Fidelity IRA
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
FFNOX Fidelity Multi-Asset Index Fund | Diversified Portfolio | 25% |
FTIHX Fidelity Total International Index Fund | Foreign Large Cap Equities | 25% |
FXNAX Fidelity U.S. Bond Index Fund | Total Bond Market | 25% |
FZROX Fidelity ZERO Total Market Index Fund | Large Cap Blend Equities | 25% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Fidelity IRA, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced every 3 months.
The earliest data available for this chart is Aug 3, 2018, corresponding to the inception date of FZROX
Returns By Period
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | -8.60% | -6.79% | -7.27% | 6.02% | 13.70% | 9.79% |
| Fidelity IRA | -1.29% | -3.79% | -2.68% | 6.32% | 8.06% | N/A |
| Portfolio components: | ||||||
FZROX Fidelity ZERO Total Market Index Fund | -8.74% | -6.96% | -6.94% | 6.63% | 15.00% | N/A |
FTIHX Fidelity Total International Index Fund | 6.40% | -1.58% | 2.08% | 9.29% | 10.43% | N/A |
FXNAX Fidelity U.S. Bond Index Fund | 1.27% | -0.58% | 0.68% | 5.87% | -1.32% | 1.15% |
FFNOX Fidelity Multi-Asset Index Fund | -3.86% | -6.04% | -6.89% | 2.72% | 7.76% | 5.90% |
Monthly Returns
The table below presents the monthly returns of Fidelity IRA, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 2.53% | 0.58% | -2.23% | -2.09% | -1.29% | ||||||||
| 2024 | -0.17% | 2.66% | 2.45% | -3.48% | 3.58% | 1.15% | 2.32% | 1.99% | 2.08% | -2.66% | 2.68% | -3.06% | 9.59% |
| 2023 | 6.51% | -3.00% | 2.63% | 1.57% | -1.26% | 3.98% | 2.62% | -2.42% | -3.79% | -2.70% | 7.74% | 4.55% | 16.74% |
| 2022 | -3.82% | -2.36% | 0.22% | -7.46% | 0.63% | -6.40% | 5.43% | -3.58% | -8.13% | 3.80% | 7.73% | -3.57% | -17.39% |
| 2021 | -0.39% | 1.49% | 1.62% | 3.07% | 1.25% | 1.02% | 0.74% | 1.65% | -3.15% | 3.46% | -1.88% | 1.76% | 10.95% |
| 2020 | -0.48% | -4.92% | -10.19% | 8.08% | 3.78% | 2.42% | 3.87% | 4.11% | -2.21% | -1.99% | 9.37% | 3.37% | 14.41% |
| 2019 | 6.03% | 2.02% | 1.34% | 2.34% | -3.81% | 4.95% | 0.09% | -0.79% | 1.35% | 1.99% | 1.86% | 2.32% | 21.19% |
| 2018 | 0.83% | 0.04% | -5.75% | 1.24% | -4.68% | -8.25% |
Expense Ratio
Fidelity IRA has an expense ratio of 0.05%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of Fidelity IRA is 47, indicating average performance compared to other portfolios on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
FZROX Fidelity ZERO Total Market Index Fund | 0.34 | 0.61 | 1.09 | 0.34 | 1.42 |
FTIHX Fidelity Total International Index Fund | 0.59 | 0.92 | 1.12 | 0.71 | 2.14 |
FXNAX Fidelity U.S. Bond Index Fund | 1.15 | 1.72 | 1.20 | 0.42 | 2.83 |
FFNOX Fidelity Multi-Asset Index Fund | 0.18 | 0.35 | 1.05 | 0.18 | 0.70 |
Dividends
Dividend yield
Fidelity IRA provided a 2.32% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 2.32% | 2.39% | 2.72% | 2.13% | 1.87% | 1.64% | 2.26% | 1.99% | 1.43% | 1.25% | 1.30% | 1.79% |
| Portfolio components: | ||||||||||||
FZROX Fidelity ZERO Total Market Index Fund | 1.27% | 1.16% | 1.36% | 1.57% | 1.25% | 1.27% | 1.51% | 0.74% | 0.00% | 0.00% | 0.00% | 0.00% |
FTIHX Fidelity Total International Index Fund | 2.71% | 2.88% | 2.78% | 2.51% | 2.55% | 1.62% | 2.61% | 2.21% | 1.36% | 0.40% | 0.00% | 0.00% |
FXNAX Fidelity U.S. Bond Index Fund | 3.14% | 3.40% | 2.92% | 2.41% | 1.81% | 2.10% | 2.69% | 2.74% | 2.52% | 2.52% | 2.69% | 2.59% |
FFNOX Fidelity Multi-Asset Index Fund | 2.16% | 2.14% | 3.83% | 2.04% | 1.87% | 1.59% | 2.25% | 2.25% | 1.86% | 2.09% | 2.50% | 4.56% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Fidelity IRA. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Fidelity IRA was 25.30%, occurring on Oct 14, 2022. Recovery took 402 trading sessions.
The current Fidelity IRA drawdown is 5.49%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -25.3% | Nov 9, 2021 | 237 | Oct 14, 2022 | 402 | May 15, 2024 | 639 |
| -24.91% | Feb 13, 2020 | 27 | Mar 23, 2020 | 93 | Aug 4, 2020 | 120 |
| -12.5% | Aug 30, 2018 | 80 | Dec 24, 2018 | 67 | Apr 2, 2019 | 147 |
| -11.17% | Feb 19, 2025 | 35 | Apr 8, 2025 | — | — | — |
| -5.46% | Sep 3, 2020 | 15 | Sep 24, 2020 | 32 | Nov 9, 2020 | 47 |
Volatility
Volatility Chart
The current Fidelity IRA volatility is 8.33%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 4 assets, with an effective number of assets of 4.00, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| FXNAX | FTIHX | FZROX | FFNOX | |
|---|---|---|---|---|
| FXNAX | 1.00 | 0.03 | -0.00 | 0.07 |
| FTIHX | 0.03 | 1.00 | 0.79 | 0.89 |
| FZROX | -0.00 | 0.79 | 1.00 | 0.96 |
| FFNOX | 0.07 | 0.89 | 0.96 | 1.00 |