28, 2021 | 38 |
Volatility Chart
The current Vanguard IRA volatility is 4.49%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.