Simple Equity and Money Market
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
VTIP Vanguard Short-Term Inflation-Protected Securities ETF | Inflation-Protected Bonds | 10% |
XLG Invesco S&P 500® Top 50 ETF | Large Cap Growth Equities | 90% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Simple Equity and Money Market, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced every 3 months.
The earliest data available for this chart is Oct 16, 2012, corresponding to the inception date of VTIP
Returns By Period
As of Apr 21, 2025, the Simple Equity and Money Market returned -11.78% Year-To-Date and 12.36% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | -10.18% | -6.79% | -9.92% | 6.35% | 14.12% | 9.63% |
| Simple Equity and Money Market | -12.98% | -7.53% | -10.06% | 9.18% | 16.44% | 12.80% |
| Portfolio components: | ||||||
VTIP Vanguard Short-Term Inflation-Protected Securities ETF | 3.18% | 0.68% | 3.22% | 7.26% | 4.12% | 2.80% |
XLG Invesco S&P 500® Top 50 ETF | -13.38% | -7.75% | -10.39% | 9.24% | 16.96% | 13.32% |
Monthly Returns
The table below presents the monthly returns of Simple Equity and Money Market, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 1.64% | -2.22% | -6.88% | -5.98% | -12.98% | ||||||||
| 2024 | 2.84% | 6.14% | 2.23% | -3.63% | 6.52% | 5.80% | -0.38% | 2.05% | 2.35% | -0.65% | 5.27% | 0.54% | 32.62% |
| 2023 | 6.66% | -1.47% | 7.02% | 2.44% | 3.87% | 5.68% | 3.16% | -0.72% | -4.86% | -1.32% | 9.01% | 3.25% | 36.85% |
| 2022 | -4.93% | -3.96% | 4.72% | -10.36% | -0.91% | -7.29% | 9.62% | -5.27% | -9.14% | 5.68% | 4.42% | -6.83% | -23.63% |
| 2021 | -0.73% | 1.23% | 3.63% | 5.60% | -0.23% | 4.17% | 2.85% | 3.69% | -4.68% | 7.95% | 0.47% | 3.01% | 29.80% |
| 2020 | 1.29% | -7.85% | -9.04% | 12.89% | 3.74% | 3.40% | 6.03% | 9.29% | -5.01% | -3.42% | 8.83% | 3.65% | 23.28% |
| 2019 | 6.74% | 2.75% | 2.76% | 4.52% | -6.63% | 6.31% | 1.74% | -1.64% | 1.55% | 2.88% | 3.83% | 2.84% | 30.52% |
| 2018 | 5.59% | -2.81% | -3.78% | 0.48% | 2.66% | 0.27% | 3.57% | 4.25% | 0.57% | -5.97% | 0.91% | -8.16% | -3.36% |
| 2017 | 1.20% | 4.46% | 0.40% | 1.02% | 1.15% | 0.55% | 1.96% | 0.96% | 1.30% | 2.81% | 2.52% | 1.45% | 21.59% |
| 2016 | -3.88% | -0.75% | 6.00% | -0.10% | 2.04% | 0.07% | 3.70% | -0.10% | 0.17% | -1.67% | 2.41% | 2.62% | 10.65% |
| 2015 | -3.10% | 5.55% | -2.55% | 2.25% | 1.14% | -2.06% | 3.05% | -6.25% | -1.93% | 9.14% | 0.43% | -0.88% | 3.93% |
| 2014 | -4.12% | 3.15% | 1.53% | 1.17% | 1.85% | 1.11% | -0.50% | 3.56% | -0.38% | 1.81% | 2.37% | -1.42% | 10.33% |
Expense Ratio
Simple Equity and Money Market has an expense ratio of 0.18%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of Simple Equity and Money Market is 38, indicating average performance compared to other portfolios on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
VTIP Vanguard Short-Term Inflation-Protected Securities ETF | 3.91 | 6.42 | 1.91 | 7.51 | 26.27 |
XLG Invesco S&P 500® Top 50 ETF | 0.29 | 0.56 | 1.08 | 0.31 | 1.22 |
Dividends
Dividend yield
Simple Equity and Money Market provided a 1.03% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 1.03% | 0.92% | 1.21% | 1.89% | 1.31% | 1.25% | 1.62% | 2.04% | 1.82% | 1.87% | 1.88% | 1.85% |
| Portfolio components: | ||||||||||||
VTIP Vanguard Short-Term Inflation-Protected Securities ETF | 2.77% | 2.70% | 3.36% | 6.84% | 4.68% | 1.20% | 1.95% | 2.45% | 1.52% | 0.76% | 0.00% | 0.82% |
XLG Invesco S&P 500® Top 50 ETF | 0.84% | 0.72% | 0.97% | 1.34% | 0.94% | 1.25% | 1.58% | 2.00% | 1.85% | 2.00% | 2.09% | 1.97% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Simple Equity and Money Market. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Simple Equity and Money Market was 29.27%, occurring on Mar 23, 2020. Recovery took 74 trading sessions.
The current Simple Equity and Money Market drawdown is 14.61%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -29.27% | Feb 20, 2020 | 23 | Mar 23, 2020 | 74 | Jul 8, 2020 | 97 |
| -27.27% | Jan 4, 2022 | 195 | Oct 12, 2022 | 278 | Nov 20, 2023 | 473 |
| -20.17% | Feb 20, 2025 | 34 | Apr 8, 2025 | — | — | — |
| -18.85% | Oct 4, 2018 | 56 | Dec 24, 2018 | 76 | Apr 15, 2019 | 132 |
| -12.51% | Jul 21, 2015 | 26 | Aug 25, 2015 | 49 | Nov 3, 2015 | 75 |
Volatility
Volatility Chart
The current Simple Equity and Money Market volatility is 13.98%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Asset Correlations Table
| VTIP | XLG | |
|---|---|---|
| VTIP | 1.00 | 0.06 |
| XLG | 0.06 | 1.00 |